Date: April 18th, 2026 10:24 AM Author: green know-it-all police squad field
I looked at my 401k lineup and there's an actively managed "aggressive" fund that in the last 10 years has a return of 0%. You would have done better leaving your money in your checking account than "investing" in a fund run by financial professionals with degrees. Even TT has done better than these people.
Date: April 18th, 2026 10:29 AM Author: Naked primrose old irish cottage center
what fund? even barely sentient boomers running boilerplate large cap growth mutual funds should be killing it. the hot shot funds that are "creative" enough to fuck themselves out of returns are usually not available to the public.
Date: April 18th, 2026 10:43 AM Author: green know-it-all police squad field
ok i was misreading it's something like 30% total in 10 years which is still extremely lulzy and basically flat in the zoomed out view compared to the SP. my point hasnt changed, be a Good American and BUY!
Date: April 18th, 2026 10:36 AM Author: Flickering Native Hissy Fit
My portfolio is like 94% VTI, 5% QQQM, and 1% on an exotic ETF as a mini-gamble. My 401k is 100% S&P500 through Fidelity.
I just buy more VTI and add to my 401k with each paycheck. I don't pay attention to the news or track the market closely beyond just checking the daily change out of boredom.