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irl goy here, what's the reason *not* to use Klarna?
| insecure primrose jewess | 12/04/25 |
| Vivacious digit ratio trailer park | 12/04/25 |
| insecure primrose jewess | 12/04/25 |
| Misunderstood pit wagecucks | 12/04/25 |
| well-lubricated laughsome legend | 12/04/25 |
| confused zombie-like chad spot | 12/04/25 |
| Indigo Tanning Salon | 12/04/25 |
| confused zombie-like chad spot | 12/04/25 |
| Saffron Violent Indian Lodge Legal Warrant | 12/04/25 |
| cowardly locale hunting ground | 12/04/25 |
| Violet kitchen halford | 12/04/25 |
| lascivious brindle famous landscape painting | 12/04/25 |
| violent underhanded boistinker sweet tailpipe | 12/04/25 |
| Heady Whorehouse Faggotry | 12/04/25 |
| Swashbuckling jap keepsake machete | 12/04/25 |
| provocative parlor gaming laptop | 12/04/25 |
| Swashbuckling jap keepsake machete | 12/04/25 |
| fantasy-prone territorial orchestra pit | 12/04/25 |
| floppy menage | 12/04/25 |
| Dashing marketing idea death wish | 12/04/25 |
| diverse bat shit crazy cruise ship | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Bearded home useless brakes | 12/04/25 |
| insecure primrose jewess | 12/04/25 |
| Bearded home useless brakes | 12/04/25 |
| Rose glittery principal's office boiling water | 12/04/25 |
| insecure primrose jewess | 12/04/25 |
| Bearded home useless brakes | 12/04/25 |
| excitant abode idea he suggested | 12/04/25 |
| well-lubricated laughsome legend | 12/04/25 |
| Pale hairy legs | 12/04/25 |
| cowardly locale hunting ground | 12/04/25 |
| Chrome Overrated Property Toilet Seat | 12/04/25 |
| flickering trip coldplay fan point | 12/04/25 |
| Free-loading Beady-eyed Black Woman | 12/04/25 |
| insecure primrose jewess | 12/04/25 |
| disrespectful thriller associate faggot firefighter | 12/04/25 |
| big bawdyhouse skinny woman | 12/04/25 |
| well-lubricated laughsome legend | 12/04/25 |
| startled sooty chapel queen of the night | 12/04/25 |
| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: insecure primrose jewess I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Vivacious digit ratio trailer park there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49482999) |
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Date: December 4th, 2025 11:00 AM Author: insecure primrose jewess is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Misunderstood pit wagecucks https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483007) |
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Date: December 4th, 2025 12:03 PM Author: well-lubricated laughsome legend (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483228) |
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Date: December 4th, 2025 11:00 AM Author: confused zombie-like chad spot they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Indigo Tanning Salon What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483081) |
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Date: December 4th, 2025 11:33 AM Author: confused zombie-like chad spot ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483109) |
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Date: December 4th, 2025 11:10 AM Author: Saffron Violent Indian Lodge Legal Warrant A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483020) |
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Date: December 4th, 2025 11:34 AM Author: cowardly locale hunting ground you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Violet kitchen halford My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483996) |
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Date: December 4th, 2025 11:30 AM Author: lascivious brindle famous landscape painting This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483100) |
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Date: December 4th, 2025 11:44 AM Author: violent underhanded boistinker sweet tailpipe (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Heady Whorehouse Faggotry (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Swashbuckling jap keepsake machete (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483229) |
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Date: December 4th, 2025 12:23 PM Author: provocative parlor gaming laptop The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Swashbuckling jap keepsake machete I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483292) |
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Date: December 4th, 2025 2:21 PM Author: fantasy-prone territorial orchestra pit this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: floppy menage (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Dashing marketing idea death wish This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: diverse bat shit crazy cruise ship You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Bearded home useless brakes the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: insecure primrose jewess nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Bearded home useless brakes i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483125) |
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Date: December 4th, 2025 11:55 AM Author: Rose glittery principal's office boiling water let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483194) |
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Date: December 4th, 2025 12:02 PM Author: insecure primrose jewess dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Bearded home useless brakes rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483232) |
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Date: December 4th, 2025 11:38 AM Author: excitant abode idea he suggested Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483123) |
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Date: December 4th, 2025 12:02 PM Author: well-lubricated laughsome legend (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Pale hairy legs How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483140) |
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Date: December 4th, 2025 11:46 AM Author: cowardly locale hunting ground (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Chrome Overrated Property Toilet Seat Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483159) |
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Date: December 4th, 2025 11:48 AM Author: flickering trip coldplay fan point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483165) |
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Date: December 4th, 2025 11:51 AM Author: Free-loading Beady-eyed Black Woman https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483180) |
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Date: December 4th, 2025 11:56 AM Author: insecure primrose jewess we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483198) |
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Date: December 4th, 2025 11:58 AM Author: disrespectful thriller associate faggot firefighter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483205) |
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Date: December 4th, 2025 3:47 PM Author: big bawdyhouse skinny woman (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483977) |
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Date: December 4th, 2025 12:02 PM Author: well-lubricated laughsome legend Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483222) |
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Date: December 4th, 2025 2:14 PM Author: startled sooty chapel queen of the night Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2...id.#49792117) |