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Cant stop spending MONEY. Fuck my ass.
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Date: April 26th, 2017 7:33 PM Author: thriller scourge upon the earth menage $5000 for property taxes this month (6 months). $3,100 federal income tax ($1,400 back from the state). $1500 to my own law firm to set up my PC. $2000 for that fucking bed I was posting about earlier. $1100 in car payments (wife and me). $3000 mortgage. And that doesn't count food, or utilities or clothes or other fucking wasteful shit burned at the altar of GC.
$20,000 this month. |
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Date: April 26th, 2017 7:46 PM Author: henna soul-stirring corner headpube what's your take home pay? (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170331) |
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Date: April 26th, 2017 7:49 PM Author: thriller scourge upon the earth menage since I am running half of my expenses through my PC, hard to tell. I am paying myself a salary of $160K right now before tax. MY PC will earn $250K in draws before my bonus, which should be $150-200K (hopefully). (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170363) |
Date: April 26th, 2017 7:34 PM Author: arousing nofapping marketing idea let me hold your bar license for a minute to skip pro hac vice cali fees. how's $100/case? (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170239) |
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Date: April 26th, 2017 7:34 PM Author: Purple frisky community account We told you not to buy that shitty condo. You didnt listen (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170241) |
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Date: April 26th, 2017 7:36 PM Author: thriller scourge upon the earth menage it's a very nice condo. The housing costs are my biggest expense but are not the thing that is driving me bugshit. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170261) |
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Date: April 26th, 2017 7:39 PM Author: Purple frisky community account Have you read mr money mustache blog ever? It seems like you could benefit. For instance, making $400k and having car payments is ridiculous. You can get a great memory foam mattress on amazon for $200. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170275) |
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Date: April 26th, 2017 7:43 PM Author: thriller scourge upon the earth menage my wife's prius was purchased for $0 down and 0% financing. Which is why the payment is pretty big.
I am leasing my car which is necessary to deduct 90% of it as a business expense to my PC.
I bought a crate and barrel bedframe. I've had a mattress and box spring sitting on my floor for the past 5 years. |
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Date: April 26th, 2017 7:45 PM Author: cracking heaven candlestick maker why does leasing vs. purchasing matter for deductions? (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170322) |
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Date: April 26th, 2017 7:46 PM Author: razzle-dazzle orchid indian lodge circlehead no tax masterman, but i imagine its an expense vs capital asset expenditure issue (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170330) |
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Date: April 26th, 2017 7:47 PM Author: thriller scourge upon the earth menage Capital asset I would have to depreciate? Not sure exactly but that is what I was told. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170341) |
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Date: April 26th, 2017 7:48 PM Author: razzle-dazzle orchid indian lodge circlehead i think that's correct. wonder if you can use a 179A accelerated depreciation schedule on a car (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170354) |
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Date: April 26th, 2017 8:01 PM Author: federal irradiated wagecucks karate i'm not a taxmo, but am skeptical that a professional can deduct a vehicle? (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170470) |
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Date: April 26th, 2017 7:45 PM Author: razzle-dazzle orchid indian lodge circlehead CR. i have the same deal from toyota. they extended it to CPO models as well. $590/mo or so for 3 years. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170325) |
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Date: April 26th, 2017 7:41 PM Author: Puce trailer park You in nyc? If not why buy a condo? (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170292) |
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Date: April 26th, 2017 7:44 PM Author: thriller scourge upon the earth menage I did not think I could afford $1.2 million for a house 3 years ago in an area that would not result in a 45 minute commute. Those same houses are $1.8 million now.
I got a lot more space in the condo for my money and a 3-5 minute commute which is priceless. |
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Date: April 26th, 2017 7:48 PM Author: henna soul-stirring corner headpube are you beating yourself up for not buying one of those $1.2 mil houses? that's a huge fucking windfall. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170349) |
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Date: April 26th, 2017 7:51 PM Author: thriller scourge upon the earth menage yeah, my $800K condo is worth like $950 now. I am exaggerating $1.2 to $1.8 but the increase is much higher.
Shit had stalled out now. Crash coming in the next couple of years. |
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Date: April 26th, 2017 7:52 PM Author: henna soul-stirring corner headpube do you think California is way overpriced currently? particularly outside of SV?
think of how much better a BIGLAW Bro is in DC, Philly, Boston, Chicago, Texas... even NYC suburbs where stately homes can go for $1 million or under. |
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Date: April 26th, 2017 7:54 PM Author: thriller scourge upon the earth menage is overpriced but you are not going to see a 30% housing crash in SF/SV or the decent parts of LA ever. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170407) |
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Date: April 26th, 2017 8:00 PM Author: henna soul-stirring corner headpube I tend to agree, but I think SF and LA will increase more slowly over the next 5-10 years while other markets (DC, Chicago) rise quicker so there isn't such a huge disparity. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170460) |
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Date: April 26th, 2017 8:48 PM Author: opaque temple Lol (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170944) |
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Date: April 26th, 2017 7:54 PM Author: Purple frisky community account Do you bike or walk to work? That would be a great way to get some exercise and save cash. Share the prius with the wife. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170406) |
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Date: April 26th, 2017 7:56 PM Author: thriller scourge upon the earth menage That would be good - though biking to work in business casual is not particularly comfortable and it does get pretty hot. If I don't lease a car I cant really take advantage of the PC deduction.
Yes I know - must spend money on the lease to save a portion of it on taxes - heheh |
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Date: April 26th, 2017 7:44 PM Author: cracking heaven candlestick maker you're investing in yourself. it'll pay in the end! (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170312) |
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Date: April 26th, 2017 7:50 PM Author: excitant nubile national JUST KEEP WHINING ABOUT HAVING SO MUCH FUCKING MONEY (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170365) |
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Date: April 26th, 2017 7:59 PM Author: Aromatic electric furnace lodge http://www.xoxohth.com/thread.php?thread_id=3596691&forum_id=2 (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170446) |
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Date: April 26th, 2017 8:00 PM Author: thriller scourge upon the earth menage cr (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170457) |
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Date: April 26th, 2017 8:01 PM Author: Supple carmine parlour liquid oxygen At least u can deadlift trees bro (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170464) |
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Date: April 26th, 2017 8:48 PM Author: opaque temple You could be retired in 4-5 years if you had a clue (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33170948) |
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Date: April 26th, 2017 11:43 PM Author: thriller scourge upon the earth menage involving not getting married and living in my rent stabilized apartment forever. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33172758) |
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Date: April 26th, 2017 11:44 PM Author: Alcoholic Den why do you have a car payment? straight cash homey (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33172765) |
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Date: April 26th, 2017 11:45 PM Author: glittery jew ladyboy he probably copped dat 1.9% interest rate. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33172768) |
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Date: April 26th, 2017 11:51 PM Author: thriller scourge upon the earth menage read above.
0% 0 down on wifes car, I am leasing my car and deducting it as a business expense to get 40% back. |
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Date: April 26th, 2017 11:48 PM Author: balding rose shrine mental disorder owning property is 180 but attracts all sorts of expenditures like a huge magnet
when i rented a shitty fifth-floor walkup studio in MFH i had trivial expenses bc there wasn't room to put anything and in any event it was too much of a pain to move stuff up and down the stairs
now that i have a house, even as tiny as it is, it's just a constant drain on money: mortgage interest, property tax, garbage collection bill, heating bills, and then the piano that i bought, various powertools that i got bc i now have more space to use them, etc.
i wouldn't be surprised if all this completely cancels out any appreciation on the property |
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Date: April 27th, 2017 12:01 AM Author: thriller scourge upon the earth menage GC always wins.
We just have to hope hat one day rents increase to twice our mortgage before we die and we can look smugly at renters then. |
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Date: April 27th, 2017 12:04 AM Author: racy copper parlor If you bought a house where maintenance+tax+interest+insurance+mortgage together costs more than what renting an equivalent place would be, you got completely FUCKED. It's supposed to be the other way around to make up for the lack of liquidity. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33172937) |
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Date: April 27th, 2017 12:02 AM Author: topaz boistinker link to the bed you bought (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33172922) |
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Date: April 27th, 2017 12:04 AM Author: thriller scourge upon the earth menage https://www.crateandbarrel.com/tate-tall-upholstered-california-king-bed/s147598 (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33172930) |
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Date: April 27th, 2017 12:15 AM Author: racy copper parlor You could have bought basically the same thing for like $600 if you didn't order it from some trendy website at MSRP like a pigeon-brained woman. It's not even as if the premium went to buying "nice" (as in high quality) furniture, you just lit money on fire because you were too lazy to shop around. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33173029) |
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Date: April 27th, 2017 12:34 AM Author: thriller scourge upon the earth menage Actually we went to living spaces to see the $700 equivalent and the quality was noticeably shittier. Not much available in Cal King. (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33173196) |
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Date: April 27th, 2017 2:32 AM Author: racy copper parlor I don't doubt that you saw something shitty for $700 but you also could have gotten something good for $700. Out of all consumer goods, furniture has one of the biggest (if not the biggest) variations in quality at a given price point. Non-recurring purchase with no price (or even product characteristic) transparency. The exact same item can be $1500 at one store and $3500, often sold under different names so you can't easily price shop online unless you REALLY know what you're doing.
If you buy at MSRP at a big box store, you're automatically buying near the top of the price/value curve (with the only thing worse being some of the smaller stores that actively try to con you and sell stuff at above the effective "MSRP" with the idea that you're going to haggle them down a lot). |
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Date: April 27th, 2017 12:13 AM Author: topaz boistinker what is your property valued at (http://www.autoadmit.com/thread.php?thread_id=3596692&forum_id=2#33173018) |