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POLL: What is your 401(k) balance right now

...
Nudist Orange Ape
  06/27/25
A tiny pink 500k
mind-boggling hyperactive native famous landscape painting
  06/27/25
that's not that bad
Nudist Orange Ape
  06/27/25
I guess not but the thought of grinding out another 20 years...
mind-boggling hyperactive native famous landscape painting
  06/27/25
age?
henna self-centered internal respiration hairy legs
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
ebony fragrant depressive
  06/27/25
Yep, I’m early 40s lol
mind-boggling hyperactive native famous landscape painting
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
topaz excitant state lettuce
  06/27/25
It depend on if that's his primary retirement or if he has ...
lemon supple plaza
  06/27/25
$130k
Poppy vivacious location electric furnace
  06/27/25
that's horrendous
Nudist Orange Ape
  06/27/25
i'm in between these two guys
motley sinister lodge
  06/27/25
Same, I'm in between two guys
shimmering 180 national security agency
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Poppy vivacious location electric furnace
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
henna self-centered internal respiration hairy legs
  06/27/25
My mom says I'm special.
Poppy vivacious location electric furnace
  06/27/25
even that's not true
henna self-centered internal respiration hairy legs
  06/27/25
LOL
henna self-centered internal respiration hairy legs
  06/27/25
$3.4 million in combined marital plans.
Buff boyish base
  06/27/25
damn
motley sinister lodge
  06/27/25
Age?
ebony fragrant depressive
  06/27/25
Such a waste of capital.
flirting irradiated associate business firm
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Odious carnelian gas station son of senegal
  06/27/25
this discussion happens every 401k thread. partners in bigl...
henna self-centered internal respiration hairy legs
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Odious carnelian gas station son of senegal
  06/27/25
...
flirting irradiated associate business firm
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Passionate bawdyhouse
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Impressive national
  06/27/25
.
Poppy vivacious location electric furnace
  06/27/25
Something like $800-900k for wife and I.
Emerald Kitchen Volcanic Crater
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
flirting irradiated associate business firm
  06/27/25
If you work in-house matching makes it a no-brainer.
Emerald Kitchen Volcanic Crater
  06/27/25
just do take a lot of my money and shove it up the ass of so...
flirting irradiated associate business firm
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Emerald Kitchen Volcanic Crater
  06/27/25
I want my yacht now.
flirting irradiated associate business firm
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Emerald Kitchen Volcanic Crater
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
flirting irradiated associate business firm
  06/27/25
If that's your perspective then sure, stop contributing into...
Emerald Kitchen Volcanic Crater
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Disgusting market puppy
  06/27/25
Why not put it in a Roth?
Appetizing resort jap
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Odious carnelian gas station son of senegal
  06/27/25
180
flirting irradiated associate business firm
  06/27/25
Did you know you're not required to contribute to a 401K?
Odious carnelian gas station son of senegal
  06/27/25
(guy who is not a biglaw partner)
flirting irradiated associate business firm
  06/27/25
$700k Wife - $600k
copper legal warrant
  06/27/25
43yo, $900k
Stirring Sapphire Cruise Ship Regret
  06/27/25
Early 40s. ~$2.1mm
cerebral hideous water buffalo garrison
  06/27/25
Late 20s, 250k
Appetizing resort jap
  06/27/25
Good job , young gun
lascivious set toilet seat
  06/27/25
lol at these responses
topaz excitant state lettuce
  06/27/25
go on...
henna self-centered internal respiration hairy legs
  06/27/25
30000k
Bisexual new version
  06/27/25
$399,443.16
Racy site
  06/27/25
Monday is likely to be a big day for you friend
Odious carnelian gas station son of senegal
  06/27/25
🤞🏻
Racy site
  06/27/25
IDK $150Kish. But I haven't been working long.
heady flushed scourge upon the earth party of the first part
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
zombie-like purple people who are hurt
  06/27/25
Same.
talented gunner juggernaut
  06/27/25
350,000 Kinda sad
Aggressive pit
  06/27/25
all stock/bond investments are like 750k.
exhilarant kink-friendly university affirmative action
  06/27/25
$386k total. $324k in trad, $62k in Roth
aphrodisiac institution
  06/27/25
Zero
Glittery Theater Dragon
  06/27/25
Crrrrrrrrrrrrrr
flirting irradiated associate business firm
  06/27/25
For Benzo reasons or RSF reasons?
cerebral hideous water buffalo garrison
  06/27/25
$6 million or so. I checked in January.
talented gunner juggernaut
  06/27/25
...
Odious carnelian gas station son of senegal
  06/27/25
I mean undoubtedly there is a balance but $6 million?
laughsome turquoise pistol potus
  06/27/25
$0. I don’t have a 401(k).
startling address fanboi
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Nudist Orange Ape



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: mind-boggling hyperactive native famous landscape painting

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Nudist Orange Ape

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: mind-boggling hyperactive native famous landscape painting

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: henna self-centered internal respiration hairy legs

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: ebony fragrant depressive

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: mind-boggling hyperactive native famous landscape painting

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: topaz excitant state lettuce

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: lemon supple plaza

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Poppy vivacious location electric furnace

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Nudist Orange Ape

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: motley sinister lodge

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: shimmering 180 national security agency

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Poppy vivacious location electric furnace

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: henna self-centered internal respiration hairy legs

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Poppy vivacious location electric furnace

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: henna self-centered internal respiration hairy legs

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: henna self-centered internal respiration hairy legs

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Buff boyish base

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: motley sinister lodge

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: ebony fragrant depressive

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: flirting irradiated associate business firm

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Odious carnelian gas station son of senegal

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: henna self-centered internal respiration hairy legs

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Odious carnelian gas station son of senegal

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: flirting irradiated associate business firm



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Passionate bawdyhouse

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Impressive national

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Poppy vivacious location electric furnace

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Emerald Kitchen Volcanic Crater

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: flirting irradiated associate business firm

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Emerald Kitchen Volcanic Crater

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: flirting irradiated associate business firm

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Emerald Kitchen Volcanic Crater

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: flirting irradiated associate business firm

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Emerald Kitchen Volcanic Crater

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: flirting irradiated associate business firm

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Emerald Kitchen Volcanic Crater

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Disgusting market puppy

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Appetizing resort jap

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Odious carnelian gas station son of senegal

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: flirting irradiated associate business firm

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Odious carnelian gas station son of senegal

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: flirting irradiated associate business firm

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: copper legal warrant

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Stirring Sapphire Cruise Ship Regret

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: cerebral hideous water buffalo garrison

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Appetizing resort jap

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: lascivious set toilet seat

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: topaz excitant state lettuce

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: henna self-centered internal respiration hairy legs

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Bisexual new version

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Racy site

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Odious carnelian gas station son of senegal

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Racy site

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: heady flushed scourge upon the earth party of the first part

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: zombie-like purple people who are hurt

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: talented gunner juggernaut

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Aggressive pit

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: exhilarant kink-friendly university affirmative action

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: aphrodisiac institution

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Glittery Theater Dragon

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: flirting irradiated associate business firm

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: cerebral hideous water buffalo garrison

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: talented gunner juggernaut

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Odious carnelian gas station son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: laughsome turquoise pistol potus

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: startling address fanboi

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055414)