Northwestern law - $240k cost of attendance for 3 years (tuition is $180k)
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Poast new message in this thread
Date: October 24th, 2016 4:38 PM Author: mahogany sweet tailpipe
Boalt: $250K:
https://www.law.berkeley.edu/admissions/jd/financial-aid/fees-cost-of-attendance/
but remember that interest on student loans starts accruing after 1L. so, after 1L, you have $83K of outstanding student loans, at a weighted average interest rate of 7.5%, and year two you have $166K, so by the time you graduate you already have around $40K of accrued interest.
total outstanding debt at graduation: $290K at 7.5%
(http://www.autoadmit.com/thread.php?thread_id=3397501&forum_id=2#31717002) |
Date: October 24th, 2016 4:52 PM Author: mahogany sweet tailpipe
so you graduate with $290K at 7.5%. that means your interest payments alone each year are about $19K. no student loan interest deduction and those are paid with after-tax money. so just to break even on the interest payments, going to law school needs to increase your earning potential by at least $30K. if you ever want to pay it off, you need to make at least $50K above what you would make without a law degree, and it'll still take 30 years.
for it to make financial sense, law school needs to realistically add at least $100K to your yearly earning potential. even then, in biglaw, you have at least 6 years if you live like a miser of simply paying your debt off, otherwise living the same as if you made $45K per year. longer in higher COL areas. 10 years if you live somewhat normally, but don't buy a house or start a family. longer if you want to do either of those things.
(http://www.autoadmit.com/thread.php?thread_id=3397501&forum_id=2#31717083) |
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Date: October 24th, 2016 5:08 PM Author: Walnut church
fuck paye, fuck everyone.
no one should pay that much to go to law school. even if you were guaranteed a biglaw spot
and no one is
it would still be a questionable decision.
(http://www.autoadmit.com/thread.php?thread_id=3397501&forum_id=2#31717213)
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Date: October 24th, 2016 9:45 PM Author: Geriatric school cafeteria
what's insane is when you see BAs that are like 250K
(http://www.autoadmit.com/thread.php?thread_id=3397501&forum_id=2#31719339)
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