\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Car payments now average $750/month; can get 100-month financing

https://www.wsj.com/business/autos/car-payments-now-average-...
deranged drunken party of the first part library
  12/25/25
happy hannukah!
Cyan metal pozpig plaza
  12/25/25
Who does this though? I usually put down 40-50% usually and ...
Nudist Odious Gas Station Roommate
  12/25/25
1. Buy cash. 2. Take advantage of dealer financing. 3. Lea...
deranged drunken party of the first part library
  12/26/25
Lease lmao
Nudist Odious Gas Station Roommate
  12/26/25
are u too poor to pay cash for a car?
frisky yapping theater stage
  12/26/25
...
grizzly gunner theatre
  12/26/25
If you get something under $20K maybe, otherwise at least in...
Aquamarine doobsian pit
  12/26/25
csb
frisky yapping theater stage
  12/26/25
dealer financing is often a good deal
deranged drunken party of the first part library
  12/26/25
Isn't it a little disgraceful to not have higher return alte...
onyx dashing ratface background story
  12/27/25
Most people don’t have a spare $20-30k lying around wh...
charismatic lake people who are hurt temple
  12/26/25
this is the most prestigious law boart in the world. who car...
frisky yapping theater stage
  12/26/25
It you haven't spent 5-8 years saving up 20-30k to buy a car...
Brindle Hell Love Of Her Life
  12/26/25
Xo does though. This isn’t “the most prestigious...
laughsome base halford
  12/26/25
The thread is about the average car payment. Not the car buy...
charismatic lake people who are hurt temple
  12/26/25
Depends on what rates are and what else you might need cash ...
Aquamarine doobsian pit
  12/26/25
lol @ xo poors that cant stomach both a car purchase and an ...
frisky yapping theater stage
  12/26/25
This. My HVAC went a month ago and I just wrote a check for ...
Nudist Odious Gas Station Roommate
  12/26/25
personal cars will go down as the stupidest most counter pro...
transparent territorial site
  12/26/25
It's fun to drive and even more fun with a decent car. At so...
Aquamarine doobsian pit
  12/26/25
the amount govts msut spedn to build infra for this is absur...
transparent territorial site
  12/26/25
You’re a retard. 99% of our country isn’t set up...
Big jet-lagged spot filthpig
  12/26/25
US had street cars and shit before niggas got "rights&q...
transparent territorial site
  12/26/25
This. If I tried to bus to work it would take two hours...
Aquamarine doobsian pit
  12/29/25
I think you’re understating how much niggers ruin the ...
Cracking Jap Regret
  12/26/25
i commented to my NOWAGamerikkkan breh in saigon other night...
transparent territorial site
  12/26/25
...
Offensive Useless Brakes
  12/27/25
Every car costs at least $40k now.
charismatic lake people who are hurt temple
  12/26/25
lol no.
Nighttime alpha
  12/26/25
Show me a new car that’s suitable for a family of 5 an...
charismatic lake people who are hurt temple
  12/26/25
Kia Carnival
deranged drunken party of the first part library
  12/26/25
Good goyim! My first car cost about $200 and ran for 2 ye...
Aquamarine doobsian pit
  12/26/25
My car payment is $678.57. 3 more payments left!
Erotic pearly shitlib den
  12/26/25
DF in April 2026: these car title loan outfits are a total r...
Outnumbered slate senate macaca
  12/26/25
I just buy used and pay cash. Fuck these usurious loans. You...
Razzle-dazzle rebellious national
  12/26/25
None of these idiots know you can get a decent slightly used...
Nighttime alpha
  12/26/25
Walmart.com has a surprisingly decent selection
red hyperventilating market preventive strike
  12/26/25
Cr. lol at having a payment when a GX 460 is 35k
white internal respiration
  12/26/25
Just paid off both my cars this morning! Titles are on the ...
Nighttime alpha
  12/26/25
Congrats, bro. I get my one outstanding title in April.
Erotic pearly shitlib den
  12/26/25
Congrats! We are now elite. Actual title holders on decen...
Nighttime alpha
  12/26/25
I’ve never had a car payment in my life. On my 21st ca...
exhilarant locale factory reset button
  12/26/25
Yeah but your dad’s money bought them for you, RSF.
Nighttime alpha
  12/26/25
COME ON DOWN TO MARCO RUBIO TOYOTA
pale floppy stage
  12/26/25
Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???
light appetizing messiness hissy fit
  12/26/25
?
light appetizing messiness hissy fit
  12/29/25
you'll own it after 50 years of payments
Marvelous Institution Trust Fund
  12/26/25
silver over $79/ounce. gold over $4500/ounce.
Godawful passionate place of business mad cow disease
  12/26/25
"One problem is that automakers aren’t making mod...
cheese-eating station mad-dog skullcap
  12/27/25
Or make sedans taller?
vibrant karate
  12/27/25
if you bought a tesla model 3 with their financing deal and ...
Clear idiotic shrine
  12/27/25
No Consumer Financial Protection Bureau means incoming 40% A...
gay box office
  12/27/25
I am seriously considering selling my entire vehicle collect...
Wonderful Home
  12/27/25
Coon
spruce flirting address
  12/27/25


Poast new message in this thread



Reply Favorite

Date: December 25th, 2025 8:10 PM
Author: deranged drunken party of the first part library

https://www.wsj.com/business/autos/car-payments-now-average-more-than-750-a-month-enter-the-100-month-car-loan-fcd7d284?st=s2hbkk&reflink=desktopwebshare_permalink

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49539753)



Reply Favorite

Date: December 25th, 2025 8:15 PM
Author: Cyan metal pozpig plaza

happy hannukah!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49539765)



Reply Favorite

Date: December 25th, 2025 8:19 PM
Author: Nudist Odious Gas Station Roommate

Who does this though? I usually put down 40-50% usually and aggressively pay it off.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49539777)



Reply Favorite

Date: December 26th, 2025 6:32 AM
Author: deranged drunken party of the first part library

1. Buy cash.

2. Take advantage of dealer financing.

3. Lease.

4. Fall for four quadrant and sign 100-month lease.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540293)



Reply Favorite

Date: December 26th, 2025 9:07 AM
Author: Nudist Odious Gas Station Roommate

Lease lmao

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540437)



Reply Favorite

Date: December 26th, 2025 7:17 AM
Author: frisky yapping theater stage

are u too poor to pay cash for a car?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540328)



Reply Favorite

Date: December 26th, 2025 9:08 AM
Author: grizzly gunner theatre



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540439)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: Aquamarine doobsian pit

If you get something under $20K maybe, otherwise at least in my situation the $40-50,000 is better off being saved elsewhere.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540458)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: frisky yapping theater stage

csb

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540465)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: deranged drunken party of the first part library

dealer financing is often a good deal

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541464)



Reply Favorite

Date: December 27th, 2025 3:42 AM
Author: onyx dashing ratface background story

Isn't it a little disgraceful to not have higher return alternatives for parking your cash?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49542246)



Reply Favorite

Date: December 26th, 2025 9:17 AM
Author: charismatic lake people who are hurt temple

Most people don’t have a spare $20-30k lying around when they need to buy a car.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540446)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: frisky yapping theater stage

this is the most prestigious law boart in the world. who cares about most people

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540459)



Reply Favorite

Date: December 26th, 2025 11:11 AM
Author: Brindle Hell Love Of Her Life

It you haven't spent 5-8 years saving up 20-30k to buy a car you have other fucking problems

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540678)



Reply Favorite

Date: December 26th, 2025 12:12 PM
Author: laughsome base halford

Xo does though. This isn’t “the most prestigious most people board in the world”

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540756)



Reply Favorite

Date: December 26th, 2025 12:50 PM
Author: charismatic lake people who are hurt temple

The thread is about the average car payment. Not the car buying habits of UMC lawyers.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540848)



Reply Favorite

Date: December 26th, 2025 9:23 AM
Author: Aquamarine doobsian pit

Depends on what rates are and what else you might need cash for. Put the minimum down, and pay off aggressively. you never know when you'll need cash for something else like a furnace that dies in February in Minnesota.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540457)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: frisky yapping theater stage

lol @ xo poors that cant stomach both a car purchase and an appliance repair

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540462)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: Nudist Odious Gas Station Roommate

This. My HVAC went a month ago and I just wrote a check for $20k only because they couldn’t accept cash. This is XO. I spent $100k on a watch.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541465)



Reply Favorite

Date: December 26th, 2025 6:46 AM
Author: transparent territorial site

personal cars will go down as the stupidest most counter productive invention of all time, it maeks zero sense, all this money wasted on cars and gas cld build literally free public transport all over world, but of course places with niggas wldnt like that but in asia it maeks perfect sense



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540310)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: Aquamarine doobsian pit

It's fun to drive and even more fun with a decent car. At some point personal enjoyment should count into your decisions.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540463)



Reply Favorite

Date: December 26th, 2025 2:21 PM
Author: transparent territorial site

the amount govts msut spedn to build infra for this is absurd u faggot and then most countries dont have oil so they have to import it and also import cars which they usually pay in USD, this is an insane thing

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541094)



Reply Favorite

Date: December 26th, 2025 9:50 AM
Author: Big jet-lagged spot filthpig

You’re a retard. 99% of our country isn’t set up like NYC or London or even Prague or Munich. People need to carry large amounts of shit to their houses and travel large distances across rural areas. What kind of public transportation do you envision for Bentonville Arkansas? How would you have a bus bring you from some random sub-development to your suburban style office building 25 miles away? You can buy your own cheap used car and insurance and gas and probably spend $500 per month on this, which is way less than what it would cost to fund public transportation capable of providing the same service.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540485)



Reply Favorite

Date: December 26th, 2025 2:22 PM
Author: transparent territorial site

US had street cars and shit before niggas got "rights" in 60s

most ppl wldnt even live in suburbs if not for niggas

that said, now that u have sefl driving furk private car ownership it shld be banned or made hideously expensive

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541096)



Reply Favorite

Date: December 29th, 2025 12:31 PM
Author: Aquamarine doobsian pit

This.

If I tried to bus to work it would take two hours each way with unbathed niggers for half the trip. I'd consider it if I had a few too many DUIs or if the roads were really bad and I had to get to the office. so far, I've never had to try it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49547166)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: Cracking Jap Regret

I think you’re understating how much niggers ruin the whole concept. People would still have cars, but being on a train several hours with nothing but white people while you take a trip to some other state would actually be a pleasant experience. Literally impossible with blacks. Even a single black on a train car can ruin it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540494)



Reply Favorite

Date: December 26th, 2025 2:23 PM
Author: transparent territorial site

i commented to my NOWAGamerikkkan breh in saigon other night that we were drinking beer outside 7-11 and there were hoards of trannie bar girls next door and across the street hoards of viets in a street cafe and next to us a birdshit family was also outside drinking some coconut shit and this was purely impossible to laughable proportions in the US totally cause of NIGGAS

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541101)



Reply Favorite

Date: December 27th, 2025 3:32 AM
Author: Offensive Useless Brakes



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49542240)



Reply Favorite

Date: December 26th, 2025 9:16 AM
Author: charismatic lake people who are hurt temple

Every car costs at least $40k now.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540444)



Reply Favorite

Date: December 26th, 2025 10:00 AM
Author: Nighttime alpha

lol no.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540497)



Reply Favorite

Date: December 26th, 2025 12:22 PM
Author: charismatic lake people who are hurt temple

Show me a new car that’s suitable for a family of 5 and costs less than $40k after taxes and fees.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540787)



Reply Favorite

Date: December 26th, 2025 5:28 PM
Author: deranged drunken party of the first part library

Kia Carnival

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541459)



Reply Favorite

Date: December 26th, 2025 9:20 AM
Author: Aquamarine doobsian pit

Good goyim!

My first car cost about $200 and ran for 2 years or so and would have gone longer if I hadn't totaled it. Gen X here though.



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540449)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: Erotic pearly shitlib den

My car payment is $678.57. 3 more payments left!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540461)



Reply Favorite

Date: December 26th, 2025 2:46 PM
Author: Outnumbered slate senate macaca

DF in April 2026: these car title loan outfits are a total ripoff!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541154)



Reply Favorite

Date: December 26th, 2025 9:54 AM
Author: Razzle-dazzle rebellious national

I just buy used and pay cash. Fuck these usurious loans. You can get something fairly nice and presentable under 40k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540490)



Reply Favorite

Date: December 26th, 2025 10:08 AM
Author: Nighttime alpha

None of these idiots know you can get a decent slightly used car for $20k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540518)



Reply Favorite

Date: December 26th, 2025 11:14 AM
Author: red hyperventilating market preventive strike

Walmart.com has a surprisingly decent selection

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540683)



Reply Favorite

Date: December 26th, 2025 10:47 AM
Author: white internal respiration

Cr. lol at having a payment when a GX 460 is 35k

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540631)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: Nighttime alpha

Just paid off both my cars this morning! Titles are on the way!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540495)



Reply Favorite

Date: December 26th, 2025 10:49 AM
Author: Erotic pearly shitlib den

Congrats, bro. I get my one outstanding title in April.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540635)



Reply Favorite

Date: December 26th, 2025 9:15 PM
Author: Nighttime alpha

Congrats! We are now elite. Actual title holders on decent cars.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541793)



Reply Favorite

Date: December 26th, 2025 12:16 PM
Author: exhilarant locale factory reset button

I’ve never had a car payment in my life. On my 21st car. Always cash

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540766)



Reply Favorite

Date: December 26th, 2025 9:24 PM
Author: Nighttime alpha

Yeah but your dad’s money bought them for you, RSF.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541804)



Reply Favorite

Date: December 26th, 2025 1:02 PM
Author: pale floppy stage

COME ON DOWN TO MARCO RUBIO TOYOTA

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49540867)



Reply Favorite

Date: December 26th, 2025 5:18 PM
Author: light appetizing messiness hissy fit

Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541448)



Reply Favorite

Date: December 29th, 2025 12:35 PM
Author: light appetizing messiness hissy fit

?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49547176)



Reply Favorite

Date: December 26th, 2025 5:30 PM
Author: Marvelous Institution Trust Fund

you'll own it after 50 years of payments

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541469)



Reply Favorite

Date: December 26th, 2025 5:37 PM
Author: Godawful passionate place of business mad cow disease

silver over $79/ounce.

gold over $4500/ounce.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49541483)



Reply Favorite

Date: December 27th, 2025 12:42 AM
Author: cheese-eating station mad-dog skullcap

"One problem is that automakers aren’t making models with a sticker price under $30,000"

Anything that cheap will be sedan, which a GoyTruck will easily swallow. These giant trucks are a scourge and causing everyone to upgrade to bigger (and thus more expensive) vehicles to keep their families safe.

The solution is to heavily tax these trucks but ofcourse birdshits will be opposed to that.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49542169)



Reply Favorite

Date: December 27th, 2025 12:44 AM
Author: vibrant karate

Or make sedans taller?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49542171)



Reply Favorite

Date: December 27th, 2025 1:45 AM
Author: Clear idiotic shrine

if you bought a tesla model 3 with their financing deal and tax credit, it's like $500/mo payement

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49542199)



Reply Favorite

Date: December 27th, 2025 3:17 AM
Author: gay box office

No Consumer Financial Protection Bureau means incoming 40% APR loans, thanks and happy new year!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49542231)



Reply Favorite

Date: December 27th, 2025 3:45 AM
Author: Wonderful Home

I am seriously considering selling my entire vehicle collection and taking uber everywhere. Probably I will keep my old pick up.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49542249)



Reply Favorite

Date: December 27th, 2025 3:47 AM
Author: spruce flirting address

Coon

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2/en-en/#49542250)