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Can’t relate to xoxo forcememeing “$1M/year is barely middle class”
Poast new message in this thread
Date: August 1st, 2024 2:04 AM Author: up-to-no-good abusive kitchen Granted I live in the Midwest, but my wife doesn’t work and I feel like we are doing very well on about $20-25k/month. I work chill ~30 hour weeks with only moderate stress, we live in a large house in a nice area that cost $400k (admittedly probably worth $650k or so now), and we are usually able to save at least $5k/month. Like a lot of middle class people we will inherit a few million at some point.
It’s hard to tell how much people are bragging about high incomes vs actual insane COL on the coasts, but places like the Bay Area and DC do legitimately feel like horrible places to live. Tons of shitlibs/homeless/violent URMs, millions of dollars for a tiny, shitty house, girlboss career shrews, etc. Why don’t more poasters work remote and ball out in a place like Cleveland, Kansas City, Pittsburgh, or St. Louis? Far more CGWBT who will be impressed with a $200k+ income, less competition for more housing, plenty of the same screens people are looking at everywhere else.
If you guys are legitimately making high six figure incomes and are barely making ends meet with fat shitlib wives, are you really happy with your life choices? |
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Date: August 3rd, 2024 4:09 PM Author: Naked location scourge upon the earth I didn't read the thread but I see that you're saying 1) you earn 20-25k/month, 2) house was only 400k, 3) live in low COL Midwest and 4) your savings rate is as low as 5k/month
lol |
Date: August 1st, 2024 2:06 AM Author: soggy property (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916232) |
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Date: August 1st, 2024 2:09 AM Author: soul-stirring church black woman I make millions of dollars per year and my life is a nightmare that I can't wake up from (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916235) |
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Date: August 1st, 2024 2:21 AM Author: up-to-no-good abusive kitchen Describe (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916243) |
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Date: August 1st, 2024 2:25 AM Author: Brindle nowag I enjoy being a coastal elite (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916246) |
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Date: August 1st, 2024 5:50 AM Author: frozen charismatic community account plaza I want to do this, but I am a lawyer. Haven't found anything high paying that is fully remote and chill. Just shit like Axiom or Latitude. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916406) |
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Date: August 1st, 2024 6:17 AM Author: balding address blood rage Axiom must be terrible to work with, right? (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916421) |
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Date: August 1st, 2024 6:23 AM Author: frozen charismatic community account plaza Honestly, the work might be fine. Probably low pressure without any of the normal politics and incessant meetings that suck up so much time in a traditional job.
But the pay was really low a few years back when a recruiter tried to curry my interest. Something like 150k if you stay substantially engaged throughout the year. Paralegals make that. |
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Date: August 1st, 2024 5:58 AM Author: ivory anal psychic (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916409) |
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Date: August 1st, 2024 6:03 AM Author: underhanded den travel guidebook flyover is almost inherently middle class
unless you own a fuckton of land or something |
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Date: August 1st, 2024 7:39 AM Author: slippery parlour Explain (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916529) |
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Date: August 2nd, 2024 8:19 PM Author: Tantric Spectacular Gaping This is not true. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47922896) |
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Date: August 1st, 2024 7:01 AM Author: bisexual windowlicker Like a lot of middle class people we will inherit a few million at some point. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47916474) |
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Date: August 2nd, 2024 9:23 PM Author: up-to-no-good abusive kitchen The AVERAGE boomer is worth something like $750,000. 4 parents between us… is a few million that crazy? (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923018) |
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Date: August 2nd, 2024 2:08 AM Author: up-to-no-good abusive kitchen (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47919951) |
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Date: August 2nd, 2024 5:32 AM Author: Violent irate therapy Cr I'm baffled why more people don't take part time $25k/mo jobs in suburban louisville (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47920024) |
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Date: August 2nd, 2024 8:02 PM Author: up-to-no-good abusive kitchen There are tons of good jobs on indeed if you have experience (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47922877) |
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Date: August 2nd, 2024 8:03 PM Author: violent chapel Cr I just landed a "python excel data analysis assistant" job for $20k/mo. It's contract to hire but it's simple honest work & there are many more where that came from. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47922879) |
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Date: August 2nd, 2024 8:12 PM Author: Floppy low-t alpha email me brother (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47922886) |
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Date: August 2nd, 2024 8:13 PM Author: blathering rose resort no one says 1mm is barely middle class. its solidly middle class and even comfortable middle class. its just not upper anything not by a long shot. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47922889) |
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Date: August 2nd, 2024 9:26 PM Author: up-to-no-good abusive kitchen This is exactly the type of xoxo flame I’m talking about. Even half that is easily upper middle class. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923022) |
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Date: August 2nd, 2024 11:20 PM Author: blathering rose resort not in a major city theyre expensive as shit (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923220) |
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Date: August 2nd, 2024 11:45 PM Author: underhanded den travel guidebook Cr (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923301) |
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Date: August 2nd, 2024 8:22 PM Author: translucent associate lodge i make ~50-70k and barely fit into the middle lower class (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47922900) |
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Date: August 2nd, 2024 8:29 PM Author: navy maniacal rehab gay wizard i think most xoers would admit that a $400k/yr do-nothing sinecure in the middle of nowhere with a few million coming your way down the road is a perfectly valid life choice, especially if you’re the hippie-dippie anti-materialist type. it’s just not not technically middle class, is all. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47922911) |
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Date: August 2nd, 2024 8:40 PM Author: Mewling Private Investor cr, happy to hear of your success brother (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47922944) |
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Date: August 2nd, 2024 9:20 PM Author: Idiotic Swashbuckling Orchestra Pit Now do the math if you add $100k / year for housing and $100k / year for childcare. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923015) |
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Date: August 2nd, 2024 9:23 PM Author: dull boyish mood pocket flask Sounds like you can't afford children brother (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923016) |
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Date: August 2nd, 2024 10:18 PM Author: Idiotic Swashbuckling Orchestra Pit Child are costs dropping to only $80k this year since one of my kids is starting public school.
Gonna have an extra like $3k per month. |
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Date: August 2nd, 2024 9:34 PM Author: glassy razzle-dazzle step-uncle's house The AVERAGE house right now in America probably is costing you $3,000/month. Which means you probably need to make $150,000-$160,000 just to comfortably afford your average shitbox in your average cookie cutter development.
So probably double that to $6,000 a month for a UMC style house rather than an average house. Add on student loans and childcare, and you can see how an upper middle class lifestyle probably requires $400,000+. |
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Date: August 2nd, 2024 9:35 PM Author: kink-friendly curious meetinghouse (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923031) |
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Date: August 2nd, 2024 10:02 PM Author: dull boyish mood pocket flask Don't forget fully funding the 401(k), HSA, IRA, and 529 (per kid). (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923085) |
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Date: August 2nd, 2024 11:13 PM Author: up-to-no-good abusive kitchen Our mortgage on a 5k square foot house is less than 3k.
We live in an 80% white midwestern suburb, so public schools are great. Wife is a sahm, so minimal childcare costs. I don’t get why so many women want to shrew away at work when most of their salary goes back to childcare costs for some Mexican nanny who raises their kids.
I went to an expensive T14 but aggressively paid off student loans while I was single. Took me less than 5 years.
$20k a month is plenty for an upper middle class lifestyle in the midwest, so it’s mind boggling that xoxo can’t do it on several times that. |
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Date: August 3rd, 2024 12:27 AM Author: glassy razzle-dazzle step-uncle's house "Our mortgage on a 5k square foot house is less than 3k."
Who gives a shit?
By your own admission above your house would require about a $4,500 a month payment now. That means an income of $200,000+ not accounting for student loans or childcare.
It's not really relevant that you bougoht a house X years ago at a 2.75% interest rate. |
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Date: August 3rd, 2024 11:15 AM Author: up-to-no-good abusive kitchen This describes lots of people. Even if we are only taking about people who don’t yet own a house, fine - tack on $25,000 or $30,000 extra for mortgage payments. It still doesn’t take $500,000/year to live a middle class life if you don’t live in an area where you need private schools. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924117) |
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Date: August 3rd, 2024 11:16 AM Author: kink-friendly curious meetinghouse the concept of "middle class" has been painfully warped (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924119) |
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Date: August 3rd, 2024 11:21 AM Author: up-to-no-good abusive kitchen Most T14 grads don’t realize how poor the average person is. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924128) |
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Date: August 3rd, 2024 11:42 AM Author: underhanded den travel guidebook MC is simply a basket of goods. that doesn’t change
what changes is the number needed to achieve that |
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Date: August 2nd, 2024 11:46 PM Author: underhanded den travel guidebook $400k is entry level middle class (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923302) |
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Date: August 2nd, 2024 11:49 PM Author: kink-friendly curious meetinghouse not even close (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923312) |
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Date: August 3rd, 2024 1:00 AM Author: underhanded den travel guidebook you’re saying it’s poverty? (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923480) |
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Date: August 3rd, 2024 2:10 AM Author: Twinkling Multi-colored Public Bath Striver autists with increasingly hollow lives must place a higher and higher social premium on what they gave up internally to get to Lofty Materia and Status of Paper in the first place, lest that void that trails finally catch up with them. Run, rabbit, run (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923623) |
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Date: August 3rd, 2024 3:31 AM Author: Beady-eyed Masturbator (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923658) |
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Date: August 3rd, 2024 11:20 AM Author: up-to-no-good abusive kitchen I think this is a lot of it. There has to be some cognitive dissonance involved to justify the marginal difference between what one can buy with $600,000 vis a vis $300,000 when realizing what he gave up to get it. Continuing to work 50+ hour weeks into my 40s sounds awful. Tbh even 25-30 is annoying. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924126) |
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Date: August 3rd, 2024 4:22 AM Author: Carnelian corner Women are generally low quality in the U.S. but especially so in suburbanville flyover areas. Sure the average chick may be more impressed by your 200k job but the average chick is also gross. Both the quantity and quality are lacking. Much easier to get a hot girl in a tier 1 city, not even close. Also, birdbrains don’t automatically know how much you make, very easy to pretend you make 500 when you only make 200 (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47923683) |
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Date: August 3rd, 2024 11:32 AM Author: up-to-no-good abusive kitchen While I absolutely disagree that it’s easier for some dude making 250k to land a hot girl in DC or SF than the cities I listed in the OP, the former are much more likely to be left wing gigashrews who will make you miserable. If you want a supportive, CGWBT partner whose primary goal is to raise a family, it is far easier in a tier 3 city. Remember, an elite education and decent salary makes you stand out in these cities, but not in a place like NYC. You are competing for the best of the best in the smaller cities, and any city big enough to have an NFL team, for example, is big enough to have plenty of hot girls. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924146) |
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Date: August 3rd, 2024 11:38 AM Author: Mewling Private Investor agree that SF and Denver are tough places to meet a wife. Not sure about DC but I believe it if you say that sucks also (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924159) |
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Date: August 3rd, 2024 11:43 AM Author: up-to-no-good abusive kitchen I’ve never lived in Denver but dating there could be decent. Lots of hot girls since Colorado is the fittest state in the country, at least it was at some point in the past few years. Growing tech scene but still far more family oriented than DC or SF (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924177) |
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Date: August 3rd, 2024 3:20 PM Author: Idiotic Swashbuckling Orchestra Pit You must have never been to DC. Two to one ratio of women to men in the twenties, and all the men are beta twink losers.
Any white guy who is mildly masculine can pull down like crazy in DC. |
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Date: August 3rd, 2024 4:05 PM Author: up-to-no-good abusive kitchen Went out in DC several times with law school friends. Incredibly shrewy women, and even the republicans are drawn to power like everyone else living in DC. I’m sure it’s very easy to hook up but wouldn’t want to try to find a LTR there. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924911) |
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Date: August 3rd, 2024 11:42 AM Author: Submissive casino filthpig A large house for only $400k? What? My cape cod in CT cost more than that. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924173) |
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Date: August 3rd, 2024 12:14 PM Author: Adventurous Nursing Home Dysfunction now do me supporting a family of 4 in the Bay Area on 400k. (http://www.autoadmit.com/thread.php?thread_id=5567999&forum_id=2...id#47924237) |