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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
violet 180 brunch
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Avocado Garrison Multi-billionaire
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
violet 180 brunch
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
excitant greedy stage gaming laptop
  12/15/25
...
Diverse wine bawdyhouse
  12/14/25
go to grad school
trip university stock car
  12/14/25
...
Pearl jew
  12/14/25
Post bacc MD cr?
violet 180 brunch
  12/15/25
yeah you gotta be careful though. some are better than other...
trip university stock car
  12/15/25
time for you to pay off mine
disgusting irradiated orchestra pit
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
sooty yarmulke station
  12/15/25
...
Diverse wine bawdyhouse
  12/15/25
...
Aromatic plum forum
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
trip university stock car
  12/15/25
I have zero debt, I love my freedom.
sooty yarmulke station
  12/15/25
...
Cracking Nibblets
  12/15/25
you won this gen
aqua vivacious coldplay fan
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
spectacular gunner
  12/15/25
current weight?
Exciting institution hunting ground
  12/15/25
372 or so. It's been a rough holiday season.
spectacular gunner
  12/15/25
what are some things that have happened to you that forced y...
Scarlet resort alpha
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
spectacular gunner
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
seedy clear tank hall
  12/15/25
how much was the original loan balance and how much (((inter...
seedy clear tank hall
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
violet 180 brunch
  12/15/25
I want to stab you
ebony partner field
  12/15/25
Being echo gen x has its privileges
violet 180 brunch
  12/15/25
hookers and blow? pretty much whatever you want
Mildly autistic marketing idea
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
indecent bbw
  12/15/25
Where the fuck did you get 2.75% interest student loans?
slate persian
  12/15/25
Around 2007 and 2008, there were some great rates.
Fantasy-prone hairraiser lodge half-breed
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
violet 180 brunch
  12/15/25
Undergrad?
Fantasy-prone hairraiser lodge half-breed
  12/16/25
...
sooty yarmulke station
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Fantasy-prone hairraiser lodge half-breed
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
slate persian
  12/15/25
two girls, same time
Apoplectic mewling stead potus
  12/15/25
borrow more money from jews asap
Bistre heady old irish cottage
  12/15/25
Uncle Sam is a goy, shitlib
violet 180 brunch
  12/15/25
who benefits? COHEN BENEFITS!
Bistre heady old irish cottage
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: violet 180 brunch

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Avocado Garrison Multi-billionaire

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: violet 180 brunch

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: excitant greedy stage gaming laptop

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Diverse wine bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: trip university stock car

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Pearl jew



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: violet 180 brunch

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: trip university stock car

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: disgusting irradiated orchestra pit

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: sooty yarmulke station

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Diverse wine bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Aromatic plum forum



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: trip university stock car

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: sooty yarmulke station

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Cracking Nibblets



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: aqua vivacious coldplay fan

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: spectacular gunner

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Exciting institution hunting ground

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: spectacular gunner

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Scarlet resort alpha

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: spectacular gunner

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: seedy clear tank hall

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: seedy clear tank hall

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: violet 180 brunch

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: ebony partner field

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: violet 180 brunch

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Mildly autistic marketing idea

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: indecent bbw

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: slate persian

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Fantasy-prone hairraiser lodge half-breed

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: violet 180 brunch

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Fantasy-prone hairraiser lodge half-breed

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: sooty yarmulke station



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Fantasy-prone hairraiser lodge half-breed

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: slate persian

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Apoplectic mewling stead potus

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Bistre heady old irish cottage

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: violet 180 brunch

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Bistre heady old irish cottage

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512587)