The most prestigious law school admissions discussion board in the world.
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POLL: What is your 401(k) balance right now
| Bat-shit-crazy Senate | 06/27/25 |
| useless buff volcanic crater | 06/27/25 |
| Bat-shit-crazy Senate | 06/27/25 |
| useless buff volcanic crater | 06/27/25 |
| Umber university new version | 06/27/25 |
| mauve metal pervert gay wizard | 06/27/25 |
| useless buff volcanic crater | 06/27/25 |
| appetizing pink ratface | 06/27/25 |
| shimmering plaza | 06/27/25 |
| Overrated space striped hyena | 06/27/25 |
| Bat-shit-crazy Senate | 06/27/25 |
| Startled Spot | 06/27/25 |
| shaky brunch | 06/27/25 |
| Overrated space striped hyena | 06/27/25 |
| Umber university new version | 06/27/25 |
| Overrated space striped hyena | 06/27/25 |
| Umber university new version | 06/27/25 |
| Umber university new version | 06/27/25 |
| racy embarrassed to the bone range | 06/27/25 |
| Startled Spot | 06/27/25 |
| mauve metal pervert gay wizard | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Aromatic mood | 06/27/25 |
| Umber university new version | 06/27/25 |
| Aromatic mood | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Soul-stirring Copper Elastic Band Turdskin | 06/27/25 |
| maroon electric meetinghouse | 06/27/25 |
| Overrated space striped hyena | 06/27/25 |
| Lavender passionate wrinkle becky | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Lavender passionate wrinkle becky | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Lavender passionate wrinkle becky | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Lavender passionate wrinkle becky | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Lavender passionate wrinkle becky | 06/27/25 |
| duck-like garrison | 06/27/25 |
| Well-lubricated Poppy Site Yarmulke | 06/27/25 |
| Aromatic mood | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Aromatic mood | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Ocher wonderful piazza | 06/27/25 |
| big insane dragon toaster | 06/27/25 |
| Confused coldplay fan shitlib | 06/27/25 |
| Well-lubricated Poppy Site Yarmulke | 06/27/25 |
| maize trailer park lettuce | 06/27/25 |
| appetizing pink ratface | 06/27/25 |
| Umber university new version | 06/27/25 |
| hyperventilating private investor keepsake machete | 06/27/25 |
| Sticky Unhinged Business Firm | 06/27/25 |
| Aromatic mood | 06/27/25 |
| Sticky Unhinged Business Firm | 06/27/25 |
| Crawly Talking Chapel Selfie | 06/27/25 |
| diverse insanely creepy mediation halford | 06/27/25 |
| histrionic glassy useless brakes trust fund | 06/27/25 |
| Sepia Doctorate | 06/27/25 |
| Violent boyish mexican rehab | 06/27/25 |
| Green aphrodisiac theatre community account | 06/27/25 |
| yellow exciting persian | 06/27/25 |
| Frum multi-colored locus | 06/27/25 |
| Confused coldplay fan shitlib | 06/27/25 |
| histrionic glassy useless brakes trust fund | 06/27/25 |
| Aromatic mood | 06/27/25 |
| 180 judgmental field toilet seat | 06/27/25 |
| Grizzly indian lodge | 06/27/25 |
Poast new message in this thread
Date: June 27th, 2025 2:53 PM Author: Bat-shit-crazy Senate (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054326) |
Date: June 27th, 2025 2:56 PM Author: useless buff volcanic crater A tiny pink 500k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054332) |
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Date: June 27th, 2025 2:56 PM Author: Bat-shit-crazy Senate that's not that bad (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054336) |
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Date: June 27th, 2025 2:59 PM Author: useless buff volcanic crater I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054353) |
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Date: June 27th, 2025 2:59 PM Author: Umber university new version age? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054357) |
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Date: June 27th, 2025 3:18 PM Author: mauve metal pervert gay wizard Depends on age. That’s ok for early 30s. Awful for 40s+ (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054409) |
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Date: June 27th, 2025 4:06 PM Author: useless buff volcanic crater Yep, I’m early 40s lol (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054585) |
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Date: June 27th, 2025 5:34 PM Author: appetizing pink ratface lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054777) |
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Date: June 27th, 2025 11:13 PM Author: shimmering plaza It depend on if that's his primary retirement or if he has other holdings. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055431) |
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Date: June 27th, 2025 2:56 PM Author: Overrated space striped hyena $130k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054335) |
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Date: June 27th, 2025 2:56 PM Author: Bat-shit-crazy Senate that's horrendous (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054338) |
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Date: June 27th, 2025 2:57 PM Author: Startled Spot i'm in between these two guys (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054340) |
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Date: June 27th, 2025 6:31 PM Author: shaky brunch Same, I'm in between two guys (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054899) |
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Date: June 27th, 2025 2:58 PM Author: Overrated space striped hyena The sum total of all my retirement and brokerage accounts is around $1.3M (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054350) |
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Date: June 27th, 2025 2:59 PM Author: Umber university new version lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054355) |
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Date: June 27th, 2025 4:06 PM Author: Overrated space striped hyena My mom says I'm special. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054586) |
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Date: June 27th, 2025 5:57 PM Author: Umber university new version even that's not true (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054810) |
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Date: June 27th, 2025 2:57 PM Author: Umber university new version LOL (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054339) |
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Date: June 27th, 2025 2:57 PM Author: racy embarrassed to the bone range $3.4 million in combined marital plans. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054341) |
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Date: June 27th, 2025 2:58 PM Author: Startled Spot damn (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054349) |
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Date: June 27th, 2025 3:19 PM Author: mauve metal pervert gay wizard Age? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054411) |
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Date: June 27th, 2025 3:30 PM Author: Frum multi-colored locus Such a waste of capital. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054446) |
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Date: June 27th, 2025 6:00 PM Author: Aromatic mood Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054816) |
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Date: June 27th, 2025 6:11 PM Author: Umber university new version this discussion happens every 401k thread. partners in biglaw can contribute like 120k. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054839) |
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Date: June 27th, 2025 6:16 PM Author: Aromatic mood xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054860) |
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Date: June 27th, 2025 9:43 PM Author: Frum multi-colored locus (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055284) |
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Date: June 27th, 2025 6:40 PM Author: Soul-stirring Copper Elastic Band Turdskin The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).
Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year. |
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Date: June 27th, 2025 3:22 PM Author: maroon electric meetinghouse $1.1mm in brokerage accounts, 401k's are flaem (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054417) |
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Date: June 27th, 2025 3:28 PM Author: Overrated space striped hyena . (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054434) |
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Date: June 27th, 2025 3:29 PM Author: Lavender passionate wrinkle becky Something like $800-900k for wife and I. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054441) |
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Date: June 27th, 2025 3:30 PM Author: Frum multi-colored locus ~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054448) |
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Date: June 27th, 2025 3:33 PM Author: Lavender passionate wrinkle becky If you work in-house matching makes it a no-brainer. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054457) |
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Date: June 27th, 2025 3:37 PM Author: Frum multi-colored locus just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054465) |
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Date: June 27th, 2025 3:43 PM Author: Lavender passionate wrinkle becky 1) at this point we're old as fuck so a few more decades isn't even long at this point
2) we all have tons of money to access now too
3) we would have to put away money for retirement regardless |
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Date: June 27th, 2025 3:43 PM Author: Frum multi-colored locus I want my yacht now. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054493) |
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Date: June 27th, 2025 3:46 PM Author: Lavender passionate wrinkle becky If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.
I suggest a boat club. |
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Date: June 27th, 2025 3:47 PM Author: Frum multi-colored locus I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054507) |
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Date: June 27th, 2025 3:49 PM Author: Lavender passionate wrinkle becky If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054520) |
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Date: June 27th, 2025 3:52 PM Author: duck-like garrison You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)
You can withdraw without penalty at any age if you take substantially equal periodic payments |
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Date: June 27th, 2025 5:32 PM Author: Well-lubricated Poppy Site Yarmulke Why not put it in a Roth? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054770) |
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Date: June 27th, 2025 6:03 PM Author: Aromatic mood https://youtu.be/njJ41irPjTc?t=15 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054824) |
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Date: June 27th, 2025 9:42 PM Author: Frum multi-colored locus 180 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055282) |
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Date: June 27th, 2025 6:01 PM Author: Aromatic mood Did you know you're not required to contribute to a 401K? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054820) |
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Date: June 27th, 2025 9:39 PM Author: Frum multi-colored locus (guy who is not a biglaw partner) (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055267) |
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Date: June 27th, 2025 3:44 PM Author: Ocher wonderful piazza $700k Wife - $600k |
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Date: June 27th, 2025 3:48 PM Author: big insane dragon toaster 43yo, $900k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054510) |
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Date: June 27th, 2025 5:28 PM Author: Confused coldplay fan shitlib Early 40s. ~$2.1mm (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054761) |
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Date: June 27th, 2025 5:31 PM Author: Well-lubricated Poppy Site Yarmulke Late 20s, 250k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054765) |
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Date: June 27th, 2025 9:41 PM Author: maize trailer park lettuce Good job , young gun (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055276) |
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Date: June 27th, 2025 5:35 PM Author: appetizing pink ratface lol at these responses (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054786) |
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Date: June 27th, 2025 6:12 PM Author: Umber university new version go on... (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054841) |
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Date: June 27th, 2025 5:58 PM Author: hyperventilating private investor keepsake machete 30000k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054814) |
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Date: June 27th, 2025 6:15 PM Author: Sticky Unhinged Business Firm $399,443.16 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054855) |
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Date: June 27th, 2025 6:17 PM Author: Aromatic mood Monday is likely to be a big day for you friend (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054861) |
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Date: June 27th, 2025 6:29 PM Author: Sticky Unhinged Business Firm 🤞🏻 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054891) |
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Date: June 27th, 2025 6:33 PM Author: Crawly Talking Chapel Selfie IDK $150Kish. But I haven't been working long. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054903) |
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Date: June 27th, 2025 6:45 PM Author: diverse insanely creepy mediation halford ~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.
I've only ever put in in $6k / year, which is all my company will match.
Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc. |
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Date: June 27th, 2025 9:58 PM Author: histrionic glassy useless brakes trust fund Same. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055302) |
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Date: June 27th, 2025 7:03 PM Author: Sepia Doctorate 350,000 Kinda sad |
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Date: June 27th, 2025 7:06 PM Author: Violent boyish mexican rehab all stock/bond investments are like 750k. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054976) |
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Date: June 27th, 2025 7:09 PM Author: Green aphrodisiac theatre community account $386k total.
$324k in trad, $62k in Roth |
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Date: June 27th, 2025 9:40 PM Author: yellow exciting persian Zero (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055273) |
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Date: June 27th, 2025 9:43 PM Author: Frum multi-colored locus Crrrrrrrrrrrrrr (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055285) |
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Date: June 27th, 2025 10:58 PM Author: Confused coldplay fan shitlib For Benzo reasons or RSF reasons? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055403) |
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Date: June 27th, 2025 9:58 PM Author: histrionic glassy useless brakes trust fund $6 million or so. I checked in January. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055301) |
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Date: June 27th, 2025 10:52 PM Author: Aromatic mood (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055392) |
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Date: June 27th, 2025 10:55 PM Author: 180 judgmental field toilet seat I mean undoubtedly there is a balance but $6 million? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055397) |
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Date: June 27th, 2025 11:05 PM Author: Grizzly indian lodge $0. I don’t have a 401(k). (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055414) |