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3rd year biglaw, 156k student loans, 30k cc debt

...
orchid mischievous hospital
  05/08/12
Think I might just walk away from this job.
orchid mischievous hospital
  05/08/12
...
zesty
  01/20/26
why brother
cream digit ratio
  05/08/12
Big ballin I suppose.
orchid mischievous hospital
  05/08/12
well, keep balling man. no way you're going to pay it back b...
cream digit ratio
  05/08/12
That's pretty much the plan. I kinda want to quit law thoug...
orchid mischievous hospital
  05/08/12
...
drab liquid oxygen
  05/08/12
That's a lot of debt.
arousing slap-happy box office
  05/08/12
Not that bad other than I want to quit my job.
orchid mischievous hospital
  05/08/12
just do thing called social network and IPO it for $99 billi...
Maniacal bright heaven son of senegal
  05/08/12
I'm down.
orchid mischievous hospital
  05/08/12
nice moniker
Marvelous brunch boiling water
  05/08/12
Thanks. I might just quit and head out to Las Vegas.
orchid mischievous hospital
  05/08/12
Between the 101-proof breath and the occasional bits of droo...
Marvelous brunch boiling water
  05/08/12
fact u have that much CC debt indicates u just suck at money...
Maniacal bright heaven son of senegal
  05/08/12
I'm terrible with money but I always seem to have plenty to ...
orchid mischievous hospital
  05/08/12
bro u have plenty to spend cause u are taking money from ban...
Maniacal bright heaven son of senegal
  05/08/12
credit cards are like 9% to 11%. student loans are 8%. not t...
glittery field boistinker
  05/08/12
CC are at least 13% these days. Bad rates are def 24%.
Impressive indigo ape love of her life
  05/08/12
The weighted average on my cc debt is like 16%. Sucks but s...
orchid mischievous hospital
  05/08/12
bro, unless u are buying high class whores this isnt worth i...
Maniacal bright heaven son of senegal
  05/08/12
fuck off you pussy ass beta
aphrodisiac balding site genital piercing
  05/08/12
No hos. Have an expensive gf though.
orchid mischievous hospital
  05/08/12
that is abt the worst reason to go into debt man ur fucki...
Maniacal bright heaven son of senegal
  05/08/12
Wow. You're me until I liquidated the savings to pay off ...
Impressive indigo ape love of her life
  05/08/12
I like your style. I might pay some off. I only have like ...
orchid mischievous hospital
  05/08/12
I mean I literally have 156k in SL debt and am a 3rd year. ...
Impressive indigo ape love of her life
  05/08/12
There's got to be plenty of us. The only thing that sucks i...
orchid mischievous hospital
  05/08/12
how? I'd ask the other dood, but he's obviously flame
primrose pea-brained piazza electric furnace
  05/08/12
Not flame. It's actually worse than I've portrayed. Probab...
orchid mischievous hospital
  05/08/12
how is it possible you're such a dumbass though? I'll play a...
primrose pea-brained piazza electric furnace
  05/08/12
whats up with all that CC debt man?
Stirring roast beef milk
  05/08/12
Serious. I need to quit it.
orchid mischievous hospital
  05/08/12
DESCRIBE how you ball out
Hyperactive locale candlestick maker
  05/08/12
I don't really, waste money gambling mostly.
orchid mischievous hospital
  05/08/12
sports betting?
Hyperactive locale candlestick maker
  05/08/12
Sports, ponies and the tables.
orchid mischievous hospital
  05/08/12
work on that cc debt. that is atrocious.
ocher hell partner
  05/08/12
brother - 210k in student debt, 30k in cc debt. 1.5 years bi...
concupiscible depressive lay
  05/08/12
this has to be flame. why would you ever have cc debt as a b...
Idiotic charismatic church building
  05/08/12
I am like u except I have no student loans... 25k CC debt, 3...
Umber stimulating preventive strike
  05/08/12
so, not like him at all really
Hyperactive locale candlestick maker
  05/08/12
why would you invest in anything (even 401k) before paying o...
Sooty gunner filthpig
  05/08/12
If not biglaw, company match.
Hairless trailer park
  05/08/12
Still not worth it IMO. If his CC debt is at like 15% even ...
Sooty gunner filthpig
  05/08/12
why don't you give one of those debt crisis lines a call bro...
titillating very tactful school cafeteria associate
  05/08/12
I am 2nd year biglaw, $144k student loan principal, and $5k ...
Cerise twisted sex offender cruise ship
  05/08/12


Poast new message in this thread



Reply Favorite

Date: May 8th, 2012 12:21 AM
Author: orchid mischievous hospital



(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641107)



Reply Favorite

Date: May 8th, 2012 12:22 AM
Author: orchid mischievous hospital

Think I might just walk away from this job.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641116)



Reply Favorite

Date: January 20th, 2026 7:16 PM
Author: zesty



(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#49604724)



Reply Favorite

Date: May 8th, 2012 12:24 AM
Author: cream digit ratio

why brother

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641139)



Reply Favorite

Date: May 8th, 2012 12:25 AM
Author: orchid mischievous hospital

Big ballin I suppose.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641151)



Reply Favorite

Date: May 8th, 2012 12:26 AM
Author: cream digit ratio

well, keep balling man. no way you're going to pay it back barring a miracle

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641162)



Reply Favorite

Date: May 8th, 2012 12:31 AM
Author: orchid mischievous hospital

That's pretty much the plan. I kinda want to quit law though. Live more of a laid back lifestyle and not need so much money.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641224)



Reply Favorite

Date: May 8th, 2012 2:20 AM
Author: drab liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20642080)



Reply Favorite

Date: May 8th, 2012 12:24 AM
Author: arousing slap-happy box office

That's a lot of debt.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641140)



Reply Favorite

Date: May 8th, 2012 12:26 AM
Author: orchid mischievous hospital

Not that bad other than I want to quit my job.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641168)



Reply Favorite

Date: May 8th, 2012 12:24 AM
Author: Maniacal bright heaven son of senegal

just do thing called social network and IPO it for $99 billion, bro

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641145)



Reply Favorite

Date: May 8th, 2012 12:26 AM
Author: orchid mischievous hospital

I'm down.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641161)



Reply Favorite

Date: May 8th, 2012 12:24 AM
Author: Marvelous brunch boiling water

nice moniker

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641146)



Reply Favorite

Date: May 8th, 2012 12:27 AM
Author: orchid mischievous hospital

Thanks. I might just quit and head out to Las Vegas.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641187)



Reply Favorite

Date: May 8th, 2012 12:56 AM
Author: Marvelous brunch boiling water

Between the 101-proof breath and the occasional bits of drool, some interesting words come out.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641451)



Reply Favorite

Date: May 8th, 2012 12:25 AM
Author: Maniacal bright heaven son of senegal

fact u have that much CC debt indicates u just suck at money which means u probably shld just kill self now cause it isnt goin to get any better

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641150)



Reply Favorite

Date: May 8th, 2012 12:28 AM
Author: orchid mischievous hospital

I'm terrible with money but I always seem to have plenty to spend.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641196)



Reply Favorite

Date: May 8th, 2012 12:29 AM
Author: Maniacal bright heaven son of senegal

bro u have plenty to spend cause u are taking money from banks idiot.. seriously, this is a problem bro... 30k in CC debt is like 100k in student loan debt assuming u have fuckin retarded interest rates on the CC debt.. wtf bro

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641208)



Reply Favorite

Date: May 8th, 2012 12:32 AM
Author: glittery field boistinker

credit cards are like 9% to 11%. student loans are 8%. not that big of a difference.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641230)



Reply Favorite

Date: May 8th, 2012 12:33 AM
Author: Impressive indigo ape love of her life

CC are at least 13% these days. Bad rates are def 24%.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641239)



Reply Favorite

Date: May 8th, 2012 12:32 AM
Author: orchid mischievous hospital

The weighted average on my cc debt is like 16%. Sucks but sometimes you gotta go big.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641234)



Reply Favorite

Date: May 8th, 2012 12:39 AM
Author: Maniacal bright heaven son of senegal

bro, unless u are buying high class whores this isnt worth it

u sound dumb bro

seriously, this is the type of shit that RUINS ur life

u have a sickness.. a lot of americans do

i live within my means nad still enjoy shit

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641297)



Reply Favorite

Date: May 8th, 2012 12:49 AM
Author: aphrodisiac balding site genital piercing

fuck off you pussy ass beta

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641382)



Reply Favorite

Date: May 8th, 2012 1:03 AM
Author: orchid mischievous hospital

No hos. Have an expensive gf though.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641520)



Reply Favorite

Date: May 8th, 2012 1:09 AM
Author: Maniacal bright heaven son of senegal

that is abt the worst reason to go into debt man

ur fucking dumb as shit

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641581)



Reply Favorite

Date: May 8th, 2012 12:25 AM
Author: Impressive indigo ape love of her life

Wow.

You're me until I liquidated the savings to pay off CC debt.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641156)



Reply Favorite

Date: May 8th, 2012 12:29 AM
Author: orchid mischievous hospital

I like your style. I might pay some off. I only have like 15gs though.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641205)



Reply Favorite

Date: May 8th, 2012 12:32 AM
Author: Impressive indigo ape love of her life

I mean I literally have 156k in SL debt and am a 3rd year.

It's nice to know you're out there, somewhere, making the same terrible decisions as me.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641232)



Reply Favorite

Date: May 8th, 2012 12:34 AM
Author: orchid mischievous hospital

There's got to be plenty of us. The only thing that sucks is having to keep working.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641247)



Reply Favorite

Date: May 8th, 2012 12:55 AM
Author: primrose pea-brained piazza electric furnace

how? I'd ask the other dood, but he's obviously flame

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641439)



Reply Favorite

Date: May 8th, 2012 1:01 AM
Author: orchid mischievous hospital

Not flame. It's actually worse than I've portrayed. Probably received like 50gs from my parents over the last few years.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641499)



Reply Favorite

Date: May 8th, 2012 1:52 AM
Author: primrose pea-brained piazza electric furnace

how is it possible you're such a dumbass though? I'll play along... what do you spend on?

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641950)



Reply Favorite

Date: May 8th, 2012 12:42 AM
Author: Stirring roast beef milk

whats up with all that CC debt man?

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641326)



Reply Favorite

Date: May 8th, 2012 1:02 AM
Author: orchid mischievous hospital

Serious. I need to quit it.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641509)



Reply Favorite

Date: May 8th, 2012 1:04 AM
Author: Hyperactive locale candlestick maker

DESCRIBE how you ball out

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641532)



Reply Favorite

Date: May 8th, 2012 1:05 AM
Author: orchid mischievous hospital

I don't really, waste money gambling mostly.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641543)



Reply Favorite

Date: May 8th, 2012 1:07 AM
Author: Hyperactive locale candlestick maker

sports betting?

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641562)



Reply Favorite

Date: May 8th, 2012 1:08 AM
Author: orchid mischievous hospital

Sports, ponies and the tables.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641573)



Reply Favorite

Date: May 8th, 2012 1:37 AM
Author: ocher hell partner

work on that cc debt. that is atrocious.



(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641819)



Reply Favorite

Date: May 8th, 2012 1:39 AM
Author: concupiscible depressive lay

brother - 210k in student debt, 30k in cc debt. 1.5 years biglaw.

I plan on killing 20k of the cc debt by the end of the year, and then go on IBR and quit and live a laid back lifestyle also.

I have come to the conclusion that I will either end up homeless or super-rich. Neither conclusion bothers me greatly.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641839)



Reply Favorite

Date: May 8th, 2012 1:54 AM
Author: Idiotic charismatic church building

this has to be flame. why would you ever have cc debt as a biglawyer?

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20641957)



Reply Favorite

Date: May 8th, 2012 2:03 AM
Author: Umber stimulating preventive strike

I am like u except I have no student loans... 25k CC debt, 30K 401k, 10k investments... Should be debt free in 10 months

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20642000)



Reply Favorite

Date: May 8th, 2012 2:16 AM
Author: Hyperactive locale candlestick maker

so, not like him at all really

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20642071)



Reply Favorite

Date: May 8th, 2012 9:48 AM
Author: Sooty gunner filthpig

why would you invest in anything (even 401k) before paying off CC debt? highly unlikely to generate better returns in the market than your CC interest rate.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20643002)



Reply Favorite

Date: May 8th, 2012 10:02 AM
Author: Hairless trailer park

If not biglaw, company match.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20643037)



Reply Favorite

Date: May 8th, 2012 10:24 AM
Author: Sooty gunner filthpig

Still not worth it IMO. If his CC debt is at like 15% even with a full match you'd need to be getting high returns just to break even. Better to be fiscally disciplined than to invest while still saddled with consumer debt.

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20643151)



Reply Favorite

Date: May 8th, 2012 2:06 AM
Author: titillating very tactful school cafeteria associate

why don't you give one of those debt crisis lines a call brother

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20642012)



Reply Favorite

Date: May 8th, 2012 9:56 AM
Author: Cerise twisted sex offender cruise ship

I am 2nd year biglaw, $144k student loan principal, and $5k credit card debt. Credit card debt to be partially eliminated with my tax return.

How fukd?

(http://www.autoadmit.com/thread.php?thread_id=1943120&forum_id=2...id.#20643018)