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POLL: What is your 401(k) balance right now

...
Beady-eyed sable casino
  06/27/25
A tiny pink 500k
dashing offensive hell twinkling uncleanness
  06/27/25
that's not that bad
Beady-eyed sable casino
  06/27/25
I guess not but the thought of grinding out another 20 years...
dashing offensive hell twinkling uncleanness
  06/27/25
age?
exciting ruby church building
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
High-end Angry Library Karate
  06/27/25
Yep, I’m early 40s lol
dashing offensive hell twinkling uncleanness
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Overrated black woman state
  06/27/25
It depend on if that's his primary retirement or if he has ...
fragrant lemon theater
  06/27/25
$130k
coiffed set
  06/27/25
that's horrendous
Beady-eyed sable casino
  06/27/25
i'm in between these two guys
razzle-dazzle people who are hurt
  06/27/25
Same, I'm in between two guys
Alcoholic Trip Native
  06/27/25
The sum total of all my retirement and brokerage accounts is...
coiffed set
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
exciting ruby church building
  06/27/25
My mom says I'm special.
coiffed set
  06/27/25
even that's not true
exciting ruby church building
  06/27/25
LOL
exciting ruby church building
  06/27/25
$3.4 million in combined marital plans.
chocolate corn cake turdskin
  06/27/25
damn
razzle-dazzle people who are hurt
  06/27/25
Age?
High-end Angry Library Karate
  06/27/25
Such a waste of capital.
gold shrine ape
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Aromatic regret weed whacker
  06/27/25
this discussion happens every 401k thread. partners in bigl...
exciting ruby church building
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Aromatic regret weed whacker
  06/27/25
...
gold shrine ape
  06/27/25
The max is $70K per year including your own $23,500 contribu...
mildly autistic buff internal respiration community account
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
puce fanboi
  06/27/25
.
coiffed set
  06/27/25
Something like $800-900k for wife and I.
ruddy vibrant plaza philosopher-king
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
gold shrine ape
  06/27/25
If you work in-house matching makes it a no-brainer.
ruddy vibrant plaza philosopher-king
  06/27/25
just do take a lot of my money and shove it up the ass of so...
gold shrine ape
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
ruddy vibrant plaza philosopher-king
  06/27/25
I want my yacht now.
gold shrine ape
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
ruddy vibrant plaza philosopher-king
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
gold shrine ape
  06/27/25
If that's your perspective then sure, stop contributing into...
ruddy vibrant plaza philosopher-king
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
flatulent yellow hissy fit
  06/27/25
Why not put it in a Roth?
copper idea he suggested abode
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Aromatic regret weed whacker
  06/27/25
180
gold shrine ape
  06/27/25
Did you know you're not required to contribute to a 401K?
Aromatic regret weed whacker
  06/27/25
(guy who is not a biglaw partner)
gold shrine ape
  06/27/25
$700k Wife - $600k
ultramarine ticket booth psychic
  06/27/25
43yo, $900k
metal site
  06/27/25
Early 40s. ~$2.1mm
Blathering navy tattoo university
  06/27/25
Late 20s, 250k
copper idea he suggested abode
  06/27/25
Good job , young gun
Stirring dun area
  06/27/25
lol at these responses
Overrated black woman state
  06/27/25
go on...
exciting ruby church building
  06/27/25
30000k
olive ladyboy
  06/27/25
$399,443.16
abnormal dragon business firm
  06/27/25
Monday is likely to be a big day for you friend
Aromatic regret weed whacker
  06/27/25
🤞🏻
abnormal dragon business firm
  06/27/25
IDK $150Kish. But I haven't been working long.
multi-colored cuckold bawdyhouse
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Mint gaped base
  06/27/25
Same.
jet-lagged space affirmative action
  06/27/25
350,000 Kinda sad
floppy lodge immigrant
  06/27/25
all stock/bond investments are like 750k.
Cordovan Principal's Office
  06/27/25
$386k total. $324k in trad, $62k in Roth
adventurous avocado stage gaming laptop
  06/27/25
Zero
salmon up-to-no-good stage love of her life
  06/27/25
Crrrrrrrrrrrrrr
gold shrine ape
  06/27/25
For Benzo reasons or RSF reasons?
Blathering navy tattoo university
  06/27/25
$6 million or so. I checked in January.
jet-lagged space affirmative action
  06/27/25
...
Aromatic regret weed whacker
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Zippy property haunted graveyard
  06/27/25
$0. I don’t have a 401(k).
maniacal bat-shit-crazy temple
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Beady-eyed sable casino



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: dashing offensive hell twinkling uncleanness

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Beady-eyed sable casino

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: dashing offensive hell twinkling uncleanness

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: exciting ruby church building

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: High-end Angry Library Karate

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: dashing offensive hell twinkling uncleanness

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Overrated black woman state

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: fragrant lemon theater

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: coiffed set

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Beady-eyed sable casino

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: razzle-dazzle people who are hurt

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Alcoholic Trip Native

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: coiffed set

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: exciting ruby church building

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: coiffed set

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: exciting ruby church building

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: exciting ruby church building

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: chocolate corn cake turdskin

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: razzle-dazzle people who are hurt

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: High-end Angry Library Karate

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: gold shrine ape

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Aromatic regret weed whacker

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: exciting ruby church building

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Aromatic regret weed whacker

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: gold shrine ape



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: mildly autistic buff internal respiration community account

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: puce fanboi

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: coiffed set

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: ruddy vibrant plaza philosopher-king

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: gold shrine ape

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: ruddy vibrant plaza philosopher-king

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: gold shrine ape

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: ruddy vibrant plaza philosopher-king

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: gold shrine ape

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: ruddy vibrant plaza philosopher-king

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: gold shrine ape

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: ruddy vibrant plaza philosopher-king

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: flatulent yellow hissy fit

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: copper idea he suggested abode

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Aromatic regret weed whacker

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: gold shrine ape

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Aromatic regret weed whacker

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: gold shrine ape

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: ultramarine ticket booth psychic

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: metal site

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Blathering navy tattoo university

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: copper idea he suggested abode

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Stirring dun area

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Overrated black woman state

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: exciting ruby church building

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: olive ladyboy

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: abnormal dragon business firm

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Aromatic regret weed whacker

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: abnormal dragon business firm

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: multi-colored cuckold bawdyhouse

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Mint gaped base

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: jet-lagged space affirmative action

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: floppy lodge immigrant

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Cordovan Principal's Office

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: adventurous avocado stage gaming laptop

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: salmon up-to-no-good stage love of her life

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: gold shrine ape

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Blathering navy tattoo university

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: jet-lagged space affirmative action

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Aromatic regret weed whacker



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Zippy property haunted graveyard

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: maniacal bat-shit-crazy temple

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055414)