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After you reach 500k in your 401k the growth becomes insane

You start earning way more from interest than contributions ...
large foul language model
  01/30/25
my IRA hasnt gone above 300k in years
AZNgirl askingTrump to ban AZNmen from Gaza State
  01/30/25
How is that possible ITE, my 401k went up 35% last year alon...
large foul language model
  01/30/25
wow seems im a retarded who furked myself with covered calls...
AZNgirl askingTrump to ban AZNmen from Gaza State
  01/30/25
...
Terry Fox
  02/06/25
Lmao
Trade Wars Are Good And Easy To Win
  01/30/25
What are you talking about?
disco fries
  01/30/25
The 500k mark is key. Then you get at least 50k in growth o...
large foul language model
  01/30/25
I don't even have a 401(k). I am hopeful that I will become ...
disco fries
  01/30/25
Really? What do you do?
large foul language model
  01/30/25
I am a lawyer by profession, but most of my job is just shuf...
disco fries
  01/30/25
he lies on the internet for fun & profit
ceci n'est pas un avocat
  01/30/25
I have never lied on the internet and I have never profited ...
disco fries
  01/30/25
thanks Pollyanna
"""""""'"
  01/30/25
he's a sick fuck
"""'"""""
  01/31/25
Now imagine you’d moved it all into BTC in 2013, ETH i...
jimi
  01/30/25
What’s the next big thing?
large foul language model
  01/30/25
idk ask exeunt
jimi
  01/30/25
didn't he leave? i'm getting $100-120k tomorrow (equity ...
the bad man nutted in me
  01/30/25
just be smart and do BTC SOL might eventually eclipse ETH...
....,,,.....,,,,....,
  01/30/25
BTC and ETH are still the cr ETH tremendous upside right ...
gedood persoon
  01/30/25
lmao great entry point! you didn't want XRP three months ...
Diamond Dallas Trump
  01/31/25
$500k is nothing
fleek emperor
  01/30/25
my 401k has a self-directed option. i have been able to part...
the bad man nutted in me
  01/30/25
no you wouldn't
"""""""'"
  01/30/25
he will. but a big mac will cost $5,000 by then.
....,,,.....,,,,....,
  01/30/25
https://ofdollarsanddata.com/sp500-calculator/ go here an...
the bad man nutted in me
  01/31/25
Counterpoint: once you get past 500k-1m, regular contributio...
.,.,....,.,.,.,:,.,:,...,:::,,...,:,.,.:...,:.::,.
  01/30/25
tax free money and employer match, so it's dumb not to keep ...
....,,,.....,,,,....,
  01/30/25
this is cr. when i calculate what i'll have at retirement, i...
the bad man nutted in me
  01/31/25
this is why i cant work, right before covid i figured ill ju...
AZNgirl askingTrump to ban AZNmen from Gaza State
  01/31/25
perfect logic as long as you aren't selling covered calls th...
Diamond Dallas Trump
  01/31/25
yes but the regular contributions, which are DCA'd, does hel...
large foul language model
  02/06/25


Poast new message in this thread



Reply Favorite

Date: January 30th, 2025 11:56 AM
Author: large foul language model

You start earning way more from interest than contributions and you can play with it more.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605598)



Reply Favorite

Date: January 30th, 2025 11:57 AM
Author: AZNgirl askingTrump to ban AZNmen from Gaza State

my IRA hasnt gone above 300k in years

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605603)



Reply Favorite

Date: January 30th, 2025 12:01 PM
Author: large foul language model

How is that possible ITE, my 401k went up 35% last year alone

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605622)



Reply Favorite

Date: January 30th, 2025 1:15 PM
Author: AZNgirl askingTrump to ban AZNmen from Gaza State

wow seems im a retarded who furked myself with covered calls, also i was in SPY in my IRA instead of QQQ

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48606086)



Reply Favorite

Date: February 6th, 2025 2:51 AM
Author: Terry Fox



(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48627345)



Reply Favorite

Date: January 30th, 2025 11:58 AM
Author: Trade Wars Are Good And Easy To Win

Lmao

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605605)



Reply Favorite

Date: January 30th, 2025 11:58 AM
Author: disco fries (his own flesh as well as all space was still a cage)

What are you talking about?

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605608)



Reply Favorite

Date: January 30th, 2025 12:00 PM
Author: large foul language model

The 500k mark is key. Then you get at least 50k in growth on an avg year and can feel comfortable putting more of your money in growth funds.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605617)



Reply Favorite

Date: January 30th, 2025 12:10 PM
Author: disco fries (his own flesh as well as all space was still a cage)

I don't even have a 401(k). I am hopeful that I will become eligible for one later this year.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605679)



Reply Favorite

Date: January 30th, 2025 12:12 PM
Author: large foul language model

Really? What do you do?

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605683)



Reply Favorite

Date: January 30th, 2025 12:15 PM
Author: disco fries (his own flesh as well as all space was still a cage)

I am a lawyer by profession, but most of my job is just shuffling email around.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605696)



Reply Favorite

Date: January 30th, 2025 12:43 PM
Author: ceci n'est pas un avocat

he lies on the internet for fun & profit

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605866)



Reply Favorite

Date: January 30th, 2025 12:49 PM
Author: disco fries (his own flesh as well as all space was still a cage)

I have never lied on the internet and I have never profited from the internet either.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605899)



Reply Favorite

Date: January 30th, 2025 1:01 PM
Author: """""""'"

thanks Pollyanna

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48606000)



Reply Favorite

Date: January 31st, 2025 1:19 PM
Author: """'"""""

he's a sick fuck

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48609986)



Reply Favorite

Date: January 30th, 2025 12:04 PM
Author: jimi

Now imagine you’d moved it all into BTC in 2013, ETH in 2016, or SOL in 2020. (Which, if you were on XO in those years, you would have been advised repeatedly to do.)

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605652)



Reply Favorite

Date: January 30th, 2025 12:06 PM
Author: large foul language model

What’s the next big thing?

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605664)



Reply Favorite

Date: January 30th, 2025 12:08 PM
Author: jimi

idk ask exeunt

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605669)



Reply Favorite

Date: January 30th, 2025 1:01 PM
Author: the bad man nutted in me ((zurich is stained))

didn't he leave?

i'm getting $100-120k tomorrow (equity payout). putting it all into crypto. was thinking 75% SOL and 25% XRP. exeunt, where are u

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605994)



Reply Favorite

Date: January 30th, 2025 1:02 PM
Author: ....,,,.....,,,,....,

just be smart and do BTC

SOL might eventually eclipse ETH. but it's centralized junk.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48606014)



Reply Favorite

Date: January 30th, 2025 1:09 PM
Author: gedood persoon

BTC and ETH are still the cr

ETH tremendous upside right now

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48606041)



Reply Favorite

Date: January 31st, 2025 1:21 PM
Author: Diamond Dallas Trump

lmao great entry point!

you didn't want XRP three months ago when it was 50 cents, but now that it's $3, you just HAVE to have it

perfect implementation of the classic "buy high" strategy ROFL

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48609996)



Reply Favorite

Date: January 30th, 2025 12:53 PM
Author: fleek emperor

$500k is nothing

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605927)



Reply Favorite

Date: January 30th, 2025 1:00 PM
Author: the bad man nutted in me ((zurich is stained))

my 401k has a self-directed option. i have been able to participate since september 2024. i rolled over the $675k balance from my last firm and the balance is now $870k.

wife has like $975k in hers.

if we quit saving anything rn we'd probably still have $10-12m in 15 years.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605985)



Reply Favorite

Date: January 30th, 2025 1:00 PM
Author: """""""'"

no you wouldn't

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48605991)



Reply Favorite

Date: January 30th, 2025 1:04 PM
Author: ....,,,.....,,,,....,

he will. but a big mac will cost $5,000 by then.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48606022)



Reply Favorite

Date: January 31st, 2025 12:57 PM
Author: the bad man nutted in me ((zurich is stained))

https://ofdollarsanddata.com/sp500-calculator/

go here and plug in $2.3m as your starting number and count backwards 15 years, using any year as the starting point. if you go backwards from this year, i'd have $16m.

there are some time periods when the annualized return is much lower - like if you started in 1999 or 2007 the bear markets hobble the returns, but assuming something crazy you're looking at something in the neighborhood of what i said above.

it's possible we have an event like that soon, but i think "they" are going to prop up the stock market continually. we will see, i guess.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48609915)



Reply Favorite

Date: January 30th, 2025 1:04 PM
Author: .,.,....,.,.,.,:,.,:,...,:::,,...,:,.,.:...,:.::,.


Counterpoint: once you get past 500k-1m, regular contributions seem much less impactful than day-to-day fluctuations in market. In that way it is less motivating, though I imagine for most people it’s just a healthy habit at that point.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48606020)



Reply Favorite

Date: January 30th, 2025 1:05 PM
Author: ....,,,.....,,,,....,

tax free money and employer match, so it's dumb not to keep doing it

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48606025)



Reply Favorite

Date: January 31st, 2025 1:01 PM
Author: the bad man nutted in me ((zurich is stained))

this is cr. when i calculate what i'll have at retirement, if i assume no further contributions the number winds up only being like $2m less than if i continue saving/investing a large % of our hhi. i still do it, because why not but the impact of a dollar saved today vs 10-15 years ago is pretty minimal.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48609927)



Reply Favorite

Date: January 31st, 2025 1:04 PM
Author: AZNgirl askingTrump to ban AZNmen from Gaza State

this is why i cant work, right before covid i figured ill just take a few cases and try to make like 50k just for the sake of it, pay my livin expenses in asia. then i realized thats like a good week or two in the market so why bother, its not enough to justify even doing a little work

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48609939)



Reply Favorite

Date: January 31st, 2025 1:24 PM
Author: Diamond Dallas Trump

perfect logic as long as you aren't selling covered calls that turn "a good week or two in the market" into a loss.

you haven't been selling covered calls during the last several years have you?

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48610006)



Reply Favorite

Date: February 6th, 2025 2:00 AM
Author: large foul language model

yes but the regular contributions, which are DCA'd, does help with the compounding.

(http://www.autoadmit.com/thread.php?thread_id=5672908&forum_id=2#48627317)