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what is the point of 401k if ur cash poor

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Multi-colored church building sweet tailpipe
  07/19/25
If you over contribute you can just take a loan. Loan, not w...
judgmental pervert
  07/19/25
Why are you impersonating PM again?
boyish haunting theater weed whacker
  07/19/25
Fuck off cowshit
judgmental pervert
  07/19/25
so you can overcontribute, take out a loan on the overcontri...
Indigo spectacular lodge selfie
  07/19/25
I don’t mean contribute over 23k/yr, I mean if you fin...
judgmental pervert
  07/19/25
because in a 401k u are limited to what investments u can do...
bull headed box office idiot
  07/19/25
if you have an employer match, tho, it's crazy not to contri...
Indigo spectacular lodge selfie
  07/19/25
More employers are allowing self directed brokerage options....
boyish haunting theater weed whacker
  07/19/25
not in my day but if thats the case now i wonder what hidden...
bull headed box office idiot
  07/19/25
Cash is cheaper than ever
beady-eyed hunting ground public bath
  07/19/25


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Date: July 19th, 2025 10:04 PM
Author: Multi-colored church building sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115456)



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Date: July 19th, 2025 10:08 PM
Author: judgmental pervert

If you over contribute you can just take a loan. Loan, not withdrawal. Interest goes to the balance. 401ks are underrated by internet posters as long as the fees arent retarded. Tax deferral plus can do DRIP basically the whole time, no taxes on dividends, it’s nbd. Even QQQ has a 0.5% dividend yield.

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115466)



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Date: July 19th, 2025 10:10 PM
Author: boyish haunting theater weed whacker

Why are you impersonating PM again?

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115472)



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Date: July 19th, 2025 10:10 PM
Author: judgmental pervert

Fuck off cowshit

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115476)



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Date: July 19th, 2025 10:10 PM
Author: Indigo spectacular lodge selfie

so you can overcontribute, take out a loan on the overcontribution, and then pay it back so you end up contributing more than allowed?

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115475)



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Date: July 19th, 2025 10:12 PM
Author: judgmental pervert

I don’t mean contribute over 23k/yr, I mean if you find yourself at the cusp of financial ruin with a big 401k balance, a loan is nbd

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115479)



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Date: July 19th, 2025 10:10 PM
Author: bull headed box office idiot

because in a 401k u are limited to what investments u can do, this is so jews can charge higher expense ratios. if u dont fund ur 401k u are hurting jews which is a crime against humanity, a literal financial holocaust and u cld have ur US citizenship revoked, its a veddy serious thing, saar

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115473)



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Date: July 19th, 2025 10:12 PM
Author: Indigo spectacular lodge selfie

if you have an employer match, tho, it's crazy not to contribute and get that free untaxed money

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115480)



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Date: July 19th, 2025 10:15 PM
Author: boyish haunting theater weed whacker

More employers are allowing self directed brokerage options.y last two firms have. I have like 400k of my 401k balance in the bitcoin and ETH etfs.

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115485)



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Date: July 19th, 2025 10:18 PM
Author: bull headed box office idiot

not in my day but if thats the case now i wonder what hidden fees u are paying cause no way jews permit this, and u know investment comps literally PAY employers to choose them, its veddy corrupt

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115487)



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Date: July 19th, 2025 10:12 PM
Author: beady-eyed hunting ground public bath

Cash is cheaper than ever

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2Reputation#49115481)