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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
grizzly abode gaming laptop
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Stirring Twinkling Uncleanness Round Eye
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
grizzly abode gaming laptop
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
bronze odious affirmative action
  12/15/25
u sound mad
fuchsia boiling water location
  12/14/25
go to grad school
Violent Brunch
  12/14/25
...
flatulent bespoke resort sound barrier
  12/14/25
Post bacc MD cr?
grizzly abode gaming laptop
  12/15/25
yeah you gotta be careful though. some are better than other...
Violent Brunch
  12/15/25
time for you to pay off mine
Adventurous meetinghouse
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
nubile zippy crotch black woman
  12/15/25
...
fuchsia boiling water location
  12/15/25
...
curious aqua stage
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Violent Brunch
  12/15/25
I have zero debt, I love my freedom.
nubile zippy crotch black woman
  12/15/25
...
free-loading juggernaut
  12/15/25
you won this gen
Titillating temple
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Cerebral Ungodly Cruise Ship
  12/15/25
current weight?
exhilarant spot
  12/15/25
372 or so. It's been a rough holiday season.
Cerebral Ungodly Cruise Ship
  12/15/25
what are some things that have happened to you that forced y...
disgusting plaza
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Cerebral Ungodly Cruise Ship
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
hideous narrow-minded karate
  12/15/25
how much was the original loan balance and how much (((inter...
hideous narrow-minded karate
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
grizzly abode gaming laptop
  12/15/25
I want to stab you
dashing dull gas station
  12/15/25
Being echo gen x has its privileges
grizzly abode gaming laptop
  12/15/25
hookers and blow? pretty much whatever you want
plum sanctuary
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Salmon box office doctorate
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Hyperventilating locale coldplay fan
  12/15/25
Around 2007 and 2008, there were some great rates.
metal swollen boistinker space
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
grizzly abode gaming laptop
  12/15/25
Undergrad?
metal swollen boistinker space
  12/16/25
...
nubile zippy crotch black woman
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
metal swollen boistinker space
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Hyperventilating locale coldplay fan
  12/15/25
two girls, same time
Lascivious brass church
  12/15/25
borrow more money from jews asap
Low-t milk
  12/15/25
Uncle Sam is a goy, shitlib
grizzly abode gaming laptop
  12/15/25
who benefits? COHEN BENEFITS!
Low-t milk
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: grizzly abode gaming laptop

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Stirring Twinkling Uncleanness Round Eye

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: grizzly abode gaming laptop

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: bronze odious affirmative action

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: fuchsia boiling water location

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Violent Brunch

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: flatulent bespoke resort sound barrier



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: grizzly abode gaming laptop

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Violent Brunch

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Adventurous meetinghouse

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: nubile zippy crotch black woman

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: fuchsia boiling water location



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: curious aqua stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Violent Brunch

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: nubile zippy crotch black woman

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: free-loading juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Titillating temple

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Cerebral Ungodly Cruise Ship

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: exhilarant spot

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Cerebral Ungodly Cruise Ship

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: disgusting plaza

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Cerebral Ungodly Cruise Ship

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: hideous narrow-minded karate

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: hideous narrow-minded karate

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: grizzly abode gaming laptop

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: dashing dull gas station

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: grizzly abode gaming laptop

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: plum sanctuary

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Salmon box office doctorate

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Hyperventilating locale coldplay fan

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: metal swollen boistinker space

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: grizzly abode gaming laptop

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: metal swollen boistinker space

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: nubile zippy crotch black woman



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: metal swollen boistinker space

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Hyperventilating locale coldplay fan

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Lascivious brass church

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Low-t milk

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: grizzly abode gaming laptop

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Low-t milk

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512587)