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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Provocative Chapel Messiness
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
fragrant resort hairy legs
  09/22/25
Weird
magenta church building
  09/22/25
What types of vehicles do they drive? I picture him with a f...
orange trip mood national
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Provocative Chapel Messiness
  09/22/25
Guessing they are big Israel supporters
pea-brained step-uncle's house
  09/22/25
...
Charcoal Aphrodisiac Property
  09/22/25
I’m not sure either could even tell you who the curren...
Provocative Chapel Messiness
  09/22/25
President Biden is as sharp as a tack
abnormal double fault
  09/28/25
agree. the side of the tack you push on.
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  09/28/25
...
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  09/29/25
...
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  09/22/25
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  09/22/25
its a story as old as recent times
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  09/22/25
Sounds very Gen X
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...
Alcoholic diverse faggotry telephone
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Provocative Chapel Messiness
  09/22/25
Double Big Fed?
coral sanctuary clown
  09/22/25
Not saying, but yep
Provocative Chapel Messiness
  09/22/25
Good for you
coral sanctuary clown
  09/22/25
Any kids?
Hot Gaming Laptop Becky
  09/22/25
He’s already graduated from college and doing well on ...
Provocative Chapel Messiness
  09/22/25
It probably will work out for him though.
Scarlet bearded lettuce fat ankles
  09/22/25
Sadly yeah
pea-brained step-uncle's house
  09/22/25
Tell us more about the wife's fake business
sepia scourge upon the earth
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Provocative Chapel Messiness
  09/22/25
How can that lose 3k/month?
coral sanctuary clown
  09/22/25
She's putting way too much scent in them
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  09/22/25
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Plum bawdyhouse karate
  09/22/25
I think you misspelled "cents."
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  09/22/25
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  09/26/25
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  09/29/25
All he has to do to maek it is pay off his house over the ne...
Hyperventilating cumskin
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Provocative Chapel Messiness
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Hyperventilating cumskin
  09/22/25
He hates his job and wants to killself daily.
Provocative Chapel Messiness
  09/22/25
He should work harder, save more, get that house paid off or...
Hyperventilating cumskin
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
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  09/28/25
nah, before he turns 65 that shit's gonna be means tested
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  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
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Simmer down Shapiro
Provocative Chapel Messiness
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
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  09/22/25
You seem to struggle with the idea that someone could build ...
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  09/22/25
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  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
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  09/22/25
are you saying I should Sell High?
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btw people downplay the perks of Quick Resume and Play Anywh...
Alcoholic diverse faggotry telephone
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Hyperventilating cumskin
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Big fantasy-prone stead
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Hyperventilating cumskin
  09/22/25
...
Smoky Theater Sweet Tailpipe
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Alcoholic diverse faggotry telephone
  09/22/25
Cr. It would be much better if he paid in installments, like...
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  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
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  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Electric Mediation
  09/22/25
Why would you have several thousand per month in health care...
Alcoholic diverse faggotry telephone
  09/22/25
(dude who has never tried to buy insurance on the individual...
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  09/23/25
...
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  09/26/25
Leave America
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  09/28/25
He has social security and a good paying job and will have a...
bateful school dopamine
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Alcoholic diverse faggotry telephone
  09/22/25
Once his kids are out of the house he can just downsize and ...
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  09/22/25
The $3000 a month that the "business" is losing ma...
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  09/28/25
...
Lilac heaven
  09/28/25
He's going to be fine
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  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Citrine Cruise Ship Mad Cow Disease
  09/22/25
For the financially retarded putting extra into your house i...
chocolate state
  09/22/25
This guy gets it
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  09/22/25
Raymondnomics
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  09/22/25
...
Provocative Chapel Messiness
  09/22/25
...
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  09/22/25
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...
Arousing Honey-headed Factory Reset Button
  09/22/25
...
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  09/28/25
...
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  09/22/25
Many such cases
chocolate state
  09/22/25
This seems to be about the median life outcome ITE
coral sanctuary clown
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Spectacular autistic area
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
coral sanctuary clown
  09/22/25
Is your friend still in high school? My brother, in all h...
Provocative Chapel Messiness
  09/22/25
He is early 30s lol
Spectacular autistic area
  09/22/25
alpha af
Iridescent demanding lodge
  09/22/25
I feel like there are more good stories about your brother, ...
Arousing Honey-headed Factory Reset Button
  09/22/25
He’s got a “system” for playing slots in V...
Provocative Chapel Messiness
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
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  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Infuriating dingle berry
  09/26/25
who says you can't buy class
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  09/28/25
...
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  09/28/25
He's going to need at least two new trucks before he retires...
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  09/22/25
...
coral sanctuary clown
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
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  09/22/25
There's nothing else a man can reasonably drive
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  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
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  09/22/25
...
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  09/22/25
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  09/22/25
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  09/27/25
...
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  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Electric Mediation
  09/23/25
Lol
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  09/23/25
My cattle ranch is in Montana, do I have to return my truck
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  09/28/25
what are your heights?
wine set
  09/22/25
He’s 6’3 and I’m 6’1
Provocative Chapel Messiness
  09/22/25
he has you pwned 4lyfe
wine set
  09/22/25
...
chocolate state
  09/22/25
Harsh, but fair
Provocative Chapel Messiness
  09/22/25
What's the big deal as long as they get inheritances.
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  09/22/25
If a Boomer senses that their resources are needed by a youn...
Arousing Honey-headed Factory Reset Button
  09/22/25
...
chocolate state
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
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  09/26/25
...
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  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Provocative Chapel Messiness

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: fragrant resort hairy legs

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: magenta church building

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: orange trip mood national

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Provocative Chapel Messiness

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: pea-brained step-uncle's house

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Charcoal Aphrodisiac Property



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Provocative Chapel Messiness

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: abnormal double fault

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: Plum bawdyhouse karate

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: abnormal double fault



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: umber market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: brilliant hairless tanning salon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: razzle alpha

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: coral sanctuary clown



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: orange trip mood national



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: crawly galvanic windowlicker elastic band



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Alcoholic diverse faggotry telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Provocative Chapel Messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: umber market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: misunderstood jade circlehead coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Smoky Theater Sweet Tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: brilliant hairless tanning salon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: mischievous disrespectful private investor lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: buff reading party hominid

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Alcoholic diverse faggotry telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Provocative Chapel Messiness

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: coral sanctuary clown

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Provocative Chapel Messiness

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: coral sanctuary clown

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Hot Gaming Laptop Becky

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Provocative Chapel Messiness

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Scarlet bearded lettuce fat ankles

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: pea-brained step-uncle's house

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: sepia scourge upon the earth

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Provocative Chapel Messiness

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: coral sanctuary clown

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: Laughsome Hospital Boltzmann

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: bonkers lime gas station ceo



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Yapping marketing idea gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Charcoal Aphrodisiac Property



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: chocolate state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Awkward shrine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Mind-boggling Giraffe Laser Beams



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Spectacular autistic area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Provocative Chapel Messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: umber market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: supple metal spot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Arousing Honey-headed Factory Reset Button



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: costumed onyx indian lodge keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: wine set



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Plum bawdyhouse karate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Rough-skinned depressive background story

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Provocative Chapel Messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Infuriating dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: Lascivious fanboi whorehouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: up-to-no-good misanthropic range



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: razzle-dazzle nursing home rigor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Hyperventilating cumskin

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Provocative Chapel Messiness

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Hyperventilating cumskin

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Provocative Chapel Messiness

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Hyperventilating cumskin

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Learning disabled vigorous wagecucks haunted graveyard

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: excitant fishy hall associate

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: alcoholic translucent forum sex offender

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Provocative Chapel Messiness

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Alcoholic diverse faggotry telephone

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: buff reading party hominid

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Alcoholic diverse faggotry telephone

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: buff reading party hominid

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Alcoholic diverse faggotry telephone

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Alcoholic diverse faggotry telephone

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Hyperventilating cumskin

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Big fantasy-prone stead

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Hyperventilating cumskin

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: Smoky Theater Sweet Tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Alcoholic diverse faggotry telephone

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: bateful school dopamine

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: alcoholic translucent forum sex offender

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: Electric Mediation

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Alcoholic diverse faggotry telephone

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: Electric Mediation

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Infuriating dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Learning disabled vigorous wagecucks haunted graveyard

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: bateful school dopamine

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Alcoholic diverse faggotry telephone

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: bateful school dopamine

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: charismatic violent headpube

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Lilac heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: razzle alpha

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Citrine Cruise Ship Mad Cow Disease

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: chocolate state

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: coral sanctuary clown

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Alcoholic diverse faggotry telephone

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Provocative Chapel Messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Charcoal Aphrodisiac Property



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: umber market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Rough-skinned depressive background story



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: Arousing Honey-headed Factory Reset Button



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: house-broken racy philosopher-king affirmative action



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: motley ticket booth dragon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: chocolate state

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: coral sanctuary clown

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: Spectacular autistic area

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: coral sanctuary clown

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Provocative Chapel Messiness

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Spectacular autistic area

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Iridescent demanding lodge

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Arousing Honey-headed Factory Reset Button

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Provocative Chapel Messiness

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: Lascivious fanboi whorehouse

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Infuriating dingle berry

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Learning disabled vigorous wagecucks haunted graveyard

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Infuriating dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: burgundy curious business firm

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: coral sanctuary clown



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Thriller Corner

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: burgundy curious business firm

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Violet Crackhouse

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: umber market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: wine set



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Provocative Chapel Messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: Spruce blathering location faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Electric Mediation

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: mewling knife

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: house-broken racy philosopher-king affirmative action

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: wine set

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Provocative Chapel Messiness

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: wine set

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: chocolate state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Provocative Chapel Messiness

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: alcoholic translucent forum sex offender

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Arousing Honey-headed Factory Reset Button

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: chocolate state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Provocative Chapel Messiness

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: flickering boyish university place of business



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308752)