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Who are these people with tons of credit card debt?

How does this even happen? I hear stories about how so many ...
Turquoise hominid
  09/23/24
I have a distant cousin like this. Constant debt, has gone t...
Sooty Cruise Ship
  09/23/24
Is it mostly women doing this?
Turquoise hominid
  09/23/24
We might have the same cousin. She has a countdown app on h...
exhilarant flesh potus locus
  09/23/24
...
metal medicated legal warrant
  09/23/24
does she pay $9.95/mo for that app?
irradiated ivory office voyeur
  09/24/24
I've seriously considered opening up a dozen scamcards cash ...
Stirring Maize Gaming Laptop Ladyboy
  09/23/24
Yeah but what if next month another gay rave gets broken up
vivacious coral stead
  09/23/24
Attacking the cope and not the reason the cope exists just m...
Stirring Maize Gaming Laptop Ladyboy
  09/23/24
I think a lot of people do this, a large percentage of fore...
bisexual galvanic doctorate parlor
  09/23/24
It's free money and frankly "feels" like a moral g...
Stirring Maize Gaming Laptop Ladyboy
  09/23/24
You would probably be better off running a longer con becaus...
exhilarant flesh potus locus
  09/23/24
Exitmaxxed
Stirring Maize Gaming Laptop Ladyboy
  09/23/24
Can you buy gold coins with a card? Or iPhones would work, t...
unhinged curious casino quadroon
  09/23/24
You can buy precious metals with a credit card
Mentally impaired queen of the night dog poop
  09/23/24
do credit card checks still exist? used to get sent them all...
Pontificating soggy crackhouse striped hyena
  09/23/24
They're like this: https://www.youtube.com/watch?v=2GJ_6e...
shivering wonderful business firm volcanic crater
  09/23/24
all these guys sitting in computer gamer chairs
brindle ungodly brethren
  09/23/24
If you're living paycheck to paycheck on a low income, you a...
swashbuckling orchestra pit
  09/23/24
...
glittery church building knife
  09/23/24
so glad you were able to work in a flex at the end.
boyish indian lodge pistol
  09/23/24
Cool off the cattiness for a bit. When you're 21, you th...
swashbuckling orchestra pit
  09/23/24
official inflation figures are flame. the improvement in my ...
Pontificating soggy crackhouse striped hyena
  09/23/24
TSINAH, benzo
Razzmatazz step-uncle's house foreskin
  09/23/24
It’s hard for you to understand how people can live be...
Cyan principal's office personal credit line
  09/23/24
I genuinely don't understand how people can spend money on s...
shivering wonderful business firm volcanic crater
  09/23/24
Tons of reasons people probably tell themselves this but onc...
Cyan principal's office personal credit line
  09/23/24
...
Turquoise hominid
  09/23/24
Reading comp pwned. I understand people do this. I'm asking ...
Turquoise hominid
  09/23/24
giving women access to money
irradiated ivory office voyeur
  09/23/24
You don’t have to pay the “bills” hth
ruddy psychic
  09/23/24
Beep beep beep
razzle-dazzle dysfunction
  09/23/24
can't stop buying apples
duck-like supple kitty cat
  09/23/24
27 poasts. ctl-f *goy *beep no results* wtf
hairless area
  09/23/24
10% usury cap would be 180. Handing these people credit card...
Lascivious hell nibblets
  09/23/24
Like a chimp with a machine gun!
slap-happy fortuitous meteor wrinkle
  09/23/24
how is 10% on a risky loan usury when prime rate is like 7%
hairless area
  09/23/24
lol you can hear the hissing coming from this post
Mentally impaired queen of the night dog poop
  09/23/24
This really isn't hard to understand if you've met any worki...
impertinent glassy cumskin
  09/23/24
...
razzle-dazzle dysfunction
  09/23/24
this is why civilized societies didn't let women enter into ...
Pontificating soggy crackhouse striped hyena
  09/23/24
Proles
Sexy Out-of-control Theater Stage
  09/24/24
its pretty easy to rack up a ton of debt if you're in a high...
Underhanded Bronze Chapel Gay Wizard
  09/24/24
the government steals a good chunk of most people's income s...
Federal headpube
  09/24/24


Poast new message in this thread



Reply Favorite

Date: September 23rd, 2024 3:50 PM
Author: Turquoise hominid

How does this even happen? I hear stories about how so many people have credit card debt. But I always wonder who are they? And how?

Discuss.

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48123979)



Reply Favorite

Date: September 23rd, 2024 3:56 PM
Author: Sooty Cruise Ship

I have a distant cousin like this. Constant debt, has gone through bankruptcy, borrows money from family. She’s low IQ, immature, single mother, makes like $60k/yr and impulsively spends her money on dumb shit. She also lost tons of money on lularoe. low future time orientation is probably the common trait for all of these people

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124023)



Reply Favorite

Date: September 23rd, 2024 3:57 PM
Author: Turquoise hominid

Is it mostly women doing this?

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124025)



Reply Favorite

Date: September 23rd, 2024 3:59 PM
Author: exhilarant flesh potus locus

We might have the same cousin. She has a countdown app on her phone that shows how many days until she can file for bankruptcy again, her 8 years is almost up lmao

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124036)



Reply Favorite

Date: September 23rd, 2024 4:07 PM
Author: metal medicated legal warrant



(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124086)



Reply Favorite

Date: September 24th, 2024 11:34 AM
Author: irradiated ivory office voyeur

does she pay $9.95/mo for that app?

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48126516)



Reply Favorite

Date: September 23rd, 2024 3:59 PM
Author: Stirring Maize Gaming Laptop Ladyboy

I've seriously considered opening up a dozen scamcards cash advancing on all of them then just leaving the country

Who cares? Why would anyone have respect for any of these institutions? The US is a human farm nightmare plantation lorded over by scammy deviants and porcine criminals

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124035)



Reply Favorite

Date: September 23rd, 2024 4:03 PM
Author: vivacious coral stead

Yeah but what if next month another gay rave gets broken up

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124062)



Reply Favorite

Date: September 23rd, 2024 4:07 PM
Author: Stirring Maize Gaming Laptop Ladyboy

Attacking the cope and not the reason the cope exists just makes you a bootlicker for the Authority

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124084)



Reply Favorite

Date: September 23rd, 2024 4:04 PM
Author: bisexual galvanic doctorate parlor

I think a lot of people do this, a large percentage of foreign students or H1Bs who end up going home are doing exactly this.

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124066)



Reply Favorite

Date: September 23rd, 2024 4:09 PM
Author: Stirring Maize Gaming Laptop Ladyboy

It's free money and frankly "feels" like a moral good considering the ethical nature of these sorts of businesses

These retard "professionals" squabbling over optimizing billionaire profits while french kissing their Chase app have no idea how checked out Zoomers/GA etc are from all of this garbage

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124104)



Reply Favorite

Date: September 23rd, 2024 4:10 PM
Author: exhilarant flesh potus locus

You would probably be better off running a longer con because the cash advance limit is always way lower than the credit limit. Get high limit cards, only pay the minimums, tell them to get fucked when the space finally runs out. By then you'll be overseas and they're not sending the sheriff to repossesses your asian harem.

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124116)



Reply Favorite

Date: September 23rd, 2024 4:11 PM
Author: Stirring Maize Gaming Laptop Ladyboy

Exitmaxxed

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124120)



Reply Favorite

Date: September 23rd, 2024 4:13 PM
Author: unhinged curious casino quadroon

Can you buy gold coins with a card? Or iPhones would work, though require more effort

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124128)



Reply Favorite

Date: September 23rd, 2024 5:56 PM
Author: Mentally impaired queen of the night dog poop

You can buy precious metals with a credit card

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124505)



Reply Favorite

Date: September 23rd, 2024 5:43 PM
Author: Pontificating soggy crackhouse striped hyena

do credit card checks still exist? used to get sent them all the time but haven't seen one in years



(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124470)



Reply Favorite

Date: September 23rd, 2024 4:07 PM
Author: shivering wonderful business firm volcanic crater

They're like this:

https://www.youtube.com/watch?v=2GJ_6efb2u8

dumbass wife spends money on stupid shit then cuck husband lets her and buys dumb $5,000 bikes for himself.

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124091)



Reply Favorite

Date: September 23rd, 2024 7:28 PM
Author: brindle ungodly brethren

all these guys sitting in computer gamer chairs

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124766)



Reply Favorite

Date: September 23rd, 2024 4:08 PM
Author: swashbuckling orchestra pit

If you're living paycheck to paycheck on a low income, you aren't saving money. Then you get a car repair bill and need to put a thousand on the credit card, which has to happen so you can get to work. But living paycheck to paycheck means there's never that spare thousand as you have to pay the rent first. And it begins. Then the interest mounts.

I'm not unsympathetic. Though doubtlessly plenty is due to impulsive spending. It was always ingrained in me to never spend money I didn't have, even as a broke college kid with a weekly budget of $50, so watching those who charged vacations thinking they'd pay it off later always seemed like abusing a system that ultimately costs everyone more money.

*amazing I could eat well for less than 50 a week in the early 2000s. Today we spend 20k+ a month as a family without even blinking.



(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124097)



Reply Favorite

Date: September 23rd, 2024 4:09 PM
Author: glittery church building knife



(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124107)



Reply Favorite

Date: September 23rd, 2024 4:12 PM
Author: boyish indian lodge pistol

so glad you were able to work in a flex at the end.

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124123)



Reply Favorite

Date: September 23rd, 2024 4:23 PM
Author: swashbuckling orchestra pit

Cool off the cattiness for a bit.

When you're 21, you think you understand the world perfectly. When you're 44, everything is surreal.

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124188)



Reply Favorite

Date: September 23rd, 2024 5:53 PM
Author: Pontificating soggy crackhouse striped hyena

official inflation figures are flame. the improvement in my income vs QOL over the years in mindblowingly bad.

when i was a kid, shopping mall hairdressers and retail clerks owned houses. i have no idea how these people eat now considering how much i spend to live fairly modestly.



(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124497)



Reply Favorite

Date: September 23rd, 2024 4:09 PM
Author: Razzmatazz step-uncle's house foreskin

TSINAH, benzo

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124103)



Reply Favorite

Date: September 23rd, 2024 4:09 PM
Author: Cyan principal's office personal credit line

It’s hard for you to understand how people can live beyond their means? How autistic are you

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124105)



Reply Favorite

Date: September 23rd, 2024 4:10 PM
Author: shivering wonderful business firm volcanic crater

I genuinely don't understand how people can spend money on stupid shit, look at their balances, and not conclude 'I need to stop spending money on stupid shit'.

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124118)



Reply Favorite

Date: September 23rd, 2024 4:14 PM
Author: Cyan principal's office personal credit line

Tons of reasons people probably tell themselves this but once you’re used to a lifestyle it’s tough to stop. Lots of women feel like they need to look their best and are always buying expensive shit to signal, assume some rich dude will come save them eventually. Lots of dudes doing the same thing by trying to signal to some birdbrain that they have cash and will take care of them.

Everyone always assumes they’re going to make more eventually and pay it down and don’t want to suffer in the interim.

And some people legit just suffer unfortunate setbacks and can’t easily reduce expenses enough to cover even if they try, wind up in debt

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124131)



Reply Favorite

Date: September 23rd, 2024 4:15 PM
Author: Turquoise hominid



(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124137)



Reply Favorite

Date: September 23rd, 2024 4:15 PM
Author: Turquoise hominid

Reading comp pwned. I understand people do this. I'm asking who are the types of people that do this

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124140)



Reply Favorite

Date: September 23rd, 2024 4:10 PM
Author: irradiated ivory office voyeur

giving women access to money

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124112)



Reply Favorite

Date: September 23rd, 2024 4:21 PM
Author: ruddy psychic

You don’t have to pay the “bills” hth

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124171)



Reply Favorite

Date: September 23rd, 2024 4:27 PM
Author: razzle-dazzle dysfunction

Beep beep beep

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124203)



Reply Favorite

Date: September 23rd, 2024 4:28 PM
Author: duck-like supple kitty cat

can't stop buying apples

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124204)



Reply Favorite

Date: September 23rd, 2024 4:28 PM
Author: hairless area

27 poasts. ctl-f *goy

*beep no results*

wtf

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124205)



Reply Favorite

Date: September 23rd, 2024 5:08 PM
Author: Lascivious hell nibblets

10% usury cap would be 180. Handing these people credit cards is like handing a toddler a loaded gun. Not worth it!

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124362)



Reply Favorite

Date: September 23rd, 2024 5:14 PM
Author: slap-happy fortuitous meteor wrinkle

Like a chimp with a machine gun!

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124384)



Reply Favorite

Date: September 23rd, 2024 5:19 PM
Author: hairless area

how is 10% on a risky loan usury when prime rate is like 7%

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124396)



Reply Favorite

Date: September 23rd, 2024 5:59 PM
Author: Mentally impaired queen of the night dog poop

lol you can hear the hissing coming from this post

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124511)



Reply Favorite

Date: September 23rd, 2024 5:27 PM
Author: impertinent glassy cumskin

This really isn't hard to understand if you've met any working class people who live paycheck to paycheck and who do not have friend or family circles who are able or would be willing to lend them money in an emergency. For most of these type of people, a credit card is the only backup financial liquidity they have to get out of an unplanned expenditure.

Then you add in people who are compulsive spenders and people who are otherwise too naive to understand how the system works (e.g. when I lived in ARE country, became regular at a bar that employed a bar hand with a disability who didn't seem to understand he could probably qualify for welfare), along with a shitty economy like we have now and boom. Trillions in CC debt.

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124424)



Reply Favorite

Date: September 23rd, 2024 6:02 PM
Author: razzle-dazzle dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124521)



Reply Favorite

Date: September 23rd, 2024 5:49 PM
Author: Pontificating soggy crackhouse striped hyena

this is why civilized societies didn't let women enter into contracts



(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48124486)



Reply Favorite

Date: September 24th, 2024 12:38 PM
Author: Sexy Out-of-control Theater Stage

Proles

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48126777)



Reply Favorite

Date: September 24th, 2024 12:40 PM
Author: Underhanded Bronze Chapel Gay Wizard

its pretty easy to rack up a ton of debt if you're in a high COL area

lots of americans aren't making enough to cover their monthly expenses and are racking up CC debt to bridge the gap

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48126779)



Reply Favorite

Date: September 24th, 2024 12:44 PM
Author: Federal headpube

the government steals a good chunk of most people's income so jews can have 80 iqs and gay rape other 80 iq desert people

(http://www.autoadmit.com/thread.php?thread_id=5600294&forum_id=2...id#48126796)