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Student loans seem to be a total chaotic mess right now
Poast new message in this thread
Date: March 9th, 2025 5:16 PM Author: ,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,. wtf is trump's department of education's strategy here? apparently recertification for any sort of income-driven program (not just SAVE/PAYE) is semi-suspended, requiring paper applications that may or may not be processed, and loan servicers are responding erratically, either punting everything to 2027 or suddenly recalculating payments and demanding them immediately.
lol, loaners. the government hates you. |
Date: March 9th, 2025 5:17 PM Author: """'"'"""'' as opposed to everything else which is also a chaotic mess, like the economy Trump crashed? (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731034) |
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Date: March 9th, 2025 6:56 PM Author: a jinxian plot (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731321) |
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Date: March 9th, 2025 5:17 PM Author: ACCOUNT DELETED Just do standard for PSLF (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731037) |
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Date: March 9th, 2025 5:18 PM Author: Paralegal Mohammad yeah i was set to pay last month and the day it was supposed to restart i got a notice that payments were suspended until 7/26 (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731040) |
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Date: March 9th, 2025 5:21 PM Author: ACCOUNT DELETED SAVE? (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731060) |
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Date: March 9th, 2025 5:22 PM Author: Paralegal Mohammad don't remember it's been so long. i was on IBR for a long time not sure if that got switched to SAVE. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731065) |
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Date: March 9th, 2025 5:25 PM Author: ACCOUNT DELETED You’re on SAVE then. IBR-mos are the only ones “safe” but still can’t recertify, going to have to bite the bullet and pay standard for 5 months to get to PSLF. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731071) |
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Date: March 9th, 2025 6:11 PM Author: Paralegal Mohammad did i automatically get moved to SAVE? are there still existing IBR-mos and why are they "safe"? what's going on here, how can i get to PSLF if i don't work for the government? (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731178) |
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Date: March 9th, 2025 6:35 PM Author: ,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,. SAVE is basically dead in the federal courts. but there was no plan to deal with current SAVE enrollees, which has led to a large amount of confusion. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731233) |
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Date: March 9th, 2025 6:41 PM Author: Paralegal Mohammad isn't it crazy that trump pulled federal funding from columbia because protesters were mean to jews but won't pull federal funding for colleges having free rein to bloat the price of education and screw over americans? (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731255) |
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Date: March 9th, 2025 8:20 PM Author: Wilbur Mercer, permanently embarrassed millionaire (Safari) The university has a code of conduct (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731584) |
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Date: March 9th, 2025 6:37 PM Author: ACCOUNT DELETED Not automatically…you weren’t careful when you submitted your form. You clicked “put me on the best plan” instead of “keep me on my sweet sweet IBR.”
Irony is this board SHIT on me for not having PAYE. Here I am about to cop that sweet sweet PSLF |
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Date: March 10th, 2025 6:42 AM Author: ,.,.,.,........,....,,,.. lol people in SAVE pay literally $0 and have for years. You sure showed them (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732318) |
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Date: March 10th, 2025 8:10 AM Author: ACCOUNT DELETED No PSLF credit in forbearance (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732407) |
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Date: March 9th, 2025 5:25 PM Author: tentacle rape Pay your debt , bum! (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731070) |
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Date: March 9th, 2025 5:23 PM Author: tentacle rape I’m So glad “president” Biden forgave my loans in November (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731068) |
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Date: March 9th, 2025 6:12 PM Author: disco fries (his own flesh as well as all space was still a cage) How does any of this affect us? We went to college 30 years ago and if we did pslf, we got our discharges 10 years ago. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731187) |
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Date: March 9th, 2025 6:20 PM Author: ACCOUNT DELETED Many of us are “short” (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731199) |
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Date: March 9th, 2025 8:00 PM Author: The Last Liberal (π§) (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731541) |
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Date: March 9th, 2025 6:29 PM Author: sealclubber we're so lucky that trump won all student loan debt forgiven by biden should be reinstated immediately remember how long that cocksucker let the deadbeats continue to push off paying back their loans 7 years after covid had been proven a farce |
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Date: March 9th, 2025 6:31 PM Author: Paralegal Mohammad do you support giving multiples more to israel and ukraine? (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731218) |
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Date: March 9th, 2025 6:34 PM Author: sealclubber to be fair, that money arguably benefits america and americans forgiving the debts of deadbeats does not |
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Date: March 9th, 2025 6:39 PM Author: Paralegal Mohammad giving americans more money to invest into the economy doesn't benefit america and americans? are you jewish (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731246) |
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Date: March 9th, 2025 6:56 PM Author: sealclubber you refer the deadbeat student loan debtors who owe money to america simply as "americans"? lol at your lame ass |
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Date: March 9th, 2025 7:17 PM Author: ACCOUNT DELETED Forgiveness was in the loan MPN and part of the agreement (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731411) |
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Date: March 9th, 2025 7:19 PM Author: sealclubber then that's not 'student loan debt forgiven by biden' which is in the first post of this branch (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731416) |
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Date: March 9th, 2025 7:24 PM Author: ACCOUNT DELETED I think the only people he truly forgave from scratch were people who went to Caribbean medical schools or some devry shit. People on XO are probably relying on PSLF (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731429) |
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Date: March 9th, 2025 7:28 PM Author: sealclubber instead of framing it wish such bullshit language, why don't we frame it as 'people whose debts were forgiven in a manner different from what they expected when they took the loans'? that would mean everyone who had their debts forgiven by biden |
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Date: March 9th, 2025 7:32 PM Author: ACCOUNT DELETED How is PSLF? (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731465) |
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Date: March 9th, 2025 7:46 PM Author: sealclubber that's been around forever. so long as the rules were followed, discharging that debt is whatever my guess is that if biden were involved, he tried to take it easier on pslfers than he should have |
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Date: March 9th, 2025 7:47 PM Author: Paralegal Mohammad incomprehensible, as always. are you denying that these debtors are americans? (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731507) |
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Date: March 9th, 2025 7:59 PM Author: sealclubber you're not smart. why shouldn't the government just give everyone $? then they can invest it! to help america! |
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Date: March 10th, 2025 6:18 AM Author: YOU THINK YOU CAN HIDE BEHIND SYNTHPOP, FRAUD$?! (gunneratttt) not flame he is jewish, hates america, and incredibly fucking stupid.
"spending" $200k forgiving the loans that will never be paid anyway of a 40 year old barista who was given $200k for an art history degree in 2005 = bad for america
actually spending $200k on a bomb to vaporize some foreigners in a war we won't win = good for america.
we figured out centuries ago that eternal debt servitude is bad for society. even sealclubber's jewish forefathers wrote that in their holy laws, but then they decided goyim aren't people and usury and debt bondage is ok for cattle. |
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Date: March 10th, 2025 8:53 AM Author: .,.....,.,.;,.,,,:,.,.,::,...,:,..;,.., weird how Biden/Obama never ever considered doing loan forgiveness in 2010 back when it made a little bit of sense (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732454) |
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Date: March 9th, 2025 6:33 PM Author: disco fries (his own flesh as well as all space was still a cage) I remember back in 2020, I worked in government and some young lawyers were absolutely giddy about how much they were getting stimmed. This one girl told me that it was like getting a $30,000 tax free raise because she didn’t have to make $2,500/mo payments anymore. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731222) |
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Date: March 9th, 2025 6:38 PM Author: ACCOUNT DELETED Trump started the covid pause. Bush started PSLF (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731241) |
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Date: March 9th, 2025 6:57 PM Author: sealclubber yeah, trump started it. now read my last sentence. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731332) |
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Date: March 10th, 2025 6:20 AM Author: YOU THINK YOU CAN HIDE BEHIND SYNTHPOP, FRAUD$?! (gunneratttt) "7 years after covid had been proven a farce"
covid-19 started in 2019 and didn't hit america until 2020. it's march 2025 right now. |
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Date: March 9th, 2025 6:42 PM Author: Metal Up Your Ass where's the PAYE pumo?
he and JM used to have some playful exchanges. |
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Date: March 9th, 2025 6:45 PM Author: ACCOUNT DELETED Yeah I wish he was here. Joke is on him. I stayed with IBR and I’m being paid handsomely for this. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731271) |
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Date: March 9th, 2025 6:56 PM Author: .,..,,.,.,.,.,.,..,.,.,..,.., We need this loan money so we can funnel it immediately to Israel (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731319) |
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Date: March 9th, 2025 6:57 PM Author: a jinxian plot (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731325) |
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Date: March 9th, 2025 6:58 PM Author: Paralegal Mohammad (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731335) |
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Date: March 9th, 2025 7:12 PM Author: ""'"''"""" https://imgur.com/a/VBwsRYi (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731398) |
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Date: March 9th, 2025 8:03 PM Author: Epistemic Humility I should have more empathy but I grinded out my 8.5 percent loans (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731543) |
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Date: March 9th, 2025 8:05 PM Author: The Last Liberal (π§) 8.5%? Did you graduate in 1983? (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731549) |
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Date: March 10th, 2025 12:49 PM Author: Epistemic Humility That’s what gradplus was leading up to the financial crash. There were thousands of lawyers carrying $200k @ 8.5 when they were Latham’d. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48733203) |
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Date: March 9th, 2025 8:06 PM Author: sealclubber you should have zero empathy, even if you never borrowed a dime. people should be responsible for paying back their own debts. nothing about their situation deserves 'empathy' (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731550) |
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Date: March 9th, 2025 8:12 PM Author: the place where there is no darkness usury is immoral and unlawful
anyone who borrows at usurious rates is being preyed upon by wickedness and lawlessness |
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Date: March 9th, 2025 8:30 PM Author: sealclubber lol, what fucking drivel to consider student loans to be usurious. you're begging a question that doesn't support your premise in any way |
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Date: March 10th, 2025 6:22 AM Author: YOU THINK YOU CAN HIDE BEHIND SYNTHPOP, FRAUD$?! (gunneratttt) lol @ this retard jewish sophistry + reddit-tier fallacy policing (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732305) |
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Date: March 9th, 2025 8:18 PM Author: ""'"''"""" (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731577) |
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Date: March 9th, 2025 8:20 PM Author: ,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,. thinking of 'student loans' in personal moral terms is genuinely low-IQ. that's not why they matter, and that's not the relevant level of analysis here. student loans matter because they are a $1.8 trillion millstone of debt which displaces other spending and investment and probably the birth rate. it's a public policy issue, and public policy by necessity deals en masse rather than individually. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731582) |
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Date: March 9th, 2025 8:36 PM Author: sealclubber lol, what liberal garbage. you can't win any public policy argument on this issue and that's why biden never tried. it was a payback to buy more lib votes. not so different from vaccine mandates as a punishment against conservatives only. making people personally responsible for their own actions is the best public policy. that incentivizes production. it punishes sloth. it doesn't reward and incentivize a population to be dependent. |
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Date: March 10th, 2025 6:24 AM Author: YOU THINK YOU CAN HIDE BEHIND SYNTHPOP, FRAUD$?! (gunneratttt) sealclubber is also a huge h1-b fan which is his solution to declining birthrates.
saddle with the goyim with unpayable life debt so they can't afford a house and kids and then import a bunch of jeets to do the work and keep our population growth rate steady! |
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Date: March 10th, 2025 8:25 AM Author: Wang Hernandez Shouldn’t you be honest? You’ve claimed you could have afforded to pay your loans down but intentionally decided not to pay them. So this appeal to the poor goyim is self-serving and false as applied to you. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732420) |
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Date: March 10th, 2025 8:33 AM Author: YOU THINK YOU CAN HIDE BEHIND SYNTHPOP, FRAUD$?! (gunneratttt) i have opinions on policy that don't affect me directly but does affect my countrymen and our society.
i support policy that would force people like me to pay my loans more rapidly. but i'm not going to pay more than i have to any more than i'm going to send the treasury a donation. every smart person does this just like CSLG leasing an artura and expensing it as a business deduction. why the fuck would i not take advantage of the meager grift i am able to when billionaires pay a single digit tax rate? out of patriotism and support of the government using the money to build israel more missiles? |
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Date: March 10th, 2025 9:56 AM Author: ACCOUNT DELETED Honor your debts. It’s something that is based in religion. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732562) |
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Date: March 10th, 2025 10:01 AM Author: YOU THINK YOU CAN HIDE BEHIND SYNTHPOP, FRAUD$?! (gunneratttt) i am honoring my debts and pay my loans in the amount i am legally required to
did PPP recipients dishonor their loans when they were forgiven? tom brady got $1m in PPP forgiven for his sports supplement company and you're worried about ordinary people's student loans. |
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Date: March 10th, 2025 10:03 AM Author: ACCOUNT DELETED The PPP loans are a horrible analogy. The agreement was for them to be forgiven. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732582) |
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Date: March 10th, 2025 10:09 AM Author: YOU THINK YOU CAN HIDE BEHIND SYNTHPOP, FRAUD$?! (gunneratttt) so were loans that were taken out after IBR was created you fucking retard (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732602) |
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Date: March 10th, 2025 10:23 AM Author: ACCOUNT DELETED No they weren’t. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732661) |
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Date: March 10th, 2025 10:01 AM Author: Wang Hernandez Lol we will wait and see if it’s a “smart decison.”
You are the only person I’ve heard of who claims to have worked in big law who still has loans 10 years out of law school. |
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Date: March 10th, 2025 10:08 AM Author: YOU THINK YOU CAN HIDE BEHIND SYNTHPOP, FRAUD$?! (gunneratttt) paramo is itt talking about his loans and he makes good money. i don't see how it's not a smart decision to not immediately pay off loans that were paused for years with zero interest accumulation, zero payments, and with the time counting towards forgiveness. what do you think will happen, that i'll be forced to pay more than i owe? it would have to be more than what i earned in the market having invested that money rather than putting it toward debt service. unlikely to happen.
anyway as you pointed out this isn't about me personally. you're just MAF about loans and don't want to address the argument in good faith.
"importing h1-bs to generate population growth because poor people saddled with nondischarable debt can't afford to reproduce is ruinious"
"that's hypocritical because you can afford to pay your loans!"
"people like me should be forced to pay their loans, but until they are i'm not going to volunteer to. that's irrelevant to my point anyway."
"I DON'T BELIEVE YOU!" |
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Date: March 9th, 2025 8:07 PM Author: Prolemobiler they always were. the whole thing is ridiculous. (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48731551) |
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Date: March 10th, 2025 10:24 AM Author: tentacle rape That’s Israel’s money. Pay your debt! (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732668) |
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Date: March 10th, 2025 10:14 AM Author: internet g0y Lol at being in your 40s and dealing with "student loans" (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732613) |
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Date: March 10th, 2025 10:23 AM Author: ACCOUNT DELETED Moist tastes (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48732658) |
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Date: March 10th, 2025 12:56 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2:#48733239) |