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POLL: What is your 401(k) balance right now

...
Carnelian puppy dopamine
  06/27/25
A tiny pink 500k
aphrodisiac unholy prole
  06/27/25
that's not that bad
Carnelian puppy dopamine
  06/27/25
I guess not but the thought of grinding out another 20 years...
aphrodisiac unholy prole
  06/27/25
age?
cream shaky temple stain
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
provocative parlor personal credit line
  06/27/25
Yep, I’m early 40s lol
aphrodisiac unholy prole
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Buff sweet tailpipe
  06/27/25
It depend on if that's his primary retirement or if he has ...
soggy electric area feces
  06/27/25
$130k
Charismatic gaped gaping
  06/27/25
that's horrendous
Carnelian puppy dopamine
  06/27/25
i'm in between these two guys
Jet marketing idea
  06/27/25
Same, I'm in between two guys
insane persian
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Charismatic gaped gaping
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
cream shaky temple stain
  06/27/25
My mom says I'm special.
Charismatic gaped gaping
  06/27/25
even that's not true
cream shaky temple stain
  06/27/25
LOL
cream shaky temple stain
  06/27/25
$3.4 million in combined marital plans.
Sienna Motley Electric Furnace Elastic Band
  06/27/25
damn
Jet marketing idea
  06/27/25
Age?
provocative parlor personal credit line
  06/27/25
Such a waste of capital.
judgmental spot
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Razzmatazz naked sandwich
  06/27/25
this discussion happens every 401k thread. partners in bigl...
cream shaky temple stain
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Razzmatazz naked sandwich
  06/27/25
...
judgmental spot
  06/27/25
The max is $70K per year including your own $23,500 contribu...
bat-shit-crazy irradiated police squad
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Swashbuckling Silver Travel Guidebook State
  06/27/25
.
Charismatic gaped gaping
  06/27/25
Something like $800-900k for wife and I.
Mind-boggling Spruce Church
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
judgmental spot
  06/27/25
If you work in-house matching makes it a no-brainer.
Mind-boggling Spruce Church
  06/27/25
just do take a lot of my money and shove it up the ass of so...
judgmental spot
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Mind-boggling Spruce Church
  06/27/25
I want my yacht now.
judgmental spot
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Mind-boggling Spruce Church
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
judgmental spot
  06/27/25
If that's your perspective then sure, stop contributing into...
Mind-boggling Spruce Church
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
flatulent soul-stirring corn cake
  06/27/25
Why not put it in a Roth?
Razzle-dazzle Beta Really Tough Guy Cuckoldry
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Razzmatazz naked sandwich
  06/27/25
180
judgmental spot
  06/27/25
Did you know you're not required to contribute to a 401K?
Razzmatazz naked sandwich
  06/27/25
(guy who is not a biglaw partner)
judgmental spot
  06/27/25
$700k Wife - $600k
primrose mad-dog skullcap gunner
  06/27/25
43yo, $900k
razzle yellow address shitlib
  06/27/25
Early 40s. ~$2.1mm
Rebellious affirmative action
  06/27/25
Late 20s, 250k
Razzle-dazzle Beta Really Tough Guy Cuckoldry
  06/27/25
Good job , young gun
cyan at-the-ready office hunting ground
  06/27/25
lol at these responses
Buff sweet tailpipe
  06/27/25
go on...
cream shaky temple stain
  06/27/25
30000k
odious apoplectic idiot
  06/27/25
$399,443.16
Splenetic Bespoke Genital Piercing Library
  06/27/25
Monday is likely to be a big day for you friend
Razzmatazz naked sandwich
  06/27/25
🤞🏻
Splenetic Bespoke Genital Piercing Library
  06/27/25
IDK $150Kish. But I haven't been working long.
nudist wrinkle dilemma
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Big juggernaut
  06/27/25
Same.
buck-toothed hominid
  06/27/25
350,000 Kinda sad
talented lavender halford
  06/27/25
all stock/bond investments are like 750k.
alcoholic mexican
  06/27/25
$386k total. $324k in trad, $62k in Roth
exhilarant pozpig
  06/27/25
Zero
black boltzmann partner
  06/27/25
Crrrrrrrrrrrrrr
judgmental spot
  06/27/25
For Benzo reasons or RSF reasons?
Rebellious affirmative action
  06/27/25
$6 million or so. I checked in January.
buck-toothed hominid
  06/27/25
...
Razzmatazz naked sandwich
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Geriatric church building nowag
  06/27/25
$0. I don’t have a 401(k).
lime painfully honest associate tanning salon
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Carnelian puppy dopamine



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: aphrodisiac unholy prole

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Carnelian puppy dopamine

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: aphrodisiac unholy prole

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: cream shaky temple stain

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: provocative parlor personal credit line

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: aphrodisiac unholy prole

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Buff sweet tailpipe

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: soggy electric area feces

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Charismatic gaped gaping

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Carnelian puppy dopamine

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Jet marketing idea

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: insane persian

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Charismatic gaped gaping

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: cream shaky temple stain

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Charismatic gaped gaping

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: cream shaky temple stain

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: cream shaky temple stain

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Sienna Motley Electric Furnace Elastic Band

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Jet marketing idea

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: provocative parlor personal credit line

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: judgmental spot

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Razzmatazz naked sandwich

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: cream shaky temple stain

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Razzmatazz naked sandwich

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: judgmental spot



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: bat-shit-crazy irradiated police squad

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Swashbuckling Silver Travel Guidebook State

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Charismatic gaped gaping

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Mind-boggling Spruce Church

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: judgmental spot

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Mind-boggling Spruce Church

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: judgmental spot

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Mind-boggling Spruce Church

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: judgmental spot

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Mind-boggling Spruce Church

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: judgmental spot

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Mind-boggling Spruce Church

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: flatulent soul-stirring corn cake

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Razzle-dazzle Beta Really Tough Guy Cuckoldry

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Razzmatazz naked sandwich

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: judgmental spot

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Razzmatazz naked sandwich

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: judgmental spot

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: primrose mad-dog skullcap gunner

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: razzle yellow address shitlib

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Rebellious affirmative action

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Razzle-dazzle Beta Really Tough Guy Cuckoldry

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: cyan at-the-ready office hunting ground

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Buff sweet tailpipe

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: cream shaky temple stain

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: odious apoplectic idiot

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Splenetic Bespoke Genital Piercing Library

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Razzmatazz naked sandwich

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Splenetic Bespoke Genital Piercing Library

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: nudist wrinkle dilemma

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Big juggernaut

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: buck-toothed hominid

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: talented lavender halford

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: alcoholic mexican

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: exhilarant pozpig

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: black boltzmann partner

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: judgmental spot

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Rebellious affirmative action

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: buck-toothed hominid

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Razzmatazz naked sandwich



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Geriatric church building nowag

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: lime painfully honest associate tanning salon

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055414)