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Is there any reason to put between 6% and 19% down on a house?
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Date: February 24th, 2026 1:25 PM Author: Gold territorial sneaky criminal Assume I'm a financially retarded manchild (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2Reputation#49691728) |
Date: February 24th, 2026 2:03 PM Author: Gold territorial sneaky criminal Help friends (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2Reputation#49691868) |
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Date: February 24th, 2026 2:04 PM Author: Exhilarant flickering halford roommate forced savings a dislike of debt reduced vulnerability to interest rate hikes |
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Date: February 24th, 2026 2:09 PM Author: Gold territorial sneaky criminal tyft (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2Reputation#49691895) |
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Date: February 24th, 2026 2:21 PM Author: Exhilarant flickering halford roommate it's a risk averse move to put more money into your house than you have to instead of in the stock market, but there is nothing wrong with being risk averse if that is your position and you sleep better at night that way, you need to do what is right for you personally, while I have a relatively high-risk investment approach, I also really really hate having debt, so I never leave credit card balances unpaid and have often paid the maximum amount on mortgages - some people may call that internally inconsistent, but I don't care, it keeps me happy and so that's what I do |
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Date: February 24th, 2026 2:04 PM Author: Outnumbered Boiling Water Area you gotta put (lex) in the thread title and you'll get like 60 replies (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2Reputation#49691873) |
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Date: February 24th, 2026 2:10 PM Author: Gold territorial sneaky criminal I'll just keep replying to every response until interest picks up (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2Reputation#49691897) |
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Date: February 24th, 2026 2:16 PM Author: Outnumbered Boiling Water Area "The gunnerattt strategy" (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2Reputation#49691920) |
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Date: February 24th, 2026 2:17 PM Author: Gold territorial sneaky criminal The system works (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2Reputation#49691928) |
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Date: February 24th, 2026 2:17 PM Author: idiotic meetinghouse famous landscape painting no. the people doing that are just lost. (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2Reputation#49691927) |
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Date: February 24th, 2026 2:18 PM Author: stimulating affirmative action for one, various closing costs seem to be proportionate to the amount of the loan, for example county costs to record the mortgage. title insurance may also increase too.
thus, taking a bigger loan means you're paying unnecessarily costs. |
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Date: February 24th, 2026 9:18 PM Author: mint hospital It could affect your PMI or your rate.
FWIW, financial "experts" really hate PMI - but i did the math when I bought a house and it was like an extra $70 a month to just put 5% down - so investing that extra $100,000 was a clear winner at a 3% rate.
Probably not the case now but goes to show how the conventional wisdom is usually not from people who've done any actual analysis. |