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POLL: What is your 401(k) balance right now

...
floppy hairy legs
  06/27/25
A tiny pink 500k
thriller library
  06/27/25
that's not that bad
floppy hairy legs
  06/27/25
I guess not but the thought of grinding out another 20 years...
thriller library
  06/27/25
age?
French philosopher-king senate
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Exhilarant Pea-brained Karate Deer Antler
  06/27/25
Yep, I’m early 40s lol
thriller library
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Onyx fragrant parlor yarmulke
  06/27/25
It depend on if that's his primary retirement or if he has ...
Supple new version
  06/27/25
$130k
obsidian disturbing main people
  06/27/25
that's horrendous
floppy hairy legs
  06/27/25
i'm in between these two guys
Amber public bath
  06/27/25
Same, I'm in between two guys
Harsh crystalline step-uncle's house national security agency
  06/27/25
The sum total of all my retirement and brokerage accounts is...
obsidian disturbing main people
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
French philosopher-king senate
  06/27/25
My mom says I'm special.
obsidian disturbing main people
  06/27/25
even that's not true
French philosopher-king senate
  06/27/25
LOL
French philosopher-king senate
  06/27/25
$3.4 million in combined marital plans.
Laughsome mental disorder
  06/27/25
damn
Amber public bath
  06/27/25
Age?
Exhilarant Pea-brained Karate Deer Antler
  06/27/25
Such a waste of capital.
blue comical plaza
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
spectacular milky gaping ape
  06/27/25
this discussion happens every 401k thread. partners in bigl...
French philosopher-king senate
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
spectacular milky gaping ape
  06/27/25
...
blue comical plaza
  06/27/25
The max is $70K per year including your own $23,500 contribu...
beady-eyed iridescent meetinghouse background story
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
chocolate gay wizard kitchen
  06/27/25
.
obsidian disturbing main people
  06/27/25
Something like $800-900k for wife and I.
dark vivacious lettuce french chef
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
blue comical plaza
  06/27/25
If you work in-house matching makes it a no-brainer.
dark vivacious lettuce french chef
  06/27/25
just do take a lot of my money and shove it up the ass of so...
blue comical plaza
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
dark vivacious lettuce french chef
  06/27/25
I want my yacht now.
blue comical plaza
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
dark vivacious lettuce french chef
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
blue comical plaza
  06/27/25
If that's your perspective then sure, stop contributing into...
dark vivacious lettuce french chef
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
sepia newt round eye
  06/27/25
Why not put it in a Roth?
sapphire multi-colored ticket booth coldplay fan
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
spectacular milky gaping ape
  06/27/25
180
blue comical plaza
  06/27/25
Did you know you're not required to contribute to a 401K?
spectacular milky gaping ape
  06/27/25
(guy who is not a biglaw partner)
blue comical plaza
  06/27/25
$700k Wife - $600k
disgusting sooty factory reset button cruise ship
  06/27/25
43yo, $900k
Bateful amethyst hospital wrinkle
  06/27/25
Early 40s. ~$2.1mm
Glittery Fuchsia Stead
  06/27/25
Late 20s, 250k
sapphire multi-colored ticket booth coldplay fan
  06/27/25
Good job , young gun
high-end mind-boggling double fault
  06/27/25
lol at these responses
Onyx fragrant parlor yarmulke
  06/27/25
go on...
French philosopher-king senate
  06/27/25
30000k
bull headed medicated internal respiration
  06/27/25
$399,443.16
Disrespectful faggot firefighter area
  06/27/25
Monday is likely to be a big day for you friend
spectacular milky gaping ape
  06/27/25
🤞🏻
Disrespectful faggot firefighter area
  06/27/25
IDK $150Kish. But I haven't been working long.
Marvelous Rusted Address
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
flirting nursing home
  06/27/25
Same.
Gay property tattoo
  06/27/25
350,000 Kinda sad
Overrated free-loading base doctorate
  06/27/25
all stock/bond investments are like 750k.
Stirring Soggy Resort Regret
  06/27/25
$386k total. $324k in trad, $62k in Roth
Drab Territorial Box Office Clown
  06/27/25
Zero
blathering very tactful garrison ratface
  06/27/25
Crrrrrrrrrrrrrr
blue comical plaza
  06/27/25
For Benzo reasons or RSF reasons?
Glittery Fuchsia Stead
  06/27/25
$6 million or so. I checked in January.
Gay property tattoo
  06/27/25
...
spectacular milky gaping ape
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Fighting Center
  06/27/25
$0. I don’t have a 401(k).
fantasy-prone school friendly grandma
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: floppy hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: thriller library

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: floppy hairy legs

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: thriller library

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: French philosopher-king senate

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Exhilarant Pea-brained Karate Deer Antler

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: thriller library

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Onyx fragrant parlor yarmulke

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Supple new version

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: obsidian disturbing main people

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: floppy hairy legs

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Amber public bath

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Harsh crystalline step-uncle's house national security agency

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: obsidian disturbing main people

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: French philosopher-king senate

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: obsidian disturbing main people

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: French philosopher-king senate

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: French philosopher-king senate

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Laughsome mental disorder

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Amber public bath

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Exhilarant Pea-brained Karate Deer Antler

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: blue comical plaza

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: spectacular milky gaping ape

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: French philosopher-king senate

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: spectacular milky gaping ape

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: blue comical plaza



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: beady-eyed iridescent meetinghouse background story

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: chocolate gay wizard kitchen

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: obsidian disturbing main people

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: dark vivacious lettuce french chef

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: blue comical plaza

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: dark vivacious lettuce french chef

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: blue comical plaza

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: dark vivacious lettuce french chef

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: blue comical plaza

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: dark vivacious lettuce french chef

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: blue comical plaza

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: dark vivacious lettuce french chef

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: sepia newt round eye

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: sapphire multi-colored ticket booth coldplay fan

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: spectacular milky gaping ape

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: blue comical plaza

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: spectacular milky gaping ape

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: blue comical plaza

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: disgusting sooty factory reset button cruise ship

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Bateful amethyst hospital wrinkle

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Glittery Fuchsia Stead

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: sapphire multi-colored ticket booth coldplay fan

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: high-end mind-boggling double fault

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Onyx fragrant parlor yarmulke

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: French philosopher-king senate

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: bull headed medicated internal respiration

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Disrespectful faggot firefighter area

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: spectacular milky gaping ape

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Disrespectful faggot firefighter area

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Marvelous Rusted Address

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: flirting nursing home

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Gay property tattoo

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Overrated free-loading base doctorate

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Stirring Soggy Resort Regret

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Drab Territorial Box Office Clown

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: blathering very tactful garrison ratface

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: blue comical plaza

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Glittery Fuchsia Stead

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Gay property tattoo

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: spectacular milky gaping ape



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Fighting Center

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: fantasy-prone school friendly grandma

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055414)