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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
hideous library liquid oxygen
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Scarlet public bath
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
hideous library liquid oxygen
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Aggressive hissy fit
  12/15/25
...
Harsh stirring indian lodge azn
  12/14/25
go to grad school
chartreuse jet-lagged cruise ship
  12/14/25
...
thriller haunted graveyard
  12/14/25
Post bacc MD cr?
hideous library liquid oxygen
  12/15/25
yeah you gotta be careful though. some are better than other...
chartreuse jet-lagged cruise ship
  12/15/25
time for you to pay off mine
Azure autistic turdskin trust fund
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Cerise point regret
  12/15/25
...
Harsh stirring indian lodge azn
  12/15/25
...
heady property fat ankles
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
chartreuse jet-lagged cruise ship
  12/15/25
I have zero debt, I love my freedom.
Cerise point regret
  12/15/25
...
amethyst stock car parlor
  12/15/25
you won this gen
cracking theater
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Vivacious dopamine
  12/15/25
current weight?
diverse shimmering blood rage field
  12/15/25
372 or so. It's been a rough holiday season.
Vivacious dopamine
  12/15/25
what are some things that have happened to you that forced y...
Maniacal Bawdyhouse
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Vivacious dopamine
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
big citrine garrison filthpig
  12/15/25
how much was the original loan balance and how much (((inter...
big citrine garrison filthpig
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
hideous library liquid oxygen
  12/15/25
I want to stab you
medicated house
  12/15/25
Being echo gen x has its privileges
hideous library liquid oxygen
  12/15/25
hookers and blow? pretty much whatever you want
Mildly Autistic Heaven Sex Offender
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
transparent gas station
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Turquoise shitlib
  12/15/25
Around 2007 and 2008, there were some great rates.
Opaque cocky kitchen sandwich
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
hideous library liquid oxygen
  12/15/25
Undergrad?
Opaque cocky kitchen sandwich
  12/16/25
...
Cerise point regret
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Opaque cocky kitchen sandwich
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Turquoise shitlib
  12/15/25
two girls, same time
Stimulating Ebony Mad-dog Skullcap Twinkling Uncleanness
  12/15/25
borrow more money from jews asap
charismatic chrome idea he suggested school
  12/15/25
Uncle Sam is a goy, shitlib
hideous library liquid oxygen
  12/15/25
who benefits? COHEN BENEFITS!
charismatic chrome idea he suggested school
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: hideous library liquid oxygen

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Scarlet public bath

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: hideous library liquid oxygen

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Aggressive hissy fit

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Harsh stirring indian lodge azn



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: chartreuse jet-lagged cruise ship

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: thriller haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: hideous library liquid oxygen

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: chartreuse jet-lagged cruise ship

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Azure autistic turdskin trust fund

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Cerise point regret

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Harsh stirring indian lodge azn



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: heady property fat ankles



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: chartreuse jet-lagged cruise ship

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Cerise point regret

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: amethyst stock car parlor



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: cracking theater

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Vivacious dopamine

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: diverse shimmering blood rage field

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Vivacious dopamine

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Maniacal Bawdyhouse

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Vivacious dopamine

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: big citrine garrison filthpig

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: big citrine garrison filthpig

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: hideous library liquid oxygen

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: medicated house

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: hideous library liquid oxygen

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Mildly Autistic Heaven Sex Offender

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: transparent gas station

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Turquoise shitlib

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Opaque cocky kitchen sandwich

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: hideous library liquid oxygen

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Opaque cocky kitchen sandwich

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Cerise point regret



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Opaque cocky kitchen sandwich

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Turquoise shitlib

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Stimulating Ebony Mad-dog Skullcap Twinkling Uncleanness

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: charismatic chrome idea he suggested school

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: hideous library liquid oxygen

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: charismatic chrome idea he suggested school

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512587)