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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
racy university
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Aqua dead digit ratio
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
racy university
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Slimy twinkling background story azn
  12/15/25
u sound mad
Dark pungent shrine
  12/14/25
go to grad school
Idiotic persian ladyboy
  12/14/25
...
Sickened chestnut senate
  12/14/25
Post bacc MD cr?
racy university
  12/15/25
yeah you gotta be careful though. some are better than other...
Idiotic persian ladyboy
  12/15/25
time for you to pay off mine
medicated halford hall
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Translucent Motley Candlestick Maker Degenerate
  12/15/25
...
Dark pungent shrine
  12/15/25
...
haunting church
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Idiotic persian ladyboy
  12/15/25
I have zero debt, I love my freedom.
Translucent Motley Candlestick Maker Degenerate
  12/15/25
...
amethyst dopamine
  12/15/25
you won this gen
Navy marvelous genital piercing roast beef
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
apoplectic umber love of her life trust fund
  12/15/25
current weight?
beady-eyed bistre set death wish
  12/15/25
372 or so. It's been a rough holiday season.
apoplectic umber love of her life trust fund
  12/15/25
what are some things that have happened to you that forced y...
Razzle haunted graveyard
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
apoplectic umber love of her life trust fund
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
cordovan pocket flask old irish cottage
  12/15/25
how much was the original loan balance and how much (((inter...
cordovan pocket flask old irish cottage
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
racy university
  12/15/25
I want to stab you
aphrodisiac cocky locale
  12/15/25
Being echo gen x has its privileges
racy university
  12/15/25
hookers and blow? pretty much whatever you want
Sienna shivering keepsake machete regret
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Poppy party of the first part
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Khaki space gaming laptop
  12/15/25
Around 2007 and 2008, there were some great rates.
concupiscible misunderstood shitlib internal respiration
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
racy university
  12/15/25
Undergrad?
concupiscible misunderstood shitlib internal respiration
  12/16/25
...
Translucent Motley Candlestick Maker Degenerate
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
concupiscible misunderstood shitlib internal respiration
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Khaki space gaming laptop
  12/15/25
two girls, same time
Burgundy hairy legs
  12/15/25
borrow more money from jews asap
Garnet Patrolman Property
  12/15/25
Uncle Sam is a goy, shitlib
racy university
  12/15/25
who benefits? COHEN BENEFITS!
Garnet Patrolman Property
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: racy university

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Aqua dead digit ratio

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: racy university

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Slimy twinkling background story azn

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Dark pungent shrine

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Idiotic persian ladyboy

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Sickened chestnut senate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: racy university

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Idiotic persian ladyboy

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: medicated halford hall

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Translucent Motley Candlestick Maker Degenerate

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Dark pungent shrine



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: haunting church



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Idiotic persian ladyboy

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Translucent Motley Candlestick Maker Degenerate

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: amethyst dopamine



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Navy marvelous genital piercing roast beef

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: apoplectic umber love of her life trust fund

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: beady-eyed bistre set death wish

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: apoplectic umber love of her life trust fund

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Razzle haunted graveyard

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: apoplectic umber love of her life trust fund

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: cordovan pocket flask old irish cottage

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: cordovan pocket flask old irish cottage

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: racy university

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: aphrodisiac cocky locale

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: racy university

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Sienna shivering keepsake machete regret

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Poppy party of the first part

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Khaki space gaming laptop

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: concupiscible misunderstood shitlib internal respiration

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: racy university

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: concupiscible misunderstood shitlib internal respiration

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Translucent Motley Candlestick Maker Degenerate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: concupiscible misunderstood shitlib internal respiration

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Khaki space gaming laptop

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Burgundy hairy legs

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Garnet Patrolman Property

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: racy university

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Garnet Patrolman Property

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)