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Redditors think the S&P500 provides a Guaranteed 8% Return

It’s unthinkable to them that it could just go flat li...
Karlstack (Retired)
  09/19/24
and they've styled on fags like you predicting a flatlining ...
,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.
  09/20/24
That’s the Boglehead philosophy as well
.......,,,,,,,.......
  09/19/24
https://www.reddit.com/r/Bogleheads/s/J8sa1IGBHo
.......,,,,,,,.......
  09/19/24
These low risk Melvin analytical geniuses get tons of pussy
baked sink burger
  09/19/24
in the event of a collapse in which case, “you’l...
;;;..........;.;.;.;.;.;.;.,,;.;.,,,;.;.
  09/19/24
...
Soren "Bob" Odenkierkegaard
  09/19/24
im starting to think theyre not wrong. all of our policies a...
theranchman
  09/19/24
it's up 91% in the last 5 years, so if they think it's 8% a ...
Florida Surgeon General Joseph A. Ladapo
  09/19/24
Every important and influential person in the US owns a shit...
........,,,,,,......,.,.,.,,,,,,,,,,
  09/19/24
The line must go up
I'm gay tp
  09/19/24
Easy choice for you to make, given your complete lack of cap...
Christopher's Disease
  09/19/24
as long as US allows immigration, the S&P will continue ...
Do you likes muh machine
  09/19/24
You can’t really call anything a certainty, but what a...
zurich is stained
  09/19/24
I don't think you "get" economics
posting in histrionic thread
  09/19/24
No, they're expecting an 8% average. That you don't underst...
.,.,..,,.,.,.,.,.,..,.,.,.,..
  09/19/24
...
,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.
  09/20/24
if you put tail hedge on then you could probably do very wel...
\'\'\"\"\'\'\'\"
  09/19/24
A lot of these redditors are saving in their plans at work, ...
disco fries
  09/19/24
lol nice word salad disco. "eat up that dividend re...
theranchman
  09/19/24
They’re right, it’s a chill 8% return right unti...
Tim Daotua
  09/20/24
The amount of uncertainty in capital market assumptions is i...
..,.,,,...,..,,.,...,.,,.,..
  09/20/24
3.1% returns! Oh the humanity!!!!
,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.
  09/20/24
"stocks only go up!"
ChadGPT-5
  09/20/24
The last thing the US has going for it is printing fraud Jew...
AZNgirl Buying Dad Pager from 'Goldberg Tech LLC'
  09/20/24
you, like disco, are making absolutely no sense in your caus...
theranchman
  09/20/24
Only a Canadian would think this is insightful
https://imgur.com/a/IkQnGlr
  09/20/24


Poast new message in this thread



Reply Favorite

Date: September 19th, 2024 10:31 PM
Author: Karlstack (Retired)

It’s unthinkable to them that it could just go flat like Japan, China, Europe, Middle East, South America stonks. It provides a guaranteed return except in the event of a collapse in which case, “you’ll have bigger problems than your stock portfolio.”

They aren’t “pretty sure” or “mostly sure.” It’s a bona fide Certainty.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111499)



Reply Favorite

Date: September 20th, 2024 12:28 AM
Author: ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.


and they've styled on fags like you predicting a flatlining for the past 20 years.

I'm 35 and just hit $3M net worth on a relatively modest salary by trusting the S&P500. You? LJL

This was actually the single most valuable thing I learned from my financial economics class or any class in college outside the math and stats departments.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111958)



Reply Favorite

Date: September 19th, 2024 10:36 PM
Author: .......,,,,,,,.......

That’s the Boglehead philosophy as well

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111521)



Reply Favorite

Date: September 19th, 2024 10:46 PM
Author: .......,,,,,,,.......

https://www.reddit.com/r/Bogleheads/s/J8sa1IGBHo

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111587)



Reply Favorite

Date: September 19th, 2024 11:01 PM
Author: baked sink burger

These low risk Melvin analytical geniuses get tons of pussy

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111665)



Reply Favorite

Date: September 19th, 2024 10:49 PM
Author: ;;;..........;.;.;.;.;.;.;.,,;.;.,,,;.;.


in the event of a collapse in which case, “you’ll have bigger problems than your stock portfolio.

This part is true. What else are you going to do with your money besides buy into the Jewish money letters casino? Once you have a House and Guns and Ammo, what else is going to help you when permanent ITE comes?

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111608)



Reply Favorite

Date: September 19th, 2024 10:58 PM
Author: Soren "Bob" Odenkierkegaard



(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111644)



Reply Favorite

Date: September 19th, 2024 11:07 PM
Author: theranchman

im starting to think theyre not wrong. all of our policies are inflationary. why exactly do you disagree, financial guru karlstack?

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111684)



Reply Favorite

Date: September 19th, 2024 11:07 PM
Author: Florida Surgeon General Joseph A. Ladapo

it's up 91% in the last 5 years, so if they think it's 8% a year they are indeed retarded

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111687)



Reply Favorite

Date: September 19th, 2024 11:13 PM
Author: ........,,,,,,......,.,.,.,,,,,,,,,,


Every important and influential person in the US owns a shit ton of stock.

If you're going to invest in anything, why not invest in the single thing that the US Political system is designed to protect?

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111707)



Reply Favorite

Date: September 19th, 2024 11:34 PM
Author: I'm gay tp

The line must go up

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111769)



Reply Favorite

Date: September 19th, 2024 11:16 PM
Author: Christopher's Disease

Easy choice for you to make, given your complete lack of capital with which to stand behind it.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111718)



Reply Favorite

Date: September 19th, 2024 11:18 PM
Author: Do you likes muh machine

as long as US allows immigration, the S&P will continue to go higher.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111726)



Reply Favorite

Date: September 19th, 2024 11:20 PM
Author: zurich is stained

You can’t really call anything a certainty, but what are you ridiculing here? In all likelihood they’re right.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111737)



Reply Favorite

Date: September 19th, 2024 11:23 PM
Author: posting in histrionic thread

I don't think you "get" economics

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111746)



Reply Favorite

Date: September 19th, 2024 11:37 PM
Author: .,.,..,,.,.,.,.,.,..,.,.,.,.. ( )


No, they're expecting an 8% average. That you don't understand the difference between expected and guaranteed value explains a lot about your life.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111774)



Reply Favorite

Date: September 20th, 2024 12:29 AM
Author: ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.




(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111963)



Reply Favorite

Date: September 19th, 2024 11:39 PM
Author: \'\'\"\"\'\'\'\"

if you put tail hedge on then you could probably do very well in case it pops. worst would be stagflation

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111780)



Reply Favorite

Date: September 19th, 2024 11:41 PM
Author: disco fries (28.5 fortnights to Teewinot friends - 355lbs)

A lot of these redditors are saving in their plans at work, which are great ways to take tax advantages, but those plans are predatory as fuck and administration fees eat up that dividend return, and with that drag, these employment plans are not going to perform as advertised.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111800)



Reply Favorite

Date: September 19th, 2024 11:58 PM
Author: theranchman

lol nice word salad disco.

"eat up that dividend return" - the word "that" in this sentence reference "tax advantages" in the prior. two wholly distinct concepts

and your threatening conclusion is that they do not perform as advertised. to whom is this the relevant question rather than "would that money, tax adjusted, outperform if put in the SPX or the plan"

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111888)



Reply Favorite

Date: September 20th, 2024 12:19 AM
Author: Tim Daotua

They’re right, it’s a chill 8% return right until it goes to zero.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111940)



Reply Favorite

Date: September 20th, 2024 12:25 AM
Author: ..,.,,,...,..,,.,...,.,,.,..


The amount of uncertainty in capital market assumptions is insane. Even over a 30 year time horizon you can get absolutely fucked:

https://corporate.vanguard.com/content/corporatesite/us/en/corp/vemo/vemo-return-forecasts.html

Imagine getting the 5th percentile US equity returns of 3.1% CAGR for 30 years.

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111950)



Reply Favorite

Date: September 20th, 2024 12:28 AM
Author: ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.


3.1% returns! Oh the humanity!!!!

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48111960)



Reply Favorite

Date: September 20th, 2024 12:46 AM
Author: ChadGPT-5

"stocks only go up!"

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48112008)



Reply Favorite

Date: September 20th, 2024 12:51 AM
Author: AZNgirl Buying Dad Pager from 'Goldberg Tech LLC'

The last thing the US has going for it is printing fraud Jew money which juices corporate profits and the stook market. Once stock gains are gone or even go to 1-2% annual for a ten year period then lol, its over

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48112012)



Reply Favorite

Date: September 20th, 2024 1:03 AM
Author: theranchman

you, like disco, are making absolutely no sense in your causality

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48112037)



Reply Favorite

Date: September 20th, 2024 12:53 AM
Author: https://imgur.com/a/IkQnGlr


Only a Canadian would think this is insightful

(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2/#48112016)