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POLL: What is your 401(k) balance right now

...
Light irate main people
  06/27/25
A tiny pink 500k
Bateful public bath
  06/27/25
that's not that bad
Light irate main people
  06/27/25
I guess not but the thought of grinding out another 20 years...
Bateful public bath
  06/27/25
age?
Hateful ticket booth
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
excitant station selfie
  06/27/25
Yep, I’m early 40s lol
Bateful public bath
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Bat Shit Crazy People Who Are Hurt
  06/27/25
It depend on if that's his primary retirement or if he has ...
adventurous bespoke boltzmann organic girlfriend
  06/27/25
$130k
charcoal chad
  06/27/25
that's horrendous
Light irate main people
  06/27/25
i'm in between these two guys
French trip pocket flask twinkling uncleanness
  06/27/25
Same, I'm in between two guys
fluffy potus
  06/27/25
The sum total of all my retirement and brokerage accounts is...
charcoal chad
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Hateful ticket booth
  06/27/25
My mom says I'm special.
charcoal chad
  06/27/25
even that's not true
Hateful ticket booth
  06/27/25
LOL
Hateful ticket booth
  06/27/25
$3.4 million in combined marital plans.
Apoplectic crotch
  06/27/25
damn
French trip pocket flask twinkling uncleanness
  06/27/25
Age?
excitant station selfie
  06/27/25
Such a waste of capital.
poppy stimulating trump supporter
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Walnut Principal's Office Dingle Berry
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Hateful ticket booth
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Walnut Principal's Office Dingle Berry
  06/27/25
...
poppy stimulating trump supporter
  06/27/25
The max is $70K per year including your own $23,500 contribu...
comical national
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Pearl round eye
  06/27/25
.
charcoal chad
  06/27/25
Something like $800-900k for wife and I.
aromatic abode depressive
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
poppy stimulating trump supporter
  06/27/25
If you work in-house matching makes it a no-brainer.
aromatic abode depressive
  06/27/25
just do take a lot of my money and shove it up the ass of so...
poppy stimulating trump supporter
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
aromatic abode depressive
  06/27/25
I want my yacht now.
poppy stimulating trump supporter
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
aromatic abode depressive
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
poppy stimulating trump supporter
  06/27/25
If that's your perspective then sure, stop contributing into...
aromatic abode depressive
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
turquoise bisexual boiling water party of the first part
  06/27/25
Why not put it in a Roth?
stubborn gunner
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Walnut Principal's Office Dingle Berry
  06/27/25
180
poppy stimulating trump supporter
  06/27/25
Did you know you're not required to contribute to a 401K?
Walnut Principal's Office Dingle Berry
  06/27/25
(guy who is not a biglaw partner)
poppy stimulating trump supporter
  06/27/25
$700k Wife - $600k
Idiotic nursing home degenerate
  06/27/25
43yo, $900k
amethyst talking corn cake
  06/27/25
Early 40s. ~$2.1mm
hot kitchen
  06/27/25
Late 20s, 250k
stubborn gunner
  06/27/25
Good job , young gun
doobsian stage
  06/27/25
lol at these responses
Bat Shit Crazy People Who Are Hurt
  06/27/25
go on...
Hateful ticket booth
  06/27/25
30000k
violet dopamine
  06/27/25
$399,443.16
Ocher embarrassed to the bone macaca hell
  06/27/25
Monday is likely to be a big day for you friend
Walnut Principal's Office Dingle Berry
  06/27/25
🤞🏻
Ocher embarrassed to the bone macaca hell
  06/27/25
IDK $150Kish. But I haven't been working long.
Salmon Vigorous Mood
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
stirring blue corner
  06/27/25
Same.
passionate twinkling multi-billionaire
  06/27/25
350,000 Kinda sad
Cerebral Bistre Locale
  06/27/25
all stock/bond investments are like 750k.
Thriller Tanning Salon
  06/27/25
$386k total. $324k in trad, $62k in Roth
cracking lay useless brakes
  06/27/25
Zero
Dun Self-centered Location
  06/27/25
Crrrrrrrrrrrrrr
poppy stimulating trump supporter
  06/27/25
For Benzo reasons or RSF reasons?
hot kitchen
  06/27/25
$6 million or so. I checked in January.
passionate twinkling multi-billionaire
  06/27/25
...
Walnut Principal's Office Dingle Berry
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Yellow Underhanded Step-uncle's House Tank
  06/27/25
$0. I don’t have a 401(k).
Diverse Well-lubricated Temple Private Investor
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Light irate main people



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Bateful public bath

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Light irate main people

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Bateful public bath

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Hateful ticket booth

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: excitant station selfie

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Bateful public bath

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Bat Shit Crazy People Who Are Hurt

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: adventurous bespoke boltzmann organic girlfriend

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: charcoal chad

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Light irate main people

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: French trip pocket flask twinkling uncleanness

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: fluffy potus

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: charcoal chad

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Hateful ticket booth

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: charcoal chad

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Hateful ticket booth

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Hateful ticket booth

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Apoplectic crotch

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: French trip pocket flask twinkling uncleanness

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: excitant station selfie

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: poppy stimulating trump supporter

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Walnut Principal's Office Dingle Berry

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Hateful ticket booth

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Walnut Principal's Office Dingle Berry

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: poppy stimulating trump supporter



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: comical national

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Pearl round eye

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: charcoal chad

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: aromatic abode depressive

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: poppy stimulating trump supporter

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: aromatic abode depressive

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: poppy stimulating trump supporter

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: aromatic abode depressive

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: poppy stimulating trump supporter

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: aromatic abode depressive

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: poppy stimulating trump supporter

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: aromatic abode depressive

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: turquoise bisexual boiling water party of the first part

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: stubborn gunner

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Walnut Principal's Office Dingle Berry

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: poppy stimulating trump supporter

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Walnut Principal's Office Dingle Berry

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: poppy stimulating trump supporter

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Idiotic nursing home degenerate

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: amethyst talking corn cake

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: hot kitchen

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: stubborn gunner

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: doobsian stage

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Bat Shit Crazy People Who Are Hurt

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Hateful ticket booth

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: violet dopamine

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Ocher embarrassed to the bone macaca hell

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Walnut Principal's Office Dingle Berry

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Ocher embarrassed to the bone macaca hell

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Salmon Vigorous Mood

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: stirring blue corner

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: passionate twinkling multi-billionaire

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Cerebral Bistre Locale

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Thriller Tanning Salon

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: cracking lay useless brakes

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Dun Self-centered Location

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: poppy stimulating trump supporter

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: hot kitchen

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: passionate twinkling multi-billionaire

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Walnut Principal's Office Dingle Berry



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Yellow Underhanded Step-uncle's House Tank

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Diverse Well-lubricated Temple Private Investor

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055414)