Redditors think the S&P500 provides a Guaranteed 8% Return
| Karlstack (Retired) | 09/19/24 | | ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,. | 09/20/24 | | Cowstack | 09/20/24 | | Wang Hernandez | 09/20/24 | | .......,,,,,,,....... | 09/19/24 | | .......,,,,,,,....... | 09/19/24 | | baked sink burger | 09/19/24 | | winrar | 09/20/24 | | ceci n'est pas un avocat | 09/20/24 | | .,.,..,,.,.,.,.,.,..,.,.,.,.. | 09/20/24 | | ;;;..........;.;.;.;.;.;.;.,,;.;.,,,;.;. | 09/19/24 | | Soren "Bob" Odenkierkegaard | 09/19/24 | | Cowstack | 09/20/24 | | theranchman | 09/19/24 | | Florida Surgeon General Joseph A. Ladapo | 09/19/24 | | ........,,,,,,......,.,.,.,,,,,,,,,, | 09/19/24 | | I'm gay tp | 09/19/24 | | ............,.,.,.,.......,,.,., | 09/20/24 | | Christopher's Disease | 09/19/24 | | Karlstack (Retard) | 09/19/24 | | zurich is stained | 09/19/24 | | posting in histrionic thread | 09/19/24 | | .,.,..,,.,.,.,.,.,..,.,.,.,.. | 09/19/24 | | ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,. | 09/20/24 | | \'\'\"\"\'\'\'\" | 09/19/24 | | disco fries | 09/19/24 | | theranchman | 09/19/24 | | zurich is stained | 09/20/24 | | disco fries | 09/20/24 | | ,..,,,,,,....,,,..., | 09/20/24 | | disco fries | 09/20/24 | | ceci n'est pas un avocat | 09/20/24 | | Tim Daotua | 09/20/24 | | ..,.,,,...,..,,.,...,.,,.,.. | 09/20/24 | | ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,. | 09/20/24 | | ChadGPT-5 | 09/20/24 | | AZNgirl dating Single A player instead of Ohtani | 09/20/24 | | theranchman | 09/20/24 | | https://imgur.com/a/IkQnGlr | 09/20/24 | | .....,,,,,...,,,,,..,.,,,,,.,,. | 09/20/24 | | Karlstack (Retired) | 09/20/24 | | Alien vs Predator vs Brown vs Board of Education | 09/20/24 | | ,..,,,,,,....,,,..., | 09/20/24 | | zurich is stained | 09/20/24 | | So we looked at the data | 09/20/24 | | jewish pussy is a blessing | 09/20/24 | | winrar | 09/20/24 | | https://imgur.com/a/IkQnGlr | 09/20/24 | | zurich is stained | 09/20/24 | | Karlstack (Retard) | 09/20/24 | | brian lefevre | 09/20/24 | | .,.,..,,.,.,.,.,.,..,.,.,.,.. | 09/20/24 | | Oh, you travel? | 09/20/24 |
Poast new message in this thread
Date: September 19th, 2024 10:31 PM Author: Karlstack (Retired)
It’s unthinkable to them that it could just go flat like Japan, China, Europe, Middle East, South America stonks. It provides a guaranteed return except in the event of a collapse in which case, “you’ll have bigger problems than your stock portfolio.”
They aren’t “pretty sure” or “mostly sure.” It’s a bona fide Certainty.
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111499) |
|
Date: September 20th, 2024 12:28 AM
Author: ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.
and they've styled on fags like you predicting a flatlining for the past 20 years.
I'm 35 and just hit $3M net worth on a relatively modest salary by trusting the S&P500. You? LJL
This was actually the single most valuable thing I learned from my financial economics class or any class in college outside the math and stats departments.
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111958) |
|
Date: September 20th, 2024 12:34 PM
Author: .,.,..,,.,.,.,.,.,..,.,.,.,.. ( )
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48113263) |
Date: September 19th, 2024 10:49 PM
Author: ;;;..........;.;.;.;.;.;.;.,,;.;.,,,;.;.
in the event of a collapse in which case, “you’ll have bigger problems than your stock portfolio.
This part is true. What else are you going to do with your money besides buy into the Jewish money letters casino? Once you have a House and Guns and Ammo, what else is going to help you when permanent ITE comes?
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111608) |
Date: September 19th, 2024 11:13 PM
Author: ........,,,,,,......,.,.,.,,,,,,,,,,
Every important and influential person in the US owns a shit ton of stock.
If you're going to invest in anything, why not invest in the single thing that the US Political system is designed to protect?
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111707) |
Date: September 19th, 2024 11:37 PM
Author: .,.,..,,.,.,.,.,.,..,.,.,.,.. ( )
No, they're expecting an 8% average. That you don't understand the difference between expected and guaranteed value explains a lot about your life.
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111774) |
|
Date: September 20th, 2024 12:29 AM
Author: ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111963) |
|
Date: September 19th, 2024 11:58 PM Author: theranchman
lol nice word salad disco.
"eat up that dividend return" - the word "that" in this sentence reference "tax advantages" in the prior. two wholly distinct concepts
and your threatening conclusion is that they do not perform as advertised. to whom is this the relevant question rather than "would that money, tax adjusted, outperform if put in the SPX or the plan"
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111888) |
|
Date: September 20th, 2024 9:17 AM Author: ,..,,,,,,....,,,...,
It is very on brand for you to be in a terrible fee-laden 401k that probably involves kickbacks between employer and advisor. Normal 401k now have Vanguard funds with like 0.1% admin fees on top.
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48112637) |
Date: September 20th, 2024 12:25 AM
Author: ..,.,,,...,..,,.,...,.,,.,..
The amount of uncertainty in capital market assumptions is insane. Even over a 30 year time horizon you can get absolutely fucked:
https://corporate.vanguard.com/content/corporatesite/us/en/corp/vemo/vemo-return-forecasts.html
Imagine getting the 5th percentile US equity returns of 3.1% CAGR for 30 years.
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111950) |
|
Date: September 20th, 2024 12:28 AM
Author: ,.,...,..,.,.,:,.;,.,.,:;,,....,:,..,:.;.,:.::,.
3.1% returns! Oh the humanity!!!!
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48111960) |
Date: September 20th, 2024 3:34 AM
Author: .....,,,,,...,,,,,..,.,,,,,.,,.
First, that’s the expected average over a long period of time (i.e. we could be down 20% in one year and up 30% one year but it evens out over the long term out to 8% gain)
And it’s not just Reddit. The financial planning and wealth management industries take this as an absolute and undeniable truth. Probably because most people realistically can’t retire unless it’s true.
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48112239) |
Date: September 20th, 2024 8:34 AM Author: ,..,,,,,,....,,,...,
You’re right that redditors are dumb and have no understanding of volatility or the drivers of long-term stock returns. But even the markets you cite as flat are up over the last 5/10 years. Not up as much as the US but far better than negative real rate safe assets. Avoiding stocks in your long-term investments so you can feel superior to people who lost $$$ in various bubbles is even dumber than being a redditor and guarantees that you remain poor.
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48112540) |
Date: September 20th, 2024 8:52 AM Author: jewish pussy is a blessing
thread backfired, IMO.
Discuss
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48112569) |
|
Date: September 20th, 2024 11:03 AM
Author: .,.,..,,.,.,.,.,.,..,.,.,.,.. ( )
But then how would I pay hookers
(http://www.autoadmit.com/thread.php?thread_id=5598286&forum_id=2:#48112912) |
|
|