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A Week in NYC on a $36k Digital Media professional salary (Link)
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Poast new message in this thread
Date: December 14th, 2016 4:08 PM Author: adventurous impressive karate house http://www.refinery29.com/money-diary-digital-media-editorial-budget (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140335) |
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Date: December 14th, 2016 4:12 PM Author: white excitant station sex offender LOL, MacBook pro and vacations and furniture paid for by DADDY, dinners by TINDER (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140378) |
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Date: December 14th, 2016 4:26 PM Author: Brilliant parlor Ljl @ expensing dinner dates with tinder shrews (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140486) |
Date: December 14th, 2016 4:12 PM Author: Purple Lascivious Library COPY AND FUCKING PASTE (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140384) |
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Date: December 14th, 2016 4:28 PM Author: cream histrionic theater stage digit ratio A Week In NYC On A $36,000 Salary US AUGUST 14, 2016, 2:00 PM
Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennial women how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. (Thanks, New York mag, for the inspiration.)
Today, a web editor in New York City, putting down a security deposit for a new apartment.
Industry: Digital Media/Editorial Age: 22 Location: NYC Salary: $32,000, plus freelance work Paycheck Amount (2x a month): ~$1,200 # of roommates: 1
Monthly Expenses Rent: $760 Loan Payments: They haven’t kicked in yet; I just graduated in May and don’t have to begin making payments for six months. My parents also offered to make my loan payments until I have a more permanent/higher-paying job. Utilities: $25 for internet, around $40 for electricity Transportation: Monthly Metrocard $116 Phone Bill: Still on family plan, all paid for by my parents Health Insurance: Still on parents’ insurance Savings: I opened a Mutual Funds account several years ago and make deposits whenever I come into extra cash. (There’s around $8,000 in there currently.)
Day One 9 a.m. — Grab a coffee at Starbucks to fuel up for a morning of apartment hunting. $3
1 p.m. —Weekly Whole Foods trip for groceries. Splurged on Halo Top ice cream. Also pick up zucchini, hummus, mozzarella, popcorn, granola, fruit, and some other things. $31
3 p.m. — Found a new apartment through Craigslist! Paid the security deposit. Will be moving to Park Slope with two roommates. $200
7 p.m. — Made caprese salad for dinner from my WF haul.
Daily Total: $234
Day Two 9 a.m. — Cereal for breakfast at home. I’m not a huge breakfast person, but my commute is pretty long right now, so if I don’t eat before work, I show up super hangry. Honey Nut Cheerios are the solution.
1 p.m. — Brought my own lunch to work, but some coworkers invited me to join them in the cafeteria, so I paid $5 for a sandwich. Seems worth it to socialize at my new job! $5
7 p.m. — Mac 'n' cheese for dinner. It’s Kraft-style, but since it’s from Whole Foods, it’s healthy, right?
Daily Total: $5
Day Three 10 a.m. — Have breakfast at the office since I slept through my alarm and didn’t eat at home. They have fruit, peanut butter, coffee, and some other snacks, so I don’t have to spend any money.
12 p.m. — Office coffee #2. The Starbucks around the corner is tempting, but I can’t justify spending money on lattes when they’re free at work.
2 p.m. — Brought my lunch to work; some frozen Trader Joe’s meal I found in the back of my freezer, supplemented with snacks from work.
7 p.m. — It’s unreasonably hot, so I pop into Starbucks mid-commute for an iced tea. $3
8 p.m. — Stop by Trader Joe’s to grab something for dinner. Craving Kung Pao cauliflower I got there last week. $5
Daily Total: $8
Day Four 9 a.m. — Cereal and coffee for breakfast at home.
1 p.m. — Free sandwiches at the office. Yay! I take half of one and grab soup from the cafeteria. $3
9 p.m. — Late dinner with a blind date. He offers to pay, and I don’t object. He’ll probably end up expensing it, anyway.
Daily Total: $3
Day Five 9 a.m. — Coffee and cereal at home. This is getting pretty old.
1 p.m. — I know I’m supposed to be saving money, but Bloomingdale’s is having a sale. I got paid $75 for a freelance assignment today, so I don’t feel too bad about treating myself. I get a sweater. $40
6 p.m. — Pop into the grocery store for some spinach, mozzarella, and pesto. $12
9 p.m. — Order new sneakers online from Free People. Mine are super worn out, and these will be cute enough for the gym and the office. I’ve been looking for a new pair for a few months, and these were on sale (and free shipping!) $50
Daily Total: $102
Day Six 10 a.m. — Pop into Starbucks for an iced coffee. $3
2 p.m. —Half-day at work! H&M is having a sale, so I couldn’t resist checking it out. $40
10 p.m. — A friend is in town. Dinner and drinks at my favorite Thai restaurant. Got my first paycheck from my new job, so Champagne was in order. $28
Daily Total: $71
Day Seven 11 a.m. — Stop by a café for a bagel and cream cheese. $3
1 p.m. — Iced matcha latte from a new café. Did it mostly for a cute Instagram post. $5
2 p.m. — Great Kate Spade wristlet on sale! Score. I don’t feel super guilty about all my recent shopping, since I got paid for another freelance assignment today. I typically make anywhere from $75 to $300 a month freelancing. $30
3 p.m. — Vegan ice cream, since it felt like a hundred degrees outside. $5
4 p.m. — Tacos and margaritas with my friend from out of town. Can’t beat a weekend happy hour. I rarely go out to eat this much, but since my friend is visiting, we’re hitting up some new spots. $16
10 p.m. — Got invited to a party downtown — open bar with the cover. $5
12 a.m. — Super hungry, since tacos were so long ago. Cheese fries at a 24-hour diner before heading home. $9
Daily Total: $73
Money Diaries are meant to reflect individual women’s experiences and do not necessarily reflect Refinery29’s point of view. Refinery29 in no way encourages illegal activity or harmful behavior.
The first step to getting your financial life in order is tracking what you spend — to try on your own, check out our guide to managing your money every day. For more money diaries, click here.
Have a money diary you'd like to share? Email moneydiary@refinery29.com.
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Date: December 14th, 2016 4:12 PM Author: aromatic magenta plaza philosopher-king what the fuck is refinery29 anyway? i keep seeing girls on tinder who work there (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140387) |
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Date: December 14th, 2016 4:27 PM Author: white excitant station sex offender some kind of sponsored media clothes shop I guess (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140501) |
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Date: December 14th, 2016 4:14 PM Author: bronze hairless lay "1 p.m. — Iced matcha latte from a new café. Did it mostly for a cute Instagram post. $5"
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Date: December 14th, 2016 4:18 PM Author: cream histrionic theater stage digit ratio (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140417) |
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Date: December 14th, 2016 4:20 PM Author: thirsty office (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140426) |
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Date: December 14th, 2016 4:27 PM Author: white excitant station sex offender (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140502) |
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Date: December 14th, 2016 4:29 PM Author: hateful police squad Jfc (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140518) |
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Date: December 14th, 2016 4:29 PM Author: boyish translucent hall masturbator Instagram users need to die. (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140521) |
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Date: December 14th, 2016 4:17 PM Author: cream histrionic theater stage digit ratio jesus christ this makes me want to gouge my eyes out lmao (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140414) |
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Date: December 14th, 2016 4:18 PM Author: flatulent judgmental antidepressant drug lol jewish women (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140418) |
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Date: December 14th, 2016 4:23 PM Author: bronze hairless lay Check out this Queens city government employee who does NOT share her finances with husband (except a joint travel account, hehe)
Monthly Expenses Rent: $1,125 (my half) Utilities: $75 (internet and electric) Phone Bill: $80 Gym Membership: $20 Renter's Insurance: $13 (my half) Dog Insurance: $26 (my half) Dog Walker/Day Care: $160 (my half) Money for Main Savings Account: $200 Money for Travel Savings Account: $100 — my husband and I do not share our finances, other than this joint travel savings account. Monthly MetroCard (taken out of my paycheck automatically): $116.50 Union Dues per Month (taken out of my paycheck automatically): $72 Pension Contributions per Month (taken out of my paycheck automatically): $260 Amazon Prime (yearly): $26.67, I split this with my husband.
http://www.refinery29.com/money-diary-salary-comparison#slide-1 |
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Date: December 14th, 2016 4:25 PM Author: bronze hairless lay 8 p.m. — My husband orders delivery from a Vietnamese place and I have a summer roll, as my heavy lunch of grits and chili kept me full. Rather than taking turns paying for things, I keep track of charges on our credit cards on an Excel sheet and either attribute charges to him, myself, or as a split cost. We split costs on groceries, utilities, costs for our dog, rental insurance, and when we go out to eat and/or drink together. $3.27 (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140470) |
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Date: December 14th, 2016 4:26 PM Author: thirsty office Summon: James Joyce Jr (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140484) |
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Date: December 14th, 2016 4:29 PM Author: hateful police squad (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140525) |
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Date: December 14th, 2016 5:12 PM Author: Buck-toothed Dilemma (Diana Ben Gurion) (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140852) |
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Date: December 14th, 2016 4:26 PM Author: bronze hairless lay 9:55 p.m. — When I get off the subway back in Astoria I know I am not going to make it home to use the bathroom so I run into a frozen yogurt spot right off the train and use their bathroom in exchange for buying fro-yo. $4.50 (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140491) |
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Date: December 14th, 2016 4:28 PM Author: Brilliant parlor In exchange for or because of? (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140504) |
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Date: December 14th, 2016 4:29 PM Author: bronze hairless lay I think in exchange for. Perhaps she wanted to tempt fate twice. (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140523) |
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Date: December 14th, 2016 4:29 PM Author: cream histrionic theater stage digit ratio thought this was flame. l m a o (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140522) |
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Date: December 14th, 2016 4:30 PM Author: hateful police squad (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140529) |
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Date: December 14th, 2016 4:24 PM Author: Adulterous Therapy Potus 4 p.m. — Tacos and margaritas with my friend from out of town. Can’t beat a weekend happy hour. I rarely go out to eat this much, but since my friend is visiting, we’re hitting up some new spots. $16
you mean 1 taco and you shared a margarita? Or you only had to pay for the cab ride home after your friend from out of town fucked you in the restroom. |
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Date: December 14th, 2016 4:25 PM Author: cream histrionic theater stage digit ratio also doesnt tip (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140475) |
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Date: December 14th, 2016 4:27 PM Author: Purple Lascivious Library Really? I refuse to click and read and no oen will copy and paste. She should be shot. (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140500) |
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Date: December 14th, 2016 4:28 PM Author: cream histrionic theater stage digit ratio i c+ped for you above (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140509) |
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Date: December 14th, 2016 4:28 PM Author: hateful police squad Had the same or similar thoughts about virtually every entry (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140512) |
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Date: December 14th, 2016 4:27 PM Author: hateful police squad Lol My base salary is close to three times hers and yet my take home per month is barely double. Thanks, Barry O (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140499) |
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Date: December 14th, 2016 4:29 PM Author: cream histrionic theater stage digit ratio holy jeez, WOMEN DUNN HERE (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140524) |
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Date: December 14th, 2016 4:30 PM Author: Cordovan greedy hell love of her life Why are women such pea brained idiots (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140528) |
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Date: December 14th, 2016 4:30 PM Author: cream histrionic theater stage digit ratio SUGAR SUGAR CARBS CARBS CARBS CARBS FAT FAT FAT pffffffffffth
someone pls find + bump that thread |
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Date: December 14th, 2016 4:31 PM Author: hateful police squad "Digital Media Professional" (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140543) |
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Date: December 14th, 2016 4:31 PM Author: white excitant station sex offender Got paid $75 for a freelance assignment -- THAT TOOK YOU A WEEK TO WRITE AND BY THE WAY THANKS FOR DRAGGING DOWN THE FUCKING FREELANCING RATE FOR THOSE OF US MAKING A LIVING AT IT... DID YOU KNOW THAT IN 1979 YOU WOULD HAVE BEEN PAID A DOLLAR A FUCKING WORD?????? IN 1990 IT WOULD HAVE BEEN $2??????? FUCK YOU FUCK YOU FUCK YOU AND YOUR DOCTOR DADDY AND INVESTMENT BANKER BOYFRIEND (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140547) |
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Date: December 14th, 2016 4:39 PM Author: puce sinister casino Amen, fuck pea brained idiot women. (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140611) |
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Date: December 14th, 2016 4:50 PM Author: white excitant station sex offender actually fuck me for trying to succeed in a house wife vanity profession (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140689) |
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Date: December 14th, 2016 5:55 PM Author: Swashbuckling Scarlet Step-uncle's House Mad Cow Disease i lol'd (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32141195) |
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Date: December 14th, 2016 4:34 PM Author: cream histrionic theater stage digit ratio 6 figure chinese banker STYLIN on acr
http://www.refinery29.com/money-diary-singapore-finance |
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Date: December 14th, 2016 4:39 PM Author: hateful police squad (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140607) |
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Date: December 14th, 2016 4:51 PM Author: bateful obsidian stage haunted graveyard 11:30 p.m. — I cab over to a guy’s apartment I have been occasionally hooking up with. He only lives a few blocks away but it’s late and cold so I hail a cab. $4.23
Daily Total: $53.89
Day Four 7:15 a.m. — My friend gets me an Uber home so I can change for work. It’s relatively far, and I would have had to transfer train lines, so I’m glad he offered to get it.
I think that's just straight up prostitution... |
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Date: December 14th, 2016 4:52 PM Author: hateful police squad (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140711) |
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Date: December 14th, 2016 4:53 PM Author: white excitant station sex offender and again: NO TIP (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140715) |
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Date: December 14th, 2016 4:53 PM Author: hateful police squad You referencing low cab fare? (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140722) |
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Date: December 14th, 2016 5:00 PM Author: white excitant station sex offender y, I mean maybe it was a $2.75 ride or something but still... (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140769) |
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Date: December 14th, 2016 4:55 PM Author: bateful obsidian stage haunted graveyard Chicago cab fare minimum is like $3.50. She's either lying about the cost, not including the tip or not tipping at all! (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140731) |
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Date: December 14th, 2016 4:53 PM Author: bronze hairless lay There is another entry for a Cam Girl who talks about getting a Brazilian wax that she will claim as a deduction for taxes (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140725) |
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Date: December 14th, 2016 4:54 PM Author: hateful police squad (http://www.autoadmit.com/thread.php?thread_id=3459852&forum_id=2#32140726) |