My new job let's me do 401k+ posttax backdoor roth of whatev...	,.,,,.	01/20/26
For mega back door, just make sure you convert those post-ta...	MAHA Movement	01/20/26
It is automatically converted to roth as soon as it is contr...	,.,,,.	01/20/26

Date: January 20th, 2026 3:16 PM Author: ,.,,,. My new job let's me do 401k+ posttax backdoor roth of whatever they don't match. And I can put 99% of that into schwab pcra. So I'll have about 40k pretax and 30k posttax in 401k. So I'm going to trade it with my regular brokerage. I will be using combination of qdvo(that's option analog of qqq), spmo, and btci (http://www.autoadmit.com/thread.php?thread_id=5824351&forum_id=2Reputation#49604069)

Date: January 20th, 2026 3:34 PM Author: MAHA Movement For mega back door, just make sure you convert those post-tax contributions quickly. You have to pay short term cap gains or something on the gains on those contributions while they sit in ur 401k which is a pain in the ass (http://www.autoadmit.com/thread.php?thread_id=5824351&forum_id=2Reputation#49604109)

Date: January 20th, 2026 3:38 PM Author: ,.,,,. It is automatically converted to roth as soon as it is contributed and only then transferred into schwab pcra. And I then decide how to invest it along with my other regular scheab accounts (http://www.autoadmit.com/thread.php?thread_id=5824351&forum_id=2Reputation#49604123)