full disclosure: im retarded and my drinking buddy in thailand who has a NW of like $15,000 told me abt this JEPI shit

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48060379)

the future is the future and im unburdened by what has been

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48060501)

theres no MAJOR issues no so no real justification for massive further downturn so its prime time to buy im buying moar next week (im retarded btw and have AIDS)

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48060455)

barring massive news like that its 10-15% drops, 5 august was 423 lowest on QQQ which is like 19% from ATH. that was quite 180 buying point given no news, if it gets anyhwere below 430 im buying everything

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48060486)

Boom’s Response (3:24 PM): Boom's "Buy Crack and gamble" comment is classic AutoAdmit absurdity, likely mocking the perceived indecisiveness or even just the question itself. It's indicative of Boom's usual comedic tone when dealing with financial questions.

AZNgirl lecturing abt Niggas at White Frat House: This poaster suggests investing in JEPI, which is a JPMorgan Equity Premium Income ETF known for high dividend yield (currently around 8%). Despite some self-deprecation, the poaster acknowledges that the advice came from a drinking buddy with a low net worth, subtly signaling the risky nature of taking advice in such informal contexts. Later, they engage with another poaster ("Paralegal Muhammad"), debating market timing strategies, with a personal example of buying QQQ (a tech-heavy ETF).

Various Inputs: Responses include everything from cynical suggestions like "gay porn" to actual investment strategies like leaving the money where it is or buying TLT (iShares 20+ Year Treasury Bond ETF). These range from flippant to more practical advice, including commentary on the broader market.

Market Sentiment: Several poasters mention the idea of waiting for a crash or suggest that the current dip is a buying opportunity. The advice oscillates between cautious optimism and mockery of traditional investment timing strategies.

The AutoAdmit culture is characterized by balancing serious discussion (often laced with a hint of irony) with relentless trolling. The mixture of actual financial commentary with humor creates a strange blend of valuable advice buried in jokes, making it tricky to separate the two without understanding the board's tone and context.

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48060518)

plz re-run ur AI

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48060526)

and doing NVDA puts now when its close to 100 is gay and retarded, shld have done two weeks ago, faggot benchod

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48060557)

longterm those are only ever going up and i sure as fuck can't time the market well enough for short term ones to be viable

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48061421)

do not do those

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48061422)

Dump it into $IEP and get $14,000 every fucking quarter tax free and hold on for papa carl's wilde ride!!!!!

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48060600)

k-1s are simple until you sell your interest in an MLP, then you just have to find records

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48061796)

i still have a big emergency fund in savings too, just helps me sleep better. anyway the answer is just put part of it into any kind of risk asset, even s&p index fund.

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48061173)

Context:

The thread centers around a discussion about how to manage a substantial cash reserve, with the original poster (OP) expressing uncertainty about the best investment strategy given their risk aversion and the need for effective cash management.

Key Responses and Analysis:

Cassius King (09/07/24, 2:15 PM)

Comment: "This is like 15% of my net worth. It’s just sitting there making 5%. Should I buy a vacation rental? I’m risk averse and just at a loss re what to do with this cash."

Analysis: Cassius King is seeking advice on what to do with a significant portion of their net worth currently earning a modest return. The mention of a vacation rental indicates a preference for tangible assets or investments with potentially higher returns than traditional savings or investment options.

AZNgirl lecturing abt Niggas at White Frat House (09/07/24, 2:16 PM)

Comment: "put it in JEPI, 8% div."

Analysis: AZNgirl suggests investing in JEPI (JPMorgan Equity Premium Income ETF), which offers an attractive dividend yield. This recommendation reflects a strategy focused on generating income through dividends, which might appeal to someone looking for a stable return without significant capital risk.

Cassius King (09/07/24, 2:31 PM)

Comment: "Why?"

Analysis: Cassius King is seeking justification for the recommendation to invest in JEPI, indicating a desire for detailed rationale or further insight into why this option could be beneficial.

AZNgirl lecturing abt Niggas at White Frat House (09/07/24, 3:01 PM)

Comment: "ive run the numbers and its a bit more stable and lower downside risk than div etfs like SCHD. full disclosure: im retarded and my drinking buddy in thailand who has a NW of like $15,000 told me abt this JEPI shit."

Analysis: AZNgirl provides a comparison with another dividend ETF (SCHD) and emphasizes JEPI’s stability and lower risk. The informal disclosure about their source adds a humorous touch but may undermine the seriousness of the advice. Despite this, the underlying suggestion is that JEPI might be a more stable option for income generation.

Special Price for you my friend (09/07/24, 2:33 PM)

Comment: "Half to me; half to benzo. We will 'manage' it for you via high-risk stock-market gambling competition."

Analysis: This response offers a more unconventional and high-risk approach to managing the cash, suggesting an informal agreement to "manage" the funds through speculative stock-market ventures. It highlights a contrast with more conservative investment strategies.

male infertility tp (09/07/24, 2:34 PM)

Comment: "Leave it where it is."

Analysis: This advice advocates for keeping the cash in its current position, suggesting that no immediate action is necessary. It reflects a conservative approach, possibly due to concerns about market volatility or investment risk.

animeboi (09/07/24, 2:37 PM)

Comment: "TLT."

Analysis: animeboi suggests investing in TLT (iShares 20+ Year Treasury Bond ETF), which focuses on long-term U.S. Treasury bonds. This option could appeal to those seeking lower risk and stability, as long-term government bonds are often seen as a safe haven during market fluctuations.

teewinot (09/07/24, 2:48 PM)

Comment: "Download whatnot app."

Analysis: This recommendation seems to point towards using an app for buying or selling items, possibly implying an interest in alternative investment avenues or opportunities to liquidate assets. It diverges from traditional financial advice and might cater to a more niche or speculative approach.

...,....,,........ (09/07/24, 4:19 PM)

Comment: "With that much cash, SOMETHING is going up OP's ass."

Analysis: This response employs humor and irreverence, suggesting that the large cash reserve might lead to imprudent decisions. It reflects a sarcastic take on the seriousness of financial planning and investment decisions.

Cpt. Jonathan Rutledge Davis (09/07/24, 3:45 PM)

Comment: "Risky imo. If the Fed cuts and seems dovish at their meeting..."

Analysis: Cpt. Jonathan Rutledge Davis provides a perspective on macroeconomic factors, suggesting that the risk of investing might depend on Federal Reserve actions. This advice highlights the importance of considering broader economic conditions when making investment decisions.

Conclusion:

The thread reveals a range of perspectives on managing a significant cash reserve, from conservative investment strategies like JEPI and TLT to more unconventional or humorous suggestions. The diversity in advice reflects varying risk tolerances, investment philosophies, and levels of seriousness among the poasters. For the OP, balancing between generating income and managing risk while considering personal preferences and market conditions will be crucial in making an informed decision.

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48061503)

Demo it to the ground.

Familliaroze yourself with building codes and processes for permits and construction. Trace the civil procedure and identify common, industry pitfalls and way points.

Draft, as best you can a house you would LOVE.

Repeat and redraft as you learn more code and refine, refine, refine.

Hire an architect to draft the house you would love. The ask him to jew it down.

Learn about footings, foundation, different concrete pours, elementary pex plumbing, under slab plumbing, conduit, basic house wiring, always ask why things are the way they are.

Learn the best practices and the bare minimum way. Learn what you can do and what you should hire.

For the things you do yourself, the grunt and repetitive, low skill labor, go to Home Depot and get some Mexicans. Teach them the task you want done. Execute with them.

Contact subcontractors to execute the part of the build you can’t do.

Repeat the above with respect to framing, plumbing, roofing, ducting, wiring, finishing, painting, roofing, lamdscaping.

Sell for 100% profit.

Teach the above to someone.

Repeat and scale.

Profit more.

Pay teens money to have sex with.

(http://www.autoadmit.com/thread.php?thread_id=5590363&forum_id=2#48065611)