\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Investment accounts appreciated by a figure 25x my wages this week

Up about $104k on investments. Weekly wages come out to some...
charismatic principal's office
  04/17/26
Many such cases
Diverse field sweet tailpipe
  04/17/26
Curse of late middle age when you’ve saved and investe...
Lascivious whorehouse
  04/17/26
It's actually refreshing to find out that I'm not the only o...
charismatic principal's office
  04/17/26
Gotta get a part time easy job or something so you are still...
Hairraiser private investor
  04/17/26
...
Lascivious whorehouse
  04/17/26
https://www.xoxohth.com/thread.php?thread_id=3584432&mc=...
vermilion clown center
  04/17/26
lifestyle creep is the problem. i have an image of myself as...
Chrome dingle berry hell
  04/17/26
Especially if you suddenly had a raft of free time and were ...
Lascivious whorehouse
  04/17/26
With more free time, I find myself doing a lot less. I've dr...
charismatic principal's office
  04/17/26
i got bored yesterday and bought several grand worth of audi...
Chrome dingle berry hell
  04/17/26
Oh man. I'd be far more likely to walk to the store and look...
charismatic principal's office
  04/17/26
cooking seems like an ideal hobby. you eat what you produce ...
Chrome dingle berry hell
  04/17/26
"If I had people over" Haha me too, friend
Overrated stimulating legend brunch
  04/18/26
I have the same mistaken self image. Basically I’m sav...
aggressive racy son of senegal digit ratio
  04/18/26
Do you ever fantasize about quitting and then teaching high ...
Coral theatre gay wizard
  04/17/26
I have an acquaintance who sold his tech company, built a gi...
Lascivious whorehouse
  04/17/26
He's living out his child dream of cops and robbers while ne...
Diverse field sweet tailpipe
  04/17/26
I have this exact fantasy. I admit it’s quite lame.
aggressive racy son of senegal digit ratio
  04/18/26
cr
Spectacular stock car
  04/17/26
your numbers are wrong. if you're going to use an after tax...
Godawful Frisky Pisswyrm
  04/17/26
I'm actually using a pre-tax gross wage figure. My investmen...
charismatic principal's office
  04/17/26
you're lying like always
Godawful Frisky Pisswyrm
  04/17/26
The numbers don't lie. $2.265m at the end of last week. $2.3...
charismatic principal's office
  04/17/26
are you into edmund spenser
Spectacular stock car
  04/17/26
When market goes up, it's like why do I bother working? And...
pearly pungent black woman gaming laptop
  04/17/26
...
Beady-eyed canary dilemma sneaky criminal
  04/17/26
...
dull vigorous public bath keepsake machete
  04/17/26
...
llm (lab lives matter) friend tp
  04/29/26
your investments only 'appreciated' because there was a big ...
Soul-stirring Flushed Elastic Band
  04/17/26
True. My all time high was at the end of January. I'm still ...
charismatic principal's office
  04/17/26
This is why my retire early account is dividend focused.
Soul-stirring Flushed Elastic Band
  04/17/26
dividend stocks are shit for capital growth you lose more in...
Heady Giraffe Genital Piercing
  04/17/26
Cr bonds are basically a hedge against market volatility. It...
Diverse field sweet tailpipe
  04/17/26
...
Overrated stimulating legend brunch
  04/18/26
you could Tommymaxx in the 3rd world for considerably less t...
nighttime goal in life really tough guy
  04/17/26
if you can reliably make a passive $100k in the market every...
Beady-eyed canary dilemma sneaky criminal
  04/17/26
Just do wait until you’ve got like $100M piled up to s...
Lascivious whorehouse
  04/17/26
cr.
Beady-eyed canary dilemma sneaky criminal
  04/17/26
But what would you DO? You'd be so BORED!
pearly pungent black woman gaming laptop
  04/17/26
he poasted at 1:18 on a Friday afternoon! My father in la...
Lascivious whorehouse
  04/17/26
I have noticed that virtually everyone lies about their lose...
charismatic principal's office
  04/17/26
Thomas T. Turdskin is a rare treasure for this reason.
insane laughsome pervert garrison
  04/17/26
...
passionate anal location people who are hurt
  04/17/26
lol at u faggot genx upthread concluding, like boomers, &quo...
wonderful cordovan chapel
  04/17/26
Brother, I’m the multi-generational family compound-mo...
Lascivious whorehouse
  04/17/26
...
At-the-ready crawly hominid electric furnace
  04/17/26
haha im down 12k in last week im so smart
angry multi-billionaire tanning salon
  04/17/26
btw this is one reason i dont bother shitlol soloing anymore...
angry multi-billionaire tanning salon
  04/17/26
It's not worth it being a slave for other lawyers. It's true...
charismatic principal's office
  04/17/26
Many poasts itt are saying exactly what I'm thinking. Just o...
Overrated stimulating legend brunch
  04/18/26
Who will you be after another “10 YEARS”? I don...
charismatic principal's office
  04/18/26
I've done the analysis (pretty much every day for the last 1...
Overrated stimulating legend brunch
  04/18/26
I’m not talking about the workforce, brother. I’...
charismatic principal's office
  04/18/26
my twitter feed has been forcememing equities something a...
CapTTTainFalcon
  04/29/26


Poast new message in this thread



Reply Favorite

Date: April 17th, 2026 12:27 PM
Author: charismatic principal's office

Up about $104k on investments. Weekly wages come out to something like $4k. Lol.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823406)



Reply Favorite

Date: April 17th, 2026 12:30 PM
Author: Diverse field sweet tailpipe

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823412)



Reply Favorite

Date: April 17th, 2026 12:31 PM
Author: Lascivious whorehouse

Curse of late middle age when you’ve saved and invested well. The job just keeps getting tougher and the rewards look progressively less worth the stress relative to your hoard of treasure. So when they hit you with some fresh indignity it becomes sooooooo tempting just to be like, “Fuck it, I’m out!” and retire early at 55 or whatever.

If it weren’t for the hassle of buying health insurance, making sure my kids see me put in real effort every day, and the liftestyle creep of my daydreams about what I’ll do when I finally retire… I dunno man, I could just be done.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823424)



Reply Favorite

Date: April 17th, 2026 12:33 PM
Author: charismatic principal's office

It's actually refreshing to find out that I'm not the only one with these thoughts. . .

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823434)



Reply Favorite

Date: April 17th, 2026 12:37 PM
Author: Hairraiser private investor

Gotta get a part time easy job or something so you are still “working” and health insurance is taken care of

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823440)



Reply Favorite

Date: April 17th, 2026 12:47 PM
Author: Lascivious whorehouse



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823467)



Reply Favorite

Date: April 17th, 2026 8:49 PM
Author: vermilion clown center

https://www.xoxohth.com/thread.php?thread_id=3584432&mc=133&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824118)



Reply Favorite

Date: April 17th, 2026 12:41 PM
Author: Chrome dingle berry hell

lifestyle creep is the problem. i have an image of myself as someone who lives frugally, but i don't. not sure if i could go back to having to plan and budget again.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823449)



Reply Favorite

Date: April 17th, 2026 12:48 PM
Author: Lascivious whorehouse

Especially if you suddenly had a raft of free time and were young enough to be quite active

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823470)



Reply Favorite

Date: April 17th, 2026 12:57 PM
Author: charismatic principal's office

With more free time, I find myself doing a lot less. I've driven a car maybe 6x all month. I used to drive a car like 6x a day. So I've seen a substantial reduction in driving. That just saves money.

If I was retired maybe I'd just walk to the grocery store everyday, do my shopping, walk home. Make dinner for my kids. It'd be very chill and it would not be super expensive.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823530)



Reply Favorite

Date: April 17th, 2026 1:34 PM
Author: Chrome dingle berry hell

i got bored yesterday and bought several grand worth of audio PA equipment off amazon because of a fantasy i had about playing better music in the backyard if i had people over.

it will probably sit unused for years after i get done fiddling with it.

i worry i'd do this a lot more if retired.



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823624)



Reply Favorite

Date: April 17th, 2026 1:36 PM
Author: charismatic principal's office

Oh man. I'd be far more likely to walk to the store and look up cooking videos on YouTube than I would buy anything like that. I just want to transition. No interest in audio equipment anymore. I have some speakers and a receiver I got for myself when I was a younger man. It's sat upstairs unused for over 3 years now. No interest in even setting it up. I don't watch tv either. I never set up my Amazon Echo after moving either come to think of it.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823631)



Reply Favorite

Date: April 17th, 2026 1:44 PM
Author: Chrome dingle berry hell

cooking seems like an ideal hobby. you eat what you produce instead of having it accumulate and clutter up the house.



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823642)



Reply Favorite

Date: April 18th, 2026 8:52 AM
Author: Overrated stimulating legend brunch

"If I had people over"

Haha me too, friend

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824663)



Reply Favorite

Date: April 18th, 2026 10:48 AM
Author: aggressive racy son of senegal digit ratio

I have the same mistaken self image. Basically I’m saving only a little more (inflation adjusted) than when I started out almost 20 years ago but back then it was 25% of income and now it’s like 7%. But since my additions don’t matter much anymore as far as increasing the balance I guess it doesn’t matter much.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824820)



Reply Favorite

Date: April 17th, 2026 1:45 PM
Author: Coral theatre gay wizard

Do you ever fantasize about quitting and then teaching high school (and/or possibly community college) history classes with a distinct pre-law curriculum infusion and also being as assistant coach on the high school basketball team? Yeah me neither.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823643)



Reply Favorite

Date: April 17th, 2026 2:06 PM
Author: Lascivious whorehouse

I have an acquaintance who sold his tech company, built a giant country estate, and then spent a few years as a “professional” racecar driver. He got bored, of course, and now works as a patrol deputy for his local Sheriff’s office.

I simply cannot fathom having $100M or whatever in your brokerage account and finding it worthwhile/risk appropriate to have to respond to a 3:00AM domestic violence call at the ass end of our county.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823684)



Reply Favorite

Date: April 17th, 2026 2:07 PM
Author: Diverse field sweet tailpipe

He's living out his child dream of cops and robbers while never needing to worry about anything ever again

U: poast

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823687)



Reply Favorite

Date: April 18th, 2026 10:49 AM
Author: aggressive racy son of senegal digit ratio

I have this exact fantasy. I admit it’s quite lame.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824822)



Reply Favorite

Date: April 17th, 2026 7:00 PM
Author: Spectacular stock car

cr

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823939)



Reply Favorite

Date: April 17th, 2026 12:33 PM
Author: Godawful Frisky Pisswyrm

your numbers are wrong. if you're going to use an after tax wage number, you should use an after tax number for market appreciation. you shouldn't deduct 401k, hsa, 529 plan or similar contributions from wages. you shouldn't deduct health insurance premiums from wages. but of course your numbers are always lies

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823432)



Reply Favorite

Date: April 17th, 2026 12:35 PM
Author: charismatic principal's office

I'm actually using a pre-tax gross wage figure. My investments are actually about 50% after tax. So, if we are comparing apples to apples, it's about 37x my wages in real terms. If we start considering what my cashflow needs are and start backing out things like savings and contributions that just gets saved instead of spent, it's more like 50x or more.

Thanks for pointing this out. It's a valid point.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823435)



Reply Favorite

Date: April 17th, 2026 12:36 PM
Author: Godawful Frisky Pisswyrm

you're lying like always

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823438)



Reply Favorite

Date: April 17th, 2026 12:43 PM
Author: charismatic principal's office

The numbers don't lie. $2.265m at the end of last week. $2.369m right now (roughly--let's see where the markets close at). That's where $104k comes from.

Weekly wage figures comes from dividing my gross annual salary by 52. That figure is pre-tax, pre-contributions, pre insurance spending. It's a gross pretax number.

If you look at the assets in my portfolio the split is right at 50% after tax, 50% pre-tax. You did raise a good point. There's a very real difference between pre-tax and after-tax dollars. Adjusting for same means that my portfolio gains are higher than $104k because about half of them are post-tax (we could get more granular than this, but there's really no point).

Since you also raised the point about cash flow and what I actually need to spend, yeah I agree, my portfolio increased by many more additional multiples if we are only looking at what I need to spend in a given week.

This isn't a lie at all. It's just the goddamn numbers.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823456)



Reply Favorite

Date: April 17th, 2026 8:36 PM
Author: Spectacular stock car

are you into edmund spenser

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824095)



Reply Favorite

Date: April 17th, 2026 12:39 PM
Author: pearly pungent black woman gaming laptop

When market goes up, it's like why do I bother working?

And when market goes down, it's like why do I bother working?

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823443)



Reply Favorite

Date: April 17th, 2026 12:49 PM
Author: Beady-eyed canary dilemma sneaky criminal



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823477)



Reply Favorite

Date: April 17th, 2026 1:46 PM
Author: dull vigorous public bath keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823644)



Reply Favorite

Date: April 29th, 2026 11:21 PM
Author: llm (lab lives matter) friend tp



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49853094)



Reply Favorite

Date: April 17th, 2026 12:39 PM
Author: Soul-stirring Flushed Elastic Band

your investments only 'appreciated' because there was a big dip the month before, but you didn't say to yourself 'I lost 25x of my wage last month.'

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823444)



Reply Favorite

Date: April 17th, 2026 12:44 PM
Author: charismatic principal's office

True. My all time high was at the end of January. I'm still not back there yet. If you were to go 01/25/2026 to now, I would be down slightly (<1%).

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823462)



Reply Favorite

Date: April 17th, 2026 12:46 PM
Author: Soul-stirring Flushed Elastic Band

This is why my retire early account is dividend focused.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823465)



Reply Favorite

Date: April 17th, 2026 1:01 PM
Author: Heady Giraffe Genital Piercing

dividend stocks are shit for capital growth you lose more in capital growth foregone than you gain in extra dividends

plus the tax treatment

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823545)



Reply Favorite

Date: April 17th, 2026 1:07 PM
Author: Diverse field sweet tailpipe

Cr bonds are basically a hedge against market volatility. It's just a savings account for the amount you're not willing to bet on equities, which can go up or down. It's good to have some bonds so you're never cash strapped, though, and it's better than cash.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823563)



Reply Favorite

Date: April 18th, 2026 8:58 AM
Author: Overrated stimulating legend brunch



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824675)



Reply Favorite

Date: April 17th, 2026 12:41 PM
Author: nighttime goal in life really tough guy

you could Tommymaxx in the 3rd world for considerably less than 1.4 million, that's the crazy part.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823450)



Reply Favorite

Date: April 17th, 2026 12:49 PM
Author: Beady-eyed canary dilemma sneaky criminal

if you can reliably make a passive $100k in the market every week you probably could start looking at retirement.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823479)



Reply Favorite

Date: April 17th, 2026 12:53 PM
Author: Lascivious whorehouse

Just do wait until you’ve got like $100M piled up to start looking at retirement

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823505)



Reply Favorite

Date: April 17th, 2026 12:54 PM
Author: Beady-eyed canary dilemma sneaky criminal

cr.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823507)



Reply Favorite

Date: April 17th, 2026 1:06 PM
Author: pearly pungent black woman gaming laptop

But what would you DO? You'd be so BORED!

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823556)



Reply Favorite

Date: April 17th, 2026 1:21 PM
Author: Lascivious whorehouse

he poasted at 1:18 on a Friday afternoon!

My father in law unironically pushes back on my plan to ever retire using this exact same line and it makes me furious. Meanwhile he still LARPs that he’s working by being an “investor” and “taking calls and doing deals” that have, to be very clear, not outperformed the S&P on a risk-adjusted basis but that make him feel like a genius because he’s “up” a few extra percent. I’m absolutely convinced that he’s only able to show me he’s doing that by hiding a couple of the losers with some off-balance sheet gimmickry.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823609)



Reply Favorite

Date: April 17th, 2026 1:29 PM
Author: charismatic principal's office

I have noticed that virtually everyone lies about their losers. This is incredibly common.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823618)



Reply Favorite

Date: April 17th, 2026 7:19 PM
Author: insane laughsome pervert garrison

Thomas T. Turdskin is a rare treasure for this reason.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823970)



Reply Favorite

Date: April 17th, 2026 12:54 PM
Author: passionate anal location people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823509)



Reply Favorite

Date: April 17th, 2026 1:06 PM
Author: wonderful cordovan chapel

lol at u faggot genx upthread concluding, like boomers, "man we invested so well!" instead of "we're assraping all future generations by inflating assets, just like boomers did!"



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823559)



Reply Favorite

Date: April 17th, 2026 1:18 PM
Author: Lascivious whorehouse

Brother, I’m the multi-generational family compound-mo with a subsistence farm and ownership stakes in local trade and services businesses that can’t be White Collar AI pwned. My bets are hedged as well as I can think to make them and I remain TERRIFIED for my children’s futures.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823598)



Reply Favorite

Date: April 17th, 2026 1:40 PM
Author: At-the-ready crawly hominid electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823636)



Reply Favorite

Date: April 17th, 2026 1:51 PM
Author: angry multi-billionaire tanning salon

haha im down 12k in last week

im so smart

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823649)



Reply Favorite

Date: April 17th, 2026 1:52 PM
Author: angry multi-billionaire tanning salon

btw this is one reason i dont bother shitlol soloing anymore, i cld make 100-150k not really workign that much but thats literally a good month or two in market, in fact despite my recent stupidity im up like 400k+ in the last 1y

when i was "working" i recall sometimes market wld have a small downturn like 5% and id basically lose whatever income i was maeking, its BS working really once u have 600k u might as well just nomadmax and retardmax to asia and chill and play market

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49823655)



Reply Favorite

Date: April 17th, 2026 9:48 PM
Author: charismatic principal's office

It's not worth it being a slave for other lawyers. It's true that I don't make very much, but the math makes it seem very, very shitty. Even more shitty would be a correction where it all fell 25% and I saw my net worth tank 3 years' worth of wages. That's literally killself territory.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824244)



Reply Favorite

Date: April 18th, 2026 8:58 AM
Author: Overrated stimulating legend brunch

Many poasts itt are saying exactly what I'm thinking. Just one original contribution from me: More years in the market while still working and not drawing on investments should make a big difference. I could retire now at a few million NW. If I keep going 10-15 more years, I can make it to $10M NW and provide more for my kids, have a more comfortable retirement, and have less risk of running low on money.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824674)



Reply Favorite

Date: April 18th, 2026 9:14 AM
Author: charismatic principal's office

Who will you be after another “10 YEARS”?

I don't recognize the man in the mirror TODAY.

My kids are already living with a GHOST.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824686)



Reply Favorite

Date: April 18th, 2026 9:19 AM
Author: Overrated stimulating legend brunch

I've done the analysis (pretty much every day for the last 10 years), and, for me and my family, it makes sense to keep working. If it doesn't for you, go ahead and pull the trigger and get out of the workforce.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824691)



Reply Favorite

Date: April 18th, 2026 9:32 AM
Author: charismatic principal's office

I’m not talking about the workforce, brother. I’m talking about Queequeg’s coffin.

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49824707)



Reply Favorite

Date: April 29th, 2026 11:17 PM
Author: CapTTTainFalcon

my twitter feed has been forcememing equities

something about sandisk going up over 9000%

IDGI

what's going on/going to happen

(http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2Reputation#49853086)