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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Vivacious Stain National
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Marvelous bistre hospital jap
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Vivacious Stain National
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
lavender cheese-eating cumskin
  12/15/25
u sound mad
diverse tanning salon sandwich
  12/14/25
go to grad school
soul-stirring startled associate
  12/14/25
...
irradiated water buffalo school cafeteria
  12/14/25
Post bacc MD cr?
Vivacious Stain National
  12/15/25
yeah you gotta be careful though. some are better than other...
soul-stirring startled associate
  12/15/25
time for you to pay off mine
odious greedy brunch corn cake
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Aquamarine state
  12/15/25
...
diverse tanning salon sandwich
  12/15/25
...
talking ladyboy space
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
soul-stirring startled associate
  12/15/25
I have zero debt, I love my freedom.
Aquamarine state
  12/15/25
...
razzle-dazzle stag film idiot
  12/15/25
you won this gen
excitant piazza
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Garnet hairraiser genital piercing
  12/15/25
current weight?
Swashbuckling Multi-billionaire
  12/15/25
372 or so. It's been a rough holiday season.
Garnet hairraiser genital piercing
  12/15/25
what are some things that have happened to you that forced y...
peach rigor
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Garnet hairraiser genital piercing
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
floppy jade reading party people who are hurt
  12/15/25
how much was the original loan balance and how much (((inter...
floppy jade reading party people who are hurt
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Vivacious Stain National
  12/15/25
I want to stab you
Charismatic school coffee pot
  12/15/25
Being echo gen x has its privileges
Vivacious Stain National
  12/15/25
hookers and blow? pretty much whatever you want
Cerebral Center
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Rambunctious Tank
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Doobsian property
  12/15/25
Around 2007 and 2008, there were some great rates.
anal temple brethren
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Vivacious Stain National
  12/15/25
Undergrad?
anal temple brethren
  12/16/25
...
Aquamarine state
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
anal temple brethren
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Doobsian property
  12/15/25
two girls, same time
Cobalt thriller mad-dog skullcap
  12/15/25
borrow more money from jews asap
beta ticket booth
  12/15/25
Uncle Sam is a goy, shitlib
Vivacious Stain National
  12/15/25
who benefits? COHEN BENEFITS!
beta ticket booth
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Vivacious Stain National

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Marvelous bistre hospital jap

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Vivacious Stain National

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: lavender cheese-eating cumskin

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: diverse tanning salon sandwich

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: soul-stirring startled associate

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: irradiated water buffalo school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Vivacious Stain National

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: soul-stirring startled associate

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: odious greedy brunch corn cake

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Aquamarine state

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: diverse tanning salon sandwich



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: talking ladyboy space



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: soul-stirring startled associate

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Aquamarine state

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: razzle-dazzle stag film idiot



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: excitant piazza

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Garnet hairraiser genital piercing

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Swashbuckling Multi-billionaire

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Garnet hairraiser genital piercing

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: peach rigor

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Garnet hairraiser genital piercing

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: floppy jade reading party people who are hurt

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: floppy jade reading party people who are hurt

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Vivacious Stain National

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Charismatic school coffee pot

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Vivacious Stain National

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Cerebral Center

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Rambunctious Tank

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Doobsian property

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: anal temple brethren

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Vivacious Stain National

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: anal temple brethren

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Aquamarine state



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: anal temple brethren

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Doobsian property

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Cobalt thriller mad-dog skullcap

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: beta ticket booth

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Vivacious Stain National

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: beta ticket booth

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512587)