\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Exuent - I'll send you 1 ETH if you give me personalized financial advice ITT

...
Cracking Athletic Conference
  03/13/17
I'll do it for .5 eth
naked dilemma toaster
  03/13/17
I don't trust you sorry
Cracking Athletic Conference
  03/13/17
ok
laughsome bearded locale
  03/13/17
...
Cracking Athletic Conference
  03/13/17
olds pay me $10ks/year for my advice, i will give it to u fo...
laughsome bearded locale
  03/13/17
...
Cracking Athletic Conference
  03/13/17
what are you invested in in your IRA and 401k? how stable...
laughsome bearded locale
  03/13/17
SP500 index fund and targeted year retirement fund (vanguard...
Cracking Athletic Conference
  03/13/17
in terms of asset allocation, i would consider reallocating ...
laughsome bearded locale
  03/13/17
lmao
Boyish dopamine
  03/13/17
are you trying to enter this conversation?
Cracking Athletic Conference
  03/13/17
i just think it's funny that his advice to you is GO TO LAW ...
Boyish dopamine
  03/13/17
make sense. need to boost income. im not sure if i will ever...
Cracking Athletic Conference
  03/13/17
this is waht the entire bort has been telling you for the la...
Boyish dopamine
  03/13/17
thank
Cracking Athletic Conference
  03/13/17
sometimes advice is simple, dude. i already made him thou$$$...
laughsome bearded locale
  03/13/17
not dissing ur advice. just think it's funny that its the sa...
Boyish dopamine
  03/13/17
...
Bisexual Infuriating Party Of The First Part Parlour
  01/18/18
appreciate that. i've never heard this analysis of internati...
Cracking Athletic Conference
  03/13/17
Even if you can't get into an M7 you could probably get into...
vivacious frum tanning salon
  03/13/17
yeah i know some MBA bros, seems 180
Cracking Athletic Conference
  03/13/17
right now you're young and the options for BALLER TAX-SAVING...
laughsome bearded locale
  03/13/17
thanks man. have never heard of the HSA, just looked it up.....
Cracking Athletic Conference
  03/13/17
btw, you're eligible for an HSA only if you have a high dedu...
laughsome bearded locale
  03/13/17
yeah probably not. should i prioritize ETH over 401k/IRA...
Cracking Athletic Conference
  03/13/17
i think ETH will do better than stocks and bonds by a HUGE m...
laughsome bearded locale
  03/13/17
...
Cracking Athletic Conference
  03/13/17
jfc whats ur time horizon shitlib
Supple theater double fault
  03/13/17
10 years
laughsome bearded locale
  03/13/17
fma. i was thinking today... if it goes to $200 and i have 2...
Supple theater double fault
  03/13/17
Is this still your thinking?
marvelous know-it-all center
  06/12/17
Nah
Supple theater double fault
  06/13/17
180
Bisexual Infuriating Party Of The First Part Parlour
  01/18/18
exeunt, did you get a MBA? And isn't a MBA worthless for tho...
Milky Haunted Graveyard Pisswyrm
  03/13/17
no mba. mba is useful for getting into all kinds of borin...
laughsome bearded locale
  03/13/17
...
Cracking Athletic Conference
  03/13/17
thought on cancelling 401k contribution and putting it into ...
Cracking Athletic Conference
  03/14/17
i think it's a high positive expected value proposition, but...
laughsome bearded locale
  03/14/17
...
Cracking Athletic Conference
  06/12/17
...
laughsome bearded locale
  06/13/17


Poast new message in this thread



Reply Favorite

Date: March 13th, 2017 2:49 PM
Author: Cracking Athletic Conference



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32820031)



Reply Favorite

Date: March 13th, 2017 2:50 PM
Author: naked dilemma toaster

I'll do it for .5 eth

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32820034)



Reply Favorite

Date: March 13th, 2017 2:53 PM
Author: Cracking Athletic Conference

I don't trust you sorry

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32820055)



Reply Favorite

Date: March 13th, 2017 6:01 PM
Author: laughsome bearded locale

ok

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32821692)



Reply Favorite

Date: March 13th, 2017 6:51 PM
Author: Cracking Athletic Conference



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822204)



Reply Favorite

Date: March 13th, 2017 6:52 PM
Author: laughsome bearded locale

olds pay me $10ks/year for my advice, i will give it to u for free

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822214)



Reply Favorite

Date: March 13th, 2017 6:54 PM
Author: Cracking Athletic Conference



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822231)



Reply Favorite

Date: March 13th, 2017 6:56 PM
Author: laughsome bearded locale

what are you invested in in your IRA and 401k?

how stable is your job? would you lose it/take a big pay cut if the economy tanked?

how would you rate your earnings prospects?

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822240)



Reply Favorite

Date: March 13th, 2017 7:02 PM
Author: Cracking Athletic Conference

SP500 index fund and targeted year retirement fund (vanguard)

Job is stable.

tough to say what earning prospects are, in 1-4 years i could be at 110k +15, or at 85k +5. not sure if you know my shtick, but ive often toyed with the idea of getting a JD/MBA not sure if it makes sense tho

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822290)



Reply Favorite

Date: March 13th, 2017 7:11 PM
Author: laughsome bearded locale

in terms of asset allocation, i would consider reallocating some of that s&p 500 exposure to foreign equities (a total international stock index fund, if you have that option). us stocks are more expensive than foreign stocks and the USD is a bit rich versus foreign currencies, so your long-run expected return is a bit higher with foreign stocks.

the vanguard target retirement funds allocate about 55% to US stocks, 35% to foreign stocks, and 10% to bonds. this is a reasonable asset allocation and you should try to target that blend across all your accounts. you can afford to take on a lot of equity risk because your job isn't tied too much to the economy. in fact, you want the market to collapse so you can buy stocks on the cheap. if you were a big lawyer or investment banker, you'd want a bit more conservative portfolio because your earnings and job security are more tied to the business cycle.

--

aside from that, the best thing you can do is to go to school. it will allow you to shift to a higher-paying career track. almost everything else is secondary compared to getting an education that will boost your earnings potential. an MBA is probably better than a JD.

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822364)



Reply Favorite

Date: March 13th, 2017 7:12 PM
Author: Boyish dopamine

lmao

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822377)



Reply Favorite

Date: March 13th, 2017 7:16 PM
Author: Cracking Athletic Conference

are you trying to enter this conversation?

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822414)



Reply Favorite

Date: March 13th, 2017 7:17 PM
Author: Boyish dopamine

i just think it's funny that his advice to you is GO TO LAW SCHOOL or GET AN MBA

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822424)



Reply Favorite

Date: March 13th, 2017 7:18 PM
Author: Cracking Athletic Conference

make sense. need to boost income. im not sure if i will ever make it past 150k on my current route

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822440)



Reply Favorite

Date: March 13th, 2017 7:19 PM
Author: Boyish dopamine

this is waht the entire bort has been telling you for the last 1.5 years

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822444)



Reply Favorite

Date: March 13th, 2017 7:19 PM
Author: Cracking Athletic Conference

thank

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822449)



Reply Favorite

Date: March 13th, 2017 7:24 PM
Author: laughsome bearded locale

sometimes advice is simple, dude. i already made him thou$$$ands of dollars by recommending ETHEREUM.

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822505)



Reply Favorite

Date: March 13th, 2017 7:33 PM
Author: Boyish dopamine

not dissing ur advice. just think it's funny that its the same advice that the bort has been telling him and he's ignoring

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822604)



Reply Favorite

Date: January 18th, 2018 8:36 PM
Author: Bisexual Infuriating Party Of The First Part Parlour



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#35185738)



Reply Favorite

Date: March 13th, 2017 7:16 PM
Author: Cracking Athletic Conference

appreciate that. i've never heard this analysis of international stocks and ill probably make some adjustments.

and yes, i need to get my ass in gear and study the GMAT. i might actually take a class. thanks again bro. give me your ETH address and ill send you something

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822413)



Reply Favorite

Date: March 13th, 2017 7:18 PM
Author: vivacious frum tanning salon

Even if you can't get into an M7 you could probably get into some others in the top 15 or so and most of those still have good IBD/consulting placement.

Don't you want to GET BLASTED EVERY NIGHT and hook up with your sexy classmates and experience BLACK OCTOBER?

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822433)



Reply Favorite

Date: March 13th, 2017 7:19 PM
Author: Cracking Athletic Conference

yeah i know some MBA bros, seems 180

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822446)



Reply Favorite

Date: March 13th, 2017 7:20 PM
Author: laughsome bearded locale

right now you're young and the options for BALLER TAX-SAVING MOVES are not available to you.

if you have a roth 401k contribution option, take that.

if you have an HSA, max that out.

BUY ETHEREUM

if you are going to business school, BTW, don't contribute to a Roth, but take the pre-tax options. In your low-earning years at business school, do a Roth conversion at a low tax rate and profit!

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822458)



Reply Favorite

Date: March 13th, 2017 7:37 PM
Author: Cracking Athletic Conference

thanks man. have never heard of the HSA, just looked it up.. 180.

Gonna break out the GMAT books later tonight and keep buying up dat ETH

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822640)



Reply Favorite

Date: March 13th, 2017 7:41 PM
Author: laughsome bearded locale

btw, you're eligible for an HSA only if you have a high deductible insurance policy. if your employer doesnt offer an HSA, you probably dont qualify.

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822685)



Reply Favorite

Date: March 13th, 2017 7:56 PM
Author: Cracking Athletic Conference

yeah probably not.

should i prioritize ETH over 401k/IRA?

maybe put most of my savings in ETH and then still max out 401k/IRA?

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822781)



Reply Favorite

Date: March 13th, 2017 8:29 PM
Author: laughsome bearded locale

i think ETH will do better than stocks and bonds by a HUGE margin, but it will be insanely volatile. expect 80%+ drawdowns at some points.



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32822994)



Reply Favorite

Date: March 13th, 2017 8:41 PM
Author: Cracking Athletic Conference



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32823056)



Reply Favorite

Date: March 13th, 2017 11:06 PM
Author: Supple theater double fault

jfc

whats ur time horizon shitlib

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32824113)



Reply Favorite

Date: March 13th, 2017 11:06 PM
Author: laughsome bearded locale

10 years

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32824118)



Reply Favorite

Date: March 13th, 2017 11:08 PM
Author: Supple theater double fault

fma. i was thinking today... if it goes to $200 and i have 25k worth in there at ~20 per coin cost basis, i might just cash out. i think id rather miss out on the chance of a moonshot to 800 than of some hack or mishap with coinbase leading to all my shit being stolen.

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32824132)



Reply Favorite

Date: June 12th, 2017 10:06 PM
Author: marvelous know-it-all center

Is this still your thinking?

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#33540343)



Reply Favorite

Date: June 13th, 2017 12:17 AM
Author: Supple theater double fault

Nah

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#33541433)



Reply Favorite

Date: January 18th, 2018 8:36 PM
Author: Bisexual Infuriating Party Of The First Part Parlour

180

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#35185741)



Reply Favorite

Date: March 13th, 2017 10:53 PM
Author: Milky Haunted Graveyard Pisswyrm

exeunt, did you get a MBA? And isn't a MBA worthless for those who aren't so interested in investment banking or management consulting?

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32824014)



Reply Favorite

Date: March 13th, 2017 11:07 PM
Author: laughsome bearded locale

no mba.

mba is useful for getting into all kinds of boring middle management jobs. it's most useful for the networking and interviewing opportunities you wouldn't get otherwise.

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32824123)



Reply Favorite

Date: March 13th, 2017 11:08 PM
Author: Cracking Athletic Conference



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32824125)



Reply Favorite

Date: March 14th, 2017 11:25 PM
Author: Cracking Athletic Conference

thought on cancelling 401k contribution and putting it into ETH?

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32832346)



Reply Favorite

Date: March 14th, 2017 11:41 PM
Author: laughsome bearded locale

i think it's a high positive expected value proposition, but you are taking a big risk. i'll repeat what i've said before: only put in what you can afford to completely lose. if your ETH going to $0 isnt going to drive you suicidal, go for it.

(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#32832485)



Reply Favorite

Date: June 12th, 2017 10:05 PM
Author: Cracking Athletic Conference



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#33540334)



Reply Favorite

Date: June 13th, 2017 12:19 AM
Author: laughsome bearded locale



(http://www.autoadmit.com/thread.php?thread_id=3551857&forum_id=2#33541445)