HHI of $400k for DINK in NYC. Any reliable food banks?
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Date: January 10th, 2025 10:42 PM
Author: .,.,.,,,..;;:..,;,.;,.,::,:
In all seriousness, is that income for two adults (no kids) decent for a middle class lifestyle in NYC?
(http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2:#48541707) |
Date: January 10th, 2025 10:44 PM
Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,
do you want kids? what do you consider a decent middle class lifestyle?
(http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2:#48541714) |
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Date: January 10th, 2025 11:36 PM
Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,
since you're not answering:
a decent one bed in a decent building in a desirable mfh neighborhood, with just the minimum amount of space you'll probably want, won't go for less than $6k at the absolute least.
realistically you'll want a two bed which is going to be considerably more, or at least a more expansive one bed because nyc apartments tend to be small. you're probably not spending less than $7k on housing. unless you compromise in brooklyn. and tbh you'll probably want to spend a little more not to live in an embarrassing or embarrassingly cramped apartment.
budget $500 if you want a car.
on that basis yes you can afford it with some buffer to "live" as well but you are not living absolutely lavishly. you don't want to be making much less than that as a couple if you live in mfh and you will honestly probably do well to make some sacrifices with respect to travel etc if your wife is a travel shrew. and this isn't even really taking into account the cost to furnish your place and other capital expenses.
but yeah if you are content to get your entertainment within city limits, don't travel a lot, and otherwise don't have excessive lifestyles, you can do it just fine.
(but i also fear the dink wife who desperately wants to live in mfh)
(http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2:#48541904) |
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