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Is there any reason to put between 6% and 19% down on a house?
| lex | 02/24/26 |
| lex | 02/24/26 |
| fatty nigger | 02/24/26 |
| lex | 02/24/26 |
| fatty nigger | 02/24/26 |
| Westside L.A. Guy | 02/24/26 |
| lex | 02/24/26 |
| Westside L.A. Guy | 02/24/26 |
| lex | 02/24/26 |
| Covid was a Hoax | 02/24/26 |
| ...,,..;...,,..,..,...,,,;.., | 02/24/26 |
| ........,,,,,,......,.,.,.,,,,,,,,,, | 02/24/26 |
Poast new message in this thread
Date: February 24th, 2026 1:25 PM Author: lex Assume I'm a financially retarded manchild (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id#49691728) |
Date: February 24th, 2026 2:03 PM Author: lex Help friends (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id#49691868) |
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Date: February 24th, 2026 2:04 PM Author: fatty nigger (✅🍑) forced savings a dislike of debt reduced vulnerability to interest rate hikes |
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Date: February 24th, 2026 2:09 PM Author: lex tyft (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id#49691895) |
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Date: February 24th, 2026 2:21 PM Author: fatty nigger (✅🍑) it's a risk averse move to put more money into your house than you have to instead of in the stock market, but there is nothing wrong with being risk averse if that is your position and you sleep better at night that way, you need to do what is right for you personally, while I have a relatively high-risk investment approach, I also really really hate having debt, so I never leave credit card balances unpaid and have often paid the maximum amount on mortgages - some people may call that internally inconsistent, but I don't care, it keeps me happy and so that's what I do |
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Date: February 24th, 2026 2:04 PM Author: Westside L.A. Guy you gotta put (lex) in the thread title and you'll get like 60 replies (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id#49691873) |
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Date: February 24th, 2026 2:10 PM Author: lex I'll just keep replying to every response until interest picks up (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id#49691897) |
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Date: February 24th, 2026 2:16 PM Author: Westside L.A. Guy "The gunnerattt strategy" (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id#49691920) |
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Date: February 24th, 2026 2:17 PM Author: lex The system works (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id#49691928) |
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Date: February 24th, 2026 2:17 PM Author: Covid was a Hoax no. the people doing that are just lost. (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id#49691927) |
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Date: February 24th, 2026 2:18 PM Author: ...,,..;...,,..,..,...,,,;.., for one, various closing costs seem to be proportionate to the amount of the loan, for example county costs to record the mortgage. title insurance may also increase too.
thus, taking a bigger loan means you're paying unnecessarily costs. |
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Date: February 24th, 2026 9:18 PM Author: ........,,,,,,......,.,.,.,,,,,,,,,, It could affect your PMI or your rate.
FWIW, financial "experts" really hate PMI - but i did the math when I bought a house and it was like an extra $70 a month to just put 5% down - so investing that extra $100,000 was a clear winner at a 3% rate.
Probably not the case now but goes to show how the conventional wisdom is usually not from people who've done any actual analysis. |