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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Navy patrolman trump supporter
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
sexy national security agency chapel
  09/22/25
Weird
vigorous crawly gunner
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Cyan sneaky criminal locus
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Navy patrolman trump supporter
  09/22/25
Guessing they are big Israel supporters
contagious degenerate
  09/22/25
...
flirting brunch
  09/22/25
I’m not sure either could even tell you who the curren...
Navy patrolman trump supporter
  09/22/25
President Biden is as sharp as a tack
Disgusting Principal's Office Cumskin
  09/28/25
agree. the side of the tack you push on.
rusted corner hunting ground
  09/28/25
...
Disgusting Principal's Office Cumskin
  09/29/25
...
honey-headed school cafeteria
  09/22/25
...
Histrionic sanctuary
  09/22/25
its a story as old as recent times
Citrine stain
  09/22/25
...
Cracking fiercely-loyal macaca pozpig
  09/22/25
...
Cyan sneaky criminal locus
  09/22/25
...
Demanding theatre
  09/22/25
...
charcoal medicated becky tank
  09/22/25
...
Navy patrolman trump supporter
  09/22/25
...
honey-headed school cafeteria
  09/22/25
...
harsh charismatic state
  09/22/25
...
fuchsia digit ratio church building
  09/22/25
...
Histrionic sanctuary
  09/22/25
...
Abnormal theater twinkling uncleanness
  09/22/25
Sounds very Gen X
domesticated blood rage temple
  09/22/25
...
charcoal medicated becky tank
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Navy patrolman trump supporter
  09/22/25
Double Big Fed?
Cracking fiercely-loyal macaca pozpig
  09/22/25
Not saying, but yep
Navy patrolman trump supporter
  09/22/25
Good for you
Cracking fiercely-loyal macaca pozpig
  09/22/25
Any kids?
Bespoke pit
  09/22/25
He’s already graduated from college and doing well on ...
Navy patrolman trump supporter
  09/22/25
It probably will work out for him though.
talented jade jewess
  09/22/25
Sadly yeah
contagious degenerate
  09/22/25
Tell us more about the wife's fake business
dark glittery candlestick maker
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Navy patrolman trump supporter
  09/22/25
How can that lose 3k/month?
Cracking fiercely-loyal macaca pozpig
  09/22/25
She's putting way too much scent in them
bateful self-absorbed stage
  09/22/25
...
Sadistic silver garrison
  09/22/25
...
Boyish mustard area quadroon
  09/22/25
...
flirting brunch
  09/22/25
...
iridescent ape
  09/22/25
...
Chestnut Crackhouse Police Squad
  09/22/25
...
Concupiscible violent sandwich
  09/22/25
...
Scarlet beta university useless brakes
  09/22/25
...
Navy patrolman trump supporter
  09/22/25
...
honey-headed school cafeteria
  09/22/25
...
Disturbing Headpube Center
  09/22/25
...
stirring cream market
  09/22/25
...
Swashbuckling native liquid oxygen
  09/22/25
...
Bisexual Adventurous Multi-billionaire Partner
  09/22/25
...
rusted corner hunting ground
  09/22/25
I think you misspelled "cents."
Thriller underhanded kitchen son of senegal
  09/22/25
...
Navy patrolman trump supporter
  09/22/25
...
Indecent windowlicker people who are hurt
  09/26/25
...
Motley Lay
  09/27/25
...
appetizing business firm
  09/28/25
...
irate address
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Vivacious walnut karate church
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Navy patrolman trump supporter
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Vivacious walnut karate church
  09/22/25
He hates his job and wants to killself daily.
Navy patrolman trump supporter
  09/22/25
He should work harder, save more, get that house paid off or...
Vivacious walnut karate church
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
doobsian aphrodisiac hell circlehead
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Gay bipolar piazza roast beef
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Pink Impressive Home
  09/22/25
Simmer down Shapiro
Navy patrolman trump supporter
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
charcoal medicated becky tank
  09/22/25
You seem to struggle with the idea that someone could build ...
domesticated blood rage temple
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
charcoal medicated becky tank
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
domesticated blood rage temple
  09/22/25
are you saying I should Sell High?
charcoal medicated becky tank
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
charcoal medicated becky tank
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Vivacious walnut karate church
  09/22/25
Sounds like if he told his wife to close her stupid “b...
nofapping fear-inspiring forum
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Vivacious walnut karate church
  09/22/25
...
fuchsia digit ratio church building
  09/28/25
this is retarded, which is expected from you. his PITI is li...
charcoal medicated becky tank
  09/22/25
Cr. It would be much better if he paid in installments, like...
azure spectacular scourge upon the earth hospital
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Pink Impressive Home
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Alcoholic legal warrant toilet seat
  09/22/25
Why would you have several thousand per month in health care...
charcoal medicated becky tank
  09/22/25
(dude who has never tried to buy insurance on the individual...
Alcoholic legal warrant toilet seat
  09/23/25
...
Indecent windowlicker people who are hurt
  09/26/25
Leave America
doobsian aphrodisiac hell circlehead
  09/28/25
He has social security and a good paying job and will have a...
azure spectacular scourge upon the earth hospital
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
charcoal medicated becky tank
  09/22/25
Once his kids are out of the house he can just downsize and ...
azure spectacular scourge upon the earth hospital
  09/22/25
The $3000 a month that the "business" is losing ma...
Abusive meetinghouse hissy fit
  09/28/25
...
Bearded House Deer Antler
  09/28/25
He's going to be fine
Citrine stain
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Know-it-all 180 shrine
  09/22/25
For the financially retarded putting extra into your house i...
iridescent ape
  09/22/25
This guy gets it
Cracking fiercely-loyal macaca pozpig
  09/22/25
Raymondnomics
charcoal medicated becky tank
  09/22/25
...
Navy patrolman trump supporter
  09/22/25
...
flirting brunch
  09/22/25
...
honey-headed school cafeteria
  09/22/25
...
Thriller underhanded kitchen son of senegal
  09/22/25
...
stirring cream market
  09/22/25
...
Magenta passionate laser beams
  09/28/25
...
lavender cuckold queen of the night
  09/22/25
Many such cases
iridescent ape
  09/22/25
This seems to be about the median life outcome ITE
Cracking fiercely-loyal macaca pozpig
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Scarlet beta university useless brakes
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Cracking fiercely-loyal macaca pozpig
  09/22/25
Is your friend still in high school? My brother, in all h...
Navy patrolman trump supporter
  09/22/25
He is early 30s lol
Scarlet beta university useless brakes
  09/22/25
alpha af
gold gay wizard
  09/22/25
I feel like there are more good stories about your brother, ...
stirring cream market
  09/22/25
He’s got a “system” for playing slots in V...
Navy patrolman trump supporter
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
Motley Lay
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Indecent windowlicker people who are hurt
  09/26/25
who says you can't buy class
doobsian aphrodisiac hell circlehead
  09/28/25
...
Indecent windowlicker people who are hurt
  09/28/25
He's going to need at least two new trucks before he retires...
dashing wild hairy legs box office
  09/22/25
...
Cracking fiercely-loyal macaca pozpig
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Misunderstood curious background story heaven
  09/22/25
There's nothing else a man can reasonably drive
dashing wild hairy legs box office
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
House-broken tanning salon
  09/22/25
...
honey-headed school cafeteria
  09/22/25
...
Bisexual Adventurous Multi-billionaire Partner
  09/22/25
...
Navy patrolman trump supporter
  09/27/25
...
laughsome parlor rigor
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Alcoholic legal warrant toilet seat
  09/23/25
Lol
cobalt field filthpig
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
Magenta passionate laser beams
  09/28/25
what are your heights?
Bisexual Adventurous Multi-billionaire Partner
  09/22/25
He’s 6’3 and I’m 6’1
Navy patrolman trump supporter
  09/22/25
he has you pwned 4lyfe
Bisexual Adventurous Multi-billionaire Partner
  09/22/25
...
iridescent ape
  09/22/25
Harsh, but fair
Navy patrolman trump supporter
  09/22/25
What's the big deal as long as they get inheritances.
Pink Impressive Home
  09/22/25
If a Boomer senses that their resources are needed by a youn...
stirring cream market
  09/22/25
...
iridescent ape
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Navy patrolman trump supporter
  09/26/25
...
Excitant abode
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Navy patrolman trump supporter

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: sexy national security agency chapel

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: vigorous crawly gunner

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Cyan sneaky criminal locus

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Navy patrolman trump supporter

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: contagious degenerate

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: flirting brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Navy patrolman trump supporter

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Disgusting Principal's Office Cumskin

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: rusted corner hunting ground

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: Disgusting Principal's Office Cumskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: honey-headed school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Histrionic sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Citrine stain

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Cracking fiercely-loyal macaca pozpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Cyan sneaky criminal locus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Demanding theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: charcoal medicated becky tank



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Navy patrolman trump supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: honey-headed school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: harsh charismatic state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: fuchsia digit ratio church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Histrionic sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Abnormal theater twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: domesticated blood rage temple

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: charcoal medicated becky tank



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Navy patrolman trump supporter

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Cracking fiercely-loyal macaca pozpig

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Navy patrolman trump supporter

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Cracking fiercely-loyal macaca pozpig

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Bespoke pit

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Navy patrolman trump supporter

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: talented jade jewess

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: contagious degenerate

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: dark glittery candlestick maker

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Navy patrolman trump supporter

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Cracking fiercely-loyal macaca pozpig

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: bateful self-absorbed stage

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Sadistic silver garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Boyish mustard area quadroon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: flirting brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: iridescent ape



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Chestnut Crackhouse Police Squad



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Concupiscible violent sandwich



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Scarlet beta university useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Navy patrolman trump supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: honey-headed school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Disturbing Headpube Center



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: stirring cream market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Swashbuckling native liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Bisexual Adventurous Multi-billionaire Partner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: rusted corner hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Thriller underhanded kitchen son of senegal

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Navy patrolman trump supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Indecent windowlicker people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: Motley Lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: appetizing business firm



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309440)



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Date: September 29th, 2025 12:42 PM
Author: irate address



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: Vivacious walnut karate church

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290872)



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Date: September 22nd, 2025 9:38 AM
Author: Navy patrolman trump supporter

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: Vivacious walnut karate church

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: Navy patrolman trump supporter

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290886)



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Date: September 22nd, 2025 9:42 AM
Author: Vivacious walnut karate church

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290894)



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Date: September 28th, 2025 8:29 AM
Author: doobsian aphrodisiac hell circlehead

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: Gay bipolar piazza roast beef

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: Pink Impressive Home

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: Navy patrolman trump supporter

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: charcoal medicated becky tank

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: domesticated blood rage temple

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: charcoal medicated becky tank

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: domesticated blood rage temple

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: charcoal medicated becky tank

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: charcoal medicated becky tank

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: Vivacious walnut karate church

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: nofapping fear-inspiring forum

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: Vivacious walnut karate church

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290919)



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Date: September 28th, 2025 12:09 AM
Author: fuchsia digit ratio church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: charcoal medicated becky tank

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: azure spectacular scourge upon the earth hospital

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: Pink Impressive Home

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: Alcoholic legal warrant toilet seat

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: charcoal medicated becky tank

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: Alcoholic legal warrant toilet seat

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293167)



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Date: September 26th, 2025 1:40 PM
Author: Indecent windowlicker people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305216)



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Date: September 28th, 2025 8:33 AM
Author: doobsian aphrodisiac hell circlehead

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: azure spectacular scourge upon the earth hospital

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: charcoal medicated becky tank

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290901)



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Date: September 22nd, 2025 9:45 AM
Author: azure spectacular scourge upon the earth hospital

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290906)



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Date: September 28th, 2025 12:32 AM
Author: Abusive meetinghouse hissy fit

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308521)



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Date: September 28th, 2025 1:58 PM
Author: Bearded House Deer Antler



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: Citrine stain

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: Know-it-all 180 shrine

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: iridescent ape

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: Cracking fiercely-loyal macaca pozpig

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: charcoal medicated becky tank

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: Navy patrolman trump supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291083)



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Date: September 22nd, 2025 11:46 AM
Author: flirting brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: honey-headed school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: Thriller underhanded kitchen son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: stirring cream market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291500)



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Date: September 28th, 2025 2:24 PM
Author: Magenta passionate laser beams



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309504)



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Date: September 22nd, 2025 10:43 AM
Author: lavender cuckold queen of the night



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: iridescent ape

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: Cracking fiercely-loyal macaca pozpig

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: Scarlet beta university useless brakes

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: Cracking fiercely-loyal macaca pozpig

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: Navy patrolman trump supporter

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: Scarlet beta university useless brakes

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: gold gay wizard

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: stirring cream market

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: Navy patrolman trump supporter

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291952)



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Date: September 27th, 2025 6:47 PM
Author: Motley Lay

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308045)



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Date: September 26th, 2025 1:41 PM
Author: Indecent windowlicker people who are hurt

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305221)



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Date: September 28th, 2025 8:35 AM
Author: doobsian aphrodisiac hell circlehead

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308733)



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Date: September 28th, 2025 2:23 PM
Author: Indecent windowlicker people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: dashing wild hairy legs box office

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: Cracking fiercely-loyal macaca pozpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291502)



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Date: September 22nd, 2025 1:57 PM
Author: Misunderstood curious background story heaven

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291599)



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Date: September 22nd, 2025 1:59 PM
Author: dashing wild hairy legs box office

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: House-broken tanning salon

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291630)



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Date: September 22nd, 2025 3:52 PM
Author: honey-headed school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291884)



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Date: September 22nd, 2025 4:22 PM
Author: Bisexual Adventurous Multi-billionaire Partner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291975)



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Date: September 27th, 2025 6:31 PM
Author: Navy patrolman trump supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308023)



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Date: September 28th, 2025 8:34 AM
Author: laughsome parlor rigor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308727)



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Date: September 23rd, 2025 12:34 AM
Author: Alcoholic legal warrant toilet seat

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293179)



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Date: September 23rd, 2025 12:53 AM
Author: cobalt field filthpig

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: Magenta passionate laser beams

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309505)



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Date: September 22nd, 2025 4:23 PM
Author: Bisexual Adventurous Multi-billionaire Partner

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291980)



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Date: September 22nd, 2025 4:31 PM
Author: Navy patrolman trump supporter

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292009)



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Date: September 22nd, 2025 4:40 PM
Author: Bisexual Adventurous Multi-billionaire Partner

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292028)



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Date: September 22nd, 2025 7:16 PM
Author: iridescent ape



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292464)



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Date: September 22nd, 2025 11:38 PM
Author: Navy patrolman trump supporter

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293059)



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Date: September 22nd, 2025 7:37 PM
Author: Pink Impressive Home

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292524)



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Date: September 22nd, 2025 7:54 PM
Author: stirring cream market

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292566)



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Date: September 26th, 2025 1:06 PM
Author: iridescent ape



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305085)



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Date: September 26th, 2025 1:37 PM
Author: Navy patrolman trump supporter

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305208)



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Date: September 28th, 2025 8:50 AM
Author: Excitant abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308752)