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Can’t relate to xoxo forcememeing “$1M/year is barely middle class”
Poast new message in this thread
Date: August 1st, 2024 2:04 AM Author: bateful property background story Granted I live in the Midwest, but my wife doesn’t work and I feel like we are doing very well on about $20-25k/month. I work chill ~30 hour weeks with only moderate stress, we live in a large house in a nice area that cost $400k (admittedly probably worth $650k or so now), and we are usually able to save at least $5k/month. Like a lot of middle class people we will inherit a few million at some point.
It’s hard to tell how much people are bragging about high incomes vs actual insane COL on the coasts, but places like the Bay Area and DC do legitimately feel like horrible places to live. Tons of shitlibs/homeless/violent URMs, millions of dollars for a tiny, shitty house, girlboss career shrews, etc. Why don’t more poasters work remote and ball out in a place like Cleveland, Kansas City, Pittsburgh, or St. Louis? Far more CGWBT who will be impressed with a $200k+ income, less competition for more housing, plenty of the same screens people are looking at everywhere else.
If you guys are legitimately making high six figure incomes and are barely making ends meet with fat shitlib wives, are you really happy with your life choices? |
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Date: August 3rd, 2024 4:09 PM Author: alcoholic mood address I didn't read the thread but I see that you're saying 1) you earn 20-25k/month, 2) house was only 400k, 3) live in low COL Midwest and 4) your savings rate is as low as 5k/month
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Date: August 1st, 2024 2:06 AM Author: copper boyish generalized bond home (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916232) |
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Date: August 1st, 2024 2:09 AM Author: Ocher brethren I make millions of dollars per year and my life is a nightmare that I can't wake up from (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916235) |
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Date: August 1st, 2024 2:21 AM Author: bateful property background story Describe (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916243) |
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Date: August 1st, 2024 2:25 AM Author: marvelous kitchen goal in life I enjoy being a coastal elite (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916246) |
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Date: August 1st, 2024 5:50 AM Author: Bronze piazza halford I want to do this, but I am a lawyer. Haven't found anything high paying that is fully remote and chill. Just shit like Axiom or Latitude. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916406) |
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Date: August 1st, 2024 6:17 AM Author: Galvanic ebony step-uncle's house son of senegal Axiom must be terrible to work with, right? (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916421) |
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Date: August 1st, 2024 6:23 AM Author: Bronze piazza halford Honestly, the work might be fine. Probably low pressure without any of the normal politics and incessant meetings that suck up so much time in a traditional job.
But the pay was really low a few years back when a recruiter tried to curry my interest. Something like 150k if you stay substantially engaged throughout the year. Paralegals make that. |
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Date: August 1st, 2024 5:58 AM Author: yellow mewling hall tattoo (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916409) |
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Date: August 1st, 2024 6:03 AM Author: Hideous Clown flyover is almost inherently middle class
unless you own a fuckton of land or something |
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Date: August 1st, 2024 7:39 AM Author: Territorial bawdyhouse Explain (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916529) |
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Date: August 2nd, 2024 8:19 PM Author: jade arousing becky This is not true. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47922896) |
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Date: August 1st, 2024 7:01 AM Author: mustard haunting area love of her life Like a lot of middle class people we will inherit a few million at some point. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47916474) |
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Date: August 2nd, 2024 9:23 PM Author: bateful property background story The AVERAGE boomer is worth something like $750,000. 4 parents between us… is a few million that crazy? (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923018) |
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Date: August 2nd, 2024 2:08 AM Author: bateful property background story (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47919951) |
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Date: August 2nd, 2024 5:32 AM Author: Lilac Bbw Cr I'm baffled why more people don't take part time $25k/mo jobs in suburban louisville (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47920024) |
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Date: August 2nd, 2024 8:02 PM Author: bateful property background story There are tons of good jobs on indeed if you have experience (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47922877) |
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Date: August 2nd, 2024 8:03 PM Author: umber dashing fanboi Cr I just landed a "python excel data analysis assistant" job for $20k/mo. It's contract to hire but it's simple honest work & there are many more where that came from. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47922879) |
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Date: August 2nd, 2024 8:12 PM Author: ultramarine floppy feces email me brother (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47922886) |
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Date: August 2nd, 2024 8:13 PM Author: appetizing pit no one says 1mm is barely middle class. its solidly middle class and even comfortable middle class. its just not upper anything not by a long shot. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47922889) |
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Date: August 2nd, 2024 9:26 PM Author: bateful property background story This is exactly the type of xoxo flame I’m talking about. Even half that is easily upper middle class. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923022) |
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Date: August 2nd, 2024 11:20 PM Author: appetizing pit not in a major city theyre expensive as shit (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923220) |
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Date: August 2nd, 2024 11:45 PM Author: Hideous Clown Cr (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923301) |
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Date: August 2nd, 2024 8:22 PM Author: electric dark sanctuary i make ~50-70k and barely fit into the middle lower class (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47922900) |
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Date: August 2nd, 2024 8:29 PM Author: idiotic khaki business firm elastic band i think most xoers would admit that a $400k/yr do-nothing sinecure in the middle of nowhere with a few million coming your way down the road is a perfectly valid life choice, especially if you’re the hippie-dippie anti-materialist type. it’s just not not technically middle class, is all. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47922911) |
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Date: August 2nd, 2024 8:40 PM Author: racy brunch cr, happy to hear of your success brother (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47922944) |
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Date: August 2nd, 2024 9:20 PM Author: bat-shit-crazy magical set Now do the math if you add $100k / year for housing and $100k / year for childcare. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923015) |
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Date: August 2nd, 2024 9:23 PM Author: Out-of-control Stead Sounds like you can't afford children brother (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923016) |
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Date: August 2nd, 2024 10:18 PM Author: bat-shit-crazy magical set Child are costs dropping to only $80k this year since one of my kids is starting public school.
Gonna have an extra like $3k per month. |
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Date: August 2nd, 2024 9:34 PM Author: trip garnet police squad box office The AVERAGE house right now in America probably is costing you $3,000/month. Which means you probably need to make $150,000-$160,000 just to comfortably afford your average shitbox in your average cookie cutter development.
So probably double that to $6,000 a month for a UMC style house rather than an average house. Add on student loans and childcare, and you can see how an upper middle class lifestyle probably requires $400,000+. |
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Date: August 2nd, 2024 9:35 PM Author: Flushed Library Boiling Water (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923031) |
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Date: August 2nd, 2024 10:02 PM Author: Out-of-control Stead Don't forget fully funding the 401(k), HSA, IRA, and 529 (per kid). (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923085) |
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Date: August 2nd, 2024 11:13 PM Author: bateful property background story Our mortgage on a 5k square foot house is less than 3k.
We live in an 80% white midwestern suburb, so public schools are great. Wife is a sahm, so minimal childcare costs. I don’t get why so many women want to shrew away at work when most of their salary goes back to childcare costs for some Mexican nanny who raises their kids.
I went to an expensive T14 but aggressively paid off student loans while I was single. Took me less than 5 years.
$20k a month is plenty for an upper middle class lifestyle in the midwest, so it’s mind boggling that xoxo can’t do it on several times that. |
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Date: August 3rd, 2024 12:27 AM Author: trip garnet police squad box office "Our mortgage on a 5k square foot house is less than 3k."
Who gives a shit?
By your own admission above your house would require about a $4,500 a month payment now. That means an income of $200,000+ not accounting for student loans or childcare.
It's not really relevant that you bougoht a house X years ago at a 2.75% interest rate. |
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Date: August 3rd, 2024 11:15 AM Author: bateful property background story This describes lots of people. Even if we are only taking about people who don’t yet own a house, fine - tack on $25,000 or $30,000 extra for mortgage payments. It still doesn’t take $500,000/year to live a middle class life if you don’t live in an area where you need private schools. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924117) |
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Date: August 3rd, 2024 11:16 AM Author: Flushed Library Boiling Water the concept of "middle class" has been painfully warped (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924119) |
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Date: August 3rd, 2024 11:21 AM Author: bateful property background story Most T14 grads don’t realize how poor the average person is. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924128) |
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Date: August 3rd, 2024 11:42 AM Author: Hideous Clown MC is simply a basket of goods. that doesn’t change
what changes is the number needed to achieve that |
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Date: August 2nd, 2024 11:46 PM Author: Hideous Clown $400k is entry level middle class (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923302) |
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Date: August 2nd, 2024 11:49 PM Author: Flushed Library Boiling Water not even close (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923312) |
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Date: August 3rd, 2024 1:00 AM Author: Hideous Clown you’re saying it’s poverty? (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923480) |
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Date: August 3rd, 2024 2:10 AM Author: Multi-colored flesh stage Striver autists with increasingly hollow lives must place a higher and higher social premium on what they gave up internally to get to Lofty Materia and Status of Paper in the first place, lest that void that trails finally catch up with them. Run, rabbit, run (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923623) |
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Date: August 3rd, 2024 3:31 AM Author: Costumed razzle coldplay fan rigpig (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923658) |
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Date: August 3rd, 2024 11:20 AM Author: bateful property background story I think this is a lot of it. There has to be some cognitive dissonance involved to justify the marginal difference between what one can buy with $600,000 vis a vis $300,000 when realizing what he gave up to get it. Continuing to work 50+ hour weeks into my 40s sounds awful. Tbh even 25-30 is annoying. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924126) |
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Date: August 3rd, 2024 4:22 AM Author: apoplectic big national cumskin Women are generally low quality in the U.S. but especially so in suburbanville flyover areas. Sure the average chick may be more impressed by your 200k job but the average chick is also gross. Both the quantity and quality are lacking. Much easier to get a hot girl in a tier 1 city, not even close. Also, birdbrains don’t automatically know how much you make, very easy to pretend you make 500 when you only make 200 (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47923683) |
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Date: August 3rd, 2024 11:32 AM Author: bateful property background story While I absolutely disagree that it’s easier for some dude making 250k to land a hot girl in DC or SF than the cities I listed in the OP, the former are much more likely to be left wing gigashrews who will make you miserable. If you want a supportive, CGWBT partner whose primary goal is to raise a family, it is far easier in a tier 3 city. Remember, an elite education and decent salary makes you stand out in these cities, but not in a place like NYC. You are competing for the best of the best in the smaller cities, and any city big enough to have an NFL team, for example, is big enough to have plenty of hot girls. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924146) |
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Date: August 3rd, 2024 11:38 AM Author: racy brunch agree that SF and Denver are tough places to meet a wife. Not sure about DC but I believe it if you say that sucks also (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924159) |
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Date: August 3rd, 2024 11:43 AM Author: bateful property background story I’ve never lived in Denver but dating there could be decent. Lots of hot girls since Colorado is the fittest state in the country, at least it was at some point in the past few years. Growing tech scene but still far more family oriented than DC or SF (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924177) |
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Date: August 3rd, 2024 3:20 PM Author: bat-shit-crazy magical set You must have never been to DC. Two to one ratio of women to men in the twenties, and all the men are beta twink losers.
Any white guy who is mildly masculine can pull down like crazy in DC. |
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Date: August 3rd, 2024 4:05 PM Author: bateful property background story Went out in DC several times with law school friends. Incredibly shrewy women, and even the republicans are drawn to power like everyone else living in DC. I’m sure it’s very easy to hook up but wouldn’t want to try to find a LTR there. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924911) |
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Date: August 3rd, 2024 11:42 AM Author: turquoise prole A large house for only $400k? What? My cape cod in CT cost more than that. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924173) |
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Date: August 3rd, 2024 12:14 PM Author: Exhilarant salmon volcanic crater lodge now do me supporting a family of 4 in the Bay Area on 400k. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2#47924237) |