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*****April 1 Net Worth Check in*****
Poast new message in this thread
Date: April 1st, 2017 10:38 AM Author: 180 deranged hospital antidepressant drug Age; NW; Job
27
85k (55k is in ETH)
75k consulting |
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Date: April 1st, 2017 10:40 AM Author: Heady wine forum really tough guy Bro... JFC... (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968453) |
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Date: April 1st, 2017 10:40 AM Author: 180 deranged hospital antidepressant drug ??? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968455) |
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Date: April 1st, 2017 10:41 AM Author: Heady wine forum really tough guy You can't put 60% of your net worth in a spec play on cryptocurrency (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968459) |
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Date: April 1st, 2017 10:43 AM Author: 180 deranged hospital antidepressant drug here's my thinking - if i lose it all my life doesn't change much in the long run. I'll have to work a year longer or whatever. now, if it blows up (or even increases to say $200) it changes my life and i could probably move back to hometown and start a biz, buy a house etc. im completely OK with losing my whole investment. at some point you have to embrace some kind of risk. ethereum is a risk ive taken and so far its been 180 (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968465) |
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Date: April 1st, 2017 10:43 AM Author: mischievous bawdyhouse alpha Fuck yeah bro let it ride (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968470) |
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Date: April 1st, 2017 10:47 AM Author: 180 deranged hospital antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968483) |
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Date: April 1st, 2017 11:32 AM Author: ungodly location ladyboy It was probably like 20 percent when he started. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968729) |
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Date: April 1st, 2017 12:05 PM Author: 180 deranged hospital antidepressant drug cr (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968901) |
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Date: April 1st, 2017 5:16 PM Author: ocher love of her life He's fine because he said he stands to inherit millions later on.
A lot easier to do these extremely high risk/high reward type deals when you know you have a guaranteed safety net to radially alleviate most of the risk. |
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Date: April 1st, 2017 6:55 PM Author: 180 deranged hospital antidepressant drug not guaranteed but likely get something (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971343) |
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Date: April 1st, 2017 9:44 PM Author: Heady wine forum really tough guy Ah, that makes sense (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972456) |
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Date: April 1st, 2017 11:49 PM Author: histrionic tattoo step-uncle's house lol. such courage, such conviction...
oh n/m he's a rich kid |
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Date: April 1st, 2017 6:20 PM Author: bateful newt (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971135) |
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Date: April 1st, 2017 7:58 PM Author: vivacious fighting meetinghouse liquid oxygen The fuck, peterman? Pull $5500 from ETH and put it into a Roth IRA right now (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971777) |
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Date: April 1st, 2017 7:59 PM Author: 180 deranged hospital antidepressant drug if im going back to school better to do traditional and then roth conversion when im in school. but yeah, i max out IRA every year (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971787) |
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Date: April 29th, 2018 10:22 PM Author: Salmon Personal Credit Line Theater nice (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#35947320) |
Date: April 1st, 2017 10:42 AM Author: Soul-stirring abode (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968461) |
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Date: April 1st, 2017 10:43 AM Author: Tantric supple shrine 28 305k Finance |
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Date: April 1st, 2017 10:49 AM Author: 180 deranged hospital antidepressant drug unggg (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968495) |
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Date: April 1st, 2017 10:44 AM Author: mischievous bawdyhouse alpha 30
25k
Fin/Accting |
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Date: April 1st, 2017 10:45 AM Author: Aromatic Pearly Friendly Grandma 345k, attorney, 32. Thanks trump rally! (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968475) |
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Date: April 1st, 2017 10:49 AM Author: 180 deranged hospital antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968499) |
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Date: April 1st, 2017 10:56 AM Author: stimulating resort filthpig About 500k, early 30s, inhouse (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968532) |
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Date: April 1st, 2017 10:59 AM Author: harsh floppy lodge 26, 100k, Journalism (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968546) |
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Date: April 1st, 2017 11:00 AM Author: 180 deranged hospital antidepressant drug inheritance? a year ago you had like 60k (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968554) |
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Date: April 1st, 2017 11:06 AM Author: harsh floppy lodge 40k in a year isn't an unreasonable gain. I save more than 20k per year and the market improved. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968594) |
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Date: April 1st, 2017 11:12 AM Author: 180 deranged hospital antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968628) |
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Date: April 1st, 2017 11:16 AM Author: harsh floppy lodge ...are you retarded? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968648) |
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Date: April 1st, 2017 11:17 AM Author: 180 deranged hospital antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968652) |
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Date: April 1st, 2017 11:01 AM Author: Amethyst galvanic property 35, -150K or so, lolyer (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968561) |
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Date: April 1st, 2017 11:02 AM Author: 180 deranged hospital antidepressant drug what age did you grad law school>? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968563) |
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Date: April 1st, 2017 11:05 AM Author: Amethyst galvanic property 28 (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968585) |
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Date: April 1st, 2017 11:19 AM Author: 180 deranged hospital antidepressant drug spendmo? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968661) |
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Date: April 1st, 2017 11:05 AM Author: vibrant marketing idea 36, $475k, fedgov lawyer (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968584) |
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Date: April 1st, 2017 12:18 PM Author: Swashbuckling insane corner How so much in fedgov? Take bribes? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968940) |
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Date: April 1st, 2017 2:08 PM Author: vibrant marketing idea Parents gave me their house. No rent or mortgage since law school. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969680) |
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Date: April 1st, 2017 2:12 PM Author: bronze wonderful chad Wtf why (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969707) |
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Date: April 1st, 2017 2:18 PM Author: vibrant marketing idea Let me clarify. I don't own the house, so it's not part of net worth. My parents own it free and clear, but they're off doing stuff most of the time. So I live here, look after everything, and save money. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969758) |
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Date: April 1st, 2017 2:20 PM Author: bronze wonderful chad Makes more sense (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969767) |
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Date: April 1st, 2017 8:12 PM Author: bonkers glittery electric furnace nice (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971853) |
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Date: April 1st, 2017 11:09 AM Author: claret institution 28, lawyer w/ spending problems, about 110k (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968615) |
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Date: April 1st, 2017 11:10 AM Author: drunken titillating useless brakes 985K, 34 yr old lawyer (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968622) |
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Date: April 1st, 2017 11:12 AM Author: 180 deranged hospital antidepressant drug Jfc (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968629) |
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Date: April 1st, 2017 9:48 PM Author: olive spectacular school LMAO (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972480) |
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Date: April 1st, 2017 9:53 PM Author: bronze wonderful chad 180 bro
You're going to NEETmo at 1 mill right? Or is that someone else? |
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Date: April 1st, 2017 10:13 PM Author: drunken titillating useless brakes ty friend
that's me, but it's still a bit in the distance bc i need the 1 mil to be liquid (preferably in equity index funds) . . . i estimate a few years of savings to get there but i see the light at end of the tunnel |
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Date: April 2nd, 2017 12:17 AM Author: bronze wonderful chad 180. At least you can sell your house and prob get there soon.
You're way ahead of the game. My goal is to NEETmo by 45-50. |
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Date: April 1st, 2017 11:12 AM Author: Laughsome spruce cuckold regret My brother just sold the family business and I had equity so you would cry like little bitches if I told you so I wont :-)
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Date: April 1st, 2017 11:22 AM Author: cracking faggot firefighter old irish cottage 100k to 150k
36 |
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Date: April 1st, 2017 11:22 AM Author: slap-happy rigor elastic band 25, -20K, gov't (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968674) |
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Date: April 1st, 2017 11:30 AM Author: Bat Shit Crazy Headpube Hall (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968718) |
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Date: April 1st, 2017 11:31 AM Author: passionate fuchsia rigpig crackhouse Mid 30s, 860k, biglaw (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968723) |
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Date: April 1st, 2017 11:35 AM Author: mind-boggling cruel-hearted trailer park mood this is the first net worth thread since I bought a house. How do I add my mortgage debt into net worth? Do I just subtract it as debt? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968745) |
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Date: April 1st, 2017 11:37 AM Author: cracking faggot firefighter old irish cottage Rule of thumb is Zillow zestimate minus debt. I cut our zillow zestimate in half before i did this, but thats only because i think the zestimate is wrong. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968764) |
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Date: April 1st, 2017 12:05 PM Author: Talking excitant dingle berry generalized bond Problem with using home equity is that liquidation won't net the full value of equity because of the retarded transaction costs in selling a home (agent fees, closing costs borne by seller) (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968899) |
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Date: April 1st, 2017 8:12 PM Author: boyish associate You could always sell by owner. Same as you would take a penalty on your 401k unless you did a 72(t) or roth conversion ladder (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971855) |
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Date: April 1st, 2017 11:58 AM Author: Nudist hairraiser base 28, lolyer, -5k (40k 401k, 15k coh, -50k debt) (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968859) |
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Date: April 1st, 2017 12:02 PM Author: Talking excitant dingle berry generalized bond Low 30s ~$150k including equity in home, but close to $100k in cash. Student loans fucking up this calculation. Solo attorney
Should I buy a rental property as an investment? |
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Date: April 1st, 2017 12:30 PM Author: Indigo rehab Rentals have been good to me, if you can find one that cash flows and get good financing I say go for it. The numbers only work in certain parts of the country though (generally secondary cities not located in California). (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969050) |
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Date: April 1st, 2017 12:05 PM Author: Indigo rehab mid-30s, $415K, non-lawyer, doesn't include residence.
About half of that is equity in investment real estate and another $150K is between 401k and Roth IRA.
Likely to inherit $2-4MM eventually depending upon how much parents boom. Pretty sure they won't liquidate the real estate so that's the low end estimate, but beyond that all bets are off. |
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Date: April 1st, 2017 12:15 PM Author: Greedy Address 27, mobile apps ~$80 million (ie. more than the sum of the net worths of every other poaster) |
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Date: April 1st, 2017 12:18 PM Author: Aphrodisiac Stage but you're asian so....wah wah (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968946) |
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Date: April 1st, 2017 12:19 PM Author: Greedy Address ie. the master race (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968950) |
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Date: April 1st, 2017 12:21 PM Author: Aphrodisiac Stage (NOWAG-except-for-$) (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968975) |
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Date: April 1st, 2017 12:21 PM Author: flickering appetizing church (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968977) |
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Date: April 1st, 2017 12:21 PM Author: Multi-colored lime house organic girlfriend 1PaXuBcoeX2t6LbFKud3xKidaX97sSbhPD (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32968972) |
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Date: April 11th, 2017 7:49 AM Author: primrose voyeur (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#33045626) |
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Date: April 1st, 2017 12:29 PM Author: gay kitchen :( (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969042) |
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Date: April 1st, 2017 12:20 PM Author: dashing point 32 yo 100k liquid 553k in home equity
software eng |
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Date: April 1st, 2017 12:29 PM Author: gay kitchen 13 (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969038) |
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Date: April 1st, 2017 12:50 PM Author: Charismatic aqua home digit ratio 38
571k (700 if you include home equity)
Senior biglaw associate at a firm that doesn't pay lockstep |
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Date: April 1st, 2017 1:27 PM Author: Aggressive laser beams $1.1 million, mid-30s, lawyer (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969439) |
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Date: April 1st, 2017 10:06 PM Author: Indigo rehab All from law? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972574) |
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Date: April 1st, 2017 1:32 PM Author: Trip whorehouse ~420k, mid-30s, biglaw (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969477) |
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Date: April 1st, 2017 1:47 PM Author: thriller slate goal in life site 33, -$350k, unemployed lawyer (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969555) |
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Date: April 1st, 2017 1:48 PM Author: 180 deranged hospital antidepressant drug whats your story? school range? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969562) |
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Date: April 1st, 2017 2:14 PM Author: Multi-colored lime house organic girlfriend shutup...is one random data point really going to change your decision (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969730) |
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Date: April 1st, 2017 2:15 PM Author: bronze wonderful chad For peterwoman, yes (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969735) |
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Date: April 1st, 2017 5:14 PM Author: thriller slate goal in life site T6 school got ite pwned and never recovered. Don't go. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32970793) |
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Date: April 1st, 2017 6:56 PM Author: 180 deranged hospital antidepressant drug sorry bro . you could still maek it (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971353) |
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Date: April 1st, 2017 7:10 PM Author: bronze wonderful chad Have you ever had a jerb (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971456) |
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Date: April 1st, 2017 9:38 PM Author: thriller slate goal in life site I had a better jerb before lol school. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972427) |
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Date: April 1st, 2017 8:11 PM Author: flickering appetizing church :(
what do you do |
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Date: April 1st, 2017 9:37 PM Author: thriller slate goal in life site I've done doc review and some random gigs. Respectable firms won't even interview me. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972417) |
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Date: April 1st, 2017 9:41 PM Author: bronze wonderful chad why not volunteer at a non profit and try to land a full time jerb in the non profit sector? that's how my non profit friends did it (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972441) |
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Date: April 1st, 2017 9:45 PM Author: thriller slate goal in life site Are you a woman? I don't think I'd be able to stick it out 10 years at a non profit, if that program even continues. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972462) |
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Date: April 1st, 2017 9:50 PM Author: bronze wonderful chad Yes, I am
Literally 90% of the people I know who got a full time job at a non profit did the volunteer route
Just use it as a stepping stone to something else. Do litigation at a non profit or whatever and then go to a small firm. Right now you are literally untouchable since you have no work experience. |
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Date: April 1st, 2017 1:52 PM Author: electric seedy brunch 32, $325k, lolyer
I have $120k in cash that i have no idea what to do with. Please help |
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Date: April 1st, 2017 2:09 PM Author: bronze wonderful chad Late 20s/early 30s, fed gov lawyer, 280k net worth (liquid and 401k) (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32969690) |
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Date: April 1st, 2017 2:30 PM Author: out-of-control ticket booth jewess 33 $85k F500 analyst |
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Date: April 1st, 2017 2:36 PM Author: Vigorous umber theater stage 29
580k
Botique law
I graduated from law school with a full ride as a k-Jd and have lived like a college student since. I am still single and considering whether I want to strive and have a family or just retire and live cheaply. |
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Date: April 1st, 2017 5:14 PM Author: Beady-eyed idea he suggested 28 -190k biglawyer (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32970790) |
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Date: April 1st, 2017 5:25 PM Author: Nofapping striped hyena 33, 650k (+equity which is worth ~ 8m on paper lol), startup founder (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32970833) |
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Date: April 1st, 2017 6:14 PM Author: startling sooty corn cake factory reset button Damn, the dream. Do you hope to take anything off the table prior to exit in a secondary? Do you hold Series FF or anything like that? Is there a solid path to an exit? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971096) |
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Date: April 1st, 2017 6:41 PM Author: Nofapping striped hyena Eh, I think it is all FAKE NEWS until I have an exit and I don't really optimize for anything other than continuing to do what I'm doing while retaining control. I'd rather not secondary unless I was 100m+ in valuation, so I have a long way to go. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971244) |
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Date: April 1st, 2017 6:53 PM Author: startling sooty corn cake factory reset button Rooting for you. That's awesome. Impressive self-control. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971332) |
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Date: April 1st, 2017 6:58 PM Author: Nofapping striped hyena I don't care about money much. I like doing what I like doing and I'm willing to live in a hovel to do it. It just happens what I'm interested in makes for decent business right now.
Leaving law was clearly the wrong choice from the financial side. I was pretty set over there (junior associate w/ 500k+ book of recurring business growing each year). Worked almost entirely on my own matters my third year. I just didn't like it much. |
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Date: April 1st, 2017 6:55 PM Author: 180 deranged hospital antidepressant drug 180 (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971347) |
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Date: April 1st, 2017 7:02 PM Author: Nofapping striped hyena I forwarded your stuff. Let me know if you don't hear back in a week or so and I'll poke them again. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971404) |
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Date: April 1st, 2017 7:58 PM Author: 180 deranged hospital antidepressant drug dude, thank you so much (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971783) |
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Date: April 1st, 2017 11:53 PM Author: Sexy at-the-ready weed whacker 180 bro, 180! (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32973194) |
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Date: April 1st, 2017 5:53 PM Author: Swollen station telephone 30, $33k, portfolio manager (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32970980) |
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Date: April 1st, 2017 8:19 PM Author: Tantric supple shrine Is this a weird euphemism for financial advisor? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971891) |
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Date: April 1st, 2017 8:25 PM Author: Swollen station telephone no (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971930) |
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Date: April 1st, 2017 6:14 PM Author: concupiscible keepsake machete paye (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971102) |
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Date: April 1st, 2017 6:18 PM Author: French razzle volcanic crater 34, 96k, lolyer (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971130) |
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Date: April 1st, 2017 6:24 PM Author: pink maniacal round eye 36, $310k nw, TTT grad lawyer (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971147) |
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Date: April 1st, 2017 6:55 PM Author: 180 deranged hospital antidepressant drug 180 (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971344) |
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Date: April 1st, 2017 7:01 PM Author: citrine stage ape *waits for earl and nutella* (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971397) |
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Date: April 1st, 2017 8:03 PM Author: primrose voyeur 30, 750 w/o inheritance, law (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971809) |
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Date: April 2nd, 2017 12:24 AM Author: razzmatazz reading party (dude who put 200k into ETH straight cash) (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32973340) |
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Date: April 1st, 2017 8:03 PM Author: Onyx lay mid 30's BIGLAW lawyer...
100K in 401K
Equity in Current Property: 70K
Equity in Rental Property: 220K
Cash on Hand: 25K
No debt.
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Date: April 1st, 2017 8:04 PM Author: electric seedy brunch how do you have more equity in a rental property than your own? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971813) |
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Date: April 1st, 2017 8:06 PM Author: Onyx lay I used to live in the rental property, then moved to a different city but kept it and rented it out.
My life goal right now is to pay it off quickly and then have free and clear money coming in for the rest of my life. I owe about 220K on it right now. It brings in about 2500 a month in rental income, though after taxes and other costs that's more like 1600-1700 a month... but still... |
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Date: April 1st, 2017 8:07 PM Author: electric seedy brunch do you use a management company to manage it? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971830) |
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Date: April 1st, 2017 8:13 PM Author: Onyx lay no I basically just rent to chill low maintenance people that don't complain unless something genuinely goes wrong, and just charge them a little bit less than the going rate. the cheap rent also means less turnover so I don't have to worry about constant new renters that might not pay. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971861) |
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Date: April 1st, 2017 10:10 PM Author: Indigo rehab Amen bro. Way to do it. I hope to never sell any property I acquire. Depreciate that right to zero over 27.5 years and let my heirs take the step up in basis.
How much does the property cash flow after mortgage and all expenses? |
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Date: April 2nd, 2017 12:13 AM Author: Onyx lay thanks bro. unfortunately the cash flow is negative because it was on a 15 year mortgage before I moved out. I decided not to switch to a 30 year because of the transaction costs involved. But I only have 8 years left on the mortgage til it's paid off... and if I make extra payments I can probably cut that down to 4 years. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32973300) |
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Date: April 1st, 2017 8:04 PM Author: Exhilarant cordovan karate 25, $25.57 in bank, 12k in debt, have an old 5k violin i can sell if need be and jobless rn (still a senior) (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971814) |
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Date: April 1st, 2017 8:07 PM Author: 180 deranged hospital antidepressant drug keep your violin and just work at restaurant and be a tutor for a bit to get some safety net (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971832) |
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Date: April 1st, 2017 8:11 PM Author: Exhilarant cordovan karate Got a job in september
parents paying my rent while still in school
got a side job w/ the said full time job for now and getting some spending money (not proud of it)
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Date: April 1st, 2017 8:14 PM Author: bateful newt (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32971863) |
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Date: April 1st, 2017 8:15 PM Author: Know-it-all degenerate mid 20s
-40K
absolutely pathetic contract work
i should really kill self. |
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Date: April 1st, 2017 10:44 PM Author: Stirring Apoplectic Hell New Version same brother (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972798) |
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Date: April 1st, 2017 8:46 PM Author: Comical brethren heaven Age 32
NW: 1.2MM (with wife)
4 years Biglaw plus inhouse for last 2 years. Wife earns 150k in sales.
breakdown:
250k home equity 250k taxable accts 150k rental prop 450k 401k/iras/roth 100k misc (hsa, 529, etc.) |
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Date: April 1st, 2017 8:52 PM Author: vivacious fighting meetinghouse liquid oxygen 31, -230k (60k cash + 290k debt), radiologist in last couple months of training
Looking to get 200k loans erased from IBR |
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Date: April 1st, 2017 9:38 PM Author: bronze wonderful chad Won't it be more like 300-400k loans erased with IBR? It doesn't make sense to pay a ton per month AND have to pay the tax bomb (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972421) |
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Date: April 1st, 2017 10:05 PM Author: vivacious fighting meetinghouse liquid oxygen I'm already on my 6th year, 6.4% interest rate (can't refinance my loans)..I'm paying just 15% until it is forgiven. At this rate it comes out to 190K forgiven.
Actually when my salary goes up on my 2018 tax returns, I get switched to a qualified payment capped out at what would have been the payment under a 10 year standard plan based on my ORIGINAL balance from 2011. It doesn't make sense, as it benefits high earners, but those are the rules. |
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Date: April 1st, 2017 10:06 PM Author: bronze wonderful chad weird, so what's the total repayment including the 15% over 20 years plus the tax bomb?
would it make more sense to work for a "public sector" hospital and get it PLSFed? I think the pay's a bit lower, but you get it forgiven in 10 years without a tax bomb, i believe |
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Date: April 1st, 2017 10:19 PM Author: vivacious fighting meetinghouse liquid oxygen Oh yea, I should have clarified, I am going to be working at a 501c, so I'm excited to get these loans eliminated in 4.5 years from now (I made some careless mistakes in earlier and lost a few qualified payments). And no tax bomb.
I had to take a pay cut, and am making ~100k less than I would have in private practice, so it kind of evens out. When my loans are forgiven, my pay capped out at 400k in a couple years (shitty for radiology), I'll have to consider walking away. I'd rather be making 700k in Florida. |
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Date: April 1st, 2017 10:27 PM Author: bronze wonderful chad I thought radiologists make like 350k on average?
But yeah PLSF makes more sense |
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Date: April 1st, 2017 10:36 PM Author: vivacious fighting meetinghouse liquid oxygen Average for a full-time male radiologist is probably closer to 500k (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972763) |
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Date: April 1st, 2017 10:37 PM Author: bronze wonderful chad So most jobs are part-time?
How much do average anesthesiologists make? |
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Date: April 1st, 2017 11:44 PM Author: vivacious fighting meetinghouse liquid oxygen No, a lot of women do part-time
Gas is 250 starts in metro areas, goes over 500k in sticks |
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Date: April 1st, 2017 11:53 PM Author: bronze wonderful chad Does gas mean general anesthesiology (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32973192) |
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Date: April 1st, 2017 10:46 PM Author: Tantric supple shrine Concerns about radiology getting automated away? Read some article about AI (IBM Watson, maybe?) being way more accurate (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972810) |
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Date: April 1st, 2017 11:47 PM Author: vivacious fighting meetinghouse liquid oxygen That will not happen in near future so I don't care. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32973163) |
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Date: April 1st, 2017 11:48 PM Author: vivacious fighting meetinghouse liquid oxygen that will never happen, ever (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32973167) |
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Date: April 1st, 2017 8:53 PM Author: arousing crystalline piazza persian 37/journalist/poor (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972099) |
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Date: April 1st, 2017 9:34 PM Author: bronze wonderful chad Just combine it with your husband's net worth (and parents gifts) like the biglaw partner bro below (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972399) |
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Date: April 1st, 2017 9:46 PM Author: Fragrant Temple Party Of The First Part i thought you were an investment banker with a penchant for risk (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972466) |
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Date: April 1st, 2017 9:30 PM Author: Blue Idiot Late thirties
1.4 MM plus home equity of maybe 300k (hard to say for sure).
1st year biglaw partner |
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Date: April 1st, 2017 9:31 PM Author: Onyx lay how the hell did you save that much when you just made partner? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972374) |
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Date: April 1st, 2017 9:32 PM Author: Blue Idiot That's combined with orthodontist wife. Neither of us had loans. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972385) |
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Date: April 1st, 2017 9:33 PM Author: bronze wonderful chad Sooo your parents gave you $$$ LJL (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972391) |
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Date: April 1st, 2017 9:34 PM Author: Blue Idiot Our parents paid for school. Like everyone else from XO 2005. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972402) |
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Date: April 1st, 2017 9:36 PM Author: bronze wonderful chad Since we're doing it this way, spouse and I will prob inherit 5 million...so I guess our net worth is 5 million, instead of my net worth being 280k. LJL. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972412) |
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Date: April 1st, 2017 9:37 PM Author: Blue Idiot You are going to inherit 5 MM and your parents couldn't be bothered to pay for school? lulz. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972420) |
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Date: April 1st, 2017 9:38 PM Author: bronze wonderful chad Most of it is my spouse's liquid inheritance (total might end up being more than 5 mill), but my dad is remarried and his $$ is tied up in real estate....apparently his real estate is only being split between me and my sibling (not his wife). (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972426) |
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Date: April 1st, 2017 9:54 PM Author: Onyx lay except me... (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972515) |
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Date: April 1st, 2017 9:49 PM Author: olive spectacular school I'm now at about 100k
3rd year doctor.
LMAO at my life.
Age 35 |
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Date: April 1st, 2017 9:51 PM Author: bronze wonderful chad 35? WTF? second career?
whats your salary?
Was med school worth it (obviously not financially, but otherwise)? |
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Date: April 1st, 2017 9:56 PM Author: olive spectacular school I didn't go to med school until I was 29.
Thought about law at one point but had the good sense not to do it.
I make about 150-200k all in.
Hard to say. Intellectually, yes. My career is rewarding and people thank me daily for what I do.
It's fucking rough still moving every year and having to study for exams and continually learn well into my 30s |
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Date: April 1st, 2017 9:58 PM Author: bronze wonderful chad wtf, you make 150k-200k? Family med or something similar? Do you have a family? |
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Date: April 1st, 2017 10:00 PM Author: olive spectacular school I said I'm a third year doctor which means I am still in a training program. I'll make well over 300k once I am a consultant.
Australia has the highest taxes in the world.
No family. Far too difficult. I could maybe afford to have one kid when I am 37-38 but thats it. |
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Date: April 1st, 2017 10:01 PM Author: bronze wonderful chad 300k in AUS dollars or US? Not bad if you don't have much debt.
In the US, the med students graduate with like 300-500k USD debt...which is financial suicide imo. |
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Date: April 1st, 2017 10:03 PM Author: olive spectacular school In Australian currency obviously.
I have the same amount of debt but am on PAYE so I haven't paid any of it yet.
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Date: April 1st, 2017 10:04 PM Author: bronze wonderful chad JFC so you'll have a tax bomb? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972565) |
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Date: April 1st, 2017 10:05 PM Author: olive spectacular school Yes but at that point I'll have a lot of $$$$$$$ plus superannuation, assuming the government doesn't steal that eventually.
No amount of $$$$$$$ could ever convince me to go into law. |
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Date: April 1st, 2017 10:09 PM Author: bronze wonderful chad There are a lot of other jobs besides law and medicine...like tech/accounting/finance, etc. If i were to recommend any field, I'd say do programming...lots of $$$ at age 21 straight out of uni, lots of jobs, mobility, etc. My dad made the equivalent of $500k 2017 dollars in the late 1980s programming in SF Bay Area with like 500k in stock options.
I almost regretted law in biglaw (except it paid off all of my loans and gave me some savings), but fed gov is pretty sweet.
Going back though, I'd prob have just done tech or accounting. No GC flame grad school, I didn't have any undergrad debt, six figure salary straight out at 21 for programming plus stock options, accounting is secure, lower salary but strict 9 to 5 jobs outside of big 4. |
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Date: April 1st, 2017 10:13 PM Author: olive spectacular school As I stated above, it's not about the $$$$$$$.
I have perhaps the only job in the world in which I constantly see something new every day, make an impact on people's lives, and continually learn.
I could have easily worked law/business but at the end of the day I'd feel like a piece of shit.
Other fields like sports and art are worthwhile but don't provide the higher calling in which I am fortunate to be in now. |
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Date: April 1st, 2017 10:15 PM Author: bronze wonderful chad I guess. I don't really give a shit about helping "people". As far as I'm concerned, most of the human population should be annihilated.
I wouldn't have minded being a veterinarian though and helping poor animal doods. |
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Date: April 1st, 2017 10:17 PM Author: olive spectacular school Yes and there's nothing wrong with that.
I am just saying for myself I'd feel like a piece of shit if my existence was based around being a sponge on society. |
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Date: April 1st, 2017 10:17 PM Author: bronze wonderful chad Keep in mind humans are the biggest parasites and polluters on this planet...so keeping more of us alive is destroying the planet as a whole.
If I could make a deal with "God" to annihilate the entire human race in exchange for animal doods ruling (knowing I'd be killing myself too), I'd do it in a heartbeat.
This is one reason why I haven't had kids and am not sure I want any.... |
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Date: April 1st, 2017 10:19 PM Author: olive spectacular school Yes thats why I am not in OBGYN where you're basically helping the scum of the earth reproduce like vermin.
In my field nearly everyone is thankful for what I do and understands the magnitude of their condition. |
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Date: April 1st, 2017 10:19 PM Author: bronze wonderful chad OBGYN sounds awful, tbh..like the worst area of medicine...the work sounds disgusting. plus, just help dumb retard poors reproduce and live off welfare (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972660) |
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Date: April 1st, 2017 10:21 PM Author: olive spectacular school Just imagine cumming up with ever sophisticated techniques so that the absolute mouthbreathing retards of the world can reproduce with impunity and continue to not give a single shit about you're efforts.
Thats OBGYN in a nutshell. |
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Date: April 1st, 2017 10:25 PM Author: bronze wonderful chad Cot damn. And now the majority of the babies in half of the US states are born on Medicaid....LJL. Depressing. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972691) |
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Date: April 1st, 2017 10:20 PM Author: olive spectacular school 'If I could make a deal with "God" to annihilate the entire human race in exchange for animal doods ruling (knowing I'd be killing myself too), I'd do it in a heartbeat. '
I cumpletely agree.
But whats the endgame of corporatism?
Destruction of the environment. |
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Date: April 1st, 2017 10:23 PM Author: bronze wonderful chad Right, but you don't have to work for corporations (although that's where most of the money is).
99% of what humans do is just to propagate ourselves and use the planet for our own selfish means.
Plus a lot of medicine is about $$$$$ - like big pharma, having more consumers to buy shit, keeping alive olds when there is no QOL so that hospitals or whoever can make millions of dollars.
We should just kill ourselves IMO....human race's TTTness is so depressing to think about. |
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Date: April 1st, 2017 10:25 PM Author: olive spectacular school 180 man.
I like you're way of thinking. |
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Date: April 1st, 2017 10:10 PM Author: vivacious fighting meetinghouse liquid oxygen This thread made me realize how far this shitmedicine route has set me back. 10 years opportunity cost, 250k in debt, and the government is still chipping away at our reimbursements. MACRA is a joke too. I tried modeling my reports for the practice I moonlight at by them, and a normal CT Head ends up looking like a 3 page disclaimer statement. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972600) |
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Date: April 1st, 2017 10:13 PM Author: bronze wonderful chad Grad school in general is GC flame...esp in the US. It's all a big scam.
It doesn't financially make sense anymore unless you get a full ride or some shit. The boomers had it made - cheap schooling, high salaries, etc. Now it's a fucking joke. |
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Date: April 1st, 2017 10:14 PM Author: olive spectacular school What area you in?
I'm in Radiation Oncology.
It's the most satisfying shit ever. |
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Date: April 1st, 2017 10:14 PM Author: cerise kitty blood rage (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972623) |
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Date: April 1st, 2017 10:20 PM Author: vivacious fighting meetinghouse liquid oxygen Radiology (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972665) |
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Date: April 1st, 2017 10:21 PM Author: olive spectacular school Why are you cumplaining then. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972674) |
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Date: April 1st, 2017 10:25 PM Author: vivacious fighting meetinghouse liquid oxygen My net worth is -230k and I'm old as shit (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972692) |
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Date: April 1st, 2017 10:25 PM Author: olive spectacular school I move like every 6 months and haven't had a date in like 3 years. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972700) |
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Date: April 1st, 2017 10:27 PM Author: bronze wonderful chad But you always have XO (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32972705) |
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Date: April 2nd, 2017 12:27 AM Author: adventurous ivory school cafeteria The kids who are doing well never post in these threads, by the way. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32973358) |
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Date: April 2nd, 2017 12:28 AM Author: curious gunner french chef Age; NW; Job
Early 30s
$2mm ($1.5mm liquid assets, $500k equity in apartment, other random assets like cars and antiques)
Finance, base salary around $250k, bonus much higher some years
Don't live rich. I lie to gf about how much I earn. |
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Date: April 3rd, 2017 12:29 AM Author: bronze wonderful chad 180. You can NEETmo now (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32980175) |
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Date: April 3rd, 2017 12:17 AM Author: soggy hairless puppy toaster 2009 Northwestern law grad. Multiple properties (to own and to rent) and a Jeep Liberty. (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32980086) |
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Date: April 3rd, 2017 12:32 AM Author: Aphrodisiac Stage (nonresponsive) (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#32980191) |
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Date: April 19th, 2018 1:56 PM Author: Ultramarine bipolar range (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#35875334) |
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Date: April 19th, 2018 2:00 PM Author: medicated rough-skinned candlestick maker patrolman what's your NW now? (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#35875388) |
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Date: April 19th, 2018 2:03 PM Author: Ultramarine bipolar range 900 (http://www.autoadmit.com/thread.php?thread_id=3570347&forum_id=2#35875419) |
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Date: April 19th, 2018 2:00 PM Author: Vengeful Crotch 210K NW
32
175K in-house gig from 10a-4p |
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Date: April 19th, 2018 2:02 PM Author: electric seedy brunch Wife and I:
Age 34,33
NW $460k
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