\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

xo is great in many ways, but the financial thinking is 120

mostly a bunch of scared monkeys always talking about the la...
turquoise hell partner
  07/07/25
aren’t you that retard who thinks families with kids s...
beady-eyed locale mexican
  07/07/25
no, I agree that you should be a serf and sign a 30 year pro...
turquoise hell partner
  07/07/25
are you unaware that houses can be bought/sold with about th...
beady-eyed locale mexican
  07/08/25
yes, houses are notoriously liquid and usually people want t...
turquoise hell partner
  07/08/25
I could sell my house and be out of it in a month. Last rent...
beady-eyed locale mexican
  07/08/25
I never said you shouldn’t own property right now m...
turquoise hell partner
  07/08/25
they could if they wanted to or really needed to but they'd ...
beady-eyed locale mexican
  07/08/25
tyft for a minute there I thought you were being serious
turquoise hell partner
  07/08/25
you are a retard. have fun having to beg your landlord to fi...
beady-eyed locale mexican
  07/08/25
I’m a 180 landlord x2 and I’ve never had problem...
turquoise hell partner
  07/08/25
there's no such thing as too big a house
beady-eyed locale mexican
  07/08/25
good goy
turquoise hell partner
  07/08/25
https://youtu.be/Di0eo7YKmS4?t=24
Irate Nibblets Piazza
  07/07/25
wow
turquoise hell partner
  07/07/25
cr, the hit rate on financial advice here is probably around...
light haunted graveyard
  07/07/25
because nobody got the actual argument correct. the corr...
hideous spot friendly grandma
  07/07/25
it's just a mechanism to rug spics, jeets, wiggers, and nigg...
Irate Nibblets Piazza
  07/07/25
cr crypto advice was only correct if it was recognized as...
turquoise hell partner
  07/07/25
(enterprise class web3 builder master man)
Peach son of senegal circlehead
  07/07/25
The correct view of crypto is that it's tulipomania but it s...
Plum Bat-shit-crazy Kitchen Rigpig
  07/07/25
no, JFC it’s not too big too fail, it’s just ...
turquoise hell partner
  07/07/25
(Guy who hates winning)
Plum Bat-shit-crazy Kitchen Rigpig
  07/07/25
I’m not a hater of those who maed it in crypto, but th...
turquoise hell partner
  07/07/25
The reality is it's beating the S&P500 3x YTD. That's re...
Plum Bat-shit-crazy Kitchen Rigpig
  07/07/25
lol, you’re tripling down and proving my OP beyond a r...
turquoise hell partner
  07/07/25
You're one of the biggest retards ever to poast here
Plum Bat-shit-crazy Kitchen Rigpig
  07/07/25
idk did you even read the white papers or check out the grea...
light haunted graveyard
  07/07/25
I fell for ETH's smart contract scam
flushed fantasy-prone site
  07/07/25
Tether and USDC are useful, but they aren't a way to make mu...
exhilarant tattoo meetinghouse
  07/08/25
100% hindsight opinion
Razzle-dazzle transparent orchestra pit half-breed
  07/08/25
but no, u had to umc greedpig & purell
Peach son of senegal circlehead
  07/07/25
this is a better outcome than 2/3 of the board
turquoise hell partner
  07/07/25
https://www.youtube.com/watch?v=bXk3teJpzGU
Peach son of senegal circlehead
  07/07/25
2/3 of xo in 2025: “damn, Chris Farley had it made&rdq...
turquoise hell partner
  07/07/25
https://www.youtube.com/watch?v=CK8FmhNpBMg
Peach son of senegal circlehead
  07/07/25
lol, is this worth watching again? haven’t seen it sin...
turquoise hell partner
  07/07/25
https://www.youtube.com/watch?v=mEB7WbTTlu4 its on tv all...
Peach son of senegal circlehead
  07/07/25
TB still holds up very well I know
turquoise hell partner
  07/08/25
Intelligently purchased rare coins can, over a 10+ year time...
Ocher legal warrant community account
  07/07/25
still all speculative instruments, but much more interesting...
turquoise hell partner
  07/07/25
(Guy who abhors amassing wealth)
Plum Bat-shit-crazy Kitchen Rigpig
  07/07/25
One could argue that all financial instruments possess a spe...
Ocher legal warrant community account
  07/07/25
not if they produce income right away. you can just buy cash...
turquoise hell partner
  07/07/25
And there's never any risk to the underlying?
Ocher legal warrant community account
  07/07/25
there’s always risk, but you’re getting paid in ...
turquoise hell partner
  07/08/25
lol, go ahead and share one piece of financial wisdom that o...
twinkling new version
  07/07/25
but low, sell high
turquoise hell partner
  07/07/25
the only advice for a male who has ever had a real job is ne...
Motley cheese-eating international law enforcement agency codepig
  07/08/25
finally something I can agree with 100%
turquoise hell partner
  07/08/25
What's wrong with retirement
Electric theater affirmative action
  07/08/25
retirement is not assured life >>>>>> r...
turquoise hell partner
  07/08/25
so?
Electric theater affirmative action
  07/08/25


Poast new message in this thread



Reply Favorite

Date: July 7th, 2025 6:32 PM
Author: turquoise hell partner

mostly a bunch of scared monkeys always talking about the latest thing, or about (((retirement))) etc

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080319)



Reply Favorite

Date: July 7th, 2025 6:33 PM
Author: beady-eyed locale mexican

aren’t you that retard who thinks families with kids should rent in perpetuity?

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080321)



Reply Favorite

Date: July 7th, 2025 7:05 PM
Author: turquoise hell partner

no, I agree that you should be a serf and sign a 30 year promissory note to live in one place no matter your actual housing needs

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080423)



Reply Favorite

Date: July 8th, 2025 7:43 AM
Author: beady-eyed locale mexican

are you unaware that houses can be bought/sold with about the same amount of effort/time as getting out of a rental lease?

Lol at handing $ in continually increasing amounts to some jewfuck. Just do be 75 years old and having to pay $15k/mo for some shithole that costs $2k currently

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49081780)



Reply Favorite

Date: July 8th, 2025 7:58 AM
Author: turquoise hell partner

yes, houses are notoriously liquid and usually people want to sell at a good moment in the market

also the upkeep is basically free and carrying costs are static 🙄

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49081802)



Reply Favorite

Date: July 8th, 2025 8:59 AM
Author: beady-eyed locale mexican

I could sell my house and be out of it in a month. Last rental I left I had to pay two extra months because they couldn’t find anyone to take over my lease. All the taxes and upkeep are priced into your perpetually increasing rent and you have to live with garbage cut rate shit instead of doing what you want. lol at that not being a serf.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49081914)



Reply Favorite

Date: July 8th, 2025 9:34 AM
Author: turquoise hell partner

I never said you shouldn’t own property

right now millions of Americans want to sell and move but can’t because interests rate have spiked and they are stuck to the land. neo serfdom is already here

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49082003)



Reply Favorite

Date: July 8th, 2025 11:24 AM
Author: beady-eyed locale mexican

they could if they wanted to or really needed to but they'd rather continue taking advantage of the good financial decision they made to borrow $ when rates were at an all time low. that's hardly "serfdom". having your kids shit in a toilet 100s of other transients have already shit in and having to ask permissions to your "landlord" to change the paint color of your daughter's bedroom is actual serfdom.

double lol at renting an apartment with a family. just do hear other people's shit running through the pipes behind your walls at all hours of the night and just do have your 6 month old you just got to sleep get woken up by the sound of your neighbors fucking. no thank.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49082304)



Reply Favorite

Date: July 8th, 2025 1:14 PM
Author: turquoise hell partner

tyft

for a minute there I thought you were being serious

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49082653)



Reply Favorite

Date: July 8th, 2025 2:23 PM
Author: beady-eyed locale mexican

you are a retard. have fun having to beg your landlord to fix anything broken in his house that you pay him to live in only to have him do it as half assed as is legally possible.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49082912)



Reply Favorite

Date: July 8th, 2025 3:10 PM
Author: turquoise hell partner

I’m a 180 landlord x2 and I’ve never had problems being a tenant either

enjoy being a neurotic freak stuck in a house Thats either too big or too small 80% of the time

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49083068)



Reply Favorite

Date: July 8th, 2025 4:09 PM
Author: beady-eyed locale mexican

there's no such thing as too big a house

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49083279)



Reply Favorite

Date: July 8th, 2025 4:24 PM
Author: turquoise hell partner

good goy

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49083339)



Reply Favorite

Date: July 7th, 2025 6:36 PM
Author: Irate Nibblets Piazza

https://youtu.be/Di0eo7YKmS4?t=24

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080326)



Reply Favorite

Date: July 7th, 2025 7:06 PM
Author: turquoise hell partner

wow

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080424)



Reply Favorite

Date: July 7th, 2025 6:39 PM
Author: light haunted graveyard

cr, the hit rate on financial advice here is probably around 1%. sadly, that 1% is crypto, which i missed the boat on since i assumed it was typical xo retardo shit

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080332)



Reply Favorite

Date: July 7th, 2025 6:45 PM
Author: hideous spot friendly grandma

because nobody got the actual argument correct.

the correct way to pitch crypto was: "there's a good chance it could be an insane store of value ponzi scheme like gold", but people tried to pretend like if it *did* end up becoming "digital gold" that there would be some rational reason for it being a store of value. there isn't, but turns out you don't actually need one.

that's to say nothing of the people who argued for its future value based on utility. it's still largely useless unless you're buying drugs on the internet and hundreds of billions of VC web 3.0 dollars later there isn't a case for normies to give a shit about it irl. so these people were just flat out 100% wrong, even after insane resources being poured into materializing the prophecy

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080351)



Reply Favorite

Date: July 7th, 2025 6:46 PM
Author: Irate Nibblets Piazza

it's just a mechanism to rug spics, jeets, wiggers, and niggers and transfer their excess income to left tail jews

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080359)



Reply Favorite

Date: July 7th, 2025 7:07 PM
Author: turquoise hell partner

cr

crypto advice was only correct if it was recognized as a 99% speculation play. those who called it an “investment” were blind to the risk, regardless of outcome

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080429)



Reply Favorite

Date: July 7th, 2025 7:07 PM
Author: Peach son of senegal circlehead

(enterprise class web3 builder master man)

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080430)



Reply Favorite

Date: July 7th, 2025 7:08 PM
Author: Plum Bat-shit-crazy Kitchen Rigpig

The correct view of crypto is that it's tulipomania but it symbolically means so much to so many people that it will somehow never exactly die. It's a tulip bubble that's too big to fail. And unlike planting more tulips you can't make more bitcoin. So it's a limited resource and enough people are certain of its value that it will never truly go away.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080431)



Reply Favorite

Date: July 7th, 2025 7:09 PM
Author: turquoise hell partner

no, JFC

it’s not too big too fail, it’s just tulip mania with a much longer shelf life. but it ends the same way

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080434)



Reply Favorite

Date: July 7th, 2025 7:09 PM
Author: Plum Bat-shit-crazy Kitchen Rigpig

(Guy who hates winning)

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080436)



Reply Favorite

Date: July 7th, 2025 7:11 PM
Author: turquoise hell partner

I’m not a hater of those who maed it in crypto, but the reality of the gamble has to be acknowledged

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080442)



Reply Favorite

Date: July 7th, 2025 7:12 PM
Author: Plum Bat-shit-crazy Kitchen Rigpig

The reality is it's beating the S&P500 3x YTD. That's reality and you are an abject retard who knows nothing of which you speak.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080446)



Reply Favorite

Date: July 7th, 2025 7:14 PM
Author: turquoise hell partner

lol, you’re tripling down and proving my OP beyond a reasonable doubt

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080455)



Reply Favorite

Date: July 7th, 2025 8:27 PM
Author: Plum Bat-shit-crazy Kitchen Rigpig

You're one of the biggest retards ever to poast here

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080726)



Reply Favorite

Date: July 7th, 2025 7:10 PM
Author: light haunted graveyard

idk did you even read the white papers or check out the great team?

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080438)



Reply Favorite

Date: July 7th, 2025 7:17 PM
Author: flushed fantasy-prone site

I fell for ETH's smart contract scam

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080472)



Reply Favorite

Date: July 8th, 2025 1:56 AM
Author: exhilarant tattoo meetinghouse

Tether and USDC are useful, but they aren't a way to make much money.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49081570)



Reply Favorite

Date: July 8th, 2025 9:01 AM
Author: Razzle-dazzle transparent orchestra pit half-breed

100% hindsight opinion

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49081920)



Reply Favorite

Date: July 7th, 2025 6:45 PM
Author: Peach son of senegal circlehead
Subject: but no, u had to umc greedpig & purell

you can park an $8,000k RV on nearly any body of water in California + cop dat EBT & retire fish & drink & boink chicks

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080354)



Reply Favorite

Date: July 7th, 2025 7:08 PM
Author: turquoise hell partner

this is a better outcome than 2/3 of the board

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080432)



Reply Favorite

Date: July 7th, 2025 7:10 PM
Author: Peach son of senegal circlehead

https://www.youtube.com/watch?v=bXk3teJpzGU

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080437)



Reply Favorite

Date: July 7th, 2025 7:12 PM
Author: turquoise hell partner

2/3 of xo in 2025: “damn, Chris Farley had it made”

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080445)



Reply Favorite

Date: July 7th, 2025 7:17 PM
Author: Peach son of senegal circlehead

https://www.youtube.com/watch?v=CK8FmhNpBMg

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080468)



Reply Favorite

Date: July 7th, 2025 7:25 PM
Author: turquoise hell partner

lol, is this worth watching again? haven’t seen it since it came out

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080492)



Reply Favorite

Date: July 7th, 2025 7:41 PM
Author: Peach son of senegal circlehead

https://www.youtube.com/watch?v=mEB7WbTTlu4

its on tv all the time every holiday weekend in the us

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080574)



Reply Favorite

Date: July 8th, 2025 1:43 AM
Author: turquoise hell partner

TB still holds up very well I know

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49081542)



Reply Favorite

Date: July 7th, 2025 6:51 PM
Author: Ocher legal warrant community account

Intelligently purchased rare coins can, over a 10+ year time frame, be expected to behave on par with or better than a t-bond.

With a bit of research, you can often cherry pick rare varieties for a very good price.

I'm still surprised that there are so many purported high salaries here but almost nobody's involved in the collecting markets. TSINAH's maps and CSLG's modern first-print books are the only examples that come to mind.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080379)



Reply Favorite

Date: July 7th, 2025 7:10 PM
Author: turquoise hell partner

still all speculative instruments, but much more interesting than crypto

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080440)



Reply Favorite

Date: July 7th, 2025 7:11 PM
Author: Plum Bat-shit-crazy Kitchen Rigpig

(Guy who abhors amassing wealth)

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080443)



Reply Favorite

Date: July 7th, 2025 7:26 PM
Author: Ocher legal warrant community account

One could argue that all financial instruments possess a speculative nature.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080497)



Reply Favorite

Date: July 7th, 2025 7:32 PM
Author: turquoise hell partner

not if they produce income right away. you can just buy cash flow

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080518)



Reply Favorite

Date: July 7th, 2025 7:34 PM
Author: Ocher legal warrant community account

And there's never any risk to the underlying?

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080539)



Reply Favorite

Date: July 8th, 2025 1:47 AM
Author: turquoise hell partner

there’s always risk, but you’re getting paid in the meantime and you can use this money to buy other assets, or that’s your retirement income. then the kids inherit the assets

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49081550)



Reply Favorite

Date: July 7th, 2025 7:14 PM
Author: twinkling new version

lol, go ahead and share one piece of financial wisdom that only your 85 iq dumbass perceived before any of us, would love to hear it

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080456)



Reply Favorite

Date: July 7th, 2025 7:25 PM
Author: turquoise hell partner

but low, sell high

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49080495)



Reply Favorite

Date: July 8th, 2025 1:19 PM
Author: Motley cheese-eating international law enforcement agency codepig

the only advice for a male who has ever had a real job is never, ever, ever, under any circumstances spend money. spending money is for women and children.

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49082667)



Reply Favorite

Date: July 8th, 2025 1:29 PM
Author: turquoise hell partner

finally something I can agree with 100%

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49082690)



Reply Favorite

Date: July 8th, 2025 4:11 PM
Author: Electric theater affirmative action

What's wrong with retirement

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49083290)



Reply Favorite

Date: July 8th, 2025 4:25 PM
Author: turquoise hell partner

retirement is not assured

life >>>>>> retirement

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49083345)



Reply Favorite

Date: July 8th, 2025 4:29 PM
Author: Electric theater affirmative action

so?

(http://www.autoadmit.com/thread.php?thread_id=5747284&forum_id=2...id.#49083358)