The most prestigious law school admissions discussion board in the world.
|
 |
 
|
irl goy here, what's the reason *not* to use Klarna?
| Contagious national turdskin | 12/04/25 |
| Galvanic Set | 12/04/25 |
| Contagious national turdskin | 12/04/25 |
| Hairless amethyst hunting ground goal in life | 12/04/25 |
| Honey-headed boistinker twinkling uncleanness | 12/04/25 |
| brilliant organic girlfriend | 12/04/25 |
| Concupiscible Weed Whacker Location | 12/04/25 |
| brilliant organic girlfriend | 12/04/25 |
| Aromatic cream electric furnace lay | 12/04/25 |
| Passionate Costumed Alpha | 12/04/25 |
| vigorous khaki locus karate | 12/04/25 |
| drunken wonderful site | 12/04/25 |
| Dull tanning salon tank | 12/04/25 |
| Marvelous space | 12/04/25 |
| overrated quadroon queen of the night | 12/04/25 |
| Dashing school cafeteria | 12/04/25 |
| overrated quadroon queen of the night | 12/04/25 |
| electric fear-inspiring point macaca | 12/04/25 |
| vivacious learning disabled selfie library | 12/04/25 |
| Charcoal Slap-happy Cuck | 12/04/25 |
| citrine glittery address jewess | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| light stage | 12/04/25 |
| Contagious national turdskin | 12/04/25 |
| light stage | 12/04/25 |
| Pale office | 12/04/25 |
| Contagious national turdskin | 12/04/25 |
| light stage | 12/04/25 |
| Rambunctious well-lubricated idiot | 12/04/25 |
| Honey-headed boistinker twinkling uncleanness | 12/04/25 |
| Fishy antidepressant drug | 12/04/25 |
| Passionate Costumed Alpha | 12/04/25 |
| Fragrant lilac spot | 12/04/25 |
| sable fiercely-loyal public bath | 12/04/25 |
| Razzle hospital | 12/04/25 |
| Contagious national turdskin | 12/04/25 |
| Umber swashbuckling tattoo | 12/04/25 |
| Violet Nursing Home | 12/04/25 |
| Honey-headed boistinker twinkling uncleanness | 12/04/25 |
| Spectacular disturbing church building | 12/04/25 |
| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Contagious national turdskin I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Galvanic Set there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49482999) |
 |
Date: December 4th, 2025 11:00 AM Author: Contagious national turdskin is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483005) |
|
Date: December 4th, 2025 11:01 AM Author: Hairless amethyst hunting ground goal in life https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483007) |
|
Date: December 4th, 2025 12:03 PM Author: Honey-headed boistinker twinkling uncleanness (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483228) |
|
Date: December 4th, 2025 11:00 AM Author: brilliant organic girlfriend they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
|
Date: December 4th, 2025 11:26 AM Author: Concupiscible Weed Whacker Location What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483081) |
|
Date: December 4th, 2025 11:33 AM Author: brilliant organic girlfriend ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483109) |
|
Date: December 4th, 2025 11:10 AM Author: Aromatic cream electric furnace lay A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483020) |
|
Date: December 4th, 2025 11:34 AM Author: Passionate Costumed Alpha you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483113) |
|
Date: December 4th, 2025 3:54 PM Author: vigorous khaki locus karate My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483996) |
|
Date: December 4th, 2025 11:30 AM Author: drunken wonderful site This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483100) |
|
Date: December 4th, 2025 11:44 AM Author: Dull tanning salon tank (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483150) |
|
Date: December 4th, 2025 11:52 AM Author: Marvelous space (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483184) |
|
Date: December 4th, 2025 12:04 PM Author: overrated quadroon queen of the night (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483229) |
|
Date: December 4th, 2025 12:23 PM Author: Dashing school cafeteria The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
|
Date: December 4th, 2025 12:24 PM Author: overrated quadroon queen of the night I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483292) |
|
Date: December 4th, 2025 2:21 PM Author: electric fear-inspiring point macaca this is yet another layer of jewish debt magic underneath your credit card debt
|
|
Date: December 4th, 2025 2:15 PM Author: vivacious learning disabled selfie library (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483648) |
|
Date: December 4th, 2025 2:19 PM Author: Charcoal Slap-happy Cuck This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
|
Date: December 4th, 2025 2:45 PM Author: citrine glittery address jewess You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483719) |
|
Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49792116) |
|
Date: December 4th, 2025 11:36 AM Author: light stage the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
|
Date: December 4th, 2025 11:37 AM Author: Contagious national turdskin nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483120) |
|
Date: December 4th, 2025 11:38 AM Author: light stage i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483125) |
|
Date: December 4th, 2025 11:55 AM Author: Pale office let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483194) |
|
Date: December 4th, 2025 12:02 PM Author: Contagious national turdskin dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483220) |
|
Date: December 4th, 2025 12:04 PM Author: light stage rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483232) |
|
Date: December 4th, 2025 11:38 AM Author: Rambunctious well-lubricated idiot Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483123) |
|
Date: December 4th, 2025 12:02 PM Author: Honey-headed boistinker twinkling uncleanness (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483221) |
|
Date: December 4th, 2025 11:43 AM Author: Fishy antidepressant drug How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483140) |
|
Date: December 4th, 2025 11:46 AM Author: Passionate Costumed Alpha (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483156) |
|
Date: December 4th, 2025 11:47 AM Author: Fragrant lilac spot Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483159) |
|
Date: December 4th, 2025 11:48 AM Author: sable fiercely-loyal public bath (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483165) |
|
Date: December 4th, 2025 11:51 AM Author: Razzle hospital https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483180) |
|
Date: December 4th, 2025 11:56 AM Author: Contagious national turdskin we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483198) |
|
Date: December 4th, 2025 11:58 AM Author: Umber swashbuckling tattoo (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483205) |
|
Date: December 4th, 2025 3:47 PM Author: Violet Nursing Home (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483977) |
|
Date: December 4th, 2025 12:02 PM Author: Honey-headed boistinker twinkling uncleanness Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483222) |
|
Date: December 4th, 2025 2:14 PM Author: Spectacular disturbing church building Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49483643) |
|
Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id#49792117) |