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POLL: What is your 401(k) balance right now

...
Yellow stimulating school stock car
  06/27/25
A tiny pink 500k
mint frisky queen of the night
  06/27/25
that's not that bad
Yellow stimulating school stock car
  06/27/25
I guess not but the thought of grinding out another 20 years...
mint frisky queen of the night
  06/27/25
age?
hairraiser flesh stage rigor
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Gold indian lodge
  06/27/25
Yep, I’m early 40s lol
mint frisky queen of the night
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Sick violent theatre associate
  06/27/25
It depend on if that's his primary retirement or if he has ...
clear coiffed temple macaca
  06/27/25
$130k
Gay sneaky criminal brethren
  06/27/25
that's horrendous
Yellow stimulating school stock car
  06/27/25
i'm in between these two guys
Wonderful talking crotch menage
  06/27/25
Same, I'm in between two guys
vibrant office
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Gay sneaky criminal brethren
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
hairraiser flesh stage rigor
  06/27/25
My mom says I'm special.
Gay sneaky criminal brethren
  06/27/25
even that's not true
hairraiser flesh stage rigor
  06/27/25
LOL
hairraiser flesh stage rigor
  06/27/25
$3.4 million in combined marital plans.
Magenta Racy Fat Ankles
  06/27/25
damn
Wonderful talking crotch menage
  06/27/25
Age?
Gold indian lodge
  06/27/25
Such a waste of capital.
cracking heaven
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
aquamarine outnumbered piazza
  06/27/25
this discussion happens every 401k thread. partners in bigl...
hairraiser flesh stage rigor
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
aquamarine outnumbered piazza
  06/27/25
...
cracking heaven
  06/27/25
The max is $70K per year including your own $23,500 contribu...
mahogany stage
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Red Beady-eyed Private Investor
  06/27/25
.
Gay sneaky criminal brethren
  06/27/25
Something like $800-900k for wife and I.
bat-shit-crazy whorehouse
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
cracking heaven
  06/27/25
If you work in-house matching makes it a no-brainer.
bat-shit-crazy whorehouse
  06/27/25
just do take a lot of my money and shove it up the ass of so...
cracking heaven
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
bat-shit-crazy whorehouse
  06/27/25
I want my yacht now.
cracking heaven
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
bat-shit-crazy whorehouse
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
cracking heaven
  06/27/25
If that's your perspective then sure, stop contributing into...
bat-shit-crazy whorehouse
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Swashbuckling crawly theater stage
  06/27/25
Why not put it in a Roth?
aqua deep shrine
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
aquamarine outnumbered piazza
  06/27/25
180
cracking heaven
  06/27/25
Did you know you're not required to contribute to a 401K?
aquamarine outnumbered piazza
  06/27/25
(guy who is not a biglaw partner)
cracking heaven
  06/27/25
$700k Wife - $600k
laughsome kink-friendly place of business
  06/27/25
43yo, $900k
Fuchsia embarrassed to the bone patrolman
  06/27/25
Early 40s. ~$2.1mm
Misanthropic lime corner
  06/27/25
Late 20s, 250k
aqua deep shrine
  06/27/25
Good job , young gun
ebony curious dragon crackhouse
  06/27/25
lol at these responses
Sick violent theatre associate
  06/27/25
go on...
hairraiser flesh stage rigor
  06/27/25
30000k
Chrome digit ratio hall
  06/27/25
$399,443.16
Provocative splenetic trailer park
  06/27/25
Monday is likely to be a big day for you friend
aquamarine outnumbered piazza
  06/27/25
🤞🏻
Provocative splenetic trailer park
  06/27/25
IDK $150Kish. But I haven't been working long.
Opaque Supple National Fortuitous Meteor
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Blue razzle site hominid
  06/27/25
Same.
Glassy deranged dysfunction kitchen
  06/27/25
350,000 Kinda sad
onyx adulterous step-uncle's house
  06/27/25
all stock/bond investments are like 750k.
Charcoal hilarious death wish blood rage
  06/27/25
$386k total. $324k in trad, $62k in Roth
bright histrionic travel guidebook incel
  06/27/25
Zero
abnormal glittery locale
  06/27/25
Crrrrrrrrrrrrrr
cracking heaven
  06/27/25
For Benzo reasons or RSF reasons?
Misanthropic lime corner
  06/27/25
$6 million or so. I checked in January.
Glassy deranged dysfunction kitchen
  06/27/25
...
aquamarine outnumbered piazza
  06/27/25
I mean undoubtedly there is a balance but $6 million?
ungodly chartreuse dilemma
  06/27/25
$0. I don’t have a 401(k).
Disturbing athletic conference plaza
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Yellow stimulating school stock car



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: mint frisky queen of the night

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Yellow stimulating school stock car

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: mint frisky queen of the night

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: hairraiser flesh stage rigor

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Gold indian lodge

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: mint frisky queen of the night

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Sick violent theatre associate

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: clear coiffed temple macaca

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Gay sneaky criminal brethren

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Yellow stimulating school stock car

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Wonderful talking crotch menage

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: vibrant office

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Gay sneaky criminal brethren

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: hairraiser flesh stage rigor

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Gay sneaky criminal brethren

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: hairraiser flesh stage rigor

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: hairraiser flesh stage rigor

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Magenta Racy Fat Ankles

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Wonderful talking crotch menage

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Gold indian lodge

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: cracking heaven

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: aquamarine outnumbered piazza

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: hairraiser flesh stage rigor

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: aquamarine outnumbered piazza

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: cracking heaven



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: mahogany stage

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Red Beady-eyed Private Investor

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Gay sneaky criminal brethren

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: bat-shit-crazy whorehouse

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: cracking heaven

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: bat-shit-crazy whorehouse

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: cracking heaven

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: bat-shit-crazy whorehouse

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: cracking heaven

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: bat-shit-crazy whorehouse

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: cracking heaven

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: bat-shit-crazy whorehouse

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Swashbuckling crawly theater stage

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: aqua deep shrine

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: aquamarine outnumbered piazza

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: cracking heaven

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: aquamarine outnumbered piazza

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: cracking heaven

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: laughsome kink-friendly place of business

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Fuchsia embarrassed to the bone patrolman

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Misanthropic lime corner

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: aqua deep shrine

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: ebony curious dragon crackhouse

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Sick violent theatre associate

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: hairraiser flesh stage rigor

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Chrome digit ratio hall

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Provocative splenetic trailer park

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: aquamarine outnumbered piazza

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Provocative splenetic trailer park

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Opaque Supple National Fortuitous Meteor

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Blue razzle site hominid

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Glassy deranged dysfunction kitchen

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: onyx adulterous step-uncle's house

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Charcoal hilarious death wish blood rage

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: bright histrionic travel guidebook incel

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: abnormal glittery locale

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: cracking heaven

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Misanthropic lime corner

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Glassy deranged dysfunction kitchen

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: aquamarine outnumbered piazza



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: ungodly chartreuse dilemma

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Disturbing athletic conference plaza

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055414)