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Shitlibs bleating about 24 million losing coverage - includes youngs opting out
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Date: March 14th, 2017 3:22 PM Author: Aphrodisiac karate of the scam where they are forced to pay $5000 in premiums for shitty coverage and a $6,000 deductible.
The risk pool cash cow escapes its rape and libs frame it as if republicans are stripping everyone of their insurance. |
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Date: March 14th, 2017 3:30 PM Author: Federal Soul-stirring Psychic State What percentage is that, though? (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828557) |
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Date: March 14th, 2017 3:31 PM Author: Aphrodisiac karate i dunno, I heard 14 million were people opting out, but no sure how that breaks out. (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828571) |
Date: March 14th, 2017 3:23 PM Author: Yapping locale Libs? (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828502) |
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Date: March 14th, 2017 3:25 PM Author: aromatic learning disabled pistol azn Yeah I heard that. Plus the illegal immigrant thing always muddies up the numbers ... guessing it does this time too. (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828512) |
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Date: March 14th, 2017 3:25 PM Author: trip mexican The drop in subsidies and lack of mandate is the reason for the projected drop. Most youngs under ACA were paying around 2k in premiums for far better coverage than pre-ACA. (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828516) |
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Date: March 14th, 2017 3:31 PM Author: Aphrodisiac karate lack of mandate = exactly what I am referring to yes? Whether it's $2000 or $5000 they are still paying more than they want for shit coverage and a huge deductible.
Does the drop in subsidies affect the young or mostly the old and poor? I thought youngs would be paying a lower share of the risk pool compared to boomer fucks. |
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Date: March 14th, 2017 3:48 PM Author: Chrome exciting box office Do you think I WANT to pay car insurance every fucking month when I haven't had an accident since I was 16?
Guess what, I pay it so that I can be protected from when some jackass slams into my car and puts me in the hospital.
The mandate is a necessary evil. |
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Date: March 14th, 2017 3:52 PM Author: Aphrodisiac karate right, but the premiums of some assclown driving a S-63 AMG who has gotten into four accidents per year for the past ten years is definitely 500% or more higher than your premiums. His premiums are not capped at 300% of your costs, forcing you to under cover yourself with a giant deductible. (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828727) |
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Date: March 15th, 2017 11:56 AM Author: bright arousing theater This. It is one thing to force everyone to buy insurance or pay a penalty. It is a completely different matter if you then cap the size of the differential between high and low risk purchasers. Completely fucks the market and rapes low risk people (aka youngs and healthy middle-aged folks). (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32834906) |
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Date: May 4th, 2017 4:14 PM Author: Alcoholic casino How do you charge a reasonable fee based on usage?
It's one thing to charge a high fee for car insurance. You can always opt out by just not owning a car.
You can't do that with health insurance. If you say, "Fuck you, nigga, you need to pay $1000 a month per person" Then people won't be able to afford the coverage. |
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Date: May 4th, 2017 4:03 PM Author: bat shit crazy marketing idea Every time a lib says something like this, I ask myself "is this person genuinely too stupid to understand fundamental actuarial principles, or are they just playing dumb to prop up the lib agenda?"
Then I think about the fact that libs constantly complain about the most minor, trivially-insignificant inbalances in the group outcomes every other area, and I realize that actually it's more nefarious than either option.
If the situation was reversed, and young women had to pay higher risk-adjusted insurance rates than 80-year old men, we would never hear the end of lib bitching.
But when the system forces young working men to pay well above their risk-adjusted rate into an insurance system that they themselves will never enjoy because old women break their hips long past the date most men are dead, it becomes a moral imperative to keep the inequity going. |
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Date: March 14th, 2017 3:34 PM Author: big meetinghouse macaca (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828603) |
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Date: March 14th, 2017 3:37 PM Author: hairraiser stage giraffe this bill MUST pass! (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828617) |
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Date: March 14th, 2017 3:37 PM Author: Crusty deer antler what happens when these people that opt out are forced to pay the 30% penalty to the insurance companies? (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828621) |
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Date: March 14th, 2017 3:38 PM Author: trip mexican They won't buy the coverage (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828626) |
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Date: March 14th, 2017 3:49 PM Author: massive bisexual home its literally a one-time, one year penalty. the financially correct choice for a healthy young is to go the probably 20 years they can go without ever paying a dime into the system, then when they get HIV, pay the 30% penalty once, and have everything covered
trumpcare is even dumber than obamacare. at least obamacare seemed to understand that, theoretically, somebody had to get fucked, and made its choice. |
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Date: March 14th, 2017 3:51 PM Author: Chrome exciting box office That's fine and dandy if they are only covering themselves.
The problem comes in when you have to buy insurance for your family and you get DINGFAG'd with that 30% surcharge. |
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Date: March 15th, 2017 11:57 AM Author: shivering messiness chapel (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32834913) |
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Date: March 15th, 2017 12:15 PM Author: violet contagious mental disorder (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32835032) |
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Date: May 4th, 2017 4:10 PM Author: effete den ceo Please explain to this 30% surcharge to me like I'm an idiot (I am). (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#33230820) |
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Date: May 5th, 2017 1:42 PM Author: indigo kitty if you don't buy insurance and then eventually need it, you can buy it, but your first year of coverage you have to pay 30% more in premiums than it otherwise would have cost
in other words, it's cheaper to wait until you need it than even just paying for insurance one more year before you need it |
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Date: March 14th, 2017 3:39 PM Author: Stimulating know-it-all legal warrant brethren Also the GOP are making young men lose their abortion and pregnancy coverage! (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828631) |
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Date: March 14th, 2017 3:46 PM Author: Pungent Swashbuckling Pocket Flask ROFL is this true? CNN had the "24 million will lose healthcare!!!" ticker on all morning, my lib friends are freaking out. (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828675) |
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Date: March 14th, 2017 3:46 PM Author: Stimulating know-it-all legal warrant brethren Of course (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828680) |
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Date: March 14th, 2017 3:49 PM Author: Chrome exciting box office Yes, because part of that 24 million includes those who won't be covered by medicare. (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828692) |
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Date: March 14th, 2017 3:51 PM Author: trip mexican Medicaid (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828713) |
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Date: March 14th, 2017 3:51 PM Author: Chrome exciting box office thank (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32828720) |
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Date: March 15th, 2017 12:17 PM Author: canary anal whorehouse yarmulke tbf, "opting out" of healthcare coverage is a fucking stupid financial decision if you get in a car accident or something you have a pretty good chance of going bankrupt |
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Date: March 15th, 2017 12:29 PM Author: Sepia Insecure Tattoo Twinkling Uncleanness 90% of people are basically bankrupt anyway (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#32835116) |
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Date: May 5th, 2017 1:43 PM Author: indigo kitty "if you get in a car accident or something you have a pretty good chance of going bankrupt" most people are judgment proof - oh no you might get your nintendo switch repo'ed |
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Date: March 15th, 2017 12:33 PM Author: Nofapping Confused Hall Below is my post from the other CBO thread. Most of the loss from the individual market will be from "high-subsidy" individuals who won't receive enough to get insurance.
Too many articles get the numbers wrong. Let's go directly to the report. Here's the CBO breakdown from the actual report:
"Subsequently, in the first full plan year following enactment, by CBO and JCT’s estimates, about 18 million people would become uninsured. That increase in the uninsured population would consist of about 10 million fewer people with coverage obtained in the nongroup market, roughly 5 million fewer people with coverage under Medicaid, and about 3 million fewer people with employment based coverage."
Anyway, there were 12,236,481 signups on the exchange and of that number 8,234,891 were "high-subsidy" enrollees. It's safe to assume that almost all of that 8 million will be unable to afford to purchase insurance without significant subsidies. So the 10 million loss from the individual market is a good estimate. Most people signing up on the exchange qualify for big subsidies and were completely out of the individual market pre-ACA.
Taking the 1,000 mile look at the numbers, it's safe to say that this bill takes us somewhere close to the 2010 numbers with the uninsured rate. I don't think that's a bold assumption at all. As a matter of fact the white house's own analysis painted an even grimmer picture of the loss of coverage.
http://acasignups.net/ (go to their google docs spreadsheet for exact sign-up numbers) |
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Date: May 4th, 2017 3:54 PM Author: Medicated School Mother (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#33230703) |
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Date: May 4th, 2017 4:12 PM Author: Yapping locale (http://www.autoadmit.com/thread.php?thread_id=3552963&forum_id=2#33230847) |