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Poll: Do you have a mortgage? What's your current balance, LTV?

Current mortgage balance is zero dollars. Family and I live...
Excitant business firm jewess
  01/02/26
...
Excitant business firm jewess
  01/03/26
Low 7 figures here, but insanely low fixed mortgage
shimmering striped hyena reading party
  01/03/26
Just built a new house, $450k mortgage at 5.5%
Cyan house
  01/03/26
...
Gaped galvanic meetinghouse
  01/10/26
...
Excitant business firm jewess
  01/04/26
3.25%, about $400k left to go
Flatulent menage
  01/04/26
...
Excitant business firm jewess
  01/10/26
2.4% with 95k remaining
Beady-eyed Internet-worthy Principal's Office
  01/10/26
$300k at 2.6%, house is worth like 600k
Very tactful deranged macaca tanning salon
  01/10/26
2.25% mortgage, about 1.3m left. LTV is around 30%
Wine costumed step-uncle's house athletic conference
  01/10/26
$380,000 left on the mortgage. Home value keeps dropping wit...
arousing parlor weed whacker
  01/10/26
what shithole do you live in where home value keeps dropping...
Disturbing avocado den ape
  01/10/26
Dropped like a rock.
arousing parlor weed whacker
  01/10/26
i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN
Disturbing avocado den ape
  01/10/26
I wouldn’t call this living, brother.
arousing parlor weed whacker
  01/10/26
Pretty sure it's New Jersey. Hoboken or some shit
Beady-eyed Internet-worthy Principal's Office
  01/10/26


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Reply Favorite

Date: January 2nd, 2026 11:44 PM
Author: Excitant business firm jewess

Current mortgage balance is zero dollars. Family and I live in a cheaper but nice enough house in a relatively low COL area.

But I ask because it has dawned on me that our generation takes out some insane mortgages. Reaching seven figures is not unusual at all.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49557915)



Reply Favorite

Date: January 3rd, 2026 5:30 AM
Author: Excitant business firm jewess



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49558204)



Reply Favorite

Date: January 3rd, 2026 7:22 AM
Author: shimmering striped hyena reading party

Low 7 figures here, but insanely low fixed mortgage

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49558216)



Reply Favorite

Date: January 3rd, 2026 8:46 AM
Author: Cyan house

Just built a new house, $450k mortgage at 5.5%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49558268)



Reply Favorite

Date: January 10th, 2026 6:55 AM
Author: Gaped galvanic meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578325)



Reply Favorite

Date: January 4th, 2026 6:05 PM
Author: Excitant business firm jewess



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49562243)



Reply Favorite

Date: January 4th, 2026 6:06 PM
Author: Flatulent menage

3.25%, about $400k left to go

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49562246)



Reply Favorite

Date: January 10th, 2026 6:51 AM
Author: Excitant business firm jewess



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578322)



Reply Favorite

Date: January 10th, 2026 6:56 AM
Author: Beady-eyed Internet-worthy Principal's Office

2.4% with 95k remaining

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578327)



Reply Favorite

Date: January 10th, 2026 7:41 AM
Author: Very tactful deranged macaca tanning salon

$300k at 2.6%, house is worth like 600k

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578340)



Reply Favorite

Date: January 10th, 2026 7:44 AM
Author: Wine costumed step-uncle's house athletic conference

2.25% mortgage, about 1.3m left.

LTV is around 30%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578341)



Reply Favorite

Date: January 10th, 2026 7:45 AM
Author: arousing parlor weed whacker

$380,000 left on the mortgage. Home value keeps dropping with every month. I’m probably down $150,000 from what I paid for the house in resale value, so I have no equity. It’s all a scam.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578343)



Reply Favorite

Date: January 10th, 2026 7:50 AM
Author: Disturbing avocado den ape

what shithole do you live in where home value keeps dropping?

they've plateaued in our area but nothing has dropped

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578347)



Reply Favorite

Date: January 10th, 2026 7:51 AM
Author: arousing parlor weed whacker

Dropped like a rock.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578353)



Reply Favorite

Date: January 10th, 2026 7:53 AM
Author: Disturbing avocado den ape

i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578362)



Reply Favorite

Date: January 10th, 2026 7:55 AM
Author: arousing parlor weed whacker

I wouldn’t call this living, brother.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578366)



Reply Favorite

Date: January 10th, 2026 8:12 AM
Author: Beady-eyed Internet-worthy Principal's Office

Pretty sure it's New Jersey. Hoboken or some shit

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2Reputation#49578379)