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POLL: What is your 401(k) balance right now

...
puce half-breed
  06/27/25
A tiny pink 500k
Passionate Brindle State Candlestick Maker
  06/27/25
that's not that bad
puce half-breed
  06/27/25
I guess not but the thought of grinding out another 20 years...
Passionate Brindle State Candlestick Maker
  06/27/25
age?
Deep nursing home
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
yellow juggernaut
  06/27/25
Yep, I’m early 40s lol
Passionate Brindle State Candlestick Maker
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Embarrassed to the bone drab plaza associate
  06/27/25
It depend on if that's his primary retirement or if he has ...
Well-lubricated location tattoo
  06/27/25
$130k
dark titillating center faggotry
  06/27/25
that's horrendous
puce half-breed
  06/27/25
i'm in between these two guys
racy orchestra pit immigrant
  06/27/25
Same, I'm in between two guys
awkward citrine puppy station
  06/27/25
The sum total of all my retirement and brokerage accounts is...
dark titillating center faggotry
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Deep nursing home
  06/27/25
My mom says I'm special.
dark titillating center faggotry
  06/27/25
even that's not true
Deep nursing home
  06/27/25
LOL
Deep nursing home
  06/27/25
$3.4 million in combined marital plans.
Poppy lay
  06/27/25
damn
racy orchestra pit immigrant
  06/27/25
Age?
yellow juggernaut
  06/27/25
Such a waste of capital.
Chrome national security agency gay wizard
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
mind-boggling round eye
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Deep nursing home
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
mind-boggling round eye
  06/27/25
...
Chrome national security agency gay wizard
  06/27/25
The max is $70K per year including your own $23,500 contribu...
sooty corner karate
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Multi-colored useless brakes heaven
  06/27/25
.
dark titillating center faggotry
  06/27/25
Something like $800-900k for wife and I.
fantasy-prone crimson legal warrant range
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Chrome national security agency gay wizard
  06/27/25
If you work in-house matching makes it a no-brainer.
fantasy-prone crimson legal warrant range
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Chrome national security agency gay wizard
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
fantasy-prone crimson legal warrant range
  06/27/25
I want my yacht now.
Chrome national security agency gay wizard
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
fantasy-prone crimson legal warrant range
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Chrome national security agency gay wizard
  06/27/25
If that's your perspective then sure, stop contributing into...
fantasy-prone crimson legal warrant range
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
misanthropic razzle theatre wrinkle
  06/27/25
Why not put it in a Roth?
Soul-stirring Slate Chapel
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
mind-boggling round eye
  06/27/25
180
Chrome national security agency gay wizard
  06/27/25
Did you know you're not required to contribute to a 401K?
mind-boggling round eye
  06/27/25
(guy who is not a biglaw partner)
Chrome national security agency gay wizard
  06/27/25
$700k Wife - $600k
Vibrant Pit Multi-billionaire
  06/27/25
43yo, $900k
glittery wild senate potus
  06/27/25
Early 40s. ~$2.1mm
purple arousing foreskin abode
  06/27/25
Late 20s, 250k
Soul-stirring Slate Chapel
  06/27/25
Good job , young gun
contagious temple
  06/27/25
lol at these responses
Embarrassed to the bone drab plaza associate
  06/27/25
go on...
Deep nursing home
  06/27/25
30000k
cocky shrine pervert
  06/27/25
$399,443.16
harsh mad-dog skullcap
  06/27/25
Monday is likely to be a big day for you friend
mind-boggling round eye
  06/27/25
🤞🏻
harsh mad-dog skullcap
  06/27/25
IDK $150Kish. But I haven't been working long.
Impressive emerald liquid oxygen
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Blathering spectacular meetinghouse boiling water
  06/27/25
Same.
mahogany violent locus
  06/27/25
350,000 Kinda sad
rose pozpig
  06/27/25
all stock/bond investments are like 750k.
Beta clown old irish cottage
  06/27/25
$386k total. $324k in trad, $62k in Roth
nudist spruce market cuckold
  06/27/25
Zero
Underhanded metal water buffalo ticket booth
  06/27/25
Crrrrrrrrrrrrrr
Chrome national security agency gay wizard
  06/27/25
For Benzo reasons or RSF reasons?
purple arousing foreskin abode
  06/27/25
$6 million or so. I checked in January.
mahogany violent locus
  06/27/25
...
mind-boggling round eye
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Offensive Alpha
  06/27/25
$0. I don’t have a 401(k).
Lavender Macaca
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: puce half-breed



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Passionate Brindle State Candlestick Maker

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: puce half-breed

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Passionate Brindle State Candlestick Maker

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Deep nursing home

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: yellow juggernaut

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Passionate Brindle State Candlestick Maker

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Embarrassed to the bone drab plaza associate

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Well-lubricated location tattoo

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: dark titillating center faggotry

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: puce half-breed

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: racy orchestra pit immigrant

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: awkward citrine puppy station

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: dark titillating center faggotry

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Deep nursing home

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: dark titillating center faggotry

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Deep nursing home

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Deep nursing home

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Poppy lay

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: racy orchestra pit immigrant

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: yellow juggernaut

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Chrome national security agency gay wizard

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: mind-boggling round eye

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Deep nursing home

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: mind-boggling round eye

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Chrome national security agency gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: sooty corner karate

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Multi-colored useless brakes heaven

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: dark titillating center faggotry

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: fantasy-prone crimson legal warrant range

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Chrome national security agency gay wizard

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: fantasy-prone crimson legal warrant range

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Chrome national security agency gay wizard

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: fantasy-prone crimson legal warrant range

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Chrome national security agency gay wizard

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: fantasy-prone crimson legal warrant range

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Chrome national security agency gay wizard

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: fantasy-prone crimson legal warrant range

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: misanthropic razzle theatre wrinkle

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Soul-stirring Slate Chapel

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: mind-boggling round eye

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Chrome national security agency gay wizard

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: mind-boggling round eye

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Chrome national security agency gay wizard

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Vibrant Pit Multi-billionaire

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: glittery wild senate potus

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: purple arousing foreskin abode

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Soul-stirring Slate Chapel

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: contagious temple

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Embarrassed to the bone drab plaza associate

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Deep nursing home

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: cocky shrine pervert

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: harsh mad-dog skullcap

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: mind-boggling round eye

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: harsh mad-dog skullcap

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Impressive emerald liquid oxygen

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Blathering spectacular meetinghouse boiling water

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: mahogany violent locus

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: rose pozpig

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Beta clown old irish cottage

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: nudist spruce market cuckold

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Underhanded metal water buffalo ticket booth

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Chrome national security agency gay wizard

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: purple arousing foreskin abode

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: mahogany violent locus

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: mind-boggling round eye



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Offensive Alpha

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Lavender Macaca

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055414)