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Real Talk: Why Are Proles Allowed To Drive With $15-30K Min Policy?

Putting aside the uninsured scumbags, what rational society ...
Vigorous Internal Respiration
  07/22/25
Putting aside the issue of car insurance, what makes you thi...
thriller den deer antler
  07/23/25
Explain why this is bad? They aren’t going to get insu...
deep anal school cafeteria
  07/22/25
Because 15-30k doesn’t come close to covering property...
Vigorous Internal Respiration
  07/22/25
Proles kick their kids out of the house at like 16.5. Zoomer...
deep anal school cafeteria
  07/22/25
Do you go back in this scenario?
Vigorous Internal Respiration
  07/22/25
I sure hope so.
deep anal school cafeteria
  07/22/25
because they can't afford anything more and need to commute ...
territorial cuckold
  07/22/25
Then why require insurance at all? Just have everyone self-i...
Vigorous Internal Respiration
  07/22/25
it's like waist only seatbelts in a 1968 mustang. far from i...
territorial cuckold
  07/22/25
it’s honestly insane.
khaki seedy lay
  07/22/25
gee idk any scuzzbag jews who you love to fellate interferin...
magenta heady prole location
  07/22/25
...
thirsty talented marketing idea house
  07/22/25
they shouldn't be on the hook for extra to subsidize your de...
Bat-shit-crazy faggot firefighter coffee pot
  07/22/25
...
Learning disabled very tactful resort electric furnace
  07/22/25
low iq schtick? have u heard of bodily injury?
Vigorous Internal Respiration
  07/22/25
yes, medpay is included in both their insurance and yours, p...
Bat-shit-crazy faggot firefighter coffee pot
  07/22/25
health insurance doesnt cover a wide variety of damage categ...
Vigorous Internal Respiration
  07/22/25
no, tort law does and you don't get to insist that you are i...
Bat-shit-crazy faggot firefighter coffee pot
  07/22/25
link to the point of auto insurance?
Vigorous Internal Respiration
  07/22/25
see above, which is why it is structured as it is, which you...
Bat-shit-crazy faggot firefighter coffee pot
  07/22/25
...
fuchsia hateful pit
  07/22/25
If you don’t like it, buy additional underinsured moto...
marvelous submissive institution
  07/22/25
yes, i have 2MM in UIM but then why make anyone buy insur...
Vigorous Internal Respiration
  07/22/25
to cover the 90% of accidents that it is sufficient for
Bat-shit-crazy faggot firefighter coffee pot
  07/22/25
this is utterly retarded. insurance is literally for catastr...
Vigorous Internal Respiration
  07/22/25
nope, which is why nobody is insured against all of the othe...
Bat-shit-crazy faggot firefighter coffee pot
  07/22/25
$15-30K would be catastrophic for a prole, retard
marvelous submissive institution
  07/22/25
In some sense, low limits are a good thing because then the ...
bateful embarrassed to the bone hominid menage
  07/22/25
stop poasting
territorial cuckold
  07/22/25
You are retarded by do standards (probably smart by reddit s...
bateful embarrassed to the bone hominid menage
  07/22/25
why does anytime the topic of dumbest poaster comes up you a...
territorial cuckold
  07/22/25
Gunner, be real. You are one of the dumbest people here, and...
bateful embarrassed to the bone hominid menage
  07/22/25
i appreciate that! let me be real: you are dumber than dogsh...
territorial cuckold
  07/22/25
I didn't say attorneys pray for low limits. You really can't...
bateful embarrassed to the bone hominid menage
  07/23/25
its not an insurance issue they just flat out shouldnt have ...
vibrant plaza main people
  07/22/25
if any of us gave a single fucking shit about road safety we...
Bat-shit-crazy faggot firefighter coffee pot
  07/22/25
the thought of some 186lb 22yo "latinx" bitch with...
vibrant plaza main people
  07/22/25
the worst part is how they will run into a stationary object...
Bat-shit-crazy faggot firefighter coffee pot
  07/22/25
My solution would be a choice of higher minimums (200k) or a...
Balding idiotic philosopher-king
  07/22/25
70…. Have you left the Tri-state area lately? Also...
deep anal school cafeteria
  07/22/25
...
Vigorous Internal Respiration
  07/22/25
lol fags who are favored by our laws find a pointless exampl...
fuchsia hateful pit
  07/22/25
this is more a healthcare issue. an ER visit with some scan...
Grizzly histrionic lodge preventive strike
  07/23/25


Poast new message in this thread



Reply Favorite

Date: July 22nd, 2025 1:21 PM
Author: Vigorous Internal Respiration

Putting aside the uninsured scumbags, what rational society allows this?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121876)



Reply Favorite

Date: July 23rd, 2025 7:42 AM
Author: thriller den deer antler

Putting aside the issue of car insurance, what makes you think this is a rational society?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49124032)



Reply Favorite

Date: July 22nd, 2025 1:25 PM
Author: deep anal school cafeteria

Explain why this is bad? They aren’t going to get insurance if they need 100,000k

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121887)



Reply Favorite

Date: July 22nd, 2025 1:35 PM
Author: Vigorous Internal Respiration

Because 15-30k doesn’t come close to covering property damage from a serious wreck let alone bodily injury.

Law abiding proles will. And increase the penalty for not having insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121925)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: deep anal school cafeteria

Proles kick their kids out of the house at like 16.5. Zoomers can’t afford $9,000k/yr in car insurance. We need to stop being predatory towards people who make like $20/hr imo. As long as they’re white they’re fine and Lexus ponytail drivers should subsidize them imo

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121933)



Reply Favorite

Date: July 22nd, 2025 1:42 PM
Author: Vigorous Internal Respiration

Do you go back in this scenario?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121949)



Reply Favorite

Date: July 22nd, 2025 6:25 PM
Author: deep anal school cafeteria

I sure hope so.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123082)



Reply Favorite

Date: July 22nd, 2025 1:37 PM
Author: territorial cuckold

because they can't afford anything more and need to commute to jobs. dont blame the proles, blame the society that requires a bunch buckwild prole second class citizens in order to function.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121929)



Reply Favorite

Date: July 22nd, 2025 1:39 PM
Author: Vigorous Internal Respiration

Then why require insurance at all? Just have everyone self-insure. You already have 30% of CA roads filled with illegals or degenerates without insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121937)



Reply Favorite

Date: July 22nd, 2025 1:42 PM
Author: territorial cuckold

it's like waist only seatbelts in a 1968 mustang. far from ideal but still better than nothing. if we did that it would be even worse. also uninsured motorist means reasonable proles that get creamed by buckwild proles wont have to rely (as heavily) on the taxpayer.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121948)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: khaki seedy lay

it’s honestly insane.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121931)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: magenta heady prole location

gee idk any scuzzbag jews who you love to fellate interfering with the auto industry or anything

amazing how u freaks dont see these connections

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49121934)



Reply Favorite

Date: July 22nd, 2025 6:40 PM
Author: thirsty talented marketing idea house



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123119)



Reply Favorite

Date: July 22nd, 2025 6:55 PM
Author: Bat-shit-crazy faggot firefighter coffee pot

they shouldn't be on the hook for extra to subsidize your decision to buy enormous expensive cars that get totalled when you scratch the bumper

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123134)



Reply Favorite

Date: July 22nd, 2025 6:58 PM
Author: Learning disabled very tactful resort electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123140)



Reply Favorite

Date: July 22nd, 2025 9:15 PM
Author: Vigorous Internal Respiration

low iq schtick? have u heard of bodily injury?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123476)



Reply Favorite

Date: July 22nd, 2025 9:17 PM
Author: Bat-shit-crazy faggot firefighter coffee pot

yes, medpay is included in both their insurance and yours, plus you should have health insurance

in any event people die in crashes all of the time, you can't make everyone carry 3 million dollars in insurance if you want anybody to have insurance at all

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123481)



Reply Favorite

Date: July 22nd, 2025 9:21 PM
Author: Vigorous Internal Respiration

health insurance doesnt cover a wide variety of damage categories that are compensible.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123489)



Reply Favorite

Date: July 22nd, 2025 9:22 PM
Author: Bat-shit-crazy faggot firefighter coffee pot

no, tort law does and you don't get to insist that you are insured against any other fucking damages, the point of auto insurance is to let proles hit other proles and if it wasn't your fault you can get another car

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123490)



Reply Favorite

Date: July 22nd, 2025 9:24 PM
Author: Vigorous Internal Respiration

link to the point of auto insurance?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123494)



Reply Favorite

Date: July 22nd, 2025 9:24 PM
Author: Bat-shit-crazy faggot firefighter coffee pot

see above, which is why it is structured as it is, which you are complaining about because you don't understand what is going on apparently

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123495)



Reply Favorite

Date: July 22nd, 2025 10:41 PM
Author: fuchsia hateful pit



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123695)



Reply Favorite

Date: July 22nd, 2025 7:08 PM
Author: marvelous submissive institution

If you don’t like it, buy additional underinsured motorist insurance.

Also, interesting fact I Googled and confirmed with AI: black drivers are 73% more likely to be involved in fatal accidents than white drivers on a mileage-adjusted basis. What do we do with that info?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123155)



Reply Favorite

Date: July 22nd, 2025 9:16 PM
Author: Vigorous Internal Respiration

yes, i have 2MM in UIM

but then why make anyone buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123480)



Reply Favorite

Date: July 22nd, 2025 9:18 PM
Author: Bat-shit-crazy faggot firefighter coffee pot

to cover the 90% of accidents that it is sufficient for

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123483)



Reply Favorite

Date: July 22nd, 2025 9:20 PM
Author: Vigorous Internal Respiration

this is utterly retarded. insurance is literally for catastrophic events, not for some $300 fender bender.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123486)



Reply Favorite

Date: July 22nd, 2025 9:23 PM
Author: Bat-shit-crazy faggot firefighter coffee pot

nope, which is why nobody is insured against all of the other catostrophic things they could do to you, some guy could shoot you right in the fucking head and your family would be left to collect what they can

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123493)



Reply Favorite

Date: July 22nd, 2025 10:08 PM
Author: marvelous submissive institution

$15-30K would be catastrophic for a prole, retard

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123622)



Reply Favorite

Date: July 22nd, 2025 7:10 PM
Author: bateful embarrassed to the bone hominid menage

In some sense, low limits are a good thing because then the insurer actually pays it out quickly.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123159)



Reply Favorite

Date: July 22nd, 2025 9:29 PM
Author: territorial cuckold

stop poasting

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123509)



Reply Favorite

Date: July 22nd, 2025 9:38 PM
Author: bateful embarrassed to the bone hominid menage

You are retarded by do standards (probably smart by reddit standards).

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123536)



Reply Favorite

Date: July 22nd, 2025 9:54 PM
Author: territorial cuckold

why does anytime the topic of dumbest poaster comes up you are always at the top?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123577)



Reply Favorite

Date: July 22nd, 2025 9:59 PM
Author: bateful embarrassed to the bone hominid menage

Gunner, be real. You are one of the dumbest people here, and I am a lot smarter than you. That's ok. We accept you as a poaster.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123583)



Reply Favorite

Date: July 22nd, 2025 10:39 PM
Author: territorial cuckold

i appreciate that! let me be real: you are dumber than dogshit and no attorney prays for low limits aside from ones like you that struggle with Bates stamps.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123693)



Reply Favorite

Date: July 23rd, 2025 7:26 AM
Author: bateful embarrassed to the bone hominid menage

I didn't say attorneys pray for low limits. You really can't read.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49124017)



Reply Favorite

Date: July 22nd, 2025 9:25 PM
Author: vibrant plaza main people

its not an insurance issue they just flat out shouldnt have drivers licenses

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123496)



Reply Favorite

Date: July 22nd, 2025 9:28 PM
Author: Bat-shit-crazy faggot firefighter coffee pot

if any of us gave a single fucking shit about road safety we would have a Finnish style system and require everyone to learn on a manual

the extra bonus is women would be disproportionately affected

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123505)



Reply Favorite

Date: July 22nd, 2025 9:42 PM
Author: vibrant plaza main people

the thought of some 186lb 22yo "latinx" bitch with neck tats jamming out to hip hop while operating a leased $54000 toyota tacoma and running over a pedestrian while trying to get nashville hot chicken in cleveland is so absurd i dont even know where to stand on the insurance thing.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123548)



Reply Favorite

Date: July 22nd, 2025 9:43 PM
Author: Bat-shit-crazy faggot firefighter coffee pot

the worst part is how they will run into a stationary object and insist it isn't their fault

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123552)



Reply Favorite

Date: July 22nd, 2025 9:50 PM
Author: Balding idiotic philosopher-king

My solution would be a choice of higher minimums (200k) or allowing a tracking/speed control device on your car. The device would prevent speeds in excess of 70 on a highway and much lower on side streets and also track things like braking and sharp turns etc. I know insurance companies offer discounts for devices that keep track of driving info. This would take it another step.

And yes, proles are the problem. Look at what happened in Manhattan with congestion pricing and what it did to reduce traffic. Proles need to be taken out to the woodshed sometimes.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123567)



Reply Favorite

Date: July 22nd, 2025 9:59 PM
Author: deep anal school cafeteria

70…. Have you left the Tri-state area lately?

Also it should just monitor race imo

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123586)



Reply Favorite

Date: July 22nd, 2025 10:44 PM
Author: Vigorous Internal Respiration



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123698)



Reply Favorite

Date: July 22nd, 2025 10:43 PM
Author: fuchsia hateful pit

lol fags who are favored by our laws find a pointless example where it might not favor them and are shocked.

boot stamps faggot. buy another car if you need too. bill more.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49123697)



Reply Favorite

Date: July 23rd, 2025 8:47 AM
Author: Grizzly histrionic lodge preventive strike

this is more a healthcare issue. an ER visit with some scans shouldn't cost 10-15k.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2...id#49124108)