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For the average UMC dude, journey to $1m liquid is easy; getting to $10m is slog

That’s it. Title. If you just sock away on autopilot w...
hyperactive thirsty organic girlfriend
  12/16/25
Genius OP we got here. It’s much harder to make 10x th...
Charismatic national
  12/16/25
Bro getting from (((in debt))) to $1m is not “1x.&rdqu...
nighttime native halford
  12/16/25
...
hyperactive thirsty organic girlfriend
  12/16/25
low iq schtick? when did you say debt in the op?
Charismatic national
  12/16/25
"average umc dude"
provocative zombie-like public bath
  12/16/25
ur prole, not umc, bro. the average umc dood isnt 400k in de...
Charismatic national
  12/16/25
"average umc dude"
provocative zombie-like public bath
  12/16/25
...
nighttime native halford
  12/17/25
lol at this kike
Lemon associate theater
  12/16/25
...
nighttime native halford
  12/17/25
doesnt resonate with me. the first 1M was really hard. the n...
Comical Digit Ratio
  12/16/25
I remember being irate in 2009-10 that I had basically no mo...
hairraiser boistinker giraffe
  12/16/25
The first 100k-250k is way harder than the 1-2.5 mill
Smoky church building pistol
  12/16/25
every dollar you save is like a little soldier youre buildin...
Boyish Mentally Impaired Hospital Jewess
  12/16/25
are you at $10 million though?
Walnut regret
  12/17/25
no but i have no doubt ill get there. there was real doubt i...
Comical Digit Ratio
  12/17/25
u on ur death bed at 88: “I maed it. $11.5m liquid....
hyperactive thirsty organic girlfriend
  12/18/25
...
Comical Digit Ratio
  12/18/25
what are you at? getting to $10 million is hard af for a wag...
Walnut regret
  12/18/25
3.5
Comical Digit Ratio
  12/18/25
i'm going to break 8 with the year end bonus and i fucking g...
Walnut regret
  12/18/25
keep billing brah
Comical Digit Ratio
  12/18/25
will do thank
Walnut regret
  12/18/25
"Easy to a million" is still 15-20 years in your r...
lilac hunting ground nowag
  12/16/25
lol at "10m, 50m etc are easy." Just do be an entr...
vibrant flickering newt
  12/16/25
Exactly what I'm saying. They are born to be wagecucks. They...
lilac hunting ground nowag
  12/16/25
Where would you rate yourself on a scale of born to be a wag...
angry citrine half-breed
  12/16/25
I'm like 1/10 of a Mike Burry type. A deciburry
lilac hunting ground nowag
  12/16/25
Also that million now is equivalent to $250k 20 years ago
hairraiser boistinker giraffe
  12/16/25
...
provocative zombie-like public bath
  12/16/25
This ties into this weeks Torah portion
Smoky church building pistol
  12/16/25
...
aquamarine telephone set
  12/17/25
cr
Walnut regret
  12/16/25
by "liquid" do you mean post-tax non-retirement? a...
Slate area really tough guy
  12/17/25
I just mean liquid. So not counting shit like home equity or...
hyperactive thirsty organic girlfriend
  12/17/25
my baseball cards are collector grade, it's basically cash e...
garnet tantric stead
  12/17/25
No one even brought up your net worth, champ.
twinkling turdskin chad
  12/17/25
this country needs to be destroyed
Self-absorbed lay deer antler
  12/18/25
This ties to your overhead starting to get away from you as ...
Milky corner
  12/18/25
mods
hyperactive thirsty organic girlfriend
  12/18/25


Poast new message in this thread



Reply Favorite

Date: December 16th, 2025 8:46 AM
Author: hyperactive thirsty organic girlfriend

That’s it. Title. If you just sock away on autopilot without much effect on your life sometime in your 30s, maybe 40s if you had a slower start, you finding yourself with $1m liquid.

Figuring out how to 10x that in a reasonable amount of time, on the other hand, is the fight of a lifetime. “Just fund your 401k and backdoor IRA” ain’t gonna cut it.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513211)



Reply Favorite

Date: December 16th, 2025 9:06 AM
Author: Charismatic national

Genius OP we got here. It’s much harder to make 10x than 1x. Genius insight.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513240)



Reply Favorite

Date: December 16th, 2025 9:08 AM
Author: nighttime native halford

Bro getting from (((in debt))) to $1m is not “1x.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513242)



Reply Favorite

Date: December 16th, 2025 9:09 AM
Author: hyperactive thirsty organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513245)



Reply Favorite

Date: December 16th, 2025 11:55 AM
Author: Charismatic national

low iq schtick? when did you say debt in the op?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513643)



Reply Favorite

Date: December 16th, 2025 12:51 PM
Author: provocative zombie-like public bath

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513842)



Reply Favorite

Date: December 16th, 2025 2:24 PM
Author: Charismatic national

ur prole, not umc, bro. the average umc dood isnt 400k in debt like u

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514205)



Reply Favorite

Date: December 16th, 2025 2:46 PM
Author: provocative zombie-like public bath

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514281)



Reply Favorite

Date: December 17th, 2025 9:06 AM
Author: nighttime native halford



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49516078)



Reply Favorite

Date: December 16th, 2025 12:54 PM
Author: Lemon associate theater

lol at this kike

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513855)



Reply Favorite

Date: December 17th, 2025 9:04 AM
Author: nighttime native halford



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49516072)



Reply Favorite

Date: December 16th, 2025 9:10 AM
Author: Comical Digit Ratio

doesnt resonate with me. the first 1M was really hard. the next few have been easy since market gains now contribute substantially to my NW.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513252)



Reply Favorite

Date: December 16th, 2025 11:59 AM
Author: hairraiser boistinker giraffe

I remember being irate in 2009-10 that I had basically no money to invest and thought stuff would go up bigly. Turned my $10,000 into like $12,000 or whatever. Now every time I look at my accounts they are always 100000k higher

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513668)



Reply Favorite

Date: December 16th, 2025 12:43 PM
Author: Smoky church building pistol

The first 100k-250k is way harder than the 1-2.5 mill

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513806)



Reply Favorite

Date: December 16th, 2025 12:49 PM
Author: Boyish Mentally Impaired Hospital Jewess

every dollar you save is like a little soldier youre building an army to fight for YOU

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513832)



Reply Favorite

Date: December 17th, 2025 9:59 PM
Author: Walnut regret

are you at $10 million though?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518208)



Reply Favorite

Date: December 17th, 2025 10:39 PM
Author: Comical Digit Ratio

no but i have no doubt ill get there. there was real doubt id make 1M starting from negative 200k

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518356)



Reply Favorite

Date: December 18th, 2025 2:44 AM
Author: hyperactive thirsty organic girlfriend

u on ur death bed at 88:

“I maed it. $11.5m liquid. My wayward, grey-haired, paunchy 55-year-old son can finally enjoy the fruits of my lifetime of labor.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518625)



Reply Favorite

Date: December 18th, 2025 11:38 AM
Author: Comical Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519146)



Reply Favorite

Date: December 18th, 2025 11:23 AM
Author: Walnut regret

what are you at? getting to $10 million is hard af for a wagie

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519097)



Reply Favorite

Date: December 18th, 2025 11:37 AM
Author: Comical Digit Ratio

3.5

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519141)



Reply Favorite

Date: December 18th, 2025 3:42 PM
Author: Walnut regret

i'm going to break 8 with the year end bonus and i fucking give up and want to die

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519878)



Reply Favorite

Date: December 18th, 2025 3:55 PM
Author: Comical Digit Ratio

keep billing brah

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519928)



Reply Favorite

Date: December 18th, 2025 4:17 PM
Author: Walnut regret

will do thank

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49520032)



Reply Favorite

Date: December 16th, 2025 9:12 AM
Author: lilac hunting ground nowag

"Easy to a million" is still 15-20 years in your reckoning. The fact is wagecucks aren't meant to get wealthy. Some do, the same way some people win the lottery. But the typical UMC wagecuck is a slave who society allows to have a nicer than average prison cell and lets you think you are amassing wealth in your "401k" and "Roth IRA" which are just prison cells for your money til you're too old to use it for anything meaningful except Carnival cruises and nursing care.

The only way out of slavery is to become a capitalist and entrepreneur, then 10m, 50m etc are easy. But a wagecuck doing that would be like a pig flying.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513257)



Reply Favorite

Date: December 16th, 2025 12:37 PM
Author: vibrant flickering newt

lol at "10m, 50m etc are easy." Just do be an entrepreneur and build a $100m company. For the average schmuck, it's probably better to just join a company that has good equity comp and work for a decade while keeping expenses down to the extent possible. Most niggas aren't going to be Henry Ford just because they start a business.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513792)



Reply Favorite

Date: December 16th, 2025 2:09 PM
Author: lilac hunting ground nowag

Exactly what I'm saying. They are born to be wagecucks. They fundamentally don't have it to be a self-sufficient captain of industry.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514161)



Reply Favorite

Date: December 16th, 2025 2:19 PM
Author: angry citrine half-breed

Where would you rate yourself on a scale of born to be a wagie to Henry Ford

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514187)



Reply Favorite

Date: December 16th, 2025 3:08 PM
Author: lilac hunting ground nowag

I'm like 1/10 of a Mike Burry type. A deciburry

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514342)



Reply Favorite

Date: December 16th, 2025 12:00 PM
Author: hairraiser boistinker giraffe

Also that million now is equivalent to $250k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513673)



Reply Favorite

Date: December 16th, 2025 12:52 PM
Author: provocative zombie-like public bath



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513847)



Reply Favorite

Date: December 16th, 2025 12:55 PM
Author: Smoky church building pistol

This ties into this weeks Torah portion

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513861)



Reply Favorite

Date: December 17th, 2025 10:10 PM
Author: aquamarine telephone set



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518242)



Reply Favorite

Date: December 16th, 2025 2:47 PM
Author: Walnut regret

cr

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514283)



Reply Favorite

Date: December 17th, 2025 9:07 AM
Author: Slate area really tough guy

by "liquid" do you mean post-tax non-retirement? also let's NOT make this about my Net Worth which is perfectly respectable imho.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49516080)



Reply Favorite

Date: December 17th, 2025 9:55 PM
Author: hyperactive thirsty organic girlfriend

I just mean liquid. So not counting shit like home equity or your baseball card collection but IDGAF if it’s in an IRA or a brokerage account or a bank account—as long as you can pull it out within a reasonable time, say three business days or less, it’s liquid to me.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518194)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: garnet tantric stead

my baseball cards are collector grade, it's basically cash equivalent. many standard houses too. makes no sense to exclude

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518362)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: twinkling turdskin chad

No one even brought up your net worth, champ.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518360)



Reply Favorite

Date: December 18th, 2025 2:50 AM
Author: Self-absorbed lay deer antler

this country needs to be destroyed

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518627)



Reply Favorite

Date: December 18th, 2025 11:40 AM
Author: Milky corner

This ties to your overhead starting to get away from you as you start to feel more secure in your finances and family commitments increase

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519157)



Reply Favorite

Date: December 18th, 2025 3:39 PM
Author: hyperactive thirsty organic girlfriend

mods

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519866)