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HYPO: $10 million a year but you must pay for everything in US coins

Pennies, dimes, nickels, quarters, half dollars, and dollars...
Chocolate Adventurous Parlor Liquid Oxygen
  01/12/26
May I retain a Coin Boy to follow me around?
floppy opaque factory reset button skinny woman
  01/12/26
...
Jet marketing idea nursing home
  01/12/26
Only if you pay him in coins
Chocolate Adventurous Parlor Liquid Oxygen
  01/12/26
...
Emotionally + Physically Abusive Ex-Husband
  03/07/26
for reference, $2,500 in dollar coins weighs about 45 pounds...
ultramarine codepig
  01/12/26
Good thing everybody on XO played a little bit of college ba...
Chocolate Adventurous Parlor Liquid Oxygen
  01/12/26
...
Fragrant jewess
  01/12/26
...
A Mario 64 tapestry: a portal to Windows XP Bliss:
  03/07/26
Rent/mortgage make this difficult. Other than that, I could ...
Well-lubricated Sweet Tailpipe Plaza
  01/12/26
You would just make a bunch of trips to the bank with bucket...
Chocolate Adventurous Parlor Liquid Oxygen
  01/12/26
So, what happens if my mortgage is sold to a Rocket Mortgage...
Sooty doobsian set
  01/12/26
I suggest you pay off your mortgage in coins before that can...
Chocolate Adventurous Parlor Liquid Oxygen
  01/12/26
So, my only option is to drive to Rocket Mortgage HQ with a ...
Sooty doobsian set
  01/12/26
hire an assistant or middleman who will handle your procurem...
bat shit crazy amber home
  01/12/26
No. The actual vendor must take coins. So you can stay at ...
Chocolate Adventurous Parlor Liquid Oxygen
  01/12/26
When I was a teenager in the 90's, my friends and I thought ...
Sooty doobsian set
  01/12/26
Sign me up
Fragrant jewess
  01/12/26
...
.,.,.,.,.,.,..,.,.,,.,.,..,>,...
  03/07/26
I dont think this is possible realistically. Places would re...
Pope Leo XXX
  03/07/26
Private businesses in the US are generally not legally requi...
Pope Leo XXX
  03/07/26
Black guy getting told off and refused for trying to pay wit...
Pope Leo XXX
  03/07/26
Unless there's an end date when you can cash out, this doesn...
Emotionally + Physically Abusive Ex-Husband
  03/07/26
I worked with a dumb prole cashier who insisted that we were...
evan39
  03/07/26
Did you then ask a summer to prepare a quick research memo o...
Emotionally + Physically Abusive Ex-Husband
  03/07/26
yes. i'd be a modern day John D. Rockfeller. kids would f...
peeface
  03/07/26


Poast new message in this thread



Reply Favorite

Date: January 12th, 2026 11:12 AM
Author: Chocolate Adventurous Parlor Liquid Oxygen

Pennies, dimes, nickels, quarters, half dollars, and dollars only. If you have a $120 restaurant tab, you are pulling out some combination of coins to pay for it. If an establishment requires a card to open a tab/hold a reservation, you can do that, but you must settle the tab with coins. You may not pay anything in any other way.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49582974)



Reply Favorite

Date: January 12th, 2026 12:25 PM
Author: floppy opaque factory reset button skinny woman

May I retain a Coin Boy to follow me around?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583204)



Reply Favorite

Date: January 12th, 2026 12:37 PM
Author: Jet marketing idea nursing home



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583235)



Reply Favorite

Date: January 12th, 2026 1:24 PM
Author: Chocolate Adventurous Parlor Liquid Oxygen

Only if you pay him in coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583420)



Reply Favorite

Date: March 7th, 2026 1:08 AM
Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois)



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722788)



Reply Favorite

Date: January 12th, 2026 12:37 PM
Author: ultramarine codepig

for reference, $2,500 in dollar coins weighs about 45 pounds.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583232)



Reply Favorite

Date: January 12th, 2026 1:25 PM
Author: Chocolate Adventurous Parlor Liquid Oxygen

Good thing everybody on XO played a little bit of college ball and is still in great shape.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583423)



Reply Favorite

Date: January 12th, 2026 2:37 PM
Author: Fragrant jewess



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583756)



Reply Favorite

Date: March 7th, 2026 12:30 AM
Author: A Mario 64 tapestry: a portal to Windows XP Bliss:



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722750)



Reply Favorite

Date: January 12th, 2026 12:41 PM
Author: Well-lubricated Sweet Tailpipe Plaza

Rent/mortgage make this difficult. Other than that, I could go a year not buying much.

Can you just do it for one year? Or is this a for-life situation? It would be well worth it for one year.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583254)



Reply Favorite

Date: January 12th, 2026 1:25 PM
Author: Chocolate Adventurous Parlor Liquid Oxygen

You would just make a bunch of trips to the bank with buckets of dollar coins until your mortgage is paid off. They have to take them.

Once you become a coincuck, you never go back. No stockpiling the coins for a year and then going back to normal. If you want the optionality of just going for a year, the amount drops to $100K.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583421)



Reply Favorite

Date: January 12th, 2026 2:03 PM
Author: Sooty doobsian set

So, what happens if my mortgage is sold to a Rocket Mortgage-type place and I can only pay my mortgage electronically or via a check? Am I allowed to deposit coins at the branch of my local bank and tell them to send a check to Rocket Mortgage? Or am I fucked and have to refinance?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583633)



Reply Favorite

Date: January 12th, 2026 2:05 PM
Author: Chocolate Adventurous Parlor Liquid Oxygen

I suggest you pay off your mortgage in coins before that can happen. You cannot launder your coins through the bank and have them cut a check to rocket mortgage. If you get foreclosed on, though, you could always just buy another house using your coins.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583638)



Reply Favorite

Date: January 12th, 2026 4:13 PM
Author: Sooty doobsian set

So, my only option is to drive to Rocket Mortgage HQ with a bulldozer full of coins and pay off my mortgage that way? I guess I could try their 800 number. "Hi. I have a strange situation. I can afford to pay my mortgage, but I need to give you a huge stack of quarters. How can I make that happen?" Now that I say that, I'm tempted to call my lender and ask them that outside of the hypo just to see what they say.

Taxes are another potential issue. I remember reading an article about a dude who tried to pay his taxes in cash. They finally let him, but he had to drive to warehouse in some distant city or something crazy like that.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583998)



Reply Favorite

Date: January 12th, 2026 1:02 PM
Author: bat shit crazy amber home

hire an assistant or middleman who will handle your procurement needs and will accept reimbursement in the form of Sacajawea coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583333)



Reply Favorite

Date: January 12th, 2026 1:26 PM
Author: Chocolate Adventurous Parlor Liquid Oxygen

No. The actual vendor must take coins. So you can stay at the Hilton if they'll take your cash, but you can't have some fag put it on their credit card and then pay him in coins.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583425)



Reply Favorite

Date: January 12th, 2026 2:00 PM
Author: Sooty doobsian set

When I was a teenager in the 90's, my friends and I thought it would be funny to pay a $2.50 bus fare using only pennies. The bus driver and everyone on the bus were fucking pissed. I'm not sure I would want to live my life that way.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583624)



Reply Favorite

Date: January 12th, 2026 2:38 PM
Author: Fragrant jewess

Sign me up

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49583760)



Reply Favorite

Date: March 7th, 2026 12:11 AM
Author: .,.,.,.,.,.,..,.,.,,.,.,..,>,... ( )




(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722718)



Reply Favorite

Date: March 7th, 2026 12:26 AM
Author: Pope Leo XXX

I dont think this is possible realistically. Places would refuse to accept payment in coins over $10

Places get pissed at paying for something with even 10 coins. A lot of people dont even think $1 coins are real

I'd have to resort to being a drifter, living on ~$50 a day

OR

I would launder the coins by paying someone I know in coins beforehand and having them buy things for me after they deposit the coins in the bank

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722742)



Reply Favorite

Date: March 7th, 2026 12:27 AM
Author: Pope Leo XXX

Private businesses in the US are generally not legally required to accept cash or coins for purchases, according to the Federal Reserve Board. While cash is "legal tender for all debts," this does not mean a store must accept it for every transaction, allowing them to set their own policies.

Key Takeaways regarding Coin Refusal:

Legal Standing: No federal statute mandates that private businesses must accept currency or coins for payments.

Business Policy: Businesses can set their own policies, such as refusing cash, refusing large amounts of coins, or requiring exact change.

Exceptions: Some state or local laws may require businesses to accept cash, but there is no universal federal requirement.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722743)



Reply Favorite

Date: March 7th, 2026 12:29 AM
Author: Pope Leo XXX

Black guy getting told off and refused for trying to pay with 50,000 pennies at Walmart:

https://www.facebook.com/ItsGoneViralOfficial/videos/cashier-refuses-to-take-payment-in-coins/705828228960364/

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722746)



Reply Favorite

Date: March 7th, 2026 1:13 AM
Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois)

Unless there's an end date when you can cash out, this doesn't seem feasible logistically. Only possibility would be if the hypo includes you receiving $10M in dollar coins delivered to your garage each year.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722789)



Reply Favorite

Date: March 7th, 2026 2:17 AM
Author: evan39

I worked with a dumb prole cashier who insisted that we were required legally to accept any form of payment including buckets of pennies or nickels. "It's legal tender," he said. "We have to take it!"

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722856)



Reply Favorite

Date: March 7th, 2026 2:28 AM
Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois)

Did you then ask a summer to prepare a quick research memo on the question?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722862)



Reply Favorite

Date: March 7th, 2026 2:24 AM
Author: peeface

yes.

i'd be a modern day John D. Rockfeller. kids would follow me around and i'd throw dollar coins at them, to their delight.

except occasionally i'd murder one of the children.



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...#49722860)