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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Appetizing Love Of Her Life Area
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
sepia drunken gaping sneaky criminal
  09/22/25
Weird
Olive Sanctuary Nowag
  09/22/25
What types of vehicles do they drive? I picture him with a f...
sticky titillating pocket flask
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Appetizing Love Of Her Life Area
  09/22/25
Guessing they are big Israel supporters
Brilliant exhilarant windowlicker address
  09/22/25
...
supple ruby market patrolman
  09/22/25
I’m not sure either could even tell you who the curren...
Appetizing Love Of Her Life Area
  09/22/25
President Biden is as sharp as a tack
Thirsty elite ceo nursing home
  09/28/25
agree. the side of the tack you push on.
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  09/28/25
...
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  09/29/25
...
Balding Newt
  09/22/25
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pink lay
  09/22/25
its a story as old as recent times
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spectacular philosopher-king location
  09/22/25
Sounds very Gen X
misanthropic piazza
  09/22/25
...
Soul-stirring Spot Generalized Bond
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Appetizing Love Of Her Life Area
  09/22/25
Double Big Fed?
charismatic zippy kitchen
  09/22/25
Not saying, but yep
Appetizing Love Of Her Life Area
  09/22/25
Good for you
charismatic zippy kitchen
  09/22/25
Any kids?
Dashing athletic conference university
  09/22/25
He’s already graduated from college and doing well on ...
Appetizing Love Of Her Life Area
  09/22/25
It probably will work out for him though.
blathering comical parlor factory reset button
  09/22/25
Sadly yeah
Brilliant exhilarant windowlicker address
  09/22/25
Tell us more about the wife's fake business
pearl private investor
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Appetizing Love Of Her Life Area
  09/22/25
How can that lose 3k/month?
charismatic zippy kitchen
  09/22/25
She's putting way too much scent in them
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  09/22/25
I think you misspelled "cents."
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All he has to do to maek it is pay off his house over the ne...
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  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Appetizing Love Of Her Life Area
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Primrose submissive knife
  09/22/25
He hates his job and wants to killself daily.
Appetizing Love Of Her Life Area
  09/22/25
He should work harder, save more, get that house paid off or...
Primrose submissive knife
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Effete School
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Deep menage
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
exciting lavender forum
  09/22/25
Simmer down Shapiro
Appetizing Love Of Her Life Area
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Soul-stirring Spot Generalized Bond
  09/22/25
You seem to struggle with the idea that someone could build ...
misanthropic piazza
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Soul-stirring Spot Generalized Bond
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
misanthropic piazza
  09/22/25
are you saying I should Sell High?
Soul-stirring Spot Generalized Bond
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Soul-stirring Spot Generalized Bond
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Primrose submissive knife
  09/22/25
Sounds like if he told his wife to close her stupid “b...
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  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Primrose submissive knife
  09/22/25
...
House-broken box office potus
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Soul-stirring Spot Generalized Bond
  09/22/25
Cr. It would be much better if he paid in installments, like...
Stirring Chrome Goyim Gay Wizard
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
exciting lavender forum
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
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  09/22/25
Why would you have several thousand per month in health care...
Soul-stirring Spot Generalized Bond
  09/22/25
(dude who has never tried to buy insurance on the individual...
crimson out-of-control corner feces
  09/23/25
...
sexy theater stage
  09/26/25
Leave America
Effete School
  09/28/25
He has social security and a good paying job and will have a...
Stirring Chrome Goyim Gay Wizard
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Soul-stirring Spot Generalized Bond
  09/22/25
Once his kids are out of the house he can just downsize and ...
Stirring Chrome Goyim Gay Wizard
  09/22/25
The $3000 a month that the "business" is losing ma...
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  09/28/25
...
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  09/28/25
He's going to be fine
flatulent claret abode
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
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  09/22/25
For the financially retarded putting extra into your house i...
lemon boyish mexican
  09/22/25
This guy gets it
charismatic zippy kitchen
  09/22/25
Raymondnomics
Soul-stirring Spot Generalized Bond
  09/22/25
...
Appetizing Love Of Her Life Area
  09/22/25
...
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Misunderstood digit ratio
  09/22/25
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sinister public bath
  09/28/25
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Fear-inspiring Stead Ladyboy
  09/22/25
Many such cases
lemon boyish mexican
  09/22/25
This seems to be about the median life outcome ITE
charismatic zippy kitchen
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Violet trailer park milk
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
charismatic zippy kitchen
  09/22/25
Is your friend still in high school? My brother, in all h...
Appetizing Love Of Her Life Area
  09/22/25
He is early 30s lol
Violet trailer park milk
  09/22/25
alpha af
Electric liquid oxygen
  09/22/25
I feel like there are more good stories about your brother, ...
Misunderstood digit ratio
  09/22/25
He’s got a “system” for playing slots in V...
Appetizing Love Of Her Life Area
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
Magical partner senate
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
sexy theater stage
  09/26/25
who says you can't buy class
Effete School
  09/28/25
...
sexy theater stage
  09/28/25
He's going to need at least two new trucks before he retires...
180 Masturbator Goal In Life
  09/22/25
...
charismatic zippy kitchen
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
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  09/22/25
There's nothing else a man can reasonably drive
180 Masturbator Goal In Life
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
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  09/22/25
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  09/22/25
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  09/27/25
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  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
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  09/23/25
Lol
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  09/23/25
My cattle ranch is in Montana, do I have to return my truck
sinister public bath
  09/28/25
what are your heights?
Plum Mediation
  09/22/25
He’s 6’3 and I’m 6’1
Appetizing Love Of Her Life Area
  09/22/25
he has you pwned 4lyfe
Plum Mediation
  09/22/25
...
lemon boyish mexican
  09/22/25
Harsh, but fair
Appetizing Love Of Her Life Area
  09/22/25
What's the big deal as long as they get inheritances.
exciting lavender forum
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Misunderstood digit ratio
  09/22/25
...
lemon boyish mexican
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Appetizing Love Of Her Life Area
  09/26/25
...
Stimulating bespoke hunting ground library
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Appetizing Love Of Her Life Area

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: sepia drunken gaping sneaky criminal

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Olive Sanctuary Nowag

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: sticky titillating pocket flask

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Appetizing Love Of Her Life Area

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Brilliant exhilarant windowlicker address

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: supple ruby market patrolman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Appetizing Love Of Her Life Area

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Thirsty elite ceo nursing home

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: Aggressive Friendly Grandma Shrine

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: Thirsty elite ceo nursing home



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Balding Newt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: pink lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: flatulent claret abode

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: charismatic zippy kitchen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: sticky titillating pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: swashbuckling son of senegal casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Soul-stirring Spot Generalized Bond



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Appetizing Love Of Her Life Area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Balding Newt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Mentally impaired kitty mother



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: House-broken box office potus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: pink lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: spectacular philosopher-king location



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: misanthropic piazza

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Soul-stirring Spot Generalized Bond



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Appetizing Love Of Her Life Area

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: charismatic zippy kitchen

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Appetizing Love Of Her Life Area

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: charismatic zippy kitchen

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Dashing athletic conference university

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Appetizing Love Of Her Life Area

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: blathering comical parlor factory reset button

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Brilliant exhilarant windowlicker address

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: pearl private investor

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Appetizing Love Of Her Life Area

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: charismatic zippy kitchen

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: maniacal self-absorbed stag film doctorate

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: cruel-hearted den



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Amber Laughsome Weed Whacker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: supple ruby market patrolman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: lemon boyish mexican



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: concupiscible aqua dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: galvanic canary meetinghouse pistol



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Violet trailer park milk



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Appetizing Love Of Her Life Area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Balding Newt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: erotic candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Misunderstood digit ratio



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Razzle navy place of business



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Plum Mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Aggressive Friendly Grandma Shrine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Tripping plaza

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Appetizing Love Of Her Life Area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: sexy theater stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: Magical partner senate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: floppy lilac locus bbw



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Opaque yarmulke chapel



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Primrose submissive knife

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Appetizing Love Of Her Life Area

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Primrose submissive knife

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Appetizing Love Of Her Life Area

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Primrose submissive knife

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Effete School

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Deep menage

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: exciting lavender forum

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Appetizing Love Of Her Life Area

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Soul-stirring Spot Generalized Bond

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: misanthropic piazza

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Soul-stirring Spot Generalized Bond

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: misanthropic piazza

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Soul-stirring Spot Generalized Bond

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Soul-stirring Spot Generalized Bond

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Primrose submissive knife

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: frum angry really tough guy station

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Primrose submissive knife

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: House-broken box office potus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Soul-stirring Spot Generalized Bond

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Stirring Chrome Goyim Gay Wizard

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: exciting lavender forum

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: crimson out-of-control corner feces

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Soul-stirring Spot Generalized Bond

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: crimson out-of-control corner feces

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: sexy theater stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Effete School

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Stirring Chrome Goyim Gay Wizard

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Soul-stirring Spot Generalized Bond

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Stirring Chrome Goyim Gay Wizard

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: hairraiser home keepsake machete

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: cheese-eating adventurous cuckold coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: flatulent claret abode

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: costumed onyx volcanic crater

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: lemon boyish mexican

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: charismatic zippy kitchen

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Soul-stirring Spot Generalized Bond

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Appetizing Love Of Her Life Area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: supple ruby market patrolman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Balding Newt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Tripping plaza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: Misunderstood digit ratio



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: sinister public bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Fear-inspiring Stead Ladyboy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: lemon boyish mexican

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: charismatic zippy kitchen

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: Violet trailer park milk

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: charismatic zippy kitchen

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Appetizing Love Of Her Life Area

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Violet trailer park milk

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Electric liquid oxygen

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Misunderstood digit ratio

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Appetizing Love Of Her Life Area

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: Magical partner senate

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: sexy theater stage

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Effete School

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: sexy theater stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: 180 Masturbator Goal In Life

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: charismatic zippy kitchen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: apoplectic garrison clown

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: 180 Masturbator Goal In Life

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: vivacious chest-beating brunch rigor

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: Balding Newt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Plum Mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Appetizing Love Of Her Life Area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: puce odious coldplay fan stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: crimson out-of-control corner feces

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: grizzly thriller theatre death wish

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: sinister public bath

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Plum Mediation

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Appetizing Love Of Her Life Area

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Plum Mediation

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: lemon boyish mexican



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Appetizing Love Of Her Life Area

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: exciting lavender forum

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Misunderstood digit ratio

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: lemon boyish mexican



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Appetizing Love Of Her Life Area

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Stimulating bespoke hunting ground library



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308752)