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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Multi-colored mauve background story garrison
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Crystalline dingle berry business firm
  09/22/25
Weird
Narrow-minded space
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Tripping sable station psychic
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Multi-colored mauve background story garrison
  09/22/25
Guessing they are big Israel supporters
aphrodisiac parlor antidepressant drug
  09/22/25
...
chocolate awkward home
  09/22/25
I’m not sure either could even tell you who the curren...
Multi-colored mauve background story garrison
  09/22/25
President Biden is as sharp as a tack
Erotic Plaza
  09/28/25
agree. the side of the tack you push on.
Balding double fault
  09/28/25
...
Erotic Plaza
  09/29/25
...
Bipolar senate
  09/22/25
...
Dun location main people
  09/22/25
its a story as old as recent times
Godawful blood rage
  09/22/25
...
histrionic sinister heaven
  09/22/25
...
Tripping sable station psychic
  09/22/25
...
Territorial associate
  09/22/25
...
Beta stage
  09/22/25
...
Multi-colored mauve background story garrison
  09/22/25
...
Bipolar senate
  09/22/25
...
twisted canary mood
  09/22/25
...
Bronze razzmatazz hunting ground
  09/22/25
...
Dun location main people
  09/22/25
...
pontificating institution round eye
  09/22/25
Sounds very Gen X
Copper jap
  09/22/25
...
Beta stage
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Multi-colored mauve background story garrison
  09/22/25
Double Big Fed?
histrionic sinister heaven
  09/22/25
Not saying, but yep
Multi-colored mauve background story garrison
  09/22/25
Good for you
histrionic sinister heaven
  09/22/25
Any kids?
wonderful lay hairy legs
  09/22/25
He’s already graduated from college and doing well on ...
Multi-colored mauve background story garrison
  09/22/25
It probably will work out for him though.
umber heady meetinghouse
  09/22/25
Sadly yeah
aphrodisiac parlor antidepressant drug
  09/22/25
Tell us more about the wife's fake business
Magical brunch
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Multi-colored mauve background story garrison
  09/22/25
How can that lose 3k/month?
histrionic sinister heaven
  09/22/25
She's putting way too much scent in them
spectacular flesh principal's office
  09/22/25
...
demanding glittery mediation
  09/22/25
...
Lascivious Ruddy Boistinker Forum
  09/22/25
...
chocolate awkward home
  09/22/25
...
Hyperactive organic girlfriend
  09/22/25
...
gay tattoo
  09/22/25
...
Crimson Insane Spot
  09/22/25
...
pink autistic crotch shrine
  09/22/25
...
Multi-colored mauve background story garrison
  09/22/25
...
Bipolar senate
  09/22/25
...
chrome passionate therapy stage
  09/22/25
...
Khaki state dog poop
  09/22/25
...
Jade motley stead
  09/22/25
...
judgmental aqua cruise ship queen of the night
  09/22/25
...
Balding double fault
  09/22/25
I think you misspelled "cents."
garnet windowlicker dopamine
  09/22/25
...
Multi-colored mauve background story garrison
  09/22/25
...
vermilion talented ape
  09/26/25
...
bonkers tanning salon
  09/27/25
...
Bateful fuchsia school cafeteria
  09/28/25
...
Primrose university
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Disturbing Blue Newt
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Multi-colored mauve background story garrison
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Disturbing Blue Newt
  09/22/25
He hates his job and wants to killself daily.
Multi-colored mauve background story garrison
  09/22/25
He should work harder, save more, get that house paid off or...
Disturbing Blue Newt
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Aggressive fear-inspiring toaster
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
ultramarine big sanctuary cuckold
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
swashbuckling halford turdskin
  09/22/25
Simmer down Shapiro
Multi-colored mauve background story garrison
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Beta stage
  09/22/25
You seem to struggle with the idea that someone could build ...
Copper jap
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Beta stage
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Copper jap
  09/22/25
are you saying I should Sell High?
Beta stage
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Beta stage
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Disturbing Blue Newt
  09/22/25
Sounds like if he told his wife to close her stupid “b...
boyish bawdyhouse
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Disturbing Blue Newt
  09/22/25
...
Bronze razzmatazz hunting ground
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Beta stage
  09/22/25
Cr. It would be much better if he paid in installments, like...
hideous navy range juggernaut
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
swashbuckling halford turdskin
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
laughsome unholy cumskin kitty
  09/22/25
Why would you have several thousand per month in health care...
Beta stage
  09/22/25
(dude who has never tried to buy insurance on the individual...
laughsome unholy cumskin kitty
  09/23/25
...
vermilion talented ape
  09/26/25
Leave America
Aggressive fear-inspiring toaster
  09/28/25
He has social security and a good paying job and will have a...
hideous navy range juggernaut
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Beta stage
  09/22/25
Once his kids are out of the house he can just downsize and ...
hideous navy range juggernaut
  09/22/25
The $3000 a month that the "business" is losing ma...
Poppy racy school
  09/28/25
...
Bright Stag Film Twinkling Uncleanness
  09/28/25
He's going to be fine
Godawful blood rage
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Provocative Onyx Prole Ticket Booth
  09/22/25
For the financially retarded putting extra into your house i...
Hyperactive organic girlfriend
  09/22/25
This guy gets it
histrionic sinister heaven
  09/22/25
Raymondnomics
Beta stage
  09/22/25
...
Multi-colored mauve background story garrison
  09/22/25
...
chocolate awkward home
  09/22/25
...
Bipolar senate
  09/22/25
...
garnet windowlicker dopamine
  09/22/25
...
Khaki state dog poop
  09/22/25
...
thriller sweet tailpipe death wish
  09/28/25
...
harsh legend piazza
  09/22/25
Many such cases
Hyperactive organic girlfriend
  09/22/25
This seems to be about the median life outcome ITE
histrionic sinister heaven
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
pink autistic crotch shrine
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
histrionic sinister heaven
  09/22/25
Is your friend still in high school? My brother, in all h...
Multi-colored mauve background story garrison
  09/22/25
He is early 30s lol
pink autistic crotch shrine
  09/22/25
alpha af
Wine Insanely Creepy Toilet Seat
  09/22/25
I feel like there are more good stories about your brother, ...
Khaki state dog poop
  09/22/25
He’s got a “system” for playing slots in V...
Multi-colored mauve background story garrison
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
bonkers tanning salon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
vermilion talented ape
  09/26/25
who says you can't buy class
Aggressive fear-inspiring toaster
  09/28/25
...
vermilion talented ape
  09/28/25
He's going to need at least two new trucks before he retires...
Titillating Useless Cuck
  09/22/25
...
histrionic sinister heaven
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
vigorous frisky house goyim
  09/22/25
There's nothing else a man can reasonably drive
Titillating Useless Cuck
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Grizzly Hall Kitty Cat
  09/22/25
...
Bipolar senate
  09/22/25
...
judgmental aqua cruise ship queen of the night
  09/22/25
...
Multi-colored mauve background story garrison
  09/27/25
...
sepia excitant international law enforcement agency trailer park
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
laughsome unholy cumskin kitty
  09/23/25
Lol
dashing ungodly site
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
thriller sweet tailpipe death wish
  09/28/25
what are your heights?
judgmental aqua cruise ship queen of the night
  09/22/25
He’s 6’3 and I’m 6’1
Multi-colored mauve background story garrison
  09/22/25
he has you pwned 4lyfe
judgmental aqua cruise ship queen of the night
  09/22/25
...
Hyperactive organic girlfriend
  09/22/25
Harsh, but fair
Multi-colored mauve background story garrison
  09/22/25
What's the big deal as long as they get inheritances.
swashbuckling halford turdskin
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Khaki state dog poop
  09/22/25
...
Hyperactive organic girlfriend
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Multi-colored mauve background story garrison
  09/26/25
...
galvanic thirsty address
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Multi-colored mauve background story garrison

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Crystalline dingle berry business firm

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Narrow-minded space

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Tripping sable station psychic

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Multi-colored mauve background story garrison

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: aphrodisiac parlor antidepressant drug

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: chocolate awkward home



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Multi-colored mauve background story garrison

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Erotic Plaza

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: Balding double fault

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: Erotic Plaza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Bipolar senate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Dun location main people



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Godawful blood rage

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: histrionic sinister heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Tripping sable station psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Territorial associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Beta stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Multi-colored mauve background story garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Bipolar senate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: twisted canary mood



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Bronze razzmatazz hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Dun location main people



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: pontificating institution round eye



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Copper jap

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Beta stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Multi-colored mauve background story garrison

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: histrionic sinister heaven

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Multi-colored mauve background story garrison

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: histrionic sinister heaven

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: wonderful lay hairy legs

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Multi-colored mauve background story garrison

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: umber heady meetinghouse

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: aphrodisiac parlor antidepressant drug

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Magical brunch

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Multi-colored mauve background story garrison

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: histrionic sinister heaven

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: spectacular flesh principal's office

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: demanding glittery mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Lascivious Ruddy Boistinker Forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: chocolate awkward home



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Hyperactive organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: gay tattoo



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Crimson Insane Spot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: pink autistic crotch shrine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Multi-colored mauve background story garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Bipolar senate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: chrome passionate therapy stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Khaki state dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Jade motley stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: judgmental aqua cruise ship queen of the night



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Balding double fault



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: garnet windowlicker dopamine

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Multi-colored mauve background story garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: vermilion talented ape



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: bonkers tanning salon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Bateful fuchsia school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Primrose university



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Disturbing Blue Newt

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Multi-colored mauve background story garrison

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Disturbing Blue Newt

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Multi-colored mauve background story garrison

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Disturbing Blue Newt

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Aggressive fear-inspiring toaster

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: ultramarine big sanctuary cuckold

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: swashbuckling halford turdskin

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Multi-colored mauve background story garrison

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Beta stage

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Copper jap

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Beta stage

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: Copper jap

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Beta stage

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Beta stage

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Disturbing Blue Newt

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: boyish bawdyhouse

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Disturbing Blue Newt

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: Bronze razzmatazz hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Beta stage

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: hideous navy range juggernaut

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: swashbuckling halford turdskin

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: laughsome unholy cumskin kitty

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Beta stage

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: laughsome unholy cumskin kitty

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: vermilion talented ape



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Aggressive fear-inspiring toaster

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: hideous navy range juggernaut

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Beta stage

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: hideous navy range juggernaut

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: Poppy racy school

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Bright Stag Film Twinkling Uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Godawful blood rage

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Provocative Onyx Prole Ticket Booth

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Hyperactive organic girlfriend

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: histrionic sinister heaven

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Beta stage

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Multi-colored mauve background story garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: chocolate awkward home



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Bipolar senate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: garnet windowlicker dopamine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: Khaki state dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: thriller sweet tailpipe death wish



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: harsh legend piazza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: Hyperactive organic girlfriend

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: histrionic sinister heaven

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: pink autistic crotch shrine

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: histrionic sinister heaven

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Multi-colored mauve background story garrison

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: pink autistic crotch shrine

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Wine Insanely Creepy Toilet Seat

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Khaki state dog poop

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Multi-colored mauve background story garrison

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: bonkers tanning salon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: vermilion talented ape

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Aggressive fear-inspiring toaster

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: vermilion talented ape



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Titillating Useless Cuck

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: histrionic sinister heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: vigorous frisky house goyim

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Titillating Useless Cuck

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Grizzly Hall Kitty Cat

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: Bipolar senate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: judgmental aqua cruise ship queen of the night



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Multi-colored mauve background story garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: sepia excitant international law enforcement agency trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: laughsome unholy cumskin kitty

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: dashing ungodly site

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: thriller sweet tailpipe death wish

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: judgmental aqua cruise ship queen of the night

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Multi-colored mauve background story garrison

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: judgmental aqua cruise ship queen of the night

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Hyperactive organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Multi-colored mauve background story garrison

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: swashbuckling halford turdskin

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Khaki state dog poop

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: Hyperactive organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Multi-colored mauve background story garrison

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: galvanic thirsty address



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308752)