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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
odious saffron feces
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Alcoholic Hateful Brethren
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
odious saffron feces
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
jet-lagged opaque ceo
  12/15/25
u sound mad
Shivering green stage
  12/14/25
go to grad school
Wild Elite Jewess Step-uncle's House
  12/14/25
...
Confused Amber Rehab
  12/14/25
Post bacc MD cr?
odious saffron feces
  12/15/25
yeah you gotta be careful though. some are better than other...
Wild Elite Jewess Step-uncle's House
  12/15/25
time for you to pay off mine
Salmon hall
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Iridescent antidepressant drug principal's office
  12/15/25
...
Shivering green stage
  12/15/25
...
Concupiscible chartreuse legend
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Wild Elite Jewess Step-uncle's House
  12/15/25
I have zero debt, I love my freedom.
Iridescent antidepressant drug principal's office
  12/15/25
...
Soul-stirring resort
  12/15/25
you won this gen
Ruby Razzle Casino
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Appetizing Haunted Graveyard
  12/15/25
current weight?
180 copper tanning salon tattoo
  12/15/25
372 or so. It's been a rough holiday season.
Appetizing Haunted Graveyard
  12/15/25
what are some things that have happened to you that forced y...
Fuchsia beady-eyed national private investor
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Appetizing Haunted Graveyard
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
sepia painfully honest hell bbw
  12/15/25
how much was the original loan balance and how much (((inter...
sepia painfully honest hell bbw
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
odious saffron feces
  12/15/25
I want to stab you
motley frisky point factory reset button
  12/15/25
Being echo gen x has its privileges
odious saffron feces
  12/15/25
hookers and blow? pretty much whatever you want
Primrose Heady Roommate
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
racy puce blood rage patrolman
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Vigorous milky dilemma
  12/15/25
Around 2007 and 2008, there were some great rates.
Drab set yarmulke
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
odious saffron feces
  12/15/25
Undergrad?
Drab set yarmulke
  12/16/25
...
Iridescent antidepressant drug principal's office
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Drab set yarmulke
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Vigorous milky dilemma
  12/15/25
two girls, same time
electric kitty cat
  12/15/25
borrow more money from jews asap
Comical blue crotch therapy
  12/15/25
Uncle Sam is a goy, shitlib
odious saffron feces
  12/15/25
who benefits? COHEN BENEFITS!
Comical blue crotch therapy
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: odious saffron feces

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Alcoholic Hateful Brethren

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: odious saffron feces

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: jet-lagged opaque ceo

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Shivering green stage

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Wild Elite Jewess Step-uncle's House

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Confused Amber Rehab



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: odious saffron feces

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Wild Elite Jewess Step-uncle's House

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Salmon hall

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Iridescent antidepressant drug principal's office

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Shivering green stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Concupiscible chartreuse legend



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Wild Elite Jewess Step-uncle's House

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Iridescent antidepressant drug principal's office

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Soul-stirring resort



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Ruby Razzle Casino

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Appetizing Haunted Graveyard

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: 180 copper tanning salon tattoo

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Appetizing Haunted Graveyard

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Fuchsia beady-eyed national private investor

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Appetizing Haunted Graveyard

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: sepia painfully honest hell bbw

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: sepia painfully honest hell bbw

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: odious saffron feces

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: motley frisky point factory reset button

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: odious saffron feces

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Primrose Heady Roommate

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: racy puce blood rage patrolman

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Vigorous milky dilemma

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Drab set yarmulke

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: odious saffron feces

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Drab set yarmulke

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Iridescent antidepressant drug principal's office



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Drab set yarmulke

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Vigorous milky dilemma

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: electric kitty cat

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Comical blue crotch therapy

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: odious saffron feces

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Comical blue crotch therapy

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)