\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

what is the point of 401k if ur cash poor

...
mentally impaired ultramarine windowlicker temple
  07/19/25
If you over contribute you can just take a loan. Loan, not w...
racy space liquid oxygen
  07/19/25
Why are you impersonating PM again?
Galvanic Ratface Meetinghouse
  07/19/25
Fuck off cowshit
racy space liquid oxygen
  07/19/25
so you can overcontribute, take out a loan on the overcontri...
Floppy tantric psychic
  07/19/25
I don’t mean contribute over 23k/yr, I mean if you fin...
racy space liquid oxygen
  07/19/25
because in a 401k u are limited to what investments u can do...
histrionic twisted cuckold cuck
  07/19/25
if you have an employer match, tho, it's crazy not to contri...
Floppy tantric psychic
  07/19/25
More employers are allowing self directed brokerage options....
Galvanic Ratface Meetinghouse
  07/19/25
not in my day but if thats the case now i wonder what hidden...
histrionic twisted cuckold cuck
  07/19/25
Cash is cheaper than ever
gold fiercely-loyal degenerate
  07/19/25


Poast new message in this thread



Reply Favorite

Date: July 19th, 2025 10:04 PM
Author: mentally impaired ultramarine windowlicker temple



(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115456)



Reply Favorite

Date: July 19th, 2025 10:08 PM
Author: racy space liquid oxygen

If you over contribute you can just take a loan. Loan, not withdrawal. Interest goes to the balance. 401ks are underrated by internet posters as long as the fees arent retarded. Tax deferral plus can do DRIP basically the whole time, no taxes on dividends, it’s nbd. Even QQQ has a 0.5% dividend yield.

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115466)



Reply Favorite

Date: July 19th, 2025 10:10 PM
Author: Galvanic Ratface Meetinghouse

Why are you impersonating PM again?

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115472)



Reply Favorite

Date: July 19th, 2025 10:10 PM
Author: racy space liquid oxygen

Fuck off cowshit

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115476)



Reply Favorite

Date: July 19th, 2025 10:10 PM
Author: Floppy tantric psychic

so you can overcontribute, take out a loan on the overcontribution, and then pay it back so you end up contributing more than allowed?

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115475)



Reply Favorite

Date: July 19th, 2025 10:12 PM
Author: racy space liquid oxygen

I don’t mean contribute over 23k/yr, I mean if you find yourself at the cusp of financial ruin with a big 401k balance, a loan is nbd

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115479)



Reply Favorite

Date: July 19th, 2025 10:10 PM
Author: histrionic twisted cuckold cuck

because in a 401k u are limited to what investments u can do, this is so jews can charge higher expense ratios. if u dont fund ur 401k u are hurting jews which is a crime against humanity, a literal financial holocaust and u cld have ur US citizenship revoked, its a veddy serious thing, saar

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115473)



Reply Favorite

Date: July 19th, 2025 10:12 PM
Author: Floppy tantric psychic

if you have an employer match, tho, it's crazy not to contribute and get that free untaxed money

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115480)



Reply Favorite

Date: July 19th, 2025 10:15 PM
Author: Galvanic Ratface Meetinghouse

More employers are allowing self directed brokerage options.y last two firms have. I have like 400k of my 401k balance in the bitcoin and ETH etfs.

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115485)



Reply Favorite

Date: July 19th, 2025 10:18 PM
Author: histrionic twisted cuckold cuck

not in my day but if thats the case now i wonder what hidden fees u are paying cause no way jews permit this, and u know investment comps literally PAY employers to choose them, its veddy corrupt

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115487)



Reply Favorite

Date: July 19th, 2025 10:12 PM
Author: gold fiercely-loyal degenerate

Cash is cheaper than ever

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2...id.#49115481)