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Is it even worth consolidating 401k accounts etc every time you get new jerb?

what a pain in the ass
Brass domesticated forum tank
  07/26/25
Its a pain in the ass to have a bunch of different 401k acco...
Lascivious Background Story
  07/26/25
Aren’t the fees percentage-based, though? Also, can I ...
Brass domesticated forum tank
  07/26/25
Current employer contributions will only go into their 401kk...
apoplectic anal range affirmative action
  07/26/25
My current 401k provider has no QQQ equivalent, it's complet...
Lascivious Background Story
  07/26/25
lol like you have a job that offers a 401k, ur a fucking lun...
dark mexican people who are hurt
  07/26/25
I'm a structural Engineer, pretty sure that's considered a '...
Lascivious Background Story
  07/26/25
Percentage based fees are terrible if you have any real mone...
Lascivious Background Story
  07/26/25
which broker do your recommend for wrapping up my past emplo...
Brass domesticated forum tank
  07/26/25
If you are just passively investing in index ETF's all the b...
Lascivious Background Story
  07/26/25
This is why we have periodic stories about the shockingly lo...
Beady-eyed Nofapping Brunch Marketing Idea
  07/26/25
proles don't know you need to put your 401k money into 'stoc...
Lascivious Background Story
  07/26/25
I’m doing this too but I’m probably a prole
Beady-eyed Nofapping Brunch Marketing Idea
  07/26/25
No
out-of-control orchestra pit
  07/26/25
Probably easier to roll old 401ks into an IRA and then put a...
Big-titted state old irish cottage
  07/26/25


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Date: July 26th, 2025 4:24 PM
Author: Brass domesticated forum tank

what a pain in the ass

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133078)



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Date: July 26th, 2025 4:26 PM
Author: Lascivious Background Story

Its a pain in the ass to have a bunch of different 401k account across different providers, and they all charge fees. It's better to roll them all into an IRA at a regular brokerage.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133082)



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Date: July 26th, 2025 4:47 PM
Author: Brass domesticated forum tank

Aren’t the fees percentage-based, though? Also, can I have my new employer’s matching contributions go into a regular brokerage account of my choosing instead of their default platform? Or is it better to roll all my old 401(k)s into an IRA with a brokerage I like, and just let the current employer’s 401(k) stay with whatever provider they use?

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133120)



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Date: July 26th, 2025 4:55 PM
Author: apoplectic anal range affirmative action

Current employer contributions will only go into their 401kkk

Advantage of rolling prior stuff into IRA instead of new jerb 401k is IRA has broader investment options

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133137)



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Date: July 26th, 2025 4:57 PM
Author: Lascivious Background Story

My current 401k provider has no QQQ equivalent, it's complete shit.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133142)



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Date: July 26th, 2025 5:04 PM
Author: dark mexican people who are hurt

lol like you have a job that offers a 401k, ur a fucking lunatic.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133163)



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Date: July 26th, 2025 5:06 PM
Author: Lascivious Background Story

I'm a structural Engineer, pretty sure that's considered a 'professional' job that offers 'benefits' 🧐

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133173)



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Date: July 26th, 2025 4:56 PM
Author: Lascivious Background Story

Percentage based fees are terrible if you have any real money in the account. You are stuck with using whatever 401k provider your company uses until you are no longer with the company.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133138)



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Date: July 26th, 2025 5:14 PM
Author: Brass domesticated forum tank

which broker do your recommend for wrapping up my past employer accounts? Fidelity?

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133186)



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Date: July 26th, 2025 6:23 PM
Author: Lascivious Background Story

If you are just passively investing in index ETF's all the big names (fidelity, vanguard, etrade, schwab etc.) are going to be the same.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133270)



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Date: July 26th, 2025 5:07 PM
Author: Beady-eyed Nofapping Brunch Marketing Idea

This is why we have periodic stories about the shockingly low average retirement account balance.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133174)



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Date: July 26th, 2025 5:08 PM
Author: Lascivious Background Story

proles don't know you need to put your 401k money into 'stocks', they just keep it in the default money market fund.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133177)



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Date: July 26th, 2025 5:14 PM
Author: Beady-eyed Nofapping Brunch Marketing Idea

I’m doing this too but I’m probably a prole

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133187)



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Date: July 26th, 2025 6:23 PM
Author: out-of-control orchestra pit

No

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133272)



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Date: July 26th, 2025 6:32 PM
Author: Big-titted state old irish cottage

Probably easier to roll old 401ks into an IRA and then put all $$$ in TSLA, PLTR

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2...id.#49133282)