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LIFELONG RENTER here. Convince me of the benefits of home ownership ITT.

Home ownership literally seems like j00 flame. I live in the...
Flatulent idiotic cuckold
  08/17/23
being a grown adult and not having some 75 iq "property...
yapping walnut azn public bath
  08/18/23
have never had my landlord "break into" my house. ...
Flatulent idiotic cuckold
  08/18/23
who does inspections
yapping walnut azn public bath
  08/18/23
theres only two types of inspections where i live - gas + fu...
Flatulent idiotic cuckold
  08/18/23
yeah the us is garbage
yapping walnut azn public bath
  08/18/23
I've owned my house for 3 years. My mortgage is $2,500. Neig...
Maize judgmental institution
  08/17/23
Been living in my current home for 10 years without a single...
Flatulent idiotic cuckold
  08/17/23
ur landlord is just lazy
honey-headed organic girlfriend senate
  08/17/23
My landlord is chilled as fuck. I negotiated my rent down du...
Flatulent idiotic cuckold
  08/17/23
you happen to live in a nation where the population is decli...
Brilliant zombie-like pisswyrm den
  08/17/23
seems like just another reason to leave the US
passionate ruby church building
  08/17/23
American homes come with hidden costs of nigs spics and cums...
Flatulent idiotic cuckold
  08/17/23
This is very cr. The other aspects of homeownership are meh....
costumed carnelian rehab messiness
  08/17/23
Yes - also, buying a house is incredible forced savings if y...
Maize judgmental institution
  08/17/23
Did the renters property tax stay the same?
marvelous crotch hairy legs
  04/05/24
If you are in a high tax bracket the mortgage interest deduc...
honey-headed organic girlfriend senate
  08/17/23
I pay very little in taxes: less than 5% income tax and that...
Flatulent idiotic cuckold
  08/17/23
if what you said is true above, then it doesn't make sense f...
honey-headed organic girlfriend senate
  08/17/23
Exactly. Economics of home ownership don't make sense for mo...
Flatulent idiotic cuckold
  08/17/23
UMC people pay 5% in taxes?
Maize judgmental institution
  08/17/23
Tax system is simple and 180 here: choose between 1) a strai...
Flatulent idiotic cuckold
  08/17/23
not really for us with 2% interest rates
Cordovan Hairless Feces
  08/17/23
Here I am paying a mortgage like a dope when I could have mo...
blathering fishy weed whacker
  08/17/23
1800000
Flatulent idiotic cuckold
  08/17/23
You live in a studio and barely make $60k
wonderful business firm nibblets
  08/17/23
shrewd AND decadent.
Flatulent idiotic cuckold
  08/17/23
the 7.4% thread inspired this thread, btw. some LULZY ass ni...
Flatulent idiotic cuckold
  08/17/23
There aren't any nice 5-6 bedroom houses for rent where I wa...
pearly address headpube
  08/17/23
lol@ wanting to live in a fucking 4 bdr as a single male. a ...
Flatulent idiotic cuckold
  08/17/23
can you please reconcile the contradictions in this sentence...
cracking sadistic sanctuary elastic band
  08/17/23
bifurcated market.
Flatulent idiotic cuckold
  08/17/23
Are you saying you live in a hovel?
cracking sadistic sanctuary elastic band
  08/17/23
i live in a very average studio apartment that is the most c...
Flatulent idiotic cuckold
  08/17/23
why would yuppies live in a studio apartment in 1st world co...
cracking sadistic sanctuary elastic band
  08/17/23
it may be hard for you to believe but studios are the most c...
Flatulent idiotic cuckold
  08/17/23
sure in 3rd world countries but i am talking about 1st world...
cracking sadistic sanctuary elastic band
  08/17/23
America is a good example of a third world housing market. N...
Flatulent idiotic cuckold
  08/17/23
amazing but why cant you own a place like a real yuppie
cracking sadistic sanctuary elastic band
  08/17/23
Lol@ buying, instead of renting, a studio apartment. If y...
Flatulent idiotic cuckold
  08/17/23
sounds very third world in a first world country people can ...
cracking sadistic sanctuary elastic band
  08/17/23
it's a 180 well-designed and flexible system that matches sk...
Flatulent idiotic cuckold
  08/17/23
So for all the shit you talk, you can't even afford to buy a...
insecure dysfunction
  08/17/23
there are literally zero benefits of owning a studio apartme...
Flatulent idiotic cuckold
  08/17/23
lol @ confining the universe of discourse to studio apartmen...
cracking sadistic sanctuary elastic band
  08/17/23
you can think of it like this: there are two types of people...
Flatulent idiotic cuckold
  08/17/23
yeah very first world
cracking sadistic sanctuary elastic band
  08/17/23
I think your perspective is severely fucked up by dealing wi...
insecure dysfunction
  08/17/23
(literal third worlder who lives amongst nigs spics and cums...
Flatulent idiotic cuckold
  08/17/23
(third world guy smugly poasting from his rented studio apar...
insecure dysfunction
  08/17/23
idk, what's the price of being able to live in a homogeneous...
Flatulent idiotic cuckold
  08/17/23
I actually live in my three bedroom house, with my wife and ...
insecure dysfunction
  08/17/23
last time i checked america is like 60% non-white bro
Flatulent idiotic cuckold
  08/17/23
Last I checked, the entirety of Seoul is in artillery range ...
insecure dysfunction
  08/18/23
lol you sound pretty triggered bro
Flatulent idiotic cuckold
  08/18/23
You sound extremely poor and I discovered downthread you don...
insecure dysfunction
  08/18/23
it's for adults, nyuug
Fuchsia Mischievous Indirect Expression Point
  08/17/23
op lives in a homogenous high-trust society. LLs dont fuck y...
indigo cruel-hearted toilet seat location
  08/17/23
18000000000000
Flatulent idiotic cuckold
  08/17/23
It only works if you Buy Low and Sell High imo
bonkers green principal's office ceo
  08/17/23
TITCR
Flatulent idiotic cuckold
  08/17/23
don't take this the wrong way my dude did someone hit you...
Thriller Rose Rigpig Kitchen
  08/17/23
None, outside exceptional circumstances of increasing proper...
Supple Flickering Corner Athletic Conference
  08/17/23
isnt the us basically the only conuntry where homeownership ...
flushed roommate
  08/17/23
https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ow...
bonkers green principal's office ceo
  08/17/23
dont bring your shitty "facts" into this discussio...
passionate ruby church building
  08/17/23
owning a McMansion in suburbia is def. an American peculiari...
Flatulent idiotic cuckold
  08/17/23
So nyuug is claiming that everybody in South Korea rents a s...
insecure dysfunction
  08/18/23
sorry about your tiny pink RC skills bro. i exclude all &quo...
Flatulent idiotic cuckold
  08/18/23
Okay, then you're just wrong about what counts as an owner. ...
insecure dysfunction
  08/18/23
sorry bro the jew who you pay every month owns your house, h...
Flatulent idiotic cuckold
  08/18/23
You are in fact making up the rules. Ownership with a lien ...
insecure dysfunction
  08/18/23
something like that, yeah
Flatulent idiotic cuckold
  08/17/23
overextending to iNvEsT in a big house is flame esp when the...
Infuriating Coffee Pot
  08/17/23
You don’t have any never will have the option to buy N...
hot hell faggotry
  08/18/23
Did you forget your Pumo Login?
Infuriating Coffee Pot
  08/18/23
RSF is upset he literally had to stay in an ethnic ghetto wh...
Flatulent idiotic cuckold
  08/18/23
I thought he was the conscription copypasta pumo but it's a ...
Infuriating Coffee Pot
  08/18/23
lmao
Flatulent idiotic cuckold
  08/18/23
The Four Seasons is in an “ethnic ghetto?”
hot hell faggotry
  08/18/23
rental market for houses you'd actually want to live in/rais...
Stimulating bearded queen of the night area
  08/18/23
OP is an incel who lives alone and will die alone, so this i...
insecure dysfunction
  08/18/23
Reminder that OP = NYUUG is a 40-yo "man" who rent...
maniacal karate
  08/18/23
I missed that, suddenly this thread makes a lot more sense. ...
insecure dysfunction
  08/18/23
http://www.xoxohth.com/thread.php?thread_id=5385469&mc=1...
maniacal karate
  08/18/23
Jesus christ so he has a salary no higher than 100K and a ne...
insecure dysfunction
  08/18/23
salary just over 50K (he first gave his salary range as 50k-...
maniacal karate
  08/19/23
...
maniacal karate
  09/04/23
Jesus Christ
magenta skinny woman
  10/27/23
absolutely HILARIOUS how you guys still act like you know my...
Flatulent idiotic cuckold
  10/27/23
You posted it in the other thread. You’re very poor lo...
magenta skinny woman
  11/02/23
...
maniacal karate
  09/04/23
To be fair, in USA the Fed's primary job is making sure asse...
Elite unhinged locus knife
  08/18/23
consensus ITT w/r/t the market being propped up indefinitely...
Flatulent idiotic cuckold
  09/04/23
...
Flatulent idiotic cuckold
  10/27/23
...
Flatulent idiotic cuckold
  11/02/23
...
Flatulent idiotic cuckold
  01/02/24
...
Flatulent idiotic cuckold
  01/11/24
REMINDER: nyuug is very poor and outright admitted it in thi...
insecure dysfunction
  02/20/24
Renting is now cheaper than owning in all of America’s...
Flatulent idiotic cuckold
  03/26/24
fucktarded "superior anglo culture" of paying real...
Flatulent idiotic cuckold
  04/01/24
Residential real estate is the only asset guaranteed to alwa...
mewling telephone
  04/01/24
Lol
Swashbuckling puce jap
  04/01/24
*leans into mic*
Flatulent idiotic cuckold
  04/01/24
I sold my house for 1M more than I paid for it 10 years earl...
bateful wild sneaky criminal heaven
  04/01/24
REMINDER: nyuug is a pauper that rents a studio. When he sp...
insecure dysfunction
  04/04/24
Paid off house early so practically living rent free. Basi...
Violent adventurous locale laser beams
  04/05/24
...
Flatulent idiotic cuckold
  04/30/24
...
nyuug
  05/29/24
...
nyuug
  05/30/24


Poast new message in this thread



Reply Favorite

Date: August 17th, 2023 9:12 PM
Author: Flatulent idiotic cuckold

Home ownership literally seems like j00 flame. I live in the most expensive housing market in the entire country but thanks to 180 cheap rents, I barely spend anything on housing.

Can easily allocate a larger % of my income to rent for a bigger house (2-3 bdr) later when I need more space without taking on $5,000,000 in debt.

Do your best to convince me that renting isn't 180 as fuck.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683533)



Reply Favorite

Date: August 18th, 2023 12:38 AM
Author: yapping walnut azn public bath

being a grown adult and not having some 75 iq "property manager" breaking into your home every 3 months and sending demand notices is perhaps the best reason to own.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684238)



Reply Favorite

Date: August 18th, 2023 12:40 AM
Author: Flatulent idiotic cuckold

have never had my landlord "break into" my house. did this become a common thing in america since i left or something?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684244)



Reply Favorite

Date: August 18th, 2023 12:41 AM
Author: yapping walnut azn public bath

who does inspections

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684246)



Reply Favorite

Date: August 18th, 2023 12:43 AM
Author: Flatulent idiotic cuckold

theres only two types of inspections where i live - gas + fumigation. neither is allowed to enter the premises unless the tenant is present, the landlord him/herself doesn't actually conduct any inspections, and said inspections do not occur every 3 months. you just live in a place with TTT real estate codes

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684253)



Reply Favorite

Date: August 18th, 2023 12:44 AM
Author: yapping walnut azn public bath

yeah the us is garbage

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684256)



Reply Favorite

Date: August 17th, 2023 9:21 PM
Author: Maize judgmental institution

I've owned my house for 3 years. My mortgage is $2,500. Neighbors next to me rent for $2600.

3 years later, my mortgage is still $2600 and change. My neighbors are being told to move and will have to pay $5,500 for a similar setup.

I could now sell my house and pocket $250,000. My neighbors will get $0 when forced to move.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683563)



Reply Favorite

Date: August 17th, 2023 9:24 PM
Author: Flatulent idiotic cuckold

Been living in my current home for 10 years without a single rent increase.

Home prices increasing indefinitely is obviously complete bullshit lol.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683576)



Reply Favorite

Date: August 17th, 2023 9:24 PM
Author: honey-headed organic girlfriend senate

ur landlord is just lazy

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683579)



Reply Favorite

Date: August 17th, 2023 9:26 PM
Author: Flatulent idiotic cuckold

My landlord is chilled as fuck. I negotiated my rent down during contracting and while average rents have increased, I pay my juiced-in rate.

It's absolutely 180.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683587)



Reply Favorite

Date: August 17th, 2023 9:56 PM
Author: Brilliant zombie-like pisswyrm den

you happen to live in a nation where the population is declining and immigration is negligible. the situation in the US is very different.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683709)



Reply Favorite

Date: August 17th, 2023 10:29 PM
Author: passionate ruby church building

seems like just another reason to leave the US

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683837)



Reply Favorite

Date: August 17th, 2023 10:32 PM
Author: Flatulent idiotic cuckold

American homes come with hidden costs of nigs spics and cumskins in the neighborhood. Very TTT to have any of these groups as your neighbors.

I basically live in a gated community.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683850)



Reply Favorite

Date: August 17th, 2023 9:41 PM
Author: costumed carnelian rehab messiness

This is very cr. The other aspects of homeownership are meh. But inflation is on our side.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683655)



Reply Favorite

Date: August 17th, 2023 9:46 PM
Author: Maize judgmental institution

Yes - also, buying a house is incredible forced savings if you mostly stay put.

At retirement age my housing costs will hopefully be close to zero. I could even downside and use the proceeds to fund retirement lifestyle.

Contrast that with renting where (a) you're probably not saving that extra money and (b) god knows what your housing cost will be in 2050.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683671)



Reply Favorite

Date: April 5th, 2024 12:07 AM
Author: marvelous crotch hairy legs

Did the renters property tax stay the same?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47556958)



Reply Favorite

Date: August 17th, 2023 9:21 PM
Author: honey-headed organic girlfriend senate

If you are in a high tax bracket the mortgage interest deduction is a huge benefit.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683567)



Reply Favorite

Date: August 17th, 2023 9:25 PM
Author: Flatulent idiotic cuckold

I pay very little in taxes: less than 5% income tax and that's it.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683582)



Reply Favorite

Date: August 17th, 2023 9:26 PM
Author: honey-headed organic girlfriend senate

if what you said is true above, then it doesn't make sense for you to buy NOW, but obviously over the long run, assuming you don't move constantly, you will almost certainly end up ahead financially buy buying instead of renting.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683585)



Reply Favorite

Date: August 17th, 2023 9:27 PM
Author: Flatulent idiotic cuckold

Exactly. Economics of home ownership don't make sense for most UMC doods.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683591)



Reply Favorite

Date: August 17th, 2023 9:46 PM
Author: Maize judgmental institution

UMC people pay 5% in taxes?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683675)



Reply Favorite

Date: August 17th, 2023 9:58 PM
Author: Flatulent idiotic cuckold

Tax system is simple and 180 here: choose between 1) a straight 3.3% income tax and forgo all benefits, or 2) regressive scheme that charges MUCH higher, but includes benefits.

And this system applies to all income levels, yes.



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683713)



Reply Favorite

Date: August 17th, 2023 11:08 PM
Author: Cordovan Hairless Feces

not really for us with 2% interest rates

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683976)



Reply Favorite

Date: August 17th, 2023 9:27 PM
Author: blathering fishy weed whacker

Here I am paying a mortgage like a dope when I could have moved into a rent-frozen apartment and started taking home 95% of my income.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683597)



Reply Favorite

Date: August 17th, 2023 9:30 PM
Author: Flatulent idiotic cuckold

1800000

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683608)



Reply Favorite

Date: August 17th, 2023 9:29 PM
Author: wonderful business firm nibblets

You live in a studio and barely make $60k

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683603)



Reply Favorite

Date: August 17th, 2023 9:31 PM
Author: Flatulent idiotic cuckold

shrewd AND decadent.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683610)



Reply Favorite

Date: August 17th, 2023 9:37 PM
Author: Flatulent idiotic cuckold

the 7.4% thread inspired this thread, btw. some LULZY ass niggas in there bragging about their multi-million debt because interest is "only" 4 or 5 percent or some shit LMAO

https://www.xoxohth.com/thread.php?thread_id=5389853&mc=119&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683638)



Reply Favorite

Date: August 17th, 2023 9:41 PM
Author: pearly address headpube

There aren't any nice 5-6 bedroom houses for rent where I want to live. I don't want to live in some hellish city or cookie cutter suburb either.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683658)



Reply Favorite

Date: August 17th, 2023 9:43 PM
Author: Flatulent idiotic cuckold

lol@ wanting to live in a fucking 4 bdr as a single male. a complete waste of money.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683662)



Reply Favorite

Date: August 17th, 2023 9:48 PM
Author: cracking sadistic sanctuary elastic band

can you please reconcile the contradictions in this sentence:

I live in the most expensive housing market in the entire country but thanks to 180 cheap rents, I barely spend anything on housing.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683684)



Reply Favorite

Date: August 17th, 2023 10:00 PM
Author: Flatulent idiotic cuckold

bifurcated market.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683717)



Reply Favorite

Date: August 17th, 2023 10:01 PM
Author: cracking sadistic sanctuary elastic band

Are you saying you live in a hovel?



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683722)



Reply Favorite

Date: August 17th, 2023 10:02 PM
Author: Flatulent idiotic cuckold

i live in a very average studio apartment that is the most common type of housing among yuppies. funnily enough, officetels, as studio apartments are known here, have been DECREASING in size while rents have only gone up in the past decade ive been renting

i basically have 180 as fuck housing locked down.



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683727)



Reply Favorite

Date: August 17th, 2023 10:04 PM
Author: cracking sadistic sanctuary elastic band

why would yuppies live in a studio apartment in 1st world country

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683736)



Reply Favorite

Date: August 17th, 2023 10:06 PM
Author: Flatulent idiotic cuckold

it may be hard for you to believe but studios are the most common housing type for the vast majority of independent yuppiedoods.



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683742)



Reply Favorite

Date: August 17th, 2023 10:06 PM
Author: cracking sadistic sanctuary elastic band

sure in 3rd world countries but i am talking about 1st world countries

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683744)



Reply Favorite

Date: August 17th, 2023 10:09 PM
Author: Flatulent idiotic cuckold

America is a good example of a third world housing market. NYC studios were completely insane last time I checked: $2,500+ and 1bdrs were even higher. Gangnam rents are a fraction of that.

If yuppies can't afford rents then you probably live in a shitty country.

EDIT - manhattan studios apparently start at $3,200 LOLLERCAUST:

https://newyork.craigslist.org/search/apa?housing_type=2&housing_type=8&query=wall%20street&sort=priceasc#search=1~gallery~0~0

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683764)



Reply Favorite

Date: August 17th, 2023 10:25 PM
Author: cracking sadistic sanctuary elastic band

amazing but why cant you own a place like a real yuppie

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683827)



Reply Favorite

Date: August 17th, 2023 10:30 PM
Author: Flatulent idiotic cuckold

Lol@ buying, instead of renting, a studio apartment.

If you want to buy an actual apartment, you'll need $5,000,000 minimum. So while it's easy as fuck to find 180 rentals, outright purchasing a home is basically impossible for anyone not in the top .01%.

No complaints here tho I'm a singledood just enjoying dat Gangnam lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683844)



Reply Favorite

Date: August 17th, 2023 10:46 PM
Author: cracking sadistic sanctuary elastic band

sounds very third world in a first world country people can own a home

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683897)



Reply Favorite

Date: August 17th, 2023 10:59 PM
Author: Flatulent idiotic cuckold

it's a 180 well-designed and flexible system that matches skilled workers to professional industries. seoul is basically a city of officetels.

you are right in that it's kind of a "kicking the can down further" kind of problem bc the govt is scared as fuck of the huge cohort of prime 30s and 40s workers eventually aging out of the workforce without having homes to live in. gonna be lulzy and 180 when this happens



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683936)



Reply Favorite

Date: August 17th, 2023 10:50 PM
Author: insecure dysfunction

So for all the shit you talk, you can't even afford to buy a studio apartment, you rent one? Okay bro, clearly I'm doing it wrong from my three bedroom house that I own outright.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683907)



Reply Favorite

Date: August 17th, 2023 11:01 PM
Author: Flatulent idiotic cuckold

there are literally zero benefits of owning a studio apartment vis a vis renting. you can at least argue that owning a real gangnam apartment comes with the benefit of insulation against downturns but no one in their right mind outright buys studios lol



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683943)



Reply Favorite

Date: August 17th, 2023 11:04 PM
Author: cracking sadistic sanctuary elastic band

lol @ confining the universe of discourse to studio apartments



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683958)



Reply Favorite

Date: August 17th, 2023 11:11 PM
Author: Flatulent idiotic cuckold

you can think of it like this: there are two types of people - those who own vs non-owners

the % of people who own a house (without attached debts) is probably less than 10% of the population. and im excluding jeonsae from this cohort, as they aren't actual owners of their homes.

of the 90% of people who do not own a house, maybe 10% of this group are independent, meaning they are single and live alone apart from their family. rest are nuclear/extended families, etc.

this relatively small % of the population, i.e. independent, non-homeowners are what drive rents, and in all likelihood a far larger market than the 10% of the national homeowning population (stats back this up, btw: https://koreajoongangdaily.joins.com/2022/05/17/business/economy/Korea-Real-estate-prices-jeonse/20220517184838337.html )

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683992)



Reply Favorite

Date: August 17th, 2023 11:21 PM
Author: cracking sadistic sanctuary elastic band

yeah very first world

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684037)



Reply Favorite

Date: August 17th, 2023 11:15 PM
Author: insecure dysfunction

I think your perspective is severely fucked up by dealing with the Seoul rental market. I get that it's really dense because South Korea is a poor nation with one major city, two minor ones, and some farmland, but things work differently in first world countries. Enjoy renting your studio apartment, I guess, it must be really fun to cook your rice dinner ten feet from where you sleep. At least you don't have a wife or children to worry about, that would make such living conditions intolerable.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684010)



Reply Favorite

Date: August 17th, 2023 11:30 PM
Author: Flatulent idiotic cuckold

(literal third worlder who lives amongst nigs spics and cumskins claiming he lives in a "first world" country)

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684072)



Reply Favorite

Date: August 17th, 2023 11:31 PM
Author: insecure dysfunction

(third world guy smugly poasting from his rented studio apartment)

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684075)



Reply Favorite

Date: August 17th, 2023 11:35 PM
Author: Flatulent idiotic cuckold

idk, what's the price of being able to live in a homogeneous and safe neighborhood without nigs spics and cumskins? we clearly differ on this metric, my friend

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684091)



Reply Favorite

Date: August 17th, 2023 11:51 PM
Author: insecure dysfunction

I actually live in my three bedroom house, with my wife and children, that I own in an entirely white community that's not under constant threat of annihilation by North Korea. But you enjoy renting your studio in the third world, given your incel status you don't need more space and if you die in the opening moments of WW3, you will not be missed.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684138)



Reply Favorite

Date: August 17th, 2023 11:57 PM
Author: Flatulent idiotic cuckold

last time i checked america is like 60% non-white bro

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684154)



Reply Favorite

Date: August 18th, 2023 12:00 AM
Author: insecure dysfunction

Last I checked, the entirety of Seoul is in artillery range of North Korea and you rent a studio apartment. By contrast, there are American white enclaves that are 180. I'm sorry you missed out brother, in the next life may you be born white and in the first world

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684166)



Reply Favorite

Date: August 18th, 2023 12:05 AM
Author: Flatulent idiotic cuckold

lol you sound pretty triggered bro

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684178)



Reply Favorite

Date: August 18th, 2023 1:50 PM
Author: insecure dysfunction

You sound extremely poor and I discovered downthread you don't just sound that way, you are poor. Sorry about your poverty bro.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46685753)



Reply Favorite

Date: August 17th, 2023 9:48 PM
Author: Fuchsia Mischievous Indirect Expression Point

it's for adults, nyuug

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683686)



Reply Favorite

Date: August 17th, 2023 9:58 PM
Author: indigo cruel-hearted toilet seat location

op lives in a homogenous high-trust society. LLs dont fuck you over like they do in the US

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683711)



Reply Favorite

Date: August 17th, 2023 10:00 PM
Author: Flatulent idiotic cuckold

18000000000000

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683719)



Reply Favorite

Date: August 17th, 2023 9:58 PM
Author: bonkers green principal's office ceo

It only works if you Buy Low and Sell High imo



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683712)



Reply Favorite

Date: August 17th, 2023 10:03 PM
Author: Flatulent idiotic cuckold

TITCR

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683730)



Reply Favorite

Date: August 17th, 2023 10:48 PM
Author: Thriller Rose Rigpig Kitchen

don't take this the wrong way my dude

did someone hit you in the head with a bat a bunch of times as a kid or something

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683901)



Reply Favorite

Date: August 17th, 2023 11:03 PM
Author: Supple Flickering Corner Athletic Conference

None, outside exceptional circumstances of increasing property value or major need to stay in the same home.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46683948)



Reply Favorite

Date: August 17th, 2023 11:31 PM
Author: flushed roommate

isnt the us basically the only conuntry where homeownership is normal/common

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684077)



Reply Favorite

Date: August 17th, 2023 11:33 PM
Author: bonkers green principal's office ceo

https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ownership_rate

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684084)



Reply Favorite

Date: August 17th, 2023 11:42 PM
Author: passionate ruby church building

dont bring your shitty "facts" into this discussion

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684114)



Reply Favorite

Date: August 17th, 2023 11:45 PM
Author: Flatulent idiotic cuckold

owning a McMansion in suburbia is def. an American peculiarity. few countries on earth where this is even geographically possible

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684124)



Reply Favorite

Date: August 18th, 2023 12:02 AM
Author: insecure dysfunction

So nyuug is claiming that everybody in South Korea rents a studio apartment, but there's only an eight point difference between USA and South Korea home ownership. nyuug, if 57%ish of South Koreans own their own place, why are you renting a studio apartment?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684172)



Reply Favorite

Date: August 18th, 2023 12:07 AM
Author: Flatulent idiotic cuckold

sorry about your tiny pink RC skills bro. i exclude all "owners" paying off mortgages from actual owners

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684186)



Reply Favorite

Date: August 18th, 2023 12:29 AM
Author: insecure dysfunction

Okay, then you're just wrong about what counts as an owner. An owner of property that has a lien on it is still an owner. This is a law bort, we're operating based on legal principles, not the homespun definitions of what counts as an "owner" from an incel who rents a studio apartment.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684227)



Reply Favorite

Date: August 18th, 2023 12:39 AM
Author: Flatulent idiotic cuckold

sorry bro the jew who you pay every month owns your house, hence the OP "j00 flame". i dont make up the rules.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684242)



Reply Favorite

Date: August 18th, 2023 9:14 AM
Author: insecure dysfunction

You are in fact making up the rules. Ownership with a lien is ownership. I'm sorry you don't understand basic legal principles.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684907)



Reply Favorite

Date: August 17th, 2023 11:35 PM
Author: Flatulent idiotic cuckold

something like that, yeah

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684096)



Reply Favorite

Date: August 17th, 2023 11:57 PM
Author: Infuriating Coffee Pot

overextending to iNvEsT in a big house is flame esp when the nasdaq has done so much better over time. It's more of a lifestyle thing and living without being subject to some gay landlord is much better

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684156)



Reply Favorite

Date: August 18th, 2023 2:47 AM
Author: hot hell faggotry

You don’t have any never will have the option to buy NOWAG. No one chooses to live in a 150 sqft studio.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684404)



Reply Favorite

Date: August 18th, 2023 2:53 AM
Author: Infuriating Coffee Pot

Did you forget your Pumo Login?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684410)



Reply Favorite

Date: August 18th, 2023 2:56 AM
Author: Flatulent idiotic cuckold

RSF is upset he literally had to stay in an ethnic ghetto while he was in seoul and couldnt afford a real gangnam hotel, i can't even blame him for trying to "zing" me for two decades

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684416)



Reply Favorite

Date: August 18th, 2023 2:58 AM
Author: Infuriating Coffee Pot

I thought he was the conscription copypasta pumo but it's a different pumo. Wonder how you got that pumo so insanely mad at you

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684420)



Reply Favorite

Date: August 18th, 2023 3:03 AM
Author: Flatulent idiotic cuckold

lmao

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684426)



Reply Favorite

Date: August 18th, 2023 3:02 AM
Author: hot hell faggotry

The Four Seasons is in an “ethnic ghetto?”

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684424)



Reply Favorite

Date: August 18th, 2023 9:32 AM
Author: Stimulating bearded queen of the night area

rental market for houses you'd actually want to live in/raise a family is absurdly limited and expensive compared to buying. renting makes more sense for apartment ppl vs buying a condo/co-op in many cases.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684956)



Reply Favorite

Date: August 18th, 2023 9:34 AM
Author: insecure dysfunction

OP is an incel who lives alone and will die alone, so this is non-responsive. He should rent a studio apartment rather than take an actual house off the market.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684963)



Reply Favorite

Date: August 18th, 2023 9:40 AM
Author: maniacal karate

Reminder that OP = NYUUG is a 40-yo "man" who rents a studio apartment because that is all he can afford. At the age of 40 he can only afford a rented studio apartment - think about that. He was busted about this a few days ago and he is now trying to re-package this humiliating fact as somehow being his "choice" that he could be "persuaded" out of. But he has no choice about it and this thread is just a ruse to pretend otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684974)



Reply Favorite

Date: August 18th, 2023 9:42 AM
Author: insecure dysfunction

I missed that, suddenly this thread makes a lot more sense. Link to the original thread if you have it?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46684980)



Reply Favorite

Date: August 18th, 2023 9:58 AM
Author: maniacal karate

http://www.xoxohth.com/thread.php?thread_id=5385469&mc=121&forum_id=2



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46685021)



Reply Favorite

Date: August 18th, 2023 1:22 PM
Author: insecure dysfunction

Jesus christ so he has a salary no higher than 100K and a net worth no higher than 100K, when money has been flying off the printers. I didn't know it was possible to become 40 and still be so poor. Bort, when you argue with nyuug, you're arguing with a pauper.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46685619)



Reply Favorite

Date: August 19th, 2023 12:25 AM
Author: maniacal karate

salary just over 50K (he first gave his salary range as 50k-70k and then when he got laughed at about this he changed it to 50k-100k -> so we know it's just over 50k)

my guess is he counts his beat-up old car as his main asset at an inflated price too, so that 100k in assets is about as real as benzo's photoshopped 93k

tldr he's even poorer than you think

and don't forget he lives in a studio apartment at 40 years of age (he admits to this)

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46687870)



Reply Favorite

Date: September 4th, 2023 1:39 AM
Author: maniacal karate



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46752112)



Reply Favorite

Date: October 27th, 2023 12:27 AM
Author: magenta skinny woman

Jesus Christ

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46988959)



Reply Favorite

Date: October 27th, 2023 12:35 AM
Author: Flatulent idiotic cuckold

absolutely HILARIOUS how you guys still act like you know my salary. you guys have ZERO idea what my actual salary is

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46988971)



Reply Favorite

Date: November 2nd, 2023 6:26 AM
Author: magenta skinny woman

You posted it in the other thread. You’re very poor lol.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47010500)



Reply Favorite

Date: September 4th, 2023 1:39 AM
Author: maniacal karate



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46752110)



Reply Favorite

Date: August 18th, 2023 10:15 AM
Author: Elite unhinged locus knife

To be fair, in USA the Fed's primary job is making sure asset prices increase during recessions and during non-recessions, booming economic factors increase asset prices. Therefore, you have the Fed backing your highly leveraged investment.

Furthermore, you can obtain very high leverage from the government (most debt provided by "Banks" is actually federal funds). Also, has a homeowner, you are important and thus the government will decrease the amount of taxes that you owe because you used federal funds to buy that house (barely used any of your own money-- its always better to use other people's money!).

Also, a slight majority of American householders are homeowners, thus by being part of the majority, the laws will favor you and you can restrict the building of new housing to create an artificial supply shortage and thus increasing your net worth relative to other Americans.

Most importantly, the above factors help describe why the

"Free market" of home ownership keeps increasing in value and thus the best thing you can do is hedge against these government backed price increases by hedging by becoming a member of their group.

The other option is to be unhedged against shelter costs which will rise due to extensive government financial support and restrictive laws due to the majority.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46685065)



Reply Favorite

Date: September 4th, 2023 1:54 AM
Author: Flatulent idiotic cuckold

consensus ITT w/r/t the market being propped up indefinitely is laughably incorrect

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46752134)



Reply Favorite

Date: October 27th, 2023 12:23 AM
Author: Flatulent idiotic cuckold



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#46988951)



Reply Favorite

Date: November 2nd, 2023 1:41 AM
Author: Flatulent idiotic cuckold



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47010315)



Reply Favorite

Date: January 2nd, 2024 7:28 PM
Author: Flatulent idiotic cuckold



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47241973)



Reply Favorite

Date: January 11th, 2024 12:33 AM
Author: Flatulent idiotic cuckold



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47274395)



Reply Favorite

Date: February 20th, 2024 1:13 AM
Author: insecure dysfunction

REMINDER: nyuug is very poor and outright admitted it in this thread.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47419253)



Reply Favorite

Date: March 26th, 2024 11:05 PM
Author: Flatulent idiotic cuckold

Renting is now cheaper than owning in all of America’s 50 biggest metro areas

Published: March 26, 2024 at 6:00 a.m. ET

Thanks to rising home prices and elevated mortgage rates, it’s now cheaper to rent than it is to buy a home in all of America’s biggest metropolitan areas, according to a new report by Realtor.com.

In its February monthly rent report, the company found that it’s more affordable to rent than to buy a home in all of the top 50 metro areas in the U.S.

While it was already cheaper to rent than to buy in 90% of metro areas as of last year, a hot real-estate market has pushed that to 100%.

And it’s the first time that has happened since Realtor.com began tracking renting versus buying in 2021.

https://www.marketwatch.com/story/renting-is-now-cheaper-than-owning-in-all-of-americas-50-biggest-metro-areas-8cd4cd03

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47530557)



Reply Favorite

Date: April 1st, 2024 6:53 PM
Author: Flatulent idiotic cuckold

fucktarded "superior anglo culture" of paying real estate agents for doing nothing LMAO:

https://xoxohth.com/thread.php?thread_id=5504680&mc=23&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47546014)



Reply Favorite

Date: April 1st, 2024 6:59 PM
Author: mewling telephone

Residential real estate is the only asset guaranteed to always appreciate much faster than inflation

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47546025)



Reply Favorite

Date: April 1st, 2024 6:59 PM
Author: Swashbuckling puce jap

Lol

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47546027)



Reply Favorite

Date: April 1st, 2024 7:02 PM
Author: Flatulent idiotic cuckold

*leans into mic*

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47546034)



Reply Favorite

Date: April 1st, 2024 7:00 PM
Author: bateful wild sneaky criminal heaven

I sold my house for 1M more than I paid for it 10 years earlier.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47546029)



Reply Favorite

Date: April 4th, 2024 11:50 PM
Author: insecure dysfunction

REMINDER: nyuug is a pauper that rents a studio. When he spams XO bumping every thread that ever mentioned him, he is doing so from the 500 square feet he rents.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47556916)



Reply Favorite

Date: April 5th, 2024 12:05 AM
Author: Violent adventurous locale laser beams

Paid off house early so practically living rent free. Basic rentals in the area have far surpassed what our mortgage was. Not to mention home equity up abt 1.2 mil if ever decide to sell.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47556953)



Reply Favorite

Date: April 30th, 2024 5:50 PM
Author: Flatulent idiotic cuckold



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47622516)



Reply Favorite

Date: May 29th, 2024 7:45 PM
Author: nyuug (Gangnam WGWAG Playboy)



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47702037)



Reply Favorite

Date: May 30th, 2024 8:21 PM
Author: nyuug (Gangnam WGWAG Playboy)



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2/#47705606)